Last update: Oct 2026

Cost of Living Comparison Between Zabljak and Phuket

For one person, living is cheaper in Zabljak: $1,128 a month against $1,208 in Phuket, rent and utilities included – about $960 less a year. The total is higher in Phuket despite lower rent and utilities.

55

Cost of Living Index in Zabljak
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Zabljak Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Zabljak

🇲🇪 Montenegro

$1,128

/mo nomad

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Zabljak and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zabljak and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,128 in Zabljak versus $1,208 in Phuket.

Zabljak $1,128
Phuket $1,208

Estimated couple costs with rent: $1,769 in Zabljak versus $2,027 in Phuket.

Zabljak $1,769
Phuket $2,027

Monthly costs for a family of three with rent: $2,410 in Zabljak versus $2,845 in Phuket.

Zabljak $2,410
Phuket $2,845

Living in Zabljak costs roughly 7% less than in Phuket, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Zabljak 17% lower, Phuket 11% lower.

Meal at Budget Restaurant

$7.95 €7.08

$4.40 ฿147

80.68%

Three-Course Dinner for Two, Mid-Range

$31.82 €28.30

$32.26 ฿1,078

-1.36%

Fast Food Meal (McDonalds, etc)

$6.55 €5.82

$8.76 ฿293

-25.23%

Cappuccino

$1.63 €1.45

$2.83 ฿94.5

-42.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €2.00

$0.90 ฿30.14

148.89%

Water (0.33 liter bottle)

$1.45 €1.29

$0.47 ฿15.56

208.51%

Local Beer (0.5 liter draught)

$3.00 €2.66

$2.55 ฿85.2

17.65%

Imported Beer (0.33 liter bottle)

$3.54 €3.15

$3.83 ฿128

-7.57%

Milk (1 liter)

$1.27 €1.13

$1.73 ฿57.7

-26.59%

White Bread (500g)

$0.65 €0.57

$1.47 ฿49.11

-55.78%

Rice (white) (1kg)

$1.31 €1.17

$1.51 ฿50.6

-13.25%

Eggs

$2.97 €2.64

$2.17 ฿72.7

36.87%

Local Cheese (1kg)

$7.08 €6.30

$19.70 ฿658

-64.06%

Chicken Fillets (1kg)

$7.22 €6.42

$3.34 ฿112

116.17%

Beef Round Steak (1kg)

$12.23 €10.88

$11.16 ฿373

9.59%

Apples (1kg)

$1.32 €1.17

$2.85 ฿95.1

-53.68%

Banana (1kg)

$1.67 €1.49

$1.70 ฿56.9

-1.76%

Oranges (1kg)

$1.51 €1.34

$2.19 ฿73.3

-31.05%

Tomato (1kg)

$1.41 €1.26

$2.05 ฿68.4

-31.22%

Potato (1kg)

$0.65 €0.58

$1.45 ฿48.57

-55.17%

Onion (1kg)

$0.70 €0.62

$1.38 ฿46.16

-49.28%

Lettuce (1 head)

$0.91 €0.81

$1.07 ฿35.69

-14.95%

Water (1.5 liter bottle)

$0.96 €0.86

$0.51 ฿16.91

88.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.01 €3.57

$4.26 ฿142

-5.87%

Wine (Bottle)

$4.41 €3.92

$18.58 ฿621

-76.26%

Local Beer (0.5 liter bottle)

$1.07 €0.95

$1.78 ฿59.7

-39.89%

Imported Beer (0.33 liter bottle)

$1.73 €1.54

$2.85 ฿95.2

-39.30%

One-way Ticket (Public Transport)

$1.63 €1.45

$2.26 ฿75.6

-27.88%

Public Transport Monthly Pass (Regular Price)

$39.55 €35.18

$22.10 ฿738

78.96%

Taxi Start (Normal Tariff)

$1.14 €1.02

$3.01 ฿101

-62.13%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$1.06 ฿35.34

-39.62%

Taxi 1hour Waiting (Normal Tariff)

