Cost of Living Comparison Between Bjelovar and Zagreb Cost of Living Comparison Between Bjelovar and Zagreb

Monthly Cost of Living

Monthly costs for one person with rent: $1,483 in Bjelovar versus $1,738 in Zagreb.

Estimated couple costs with rent: $2,282 in Bjelovar versus $2,574 in Zagreb.

Monthly costs for a family of three with rent: $3,081 in Bjelovar versus $3,409 in Zagreb.

Living in Bjelovar costs roughly 15% less than in Zagreb, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Bjelovar 11% above, Zagreb 30% above.

Meal at Budget Restaurant

$12.57 €10.81

$11.78 €10.13

6.71%

Three-Course Dinner for Two, Mid-Range

$69.7 €59.9

$69.1 €59.5

0.81%

Fast Food Meal (McDonalds, etc)

$10.23 €8.80

$9.49 €8.16

7.80%

Cappuccino

$2.34 €2.01

$2.43 €2.09

-3.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.59 €3.09

$3.16 €2.72

13.61%

Water (0.33 liter bottle)

$2.21 €1.90

$2.36 €2.03

-6.36%

Local Beer (0.5 liter draught)

$4.37 €3.76

$3.67 €3.16

19.07%

Imported Beer (0.33 liter bottle)

$4.67 €4.02

$4.67 €4.01

Milk (1 liter)

$1.19 €1.02

$1.35 €1.16

-11.85%

White Bread (500g)

$1.61 €1.39

$1.87 €1.61

-13.90%

Rice (white) (1kg)

$4.08 €3.51

$2.66 €2.28

53.38%

Eggs

$3.48 €2.99

$3.65 €3.14

-4.66%

Local Cheese (1kg)

$16.31 €14.03

$10.88 €9.36

49.91%

Chicken Fillets (1kg)

$10.86 €9.35

$9.92 €8.54

9.48%

Beef Round Steak (1kg)

$14.59 €12.55

$12.72 €10.94

14.70%

Apples (1kg)

$1.59 €1.37

$1.88 €1.62

-15.43%

Banana (1kg)

$1.64 €1.41

$1.66 €1.43

-1.20%

Oranges (1kg)

$1.69 €1.46

$1.98 €1.71

-14.65%

Tomato (1kg)

$2.55 €2.19

$3.06 €2.64

-16.67%

Potato (1kg)

$1.23 €1.05

$1.44 €1.24

-14.58%

Onion (1kg)

$1.27 €1.09

$1.47 €1.26

-13.61%

Lettuce (1 head)

$1.13 €0.97

$1.30 €1.12

-13.08%

Water (1.5 liter bottle)

$1.17 €1.01

$1.29 €1.11

-9.30%

Cigarettes 20 Pack (Marlboro, Camel)

$5.84 €5.03

$5.76 €4.96

1.39%

Wine (Bottle)

$8.55 €7.35

$9.49 €8.16

-9.91%

Local Beer (0.5 liter bottle)

$1.53 €1.32

$1.84 €1.58

-16.85%

Imported Beer (0.33 liter bottle)

$2.08 €1.79

$2.30 €1.98

-9.57%

One-way Ticket (Public Transport)

$1.76 €1.51

$0.64 €0.55

175.00%

Public Transport Monthly Pass (Regular Price)

$43.62 €37.52

$57.0 €49.05

-23.50%

Taxi Start (Normal Tariff)

$3.04 €2.62

$2.28 €1.96

33.33%

Taxi (Normal Tariff) (1km)

$1.37 €1.18

$1.07 €0.92

28.04%

Taxi 1hour Waiting (Normal Tariff)

$8.85 €7.61

$10.12 €8.70

-12.55%

Gasoline (1 liter)

$1.63 €1.41

$1.79 €1.54

-8.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K €32.9K

$35.1K €30.2K

9.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €22.5K

-0.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 €161

$208 €179

-9.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.54 €19.39

$20.19 €17.37

11.64%

Internet (50+ Mbps, Unlimited Data)

$33.88 €29.15

$32.82 €28.23

3.23%

Gym Membership (Monthly)

$51.7 €44.51

$50.7 €43.58

2.13%

Tennis Court (1 Hour on Weekend)

$14.86 €12.78

$14.47 €12.44

2.70%

Cinema Ticket

$9.47 €8.15

$8.85 €7.61

7.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 €245

$501 €431

-43.11%

International Primary School, 1 Child (Yearly)

$8,226 €7,076

$13.3K €11.4K

-37.99%

Jeans (Levis 501 Or Similar)

$56.8 €48.85

$98.3 €84.5

-42.20%

Summer Dress (H&M, Zara, etc)

$35.36 €30.41

$39.43 €33.92

-10.32%

Sport Shoes (Adidas, Nike)

$102 €88.0

$98.2 €84.5

4.16%

Men's Leather Business Shoes

$105 €90.5

$117 €100

-9.76%

1-bedroom Apartment, City Center (Monthly)

$654 €562

$873 €751

-25.09%

1-bedroom Apartment, Outside City Center (Monthly)

$468 €403

$662 €569

-29.26%

3-bedroom Apartment, City Center (Monthly)

$1,024 €881

$1,467 €1,262

-30.20%

3-bedroom Apartment, Outside City Center (Monthly)

$760 €654

$1,079 €928

-29.52%

Buy Apartment in City Center (m2)

$3,797 €3,266

$5,268 €4,531

-27.92%

Buy Apartment Outside City Center (m2)

$3,051 €2,625

$3,255 €2,800

-6.27%

Average Monthly Net Salary (After Tax)

$1,886 €1,623

20-Year Fixed Mortgage Interest Rate (Annual %)

4.63

3.72

24.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: June 1, 2026

Last update for Zagreb: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $654 in Bjelovar and $873 in Zagreb. Housing cost is often the main lever when comparing two cities.

Dining out: $70.0 in Bjelovar vs $69.0 in Zagreb for a mid-range dinner for two. Groceries echo the gap at $296 vs $281 per month, with Zagreb cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Zagreb: Cost of Living - Frequently Asked Questions

Bjelovar and Zagreb differ by about 17% in total monthly costs ($1,483 vs $1,738 including rent). Bjelovar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,225 in Bjelovar and $2,607 in Zagreb to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $654 in Bjelovar versus $873 in Zagreb. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bjelovar – a meal for two runs $70.0 versus $69.0 in Zagreb. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,483 per month in Bjelovar versus $1,738 in Zagreb – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,483 in Bjelovar versus $1,738 in Zagreb, a $2,000 budget is realistic in Bjelovar but tight or insufficient in Zagreb. The gap between the two cities makes Bjelovar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bjelovar and Zagreb are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bjelovar gentler on the wallet – expenses run 17% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.