Last update: Oct 2026

Cost of Living Comparison Between Bjelovar and Zagreb

For one person, living is cheaper in Bjelovar: $1,576 a month against $1,772 in Zagreb, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Bjelovar
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Bjelovar Living Index
85

Cost of Living Index in Zagreb
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Zagreb Living Index

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Bjelovar

🇭🇷 Croatia

$1,576

/mo nomad

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Monthly Cost of Living

How much you'll spend in Bjelovar and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bjelovar and in Zagreb actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,576 in Bjelovar versus $1,772 in Zagreb.

Bjelovar $1,576
Zagreb $1,772

Estimated couple costs with rent: $2,408 in Bjelovar versus $2,619 in Zagreb.

Bjelovar $2,408
Zagreb $2,619

Monthly costs for a family of three with rent: $3,240 in Bjelovar versus $3,467 in Zagreb.

Bjelovar $3,240
Zagreb $3,467

Living in Bjelovar costs roughly 11% less than in Zagreb, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bjelovar 16% above, Zagreb 30% above.

Meal at Budget Restaurant

$13.25 €11.90

$12.33 €11.08

7.46%

Three-Course Dinner for Two, Mid-Range

$71.9 €64.6

$63.9 €57.4

12.43%

Fast Food Meal (McDonalds, etc)

$9.87 €8.86

$8.01 €7.20

23.22%

Cappuccino

$2.26 €2.03

$2.50 €2.25

-9.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 €2.67

$3.09 €2.77

-3.88%

Water (0.33 liter bottle)

$1.89 €1.70

$2.62 €2.35

-27.86%

Local Beer (0.5 liter draught)

$3.88 €3.49

$3.42 €3.07

13.45%

Imported Beer (0.33 liter bottle)

$4.37 €3.92

$4.51 €4.05

-3.10%

Milk (1 liter)

$1.21 €1.08

$1.27 €1.14

-4.72%

White Bread (500g)

$1.54 €1.38

$1.60 €1.43

-3.75%

Rice (white) (1kg)

$3.48 €3.12

$2.68 €2.41

29.85%

Eggs

$3.85 €3.46

$3.95 €3.54

-2.53%

Local Cheese (1kg)

$15.95 €14.33

$14.58 €13.10

9.40%

Chicken Fillets (1kg)

$10.02 €9.00

$11.47 €10.30

-12.64%

Beef Round Steak (1kg)

$14.32 €12.86

$17.35 €15.58

-17.46%

Apples (1kg)

$1.64 €1.47

$2.31 €2.07

-29.00%

Banana (1kg)

$1.73 €1.55

$1.65 €1.48

4.85%

Oranges (1kg)

$1.88 €1.69

$2.19 €1.96

-14.16%

Tomato (1kg)

$2.57 €2.31

$2.56 €2.30

0.39%

Potato (1kg)

$1.38 €1.24

$1.36 €1.22

1.47%

Onion (1kg)

$1.32 €1.18

$1.20 €1.08

10.00%

Lettuce (1 head)

$1.30 €1.17

$1.19 €1.07

9.24%

Water (1.5 liter bottle)

$1.36 €1.22

$1.29 €1.16

5.43%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 €5.15

$6.08 €5.46

-5.76%

Wine (Bottle)

$7.90 €7.09

$11.07 €9.94

-28.64%

Local Beer (0.5 liter bottle)

$1.62 €1.45

$1.69 €1.51

-4.14%

Imported Beer (0.33 liter bottle)

$2.13 €1.92

$2.46 €2.21

-13.41%

One-way Ticket (Public Transport)

$1.58 €1.42

$0.57 €0.51

177.19%

Public Transport Monthly Pass (Regular Price)

$41.62 €37.39

$53.2 €47.82

-21.83%

Taxi Start (Normal Tariff)

$5.71 €5.13

$2.18 €1.96

161.93%

Taxi (Normal Tariff) (1km)