$17.00 €15.12

$3.86 ฿129

340.41%

Gasoline (1 liter)

$1.77 €1.57

$1.45 ฿48.45

22.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €26.1K

$26.3K ฿879.9K

11.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$26.9K ฿900.4K

-5.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €101

$96.4 ฿3,221

17.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.02 €13.36

$11.04 ฿369

36.05%

Internet (50+ Mbps, Unlimited Data)

$22.02 €19.58

$17.14 ฿573

28.47%

Gym Membership (Monthly)

$46.30 €41.18

$52.2 ฿1,744

-11.27%

Tennis Court (1 Hour on Weekend)

$14.72 €13.10

$11.16 ฿373

31.90%

Cinema Ticket

$6.21 €5.53

$7.81 ฿261

-20.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$556 ฿18.6K

-29.45%

International Primary School, 1 Child (Yearly)

$9,812 €8,728

$11.6K ฿387.0K

-15.27%

Jeans (Levis 501 Or Similar)

$22.65 €20.15

$64.2 ฿2,146

-64.72%

Summer Dress (H&M, Zara, etc)

$27.47 €24.43

$28.69 ฿959

-4.25%

Sport Shoes (Adidas, Nike)

$55.0 €48.89

$95.4 ฿3,187

-42.37%

Men's Leather Business Shoes

$67.7 €60.2

$88.0 ฿2,940

-23.04%

1-bedroom Apartment, City Center (Monthly)

$645 €573

$737 ฿24.6K

-12.55%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €405

$462 ฿15.5K

-1.62%

3-bedroom Apartment, City Center (Monthly)

$1,277 €1,135

$2,095 ฿70.0K

-39.06%

3-bedroom Apartment, Outside City Center (Monthly)

$937 €834

$1,201 ฿40.1K

-21.96%

Buy Apartment in City Center (m2)

$3,324 €2,956

$3,488 ฿116.6K

-4.70%

Buy Apartment Outside City Center (m2)

$2,357 €2,097

$2,523 ฿84.3K

-6.56%

Average Monthly Net Salary (After Tax)

$801 €713

$501 ฿16.7K

60.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.57

6.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: October 18, 2026

Last update for Phuket: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zabljak

$455 40.3%

Phuket

$462 38.3% 1.6% $7.5

Groceries & Markets

Zabljak

$196 17.4%

Phuket

$269 22.2% 36.9% $72

Monthly Utilities & Internet

Zabljak

$150 13.3%

Phuket

$125 10.3% 17.1% $26

Eating Out

Zabljak

$140 12.4%

Phuket

$121 10% 13.2% $18

Clothing & Footwear

Zabljak

$78 6.9%

Phuket

$124 10.3% 59.9% $47

Sport & Entertainment

Zabljak

$59 5.2%

Phuket

$68 5.6% 15.4% $9.1

Getting Around

Zabljak

$50 4.5%

Phuket

$39 3.3% 21.8% $11

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Zabljak and $737 in Phuket. Housing cost is often the main lever when comparing two cities.

Zabljak pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Zabljak vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $196 vs $269 per month, with Zabljak cheaper across the board.

Good to know

🇲🇪 Zabljak

🇹🇭 Phuket

🕒 Local time

04:49 4:49 AM

10:49 10:49 AM

6 h ahead of Zabljak

🌤 Weather

👥 Population

1,900

79,308

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Zabljak Phuket 8,540 km ≈ 11 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Phuket: Cost of Living - Frequently Asked Questions

Zabljak is cheaper overall, especially in groceries, clothing, and leisure. The 7% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 60% higher in Zabljak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $645 in Zabljak versus $737 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $392 in Zabljak versus $556 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,128 in Zabljak versus $1,208 in Phuket, a $2,000 budget is realistic in Zabljak but tight or insufficient in Phuket. The gap between the two cities makes Zabljak the clear choice for anyone on this budget.

For families, Zabljak is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zabljak and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zabljak gentler on the wallet – expenses run 7% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.