Cost of Living Comparison Between Đakovo and Zagreb Cost of Living Comparison Between Đakovo and Zagreb

Monthly Cost of Living

A single person spends $1,414 per month in Đakovo vs $1,738 in Zagreb, rent included.

A couple spends around $2,059 per month in Đakovo vs $2,574 in Zagreb, rent included.

A family of three spends $2,704 per month in Đakovo vs $3,409 in Zagreb, rent included.

Đakovo is about 19% cheaper than Zagreb, driven mainly by Eating Out.

Both Đakovo and Zagreb sit above the global median – Đakovo by 6%, Zagreb by 30%.

Meal at Budget Restaurant

$8.14 €7.06

$11.78 €10.22

-30.90%

Three-Course Dinner for Two, Mid-Range

$29.28 €25.41

$69.1 €60.0

-57.64%

Fast Food Meal (McDonalds, etc)

$5.86 €5.09

$9.49 €8.23

-38.25%

Cappuccino

$1.72 €1.49

$2.43 €2.10

-29.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 €1.54

$3.16 €2.74

-43.99%

Water (0.33 liter bottle)

$1.77 €1.53

$2.36 €2.05

-25.00%

Local Beer (0.5 liter draught)

$3.39 €2.94

$3.67 €3.18

-7.63%

Imported Beer (0.33 liter bottle)

$3.53 €3.06

$4.67 €4.05

-24.41%

Milk (1 liter)

$1.35 €1.17

White Bread (500g)

$1.93 €1.67

$1.87 €1.62

3.21%

Rice (white) (1kg)

$2.73 €2.37

$2.66 €2.30

2.63%

Eggs

$3.67 €3.18

$3.65 €3.17

0.55%

Local Cheese (1kg)

$11.21 €9.72

$10.88 €9.44

3.03%

Chicken Fillets (1kg)

$9.96 €8.64

$9.92 €8.61

0.40%

Beef Round Steak (1kg)

$12.94 €11.22

$12.72 €11.03

1.73%

Apples (1kg)

$1.88 €1.63

Banana (1kg)

$1.65 €1.43

$1.66 €1.44

-0.60%

Oranges (1kg)

$2.06 €1.79

$1.98 €1.72

4.04%

Tomato (1kg)

$2.95 €2.56

$3.06 €2.66

-3.59%

Potato (1kg)

$1.45 €1.26

$1.44 €1.25

0.69%

Onion (1kg)

$1.39 €1.21

$1.47 €1.27

-5.44%

Lettuce (1 head)

$1.32 €1.15

$1.30 €1.13

1.54%

Water (1.5 liter bottle)

$1.27 €1.11

$1.29 €1.12

-1.55%

Cigarettes 20 Pack (Marlboro, Camel)

$5.92 €5.14

$5.76 €5.00

2.78%

Wine (Bottle)

$5.75 €4.99

$9.49 €8.23

-39.41%

Local Beer (0.5 liter bottle)

$1.85 €1.61

$1.84 €1.60

0.54%

Imported Beer (0.33 liter bottle)

$2.27 €1.97

$2.30 €1.99

-1.30%

One-way Ticket (Public Transport)

$1.78 €1.54

$0.64 €0.55

178.13%

Public Transport Monthly Pass (Regular Price)

$41.99 €36.43

$57.0 €49.47

-26.36%

Taxi Start (Normal Tariff)

$2.26 €1.96

$2.28 €1.98

-0.88%

Taxi (Normal Tariff) (1km)

$1.02 €0.88

$1.07 €0.93

-4.67%

Taxi 1hour Waiting (Normal Tariff)

$10.38 €9.01

$10.12 €8.78

2.57%

Gasoline (1 liter)

$1.79 €1.55

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.6K

$35.1K €30.4K

-2.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €22.5K

$26.2K €22.7K

-0.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €180

$208 €180

-0.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.69 €17.08

$20.19 €17.52

-2.48%

Internet (50+ Mbps, Unlimited Data)

$33.01 €28.64

$32.82 €28.47

0.58%

Gym Membership (Monthly)

$51.9 €45.03

$50.7 €43.95

2.45%

Tennis Court (1 Hour on Weekend)

$14.85 €12.88

$14.47 €12.55

2.63%

Cinema Ticket

$9.17 €7.95

$8.85 €7.68

3.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$244 €212

$501 €435

-51.23%

International Primary School, 1 Child (Yearly)

$13.5K €11.7K

$13.3K €11.5K

1.55%

Jeans (Levis 501 Or Similar)

$101 €87.9

$98.3 €85.2

3.16%

Summer Dress (H&M, Zara, etc)

$39.68 €34.43

$39.43 €34.21

0.63%

Sport Shoes (Adidas, Nike)

$96.1 €83.4

$98.2 €85.2

-2.11%

Men's Leather Business Shoes

$116 €100

$117 €101

-0.93%

1-bedroom Apartment, City Center (Monthly)

$670 €581

$873 €757

-23.19%

1-bedroom Apartment, Outside City Center (Monthly)

$463 €401

$662 €574

-30.13%

3-bedroom Apartment, City Center (Monthly)

$1,052 €913

$1,467 €1,273

-28.29%

3-bedroom Apartment, Outside City Center (Monthly)

$759 €659

$1,079 €936

-29.59%

Buy Apartment in City Center (m2)

$4,119 €3,574

$5,268 €4,570

-21.80%

Buy Apartment Outside City Center (m2)

$2,865 €2,486

$3,255 €2,824

-11.97%

Average Monthly Net Salary (After Tax)

$1,400 €1,215

$1,886 €1,637

-25.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Đakovo: May 31, 2026

Last update for Zagreb: June 2, 2026

Cost Breakdown

A central one-bedroom costs $670 in Đakovo versus $873 in Zagreb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Zagreb, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Đakovo versus $69.0 in Zagreb. Monthly groceries follow the same trend: $276 vs $281 – making Đakovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Đakovo vs Zagreb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,414 in Đakovo, $1,738 in Zagreb – roughly 23% apart. Zagreb costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,122 per month in Đakovo and $2,607 in Zagreb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Đakovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 36% less in Đakovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $244 per month in Đakovo and $501 in Zagreb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Đakovo, where all-in costs run around $1,414, than in Zagreb at $1,738. In Đakovo it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,414 in Đakovo to $1,738 in Zagreb. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Đakovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.