Last update: Oct 2026

Cost of Living Comparison Between Zagorje ob Savi and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,819 in Zagorje ob Savi, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

Zagorje ob Savi
🇸🇮 Slovenia
$1,819
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Zagorje ob Savi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagorje ob Savi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,819 in Zagorje ob Savi versus $1,353 in Ubud, Bali.

  • Zagorje ob Savi $1,819
  • Ubud, Bali $1,353

Estimated couple costs with rent: $2,568 in Zagorje ob Savi versus $2,297 in Ubud, Bali.

  • Zagorje ob Savi $2,568
  • Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,317 in Zagorje ob Savi versus $3,241 in Ubud, Bali.

  • Zagorje ob Savi $3,317
  • Ubud, Bali $3,241

Living in Zagorje ob Savi is roughly 34% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Zagorje ob Savi 34% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Zagorje ob Savi
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.32 €10.07
$3.23 Rp 58.1K
250.46%
Three-Course Dinner for Two, Mid-Range
$56.0 €49.83
$34.88 Rp 627.8K
60.61%
Fast Food Meal (McDonalds, etc)
$8.79 €7.82
$5.70 Rp 102.5K
54.21%
Cappuccino
$2.93 €2.61
$2.62 Rp 47.1K
11.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.45 €3.07
$1.72 Rp 31.0K
100.58%
Water (0.33 liter bottle)
$2.26 €2.01
$0.81 Rp 14.6K
179.01%
Local Beer (0.5 liter draught)
$3.57 €3.18
$2.65 Rp 47.7K
34.72%
Imported Beer (0.33 liter bottle)
$4.40 €3.91
$4.37 Rp 78.6K
0.69%
🛒 Groceries & Markets
Zagorje ob Savi
Ubud, Bali
Difference
Milk (1 liter)
$1.25 €1.12
$1.57 Rp 28.3K
-20.38%
White Bread (500g)
$1.94 €1.73
$2.19 Rp 39.5K
-11.42%
Rice (white) (1kg)
$2.87 €2.55
$1.18 Rp 21.2K
143.22%
Eggs
$3.94 €3.50
$2.16 Rp 38.8K
82.41%
Local Cheese (1kg)
$17.75 €15.79
$17.65 Rp 317.7K
0.57%
Chicken Fillets (1kg)
$9.76 €8.68
$3.78 Rp 68.0K
158.20%
Beef Round Steak (1kg)
$14.27 €12.70
$11.95 Rp 215.1K
19.41%
Apples (1kg)
$2.35 €2.09
$3.60 Rp 64.8K
-34.72%
Banana (1kg)
$1.89 €1.68
$1.59 Rp 28.6K
18.87%
Oranges (1kg)
$2.34 €2.08
$2.31 Rp 41.6K
1.30%
Tomato (1kg)
$3.70 €3.29
$1.91 Rp 34.3K
93.72%
Potato (1kg)
$1.72 €1.53
$1.78 Rp 32.1K
-3.37%
Onion (1kg)
$1.91 €1.70
$2.33 Rp 41.9K
-18.03%
Lettuce (1 head)
$1.66 €1.48
$1.00 Rp 18.0K
66.00%
Water (1.5 liter bottle)
$1.12 €1.00
$0.53 Rp 9,509
111.32%
Cigarettes 20 Pack (Marlboro, Camel)
$5.87 €5.22
$2.29 Rp 41.1K
156.33%
Wine (Bottle)
$8.01 €7.13
$22.07 Rp 397.3K
-63.71%
Local Beer (0.5 liter bottle)
$1.37 €1.22
$2.35 Rp 42.2K
-41.70%
Imported Beer (0.33 liter bottle)
$2.51 €2.23
$2.98 Rp 53.6K
-15.77%
🚌 Getting Around
Zagorje ob Savi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.32 €1.17
$0.23 Rp 4,112
473.91%
Public Transport Monthly Pass (Regular Price)
$34.73 €30.89
$8.90 Rp 160.2K
290.22%
Taxi Start (Normal Tariff)
$1.70 €1.52
$0.47 Rp 8,466
261.70%
Taxi (Normal Tariff) (1km)
$1.33 €1.18
$0.43 Rp 7,737
209.30%
Taxi 1hour Waiting (Normal Tariff)
$27.62 €24.57
$5.47 Rp 98.4K
404.94%
Gasoline (1 liter)
$1.73 €1.54
$0.83 Rp 14.9K
108.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K €25.7K
$23.9K Rp 429.8M
20.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K €21.9K
$32.8K Rp 590.1M
-25.06%
🧾 Monthly Utilities & Internet
Zagorje ob Savi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$289 €257
$80.0 Rp 1.4M
261.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.02 €21.37
$6.56 Rp 118.1K
266.16%
Internet (50+ Mbps, Unlimited Data)
$38.27 €34.04
$18.60 Rp 334.8K
105.75%
🎉 Sport & Entertainment
Zagorje ob Savi
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.85 €44.34
$54.1 Rp 974.1K
-7.89%
Tennis Court (1 Hour on Weekend)
-
$18.28 Rp 329.0K
-
Cinema Ticket
$8.00 €7.12
$4.25 Rp 76.5K
88.24%
🧸 Childcare & Education
Zagorje ob Savi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$495 €441
$493 Rp 8.9M
0.55%
International Primary School, 1 Child (Yearly)
$11.3K €10.0K
$5,597 Rp 100.7M
101.61%
👕👟 Clothing & Footwear
Zagorje ob Savi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$116 €103
$45.58 Rp 820.4K
153.66%
Summer Dress (H&M, Zara, etc)
$37.03 €32.94
$34.96 Rp 629.4K
5.92%
Sport Shoes (Adidas, Nike)
$119 €106
$77.7 Rp 1.4M
52.73%
Men's Leather Business Shoes
$145 €129
$78.5 Rp 1.4M
84.68%
🏠 Accommodation & Living
Zagorje ob Savi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$634 €564
$1,131 Rp 20.4M
-43.94%
1-bedroom Apartment, Outside City Center (Monthly)
$652 €580
$673 Rp 12.1M
-3.04%
3-bedroom Apartment, City Center (Monthly)
$990 €881
$3,613 Rp 65.0M
-72.59%
3-bedroom Apartment, Outside City Center (Monthly)
$887 €789
$1,702 Rp 30.6M
-47.88%
Buy Apartment in City Center (m2)
$2,845 €2,531
$2,717 Rp 48.9M
4.71%
Buy Apartment Outside City Center (m2)
$3,563 €3,169
$2,241 Rp 40.3M
58.99%
💵 Salaries & Financials
Zagorje ob Savi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.29
13.78
-76.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagorje ob Savi: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Zagorje ob Savi
$652
Ubud, Bali
$673 3.1% $20
Monthly Utilities & Internet
Zagorje ob Savi
$351
Ubud, Bali
$105 70% $246
Groceries & Markets
Zagorje ob Savi
$312
Ubud, Bali
$287 7.9% $25
Eating Out
Zagorje ob Savi
$202
Ubud, Bali
$106 47.2% $95
Clothing & Footwear
Zagorje ob Savi
$187
Ubud, Bali
$107 43.1% $81
Sport & Entertainment
Zagorje ob Savi
$66
Ubud, Bali
$63 4.9% $3.2
Getting Around
Zagorje ob Savi
$48
Ubud, Bali
$12 74.3% $36

