Last update: Oct 2026

Cost of Living Comparison Between Yuma, AZ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,122 in Yuma, AZ, rent and utilities included – about $9,300 less a year. Rent and utilities account for about half of the difference.

102

Cost of Living Index in Yuma, AZ
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Yuma, AZ Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Yuma, AZ

🇺🇸 United States

$2,122

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Yuma, AZ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yuma, AZ and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,122 in Yuma, AZ versus $1,349 in Ubud, Bali.

Yuma, AZ $2,122
Ubud, Bali $1,349

Estimated couple costs with rent: $3,110 in Yuma, AZ versus $2,305 in Ubud, Bali.

Yuma, AZ $3,110
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,098 in Yuma, AZ versus $3,261 in Ubud, Bali.

Yuma, AZ $4,098
Ubud, Bali $3,261

Living in Yuma, AZ is roughly 57% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.25 $13.25

$3.32 Rp 59.9K

299.10%

Three-Course Dinner for Two, Mid-Range

$44.14 $44.14

$35.64 Rp 642.4K

23.85%

Fast Food Meal (McDonalds, etc)

$9.24 $9.24

$5.53 Rp 99.7K

67.09%

Cappuccino

$5.61 $5.61

$2.72 Rp 49.0K

106.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$1.70 Rp 30.7K

80.00%

Water (0.33 liter bottle)

$2.44 $2.44

$0.76 Rp 13.7K

221.05%

Local Beer (0.5 liter draught)

$5.55 $5.55

$2.65 Rp 47.8K

109.43%

Imported Beer (0.33 liter bottle)

$5.64 $5.64

$4.38 Rp 79.0K

28.77%

Milk (1 liter)

$0.79 $0.79

$1.49 Rp 26.9K

-46.98%

White Bread (500g)

$3.85 $3.85

$2.28 Rp 41.0K

68.86%

Rice (white) (1kg)

$3.32 $3.32

$1.19 Rp 21.5K

178.99%

Eggs

$3.72 $3.72

$2.04 Rp 36.7K

82.35%

Local Cheese (1kg)

$9.21 $9.21

$17.70 Rp 319.1K

-47.97%

Chicken Fillets (1kg)

$9.93 $9.93

$3.96 Rp 71.4K

150.76%

Beef Round Steak (1kg)

$14.94 $14.94

$12.19 Rp 219.7K

22.56%

Apples (1kg)

$5.45 $5.45

$3.66 Rp 65.9K

48.91%

Banana (1kg)

$1.81 $1.81

$1.52 Rp 27.4K

19.08%

Oranges (1kg)

$4.20 $4.20

$2.23 Rp 40.2K

88.34%

Tomato (1kg)

$2.74 $2.74

$1.97 Rp 35.6K

39.09%

Potato (1kg)

$3.33 $3.33

$1.85 Rp 33.3K

80.00%

Onion (1kg)

$3.13 $3.13

$2.42 Rp 43.7K

29.34%

Lettuce (1 head)

$1.42 $1.42

$0.99 Rp 17.8K

43.43%

Water (1.5 liter bottle)

$1.60 $1.60

$0.51 Rp 9,255

213.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.01 $11.01

$2.22 Rp 40.0K

395.95%

Wine (Bottle)

$14.04 $14.04

$22.24 Rp 400.9K

-36.87%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.26 Rp 40.7K

-24.34%

Imported Beer (0.33 liter bottle)

$3.01 $3.01

$2.97 Rp 53.5K

1.35%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.25 Rp 4,525

676.00%

Public Transport Monthly Pass (Regular Price)

$47.24 $47.24

$7.82 Rp 141.0K

504.09%

Taxi Start (Normal Tariff)

$2.77 $2.77

$0.44 Rp 7,923

529.55%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$0.43 Rp 7,753

225.58%

Taxi 1hour Waiting (Normal Tariff)

$32.85 $32.85

$5.41 Rp 97.5K

507.21%

Gasoline (1 liter)

$1.10 $1.10

$0.82 Rp 14.9K

34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K $24.1K

$23.8K Rp 429.7M

0.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$31.7K Rp 572.3M

-21.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$79.1 Rp 1.4M

179.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.4 $53.4

$6.45 Rp 116.2K

727.91%

Internet (50+ Mbps, Unlimited Data)

$67.3 $67.3

$18.58 Rp 334.9K

262.11%

Gym Membership (Monthly)

$33.62 $33.62

$49.48 Rp 892.0K

-32.05%

Tennis Court (1 Hour on Weekend)

$14.95 $14.95

$17.65 Rp 318.1K

-15.30%

Cinema Ticket

$10.87 $10.87

$4.27 Rp 77.0K

154.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$999 $999

$491 Rp 8.8M

103.56%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$5,674 Rp 102.3M

311.94%

Jeans (Levis 501 Or Similar)

$53.4 $53.4

$44.64 Rp 804.7K

19.53%

Summer Dress (H&M, Zara, etc)

$46.76 $46.76

$34.95 Rp 630.1K

33.79%

Sport Shoes (Adidas, Nike)

$71.8 $71.8

$79.9 Rp 1.4M

-10.13%

Men's Leather Business Shoes

$71.5 $71.5

$79.4 Rp 1.4M

-9.96%

1-bedroom Apartment, City Center (Monthly)

$1,006 $1,006

$1,125 Rp 20.3M

-10.53%

1-bedroom Apartment, Outside City Center (Monthly)

$939 $939

$671 Rp 12.1M

39.86%

3-bedroom Apartment, City Center (Monthly)

$1,745 $1,745

$3,565 Rp 64.3M

-51.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,655 $1,655

$1,723 Rp 31.1M

-3.96%

Buy Apartment in City Center (m2)

$2,441 $2,441

$2,732 Rp 49.2M

-10.64%

Buy Apartment Outside City Center (m2)

$2,449 $2,449

$2,284 Rp 41.2M

7.21%

Average Monthly Net Salary (After Tax)

$3,678 $3,678

$164 Rp 3.0M

2144.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

13.78

-51.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yuma, AZ: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yuma, AZ

$939 44.3%

Ubud, Bali

$672 49.8% 28.5% $268

Groceries & Markets

Yuma, AZ

$349 16.5%

Ubud, Bali

$288 21.4% 17.3% $61

Monthly Utilities & Internet

Yuma, AZ

$342 16.1%

Ubud, Bali

$104 7.7% 69.6% $238

Eating Out

Yuma, AZ

$262 12.4%

Ubud, Bali

$108 8% 58.9% $154

Clothing & Footwear

Yuma, AZ

$110 5.2%

Ubud, Bali

$108 8% 1.9% $2

Getting Around

Yuma, AZ

$65 3.1%

Ubud, Bali

$11 0.9% 82.4% $53

Sport & Entertainment

Yuma, AZ

$55 2.6%

Ubud, Bali

$58 4.3% 4.8% $2.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Yuma, AZ and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Yuma, AZ pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $44 in Yuma, AZ vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $349 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Yuma, AZ

🇮🇩 Ubud, Bali

🕒 Local time

04:06 4:06 AM

19:06 7:06 PM

15 h ahead of Yuma, AZ

🌤 Weather

👥 Population

93,064

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

On the map

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Between locations

Yuma, AZ Ubud, Bali 14,240 km ≈ 18 h nonstop flight

From you

Yuma, AZ
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yuma, AZ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 36% lower than in Yuma, AZ. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Yuma, AZ is about 22 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,006 in Yuma, AZ versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $999 in Yuma, AZ versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 21% higher in Yuma, AZ. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Yuma, AZ on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.