πA single person spends $112 per month in Zacapa vs $852 in Chiang Mai, rent included.
πA couple spends around $181 per month in Zacapa vs $1,354 in Chiang Mai, rent included.
πA family of three spends $250 per month in Zacapa vs $1,857 in Chiang Mai, rent included.
πZacapa is about 87% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
πBoth Zacapa and Chiang Mai are more affordable than the global median β Zacapa92% lower, Chiang Mai36% lower.
Currency
π½ Eating Out
Zacapa
Chiang Mai
Difference
Meal at Budget Restaurant
-
$1.96ΰΈΏ63.6
-
Three-Course Dinner for Two, Mid-Range
-
$18.81ΰΈΏ611
-
Fast Food Meal(McDonalds, etc)
-
$7.92ΰΈΏ258
-
Cappuccino
-
$1.91ΰΈΏ62.2
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$0.84ΰΈΏ27.25
-
Water(0.33 liter bottle)
-
$0.35ΰΈΏ11.44
-
Local Beer(0.5 liter draught)
-
$2.21ΰΈΏ71.7
-
Imported Beer(0.33 liter bottle)
-
$3.80ΰΈΏ124
-
π Groceries & Markets
Zacapa
Chiang Mai
Difference
Milk(1 liter)
-
$1.64ΰΈΏ53.2
-
White Bread(500g)
-
$1.62ΰΈΏ52.8
-
Rice(white)(1kg)
-
$1.18ΰΈΏ38.40
-
Eggs
-
$2.01ΰΈΏ65.4
-
Local Cheese(1kg)
-
$15.89ΰΈΏ517
-
Chicken Fillets(1kg)
-
$3.01ΰΈΏ98.0
-
Beef Round Steak(1kg)
-
$10.77ΰΈΏ350
-
Apples(1kg)
-
$2.61ΰΈΏ85.0
-
Banana(1kg)
-
$1.22ΰΈΏ39.65
-
Oranges(1kg)
-
$1.70ΰΈΏ55.4
-
Tomato(1kg)
-
$1.58ΰΈΏ51.2
-
Potato(1kg)
-
$1.32ΰΈΏ42.89
-
Onion(1kg)
-
$1.17ΰΈΏ38.01
-
Lettuce(1 head)
-
$0.67ΰΈΏ21.85
-
Water(1.5 liter bottle)
-
$0.56ΰΈΏ18.21
-
Cigarettes 20 Pack(Marlboro, Camel)
-
$4.53ΰΈΏ147
-
Wine(Bottle)
-
$18.20ΰΈΏ592
-
Local Beer(0.5 liter bottle)
-
$1.83ΰΈΏ59.6
-
Imported Beer(0.33 liter bottle)
-
$3.23ΰΈΏ105
-
π Getting Around
Zacapa
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.89ΰΈΏ28.83
-
Public Transport Monthly Pass(Regular Price)
-
$19.38ΰΈΏ630
-
Taxi Start(Normal Tariff)
-
$1.35ΰΈΏ43.95
-
Taxi(Normal Tariff)(1km)
-
$1.35ΰΈΏ43.79
-
Taxi 1hour Waiting(Normal Tariff)
-
$8.25ΰΈΏ268
-
Gasoline(1 liter)
-
$1.27ΰΈΏ41.40
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.2KΰΈΏ687.8K
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$22.5KΰΈΏ731.0K
-
π§Ύ Monthly Utilities & Internet
Zacapa
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$70.2ΰΈΏ2,281
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$13.77ΰΈΏ448
-
Internet(50+ Mbps, Unlimited Data)
-
$17.60ΰΈΏ572
-
π Sport & Entertainment
Zacapa
Chiang Mai
Difference
Gym Membership(Monthly)
-
$41.57ΰΈΏ1,352
-
Tennis Court(1 Hour on Weekend)
-
$6.60ΰΈΏ215
-
Cinema Ticket
-
$5.78ΰΈΏ188
-
π§Έ Childcare & Education
Zacapa
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$306ΰΈΏ9,953
-
International Primary School, 1 Child(Yearly)
-
$14.8KΰΈΏ482.0K
-
ππ Clothing & Footwear
Zacapa
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$51.6QΒ 395
$54.4ΰΈΏ1,768
-5.08%
Summer Dress(H&M, Zara, etc)
$39.09QΒ 299
$26.14ΰΈΏ850
49.54%
Sport Shoes(Adidas, Nike)
$79.7QΒ 609
$84.5ΰΈΏ2,748
-5.78%
Men's Leather Business Shoes
$77.0QΒ 589
$69.4ΰΈΏ2,257
10.96%
π Accommodation & Living
Zacapa
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$424ΰΈΏ13.8K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$238ΰΈΏ7,743
-
3-bedroom Apartment, City Center(Monthly)
-
$825ΰΈΏ26.8K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$515ΰΈΏ16.7K
-
Buy Apartment in City Center(m2)
-
$2,049ΰΈΏ66.6K
-
Buy Apartment Outside City Center(m2)
-
$1,523ΰΈΏ49.5K
-
π΅ Salaries & Financials
Zacapa
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$635ΰΈΏ20.6K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
5
-
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for Zacapa: April 26, 2026
Last update for Chiang Mai: April 27, 2026
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zacapa vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zacapa or Chiang Mai?
Chiang Mai costs about 658% more than Zacapa, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Zacapa vs Chiang Mai?
For a comfortable life, plan on about $169 per month in Zacapa and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled β not just surviving.
Can you live on $1,000/month in Zacapa or Chiang Mai?
$1,000 covers both cities comfortably β all-in costs are $112 in Zacapa and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Zacapa or Chiang Mai?
For digital nomads, it depends on budget. Zacapa costs $112 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Zacapa compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison β central, well-trafficked areas feel secure in both.
Should I move to Zacapa or Chiang Mai?
If budget matters most, go with Zacapa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.