Cost of Living Comparison Between Chiang Mai and Zacapa Cost of Living Comparison Between Chiang Mai and Zacapa

Monthly Cost of Living

A single person spends $869 per month in Chiang Mai vs $112 in Zacapa, rent included.

A couple spends around $1,362 per month in Chiang Mai vs $176 in Zacapa, rent included.

A family of three spends $1,855 per month in Chiang Mai vs $241 in Zacapa, rent included.

Chiang Mai costs about 677% more than Zacapa, driven mainly by Groceries & Markets.

Both Chiang Mai and Zacapa are more affordable than the global median – Chiang Mai 35% lower, Zacapa 92% lower.

Meal at Budget Restaurant

$1.98 ฿64.3

Three-Course Dinner for Two, Mid-Range

$18.80 ฿612

Fast Food Meal (McDonalds, etc)

$7.75 ฿252

Cappuccino

$1.92 ฿62.5

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ฿25.79

Water (0.33 liter bottle)

$0.36 ฿11.62

Local Beer (0.5 liter draught)

$2.21 ฿72.1

Imported Beer (0.33 liter bottle)

$3.66 ฿119

Milk (1 liter)

$1.65 ฿53.8

White Bread (500g)

$1.63 ฿53.2

Rice (white) (1kg)

$1.19 ฿38.86

Eggs

$2.00 ฿65.1

Local Cheese (1kg)

$15.98 ฿520

Chicken Fillets (1kg)

$3.03 ฿98.5

Beef Round Steak (1kg)

$10.86 ฿354

Apples (1kg)

$2.76 ฿90.0

Banana (1kg)

$1.18 ฿38.42

Oranges (1kg)

$1.64 ฿53.5

Tomato (1kg)

$1.52 ฿49.51

Potato (1kg)

$1.38 ฿45.10

Onion (1kg)

$1.19 ฿38.84

Lettuce (1 head)

$0.70 ฿22.86

Water (1.5 liter bottle)

$0.56 ฿18.13

Cigarettes 20 Pack (Marlboro, Camel)

$4.58 ฿149

Wine (Bottle)

$16.56 ฿539

Local Beer (0.5 liter bottle)

$1.83 ฿59.5

Imported Beer (0.33 liter bottle)

$3.20 ฿104

One-way Ticket (Public Transport)

$0.88 ฿28.56

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

Taxi Start (Normal Tariff)

$1.36 ฿44.16

Taxi (Normal Tariff) (1km)

$1.34 ฿43.65

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

Gasoline (1 liter)

$1.23 ฿39.92

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ฿704.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿734.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,298

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.68 ฿445

Internet (50+ Mbps, Unlimited Data)

$17.45 ฿568

Gym Membership (Monthly)

$41.33 ฿1,346

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

Cinema Ticket

$5.77 ฿188

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ฿10.0K

International Primary School, 1 Child (Yearly)

$14.6K ฿475.9K

Jeans (Levis 501 Or Similar)

$55.8 ฿1,817

$51.3 Q 391

8.71%

Summer Dress (H&M, Zara, etc)

$26.21 ฿854

$39.07 Q 298

-32.92%

Sport Shoes (Adidas, Nike)

$85.8 ฿2,793

$78.4 Q 597

9.33%

Men's Leather Business Shoes

$72.2 ฿2,353

$77.1 Q 587

-6.34%

1-bedroom Apartment, City Center (Monthly)

$430 ฿14.0K

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,774

3-bedroom Apartment, City Center (Monthly)

$817 ฿26.6K

3-bedroom Apartment, Outside City Center (Monthly)

$511 ฿16.6K

Buy Apartment in City Center (m2)

$1,983 ฿64.6K

Buy Apartment Outside City Center (m2)

$1,484 ฿48.3K

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 7, 2026

Last update for Zacapa: June 7, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Zacapa: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 677% more than Zacapa, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,303 per month in Chiang Mai and $168 in Zacapa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

$1,000 covers both cities comfortably – all-in costs are $869 in Chiang Mai and $112 in Zacapa, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Zacapa costs $112 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zacapa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.