Cost Breakdown

A one-bedroom apartment in the center runs $634 in Zagorje ob Savi and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Zagorje ob Savi vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $312 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know
🇸🇮 Zagorje ob Savi
🇮🇩 Ubud, Bali
🕒 Local time
12:53 12:53 PM
18:53 6:53 PM
6 h ahead of Zagorje ob Savi
🌤 Weather
👥 Population
6,400
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Zagorje ob Savi Ubud, Bali 11,480 km ≈ 15 h nonstop flight
From you
  • Zagorje ob Savi
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zagorje ob Savi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zagorje ob Savi or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 34% lower than in Zagorje ob Savi. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zagorje ob Savi and in Ubud, Bali?
You'd need roughly $2,728 in Zagorje ob Savi and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Zagorje ob Savi compared to Ubud, Bali?
Rent for a central apartment: $634 in Zagorje ob Savi versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zagorje ob Savi and in Ubud, Bali?
Childcare runs $495 in Zagorje ob Savi versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zagorje ob Savi or in Ubud, Bali?
Supermarket bills run roughly 9% higher in Zagorje ob Savi. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zagorje ob Savi or in Ubud, Bali?
At $1,353 in Ubud, Bali versus $1,819 in Zagorje ob Savi, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zagorje ob Savi. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Zagorje ob Savi or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Zagorje ob Savi compared to Ubud, Bali?
Safety-wise, Zagorje ob Savi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Zagorje ob Savi. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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