Last update: Oct 2026

Cost of Living Comparison Between Đakovo and Zagreb

For one person, living is cheaper in Đakovo: $1,281 a month against $1,772 in Zagreb, rent and utilities included – about $5,900 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Đakovo
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Đakovo Living Index
85

Cost of Living Index in Zagreb
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Zagreb Living Index

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Đakovo

🇭🇷 Croatia

$1,281

/mo nomad

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Monthly Cost of Living

How much you'll spend in Đakovo and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Đakovo and in Zagreb actually costs, broken down by who's living it.

A single person spends $1,281 per month in Đakovo vs $1,772 in Zagreb, rent included.

Đakovo $1,281
Zagreb $1,772

A couple spends around $1,889 per month in Đakovo vs $2,619 in Zagreb, rent included.

Đakovo $1,889
Zagreb $2,619

A family of three spends $2,498 per month in Đakovo vs $3,467 in Zagreb, rent included.

Đakovo $2,498
Zagreb $3,467

Đakovo is about 28% cheaper than Zagreb, and outside of rent the biggest gap is in groceries.

Đakovo sits 6% below the global median, while Zagreb is 30% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.00 €7.18

$12.33 €11.08

-35.12%

Three-Course Dinner for Two, Mid-Range

$28.27 €25.40

$63.9 €57.5

-55.79%

Fast Food Meal (McDonalds, etc)

$5.49 €4.94

$8.01 €7.20

-31.46%

Cappuccino

$1.64 €1.47

$2.50 €2.25

-34.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 €1.48

$3.09 €2.77

-46.60%

Water (0.33 liter bottle)

$1.64 €1.47

$2.62 €2.35

-37.40%

Local Beer (0.5 liter draught)

$3.26 €2.93

$3.42 €3.07

-4.68%

Imported Beer (0.33 liter bottle)

$3.39 €3.05

$4.51 €4.05

-24.83%

Milk (1 liter)

$1.26 €1.13

$1.27 €1.14

-0.79%

White Bread (500g)

$1.11 €0.99

$1.60 €1.43

-30.62%

Rice (white) (1kg)

$1.14 €1.02

$2.68 €2.41

-57.46%

Eggs

$2.66 €2.39

$3.95 €3.55

-32.66%

Local Cheese (1kg)

$5.46 €4.90

$14.58 €13.10

-62.55%

Chicken Fillets (1kg)

$5.43 €4.88

$11.47 €10.30

-52.66%

Beef Round Steak (1kg)

$13.27 €11.92

$17.35 €15.59

-23.52%

Apples (1kg)

$2.18 €1.95

$2.31 €2.07

-5.63%

Banana (1kg)

$1.73 €1.55

$1.65 €1.48

4.85%

Oranges (1kg)

$2.17 €1.95

$2.19 €1.96

-0.91%

Tomato (1kg)

$1.14 €1.02

$2.56 €2.30

-55.47%

Potato (1kg)

$1.11 €1.00

$1.36 €1.22

-18.38%

Onion (1kg)

$1.21 €1.09

$1.20 €1.08

0.83%

Lettuce (1 head)

$1.09 €0.98

$1.19 €1.07

-8.40%

Water (1.5 liter bottle)

$1.09 €0.98

$1.29 €1.16

-15.50%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.92

$6.08 €5.46

-9.87%

Wine (Bottle)

$5.61 €5.04

$11.07 €9.94

-49.32%

Local Beer (0.5 liter bottle)

$1.69 €1.52

$1.69 €1.51

Imported Beer (0.33 liter bottle)

$2.19 €1.97

$2.46 €2.21

-10.98%

One-way Ticket (Public Transport)

$1.83 €1.64

$0.57 €0.51

221.05%

Public Transport Monthly Pass (Regular Price)

$42.39 €38.09

$53.2 €47.83

-20.38%

Taxi Start (Normal Tariff)

