Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Bjelovar

For one person, living is cheaper in Bjelovar: $1,576 a month against $1,772 in Zagreb, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Zagreb
Learn more

Zagreb Living Index
76

Cost of Living Index in Bjelovar
Learn more

Bjelovar Living Index

Jump to prices

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Bjelovar

🇭🇷 Croatia

$1,576

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Bjelovar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Bjelovar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,772 in Zagreb versus $1,576 in Bjelovar.

Zagreb $1,772
Bjelovar $1,576

Estimated couple costs with rent: $2,619 in Zagreb versus $2,408 in Bjelovar.

Zagreb $2,619
Bjelovar $2,408

Monthly costs for a family of three with rent: $3,467 in Zagreb versus $3,240 in Bjelovar.

Zagreb $3,467
Bjelovar $3,240

Living in Zagreb is roughly 12% more expensive than in Bjelovar, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zagreb 30% above, Bjelovar 16% above.

Meal at Budget Restaurant

$12.33 €11.08

$13.25 €11.90

-6.94%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.4

$71.9 €64.6

-11.06%

Fast Food Meal (McDonalds, etc)

$8.01 €7.20

$9.87 €8.86

-18.84%

Cappuccino

$2.50 €2.25

$2.26 €2.03

10.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$2.97 €2.67

4.04%

Water (0.33 liter bottle)

$2.62 €2.35

$1.89 €1.70

38.62%

Local Beer (0.5 liter draught)

$3.42 €3.07

$3.88 €3.49

-11.86%

Imported Beer (0.33 liter bottle)

$4.51 €4.05

$4.37 €3.92

3.20%

Milk (1 liter)

$1.27 €1.14

$1.21 €1.08

4.96%

White Bread (500g)

$1.60 €1.43

$1.54 €1.38

3.90%

Rice (white) (1kg)

$2.68 €2.41

$3.48 €3.12

-22.99%

Eggs

$3.95 €3.54

$3.85 €3.46

2.60%

Local Cheese (1kg)

$14.58 €13.10

$15.95 €14.33

-8.59%

Chicken Fillets (1kg)

$11.47 €10.30

$10.02 €9.00

14.47%

Beef Round Steak (1kg)

$17.35 €15.58

$14.32 €12.86

21.16%

Apples (1kg)

$2.31 €2.07

$1.64 €1.47

40.85%

Banana (1kg)

$1.65 €1.48

$1.73 €1.55

-4.62%

Oranges (1kg)

$2.19 €1.96

$1.88 €1.69

16.49%

Tomato (1kg)

$2.56 €2.30

$2.57 €2.31

-0.39%

Potato (1kg)

$1.36 €1.22

$1.38 €1.24

-1.45%

Onion (1kg)

$1.20 €1.08

$1.32 €1.18

-9.09%

Lettuce (1 head)

$1.19 €1.07

$1.30 €1.17

-8.46%

Water (1.5 liter bottle)

$1.29 €1.16

$1.36 €1.22

-5.15%

Cigarettes 20 Pack (Marlboro, Camel)

$6.08 €5.46

$5.73 €5.15

6.11%

Wine (Bottle)

$11.07 €9.94

$7.90 €7.09

40.13%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.62 €1.45

4.32%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$2.13 €1.92

15.49%

One-way Ticket (Public Transport)

$0.57 €0.51

$1.58 €1.42

-63.92%

Public Transport Monthly Pass (Regular Price)

$53.2 €47.82

$41.62 €37.39

27.92%

Taxi Start (Normal Tariff)

$2.18 €1.96

$5.71 €5.13

-61.82%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$1.47 €1.32

-2.04%

Taxi 1hour Waiting (Normal Tariff)

$12.39 €11.13

$13.35 €11.99

-7.19%

Gasoline (1 liter)

$1.90 €1.70

$1.70 €1.53

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.1K

$27.6K €24.8K

1.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.4K

$24.8K €22.2K

5.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$186 €167

15.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 €20.07

$24.22 €21.76

-7.76%

Internet (50+ Mbps, Unlimited Data)

$38.73 €34.79

$38.76 €34.82

-0.08%

Gym Membership (Monthly)

$48.65 €43.70

$51.6 €46.31

-5.63%

Tennis Court (1 Hour on Weekend)

$18.95 €17.02

$13.08 €11.75

44.88%

Cinema Ticket

$10.41 €9.35

$10.50 €9.43

-0.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €448

$547 €491

-8.74%

International Primary School, 1 Child (Yearly)

$9,720 €8,731

$13.1K €11.7K

-25.53%

Jeans (Levis 501 Or Similar)

$109 €97.6

$100 €90.2

8.20%

Summer Dress (H&M, Zara, etc)

$42.23 €37.93

$42.68 €38.34

-1.05%

Sport Shoes (Adidas, Nike)

$102 €91.9

$105 €94.0

-2.21%

Men's Leather Business Shoes

$111 €99.3

$109 €98.0

1.35%

1-bedroom Apartment, City Center (Monthly)

$888 €798

$671 €603

32.45%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €614

$530 €476

28.94%

3-bedroom Apartment, City Center (Monthly)

$1,468 €1,319

$1,173 €1,054

25.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 €958

$869 €781

22.72%

Buy Apartment in City Center (m2)

$5,275 €4,739

$4,420 €3,971

19.34%

Buy Apartment Outside City Center (m2)

$3,670 €3,297

$3,296 €2,961

11.34%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.73

-11.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 25, 2026

Last update for Bjelovar: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$683 38.5%

Bjelovar

$530 33.6% 22.4% $153

Groceries & Markets

Zagreb

$314 17.7%

Bjelovar

$293 18.6% 6.5% $20

Monthly Utilities & Internet

Zagreb

$276 15.6%

Bjelovar

$249 15.8% 10% $27

Eating Out

Zagreb

$202 11.4%

Bjelovar

$210 13.3% 4.3% $8.6

Clothing & Footwear

Zagreb

$164 9.2%

Bjelovar

$161 10.2% 1.9% $3.1

Sport & Entertainment

Zagreb

$69 3.9%

Bjelovar

$73 4.6% 4.4% $3.1

Getting Around

Zagreb

$65 3.7%

Bjelovar

$61 3.9% 6% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $888 in Zagreb and $671 in Bjelovar. Housing cost is often the main lever when comparing two cities.

Dining out: $64 in Zagreb vs $72 in Bjelovar. Groceries flip the comparison at $314 vs $293, with Bjelovar cheaper for home cooking.

Good to know

🇭🇷 Zagreb

🇭🇷 Bjelovar

🕒 Local time

22:19 10:19 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

36,316

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Zagreb Bjelovar 68 km

From you

Zagreb
Bjelovar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Bjelovar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,772 in Zagreb and $1,576 in Bjelovar, so Bjelovar is about 11% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,658 in Zagreb and $2,363 in Bjelovar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $888 in Zagreb versus $671 in Bjelovar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Zagreb – a meal for two runs $64 versus $72 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,772 per month in Zagreb versus $1,576 in Bjelovar – Bjelovar is about 11% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Bjelovar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zagreb and Bjelovar are both considered safe, so it’s unlikely to be the deciding factor between them.