Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zagorje ob Savi

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,819 in Zagorje ob Savi, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Zagorje ob Savi
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Zagorje ob Savi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Zagorje ob Savi

🇸🇮 Slovenia

$1,819

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zagorje ob Savi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zagorje ob Savi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,819 in Zagorje ob Savi.

Ubud, Bali $1,353
Zagorje ob Savi $1,819

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,568 in Zagorje ob Savi.

Ubud, Bali $2,297
Zagorje ob Savi $2,568

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,317 in Zagorje ob Savi.

Ubud, Bali $3,241
Zagorje ob Savi $3,317

Living in Ubud, Bali costs roughly 26% less than in Zagorje ob Savi, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Zagorje ob Savi 34% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$11.32 €10.07

-71.47%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$56.0 €49.83

-37.74%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.79 €7.82

-35.15%

Cappuccino

$2.62 Rp 47.1K

$2.93 €2.61

-10.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.45 €3.07

-50.14%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.26 €2.01

-64.16%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$3.57 €3.18

-25.77%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.40 €3.91

-0.68%

Milk (1 liter)

$1.57 Rp 28.3K

$1.25 €1.12

25.60%

White Bread (500g)

$2.19 Rp 39.5K

$1.94 €1.73

12.89%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.87 €2.55

-58.89%

Eggs

$2.16 Rp 38.8K

$3.94 €3.50

-45.18%

Local Cheese (1kg)

$17.65 Rp 317.7K

$17.75 €15.79

-0.56%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.76 €8.68

-61.27%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.27 €12.70

-16.26%

Apples (1kg)

$3.60 Rp 64.8K

$2.35 €2.09

53.19%

Banana (1kg)

$1.59 Rp 28.6K

$1.89 €1.68

-15.87%

Oranges (1kg)

$2.31 Rp 41.6K

$2.34 €2.08

-1.28%

Tomato (1kg)

$1.91 Rp 34.3K

$3.70 €3.29

-48.38%

Potato (1kg)

$1.78 Rp 32.1K

$1.72 €1.53

3.49%

Onion (1kg)

$2.33 Rp 41.9K

$1.91 €1.70

21.99%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.66 €1.48

-39.76%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.12 €1.00

-52.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.87 €5.22

-60.99%

Wine (Bottle)

$22.07 Rp 397.3K

$8.01 €7.13

175.53%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.37 €1.22

71.53%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.51 €2.23

18.73%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.32 €1.17

-82.58%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$34.73 €30.89

-74.37%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.70 €1.52

-72.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.33 €1.18

-67.67%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$27.62 €24.57

-80.20%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.73 €1.54

-52.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$28.8K €25.7K

-17.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$24.6K €21.9K

33.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$289 €257

-72.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.02 €21.37

-72.69%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$38.27 €34.04

-51.40%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$49.85 €44.34

8.57%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$8.00 €7.12

-46.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$495 €441

-0.55%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$11.3K €10.0K

-50.40%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$116 €103

-60.58%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$37.03 €32.94

-5.59%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$119 €106

-34.52%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$145 €129

-45.85%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$634 €564

78.38%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$652 €580

3.13%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$990 €881

264.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$887 €789

91.87%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,845 €2,531

-4.50%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,563 €3,169

-37.10%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.29

318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Zagorje ob Savi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Zagorje ob Savi

$652 35.9% 3% $20

Groceries & Markets

Ubud, Bali

$287 21.2%

Zagorje ob Savi

$312 17.2% 8.6% $25

Clothing & Footwear

Ubud, Bali

$107 7.9%

Zagorje ob Savi

$187 10.3% 75.8% $81

Eating Out

Ubud, Bali

$106 7.9%

Zagorje ob Savi

$202 11.1% 89.4% $95

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Zagorje ob Savi

$351 19.3% 234% $246

Sport & Entertainment

Ubud, Bali

$63 4.6%

Zagorje ob Savi

$66 3.6% 5.2% $3.2

Getting Around

Ubud, Bali

$12 0.9%

Zagorje ob Savi

$48 2.7% 289% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $634 in Zagorje ob Savi. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $56.0 in Zagorje ob Savi for a mid-range dinner for two. Groceries echo the gap at $287 vs $312 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇸🇮 Zagorje ob Savi

🕒 Local time

19:42 7:42 PM

13:42 1:42 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

6,400

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Zagorje ob Savi 11,480 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Zagorje ob Savi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zagorje ob Savi: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 34% lower than in Zagorje ob Savi. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $2,728 in Zagorje ob Savi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $634 in Zagorje ob Savi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $495 in Zagorje ob Savi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Zagorje ob Savi. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $1,819 in Zagorje ob Savi, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zagorje ob Savi. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zagorje ob Savi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Zagorje ob Savi. Beyond cost, consider language, visa policies, and how big the international community is in each city.