$1.47 €1.32

$1.44 €1.29

2.08%

Taxi 1hour Waiting (Normal Tariff)

$13.35 €11.99

$12.39 €11.13

7.75%

Gasoline (1 liter)

$1.70 €1.53

$1.90 €1.70

-10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.8K

$27.9K €25.1K

-1.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K €22.2K

$26.0K €23.4K

-4.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 €167

$215 €193

-13.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.22 €21.76

$22.34 €20.07

8.42%

Internet (50+ Mbps, Unlimited Data)

$38.76 €34.82

$38.73 €34.79

0.08%

Gym Membership (Monthly)

$51.6 €46.31

$48.65 €43.70

5.96%

Tennis Court (1 Hour on Weekend)

$13.08 €11.75

$18.95 €17.02

-30.98%

Cinema Ticket

$10.50 €9.43

$10.41 €9.35

0.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$547 €491

$499 €448

9.57%

International Primary School, 1 Child (Yearly)

$13.1K €11.7K

$9,720 €8,731

34.29%

Jeans (Levis 501 Or Similar)

$100 €90.2

$109 €97.6

-7.58%

Summer Dress (H&M, Zara, etc)

$42.68 €38.34

$42.23 €37.93

1.07%

Sport Shoes (Adidas, Nike)

$105 €94.0

$102 €91.9

2.26%

Men's Leather Business Shoes

$109 €98.0

$111 €99.3

-1.33%

1-bedroom Apartment, City Center (Monthly)

$671 €603

$888 €798

-24.50%

1-bedroom Apartment, Outside City Center (Monthly)

$530 €476

$683 €614

-22.44%

3-bedroom Apartment, City Center (Monthly)

$1,173 €1,054

$1,468 €1,319

-20.10%

3-bedroom Apartment, Outside City Center (Monthly)

$869 €781

$1,066 €958

-18.51%

Buy Apartment in City Center (m2)

$4,420 €3,971

$5,275 €4,739

-16.21%

Buy Apartment Outside City Center (m2)

$3,296 €2,961

$3,670 €3,297

-10.19%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

3.3

13.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: October 25, 2026

Last update for Zagreb: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bjelovar

$530 33.6%

Zagreb

$683 38.5% 28.9% $153

Groceries & Markets

Bjelovar

$293 18.6%

Zagreb

$314 17.7% 7% $20

Monthly Utilities & Internet

Bjelovar

$249 15.8%

Zagreb

$276 15.6% 11.1% $27

Eating Out

Bjelovar

$210 13.3%

Zagreb

$202 11.4% 4.1% $8.6

Clothing & Footwear

Bjelovar

$161 10.2%

Zagreb

$164 9.2% 1.9% $3.1

Sport & Entertainment

Bjelovar

$73 4.6%

Zagreb

$69 3.9% 4.3% $3.1

Getting Around

Bjelovar

$61 3.9%

Zagreb

$65 3.7% 6.3% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $671 in Bjelovar and $888 in Zagreb. Housing cost is often the main lever when comparing two cities.

Dining out: $72 in Bjelovar vs $64 in Zagreb. Groceries flip the comparison at $293 vs $314, with Bjelovar cheaper for home cooking.

Good to know

🇭🇷 Bjelovar

🇭🇷 Zagreb

🕒 Local time

21:28 9:28 PM

Same time as Bjelovar

🌤 Weather

👥 Population

36,316

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Bjelovar Zagreb 68 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Zagreb: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,576 in Bjelovar and $1,772 in Zagreb, so Bjelovar is about 11% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,363 in Bjelovar and $2,658 in Zagreb to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $671 in Bjelovar versus $888 in Zagreb. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Zagreb – a meal for two runs $64 versus $72 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,576 per month in Bjelovar versus $1,772 in Zagreb – Bjelovar is about 11% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Bjelovar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bjelovar and Zagreb are both considered safe, so it’s unlikely to be the deciding factor between them.