Cost of Living Comparison Between Zagreb and Bjelovar Cost of Living Comparison Between Zagreb and Bjelovar

Monthly Cost of Living

Monthly costs for one person with rent: $1,815 in Zagreb versus $1,599 in Bjelovar.

Estimated couple costs with rent: $2,718 in Zagreb versus $2,467 in Bjelovar.

Monthly costs for a family of three with rent: $3,620 in Zagreb versus $3,336 in Bjelovar.

Living in Zagreb is roughly 14% more expensive than in Bjelovar, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Zagreb 32% above, Bjelovar 16% above.

Meal at Budget Restaurant

$13.88 €11.96

$13.81 €11.90

0.51%

Three-Course Dinner for Two, Mid-Range

$60.3 €51.9

$75.1 €64.8

-19.78%

Fast Food Meal (McDonalds, etc)

$8.30 €7.16

$10.43 €8.99

-20.42%

Cappuccino

$2.63 €2.26

$2.48 €2.13

6.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 €2.73

$3.23 €2.78

-1.86%

Water (0.33 liter bottle)

$2.64 €2.28

$2.06 €1.78

28.16%

Local Beer (0.5 liter draught)

$3.40 €2.93

$4.09 €3.52

-16.87%

Imported Beer (0.33 liter bottle)

$4.72 €4.07

$4.76 €4.10

-0.84%

Milk (1 liter)

$1.35 €1.16

$1.24 €1.07

8.87%

White Bread (500g)

$1.73 €1.49

$1.60 €1.38

8.12%

Rice (white) (1kg)

$3.07 €2.65

$3.41 €2.94

-9.97%

Eggs

$4.10 €3.53

$3.80 €3.28

7.89%

Local Cheese (1kg)

$16.57 €14.28

$16.41 €14.15

0.98%

Chicken Fillets (1kg)

$12.71 €10.96

$10.66 €9.19

19.23%

Beef Round Steak (1kg)

$17.87 €15.41

$14.82 €12.77

20.58%

Apples (1kg)

$2.30 €1.98

$1.77 €1.53

29.94%

Banana (1kg)

$1.90 €1.64

$1.82 €1.57

4.40%

Oranges (1kg)

$2.18 €1.88

$1.95 €1.68

11.79%

Tomato (1kg)

$2.71 €2.34

$2.76 €2.38

-1.81%

Potato (1kg)

$1.45 €1.25

$1.38 €1.19

5.07%

Onion (1kg)

$1.07 €0.92

$1.36 €1.17

-21.32%

Lettuce (1 head)

$1.33 €1.14

$1.41 €1.21

-5.67%

Water (1.5 liter bottle)

$1.34 €1.15

$1.36 €1.17

-1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$5.78 €4.98

$5.81 €5.00

-0.52%

Wine (Bottle)

$9.15 €7.89

$8.23 €7.09

11.18%

Local Beer (0.5 liter bottle)

$1.73 €1.49

$1.67 €1.44

3.59%

Imported Beer (0.33 liter bottle)

$2.49 €2.15

$2.16 €1.86

15.28%

One-way Ticket (Public Transport)

$0.60 €0.51

$1.54 €1.33

-61.04%

Public Transport Monthly Pass (Regular Price)

$58.2 €50.2

$41.03 €35.37

41.85%

Taxi Start (Normal Tariff)

$2.26 €1.95

$5.90 €5.09

-61.69%

Taxi (Normal Tariff) (1km)

$1.43 €1.24

$1.47 €1.27

-2.72%

Taxi 1hour Waiting (Normal Tariff)

$11.00 €9.49

$29.55 €25.47

-62.77%

Gasoline (1 liter)

$1.86 €1.60

$1.68 €1.45

10.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €24.1K

$27.5K €23.7K

1.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K €23.8K

$25.5K €22.0K

8.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 €188

$193 €166

12.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.03 €18.99

$25.03 €21.58

-11.99%

Internet (50+ Mbps, Unlimited Data)

$40.41 €34.84

$40.27 €34.71

0.35%

Gym Membership (Monthly)

$53.8 €46.37

$54.3 €46.83

-0.99%

Tennis Court (1 Hour on Weekend)

$19.46 €16.78

$16.27 €14.03

19.61%

Cinema Ticket

$9.40 €8.11

$7.17 €6.18

31.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$555 €478

$575 €496

-3.52%

International Primary School, 1 Child (Yearly)

$10.9K €9,364

$13.5K €11.6K

-19.33%

Jeans (Levis 501 Or Similar)

$109 €94.4

$101 €87.0

8.42%

Summer Dress (H&M, Zara, etc)

$46.46 €40.05

$42.92 €37.00

8.25%

Sport Shoes (Adidas, Nike)

$98.8 €85.2

$107 €92.0

-7.48%

Men's Leather Business Shoes

$111 €96.0

$112 €96.8

-0.84%

1-bedroom Apartment, City Center (Monthly)

$916 €789

$699 €603

30.96%

1-bedroom Apartment, Outside City Center (Monthly)

$700 €603

$538 €464

30.05%

3-bedroom Apartment, City Center (Monthly)

$1,460 €1,259

$1,256 €1,082

16.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,067 €920

$845 €729

26.21%

Buy Apartment in City Center (m2)

$5,291 €4,561

$4,182 €3,605

26.53%

Buy Apartment Outside City Center (m2)

$3,520 €3,034

$3,025 €2,608

16.35%

Average Monthly Net Salary (After Tax)

$1,954 €1,685

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

3.73

-12.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: September 6, 2026

Last update for Bjelovar: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $916 in Zagreb and $699 in Bjelovar. Housing cost is often the main lever when comparing two cities.

Dining out: $60.0 in Zagreb vs $75.0 in Bjelovar. Groceries flip the comparison at $331 vs $304, with Bjelovar cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Bjelovar: Cost of Living - Frequently Asked Questions

Zagreb and Bjelovar differ by about 14% in total monthly costs ($1,815 vs $1,599 including rent). Bjelovar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,722 in Zagreb and $2,398 in Bjelovar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $916 in Zagreb versus $699 in Bjelovar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bjelovar – a meal for two runs $75.0 versus $60.0 in Zagreb. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,815 per month in Zagreb versus $1,599 in Bjelovar – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,599 in Bjelovar versus $1,815 in Zagreb, a $2,000 budget is realistic in Bjelovar but tight or insufficient in Zagreb. The gap between the two cities makes Bjelovar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zagreb and Bjelovar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bjelovar gentler on the wallet – expenses run 14% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.