$2.23 €2.00

$2.18 €1.96

2.29%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$1.44 €1.29

-20.83%

Taxi 1hour Waiting (Normal Tariff)

$11.10 €9.98

$12.39 €11.13

-10.41%

Gasoline (1 liter)

$1.84 €1.65

$1.90 €1.70

-3.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K €20.2K

$27.9K €25.1K

-19.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K €22.8K

$26.0K €23.4K

-2.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 €110

$215 €193

-43.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 €9.92

$22.34 €20.07

-50.58%

Internet (50+ Mbps, Unlimited Data)

$21.11 €18.97

$38.73 €34.80

-45.49%

Gym Membership (Monthly)

$52.0 €46.74

$48.65 €43.71

6.93%

Tennis Court (1 Hour on Weekend)

$15.01 €13.49

$18.95 €17.02

-20.79%

Cinema Ticket

$10.27 €9.23

$10.41 €9.35

-1.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$77.4 €69.5

$499 €448

-84.50%

International Primary School, 1 Child (Yearly)

$9,949 €8,939

$9,720 €8,733

2.35%

Jeans (Levis 501 Or Similar)

$108 €97.2

$109 €97.6

-0.43%

Summer Dress (H&M, Zara, etc)

$34.16 €30.69

$42.23 €37.94

-19.11%

Sport Shoes (Adidas, Nike)

$45.15 €40.57

$102 €91.9

-55.86%

Men's Leather Business Shoes

$99.4 €89.3

$111 €99.3

-10.08%

1-bedroom Apartment, City Center (Monthly)

$689 €619

$888 €798

-22.40%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €473

$683 €614

-22.95%

3-bedroom Apartment, City Center (Monthly)

$1,190 €1,069

$1,468 €1,319

-18.96%

3-bedroom Apartment, Outside City Center (Monthly)

$876 €787

$1,066 €958

-17.90%

Buy Apartment in City Center (m2)

$4,101 €3,684

$5,275 €4,740

-22.26%

Buy Apartment Outside City Center (m2)

$2,896 €2,602

$3,670 €3,297

-21.08%

Average Monthly Net Salary (After Tax)

$1,316 €1,182

$1,975 €1,774

-33.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Đakovo: October 25, 2026

Last update for Zagreb: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Đakovo

$526 41.1%

Zagreb

$683 38.5% 29.8% $157

Groceries & Markets

Đakovo

$205 16%

Zagreb

$314 17.7% 52.9% $108

Monthly Utilities & Internet

Đakovo

$154 12%

Zagreb

$276 15.6% 79.2% $122

Eating Out

Đakovo

$136 10.6%

Zagreb

$202 11.4% 48% $65

Clothing & Footwear

Đakovo

$129 10.1%

Zagreb

$164 9.2% 26.8% $35

Sport & Entertainment

Đakovo

$73 5.7%

Zagreb

$69 3.9% 4.3% $3.1

Getting Around

Đakovo

$58 4.5%

Zagreb

$65 3.7% 12.6% $7.3

Cost Breakdown

A central one-bedroom costs $689 in Đakovo versus $888 in Zagreb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Zagreb. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $28 in Đakovo versus $64 in Zagreb. Monthly groceries follow the same trend: $205 vs $314 – making Đakovo the more affordable choice for daily food spending.

Good to know

🇭🇷 Đakovo

🇭🇷 Zagreb

🕒 Local time

12:58 12:58 PM

Same time as Đakovo

🌤 Weather

👥 Population

16,875

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Đakovo vs Zagreb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,281 in Đakovo, $1,772 in Zagreb – roughly 38% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,921 per month in Đakovo and $2,658 in Zagreb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Đakovo, especially for central apartments: a one-bedroom in the center costs $689 there versus $888 in Zagreb.

Public transport costs about 20% less in Đakovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $77 per month in Đakovo and $499 in Zagreb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,281 in Đakovo and $1,772 in Zagreb, leaving budget for savings and extras in both cases.

Families tend to lean toward Đakovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Đakovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.