Last update: Oct 2026

Cost of Living Comparison Between Yinchuan and Ubud, Bali

For one person, living is cheaper in Yinchuan: $724 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Yinchuan
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Yinchuan Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Yinchuan

🇨🇳 China

$724

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Yinchuan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yinchuan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $724 in Yinchuan versus $1,353 in Ubud, Bali.

Yinchuan $724
Ubud, Bali $1,353

Estimated couple costs with rent: $1,170 in Yinchuan versus $2,297 in Ubud, Bali.

Yinchuan $1,170
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,615 in Yinchuan versus $3,241 in Ubud, Bali.

Yinchuan $1,615
Ubud, Bali $3,241

Living in Yinchuan costs roughly 46% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Yinchuan is 47% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.82 ¥12.16

$3.23 Rp 58.1K

-43.65%

Three-Course Dinner for Two, Mid-Range

$25.95 ¥174

$34.88 Rp 627.8K

-25.60%

Fast Food Meal (McDonalds, etc)

$4.88 ¥32.61

$5.70 Rp 102.5K

-14.39%

Cappuccino

$2.71 ¥18.15

$2.62 Rp 47.1K

3.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ¥3.85

$1.72 Rp 31.0K

-66.28%

Water (0.33 liter bottle)

$0.36 ¥2.40

$0.81 Rp 14.6K

-55.56%

Local Beer (0.5 liter draught)

$1.17 ¥7.85

$2.65 Rp 47.7K

-55.85%

Imported Beer (0.33 liter bottle)

$2.10 ¥14.06

$4.37 Rp 78.6K

-51.95%

Milk (1 liter)

$1.80 ¥12.05

$1.57 Rp 28.3K

14.65%

White Bread (500g)

$1.64 ¥10.93

$2.19 Rp 39.5K

-25.11%

Rice (white) (1kg)

$0.94 ¥6.27

$1.18 Rp 21.2K

-20.34%

Eggs

$1.62 ¥10.80

$2.16 Rp 38.8K

-25.00%

Local Cheese (1kg)

$13.44 ¥89.9

$17.65 Rp 317.7K

-23.85%

Chicken Fillets (1kg)

$3.32 ¥22.22

$3.78 Rp 68.0K

-12.17%

Beef Round Steak (1kg)

$11.01 ¥73.6

$11.95 Rp 215.1K

-7.87%

Apples (1kg)

$1.83 ¥12.21

$3.60 Rp 64.8K

-49.17%

Banana (1kg)

$1.31 ¥8.78

$1.59 Rp 28.6K

-17.61%

Oranges (1kg)

$1.54 ¥10.30

$2.31 Rp 41.6K

-33.33%

Tomato (1kg)

$1.30 ¥8.69

$1.91 Rp 34.3K

-31.94%

Potato (1kg)

$0.69 ¥4.60

$1.78 Rp 32.1K

-61.24%

Onion (1kg)

$0.95 ¥6.36

$2.33 Rp 41.9K

-59.23%

Lettuce (1 head)

$0.64 ¥4.28

$1.00 Rp 18.0K

-36.00%

Water (1.5 liter bottle)

$0.60 ¥3.98

$0.53 Rp 9,509

13.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.83 ¥25.63

$2.29 Rp 41.1K

67.25%

Wine (Bottle)

$11.74 ¥78.5

$22.07 Rp 397.3K

-46.81%

Local Beer (0.5 liter bottle)

$0.88 ¥5.86

$2.35 Rp 42.2K

-62.55%

Imported Beer (0.33 liter bottle)

$1.61 ¥10.73

$2.98 Rp 53.6K

-45.97%

One-way Ticket (Public Transport)

$0.29 ¥1.91

$0.23 Rp 4,112

26.09%

Public Transport Monthly Pass (Regular Price)

$18.23 ¥122

$8.90 Rp 160.2K

104.83%

Taxi Start (Normal Tariff)

$1.52 ¥10.18

$0.47 Rp 8,466

223.40%

Taxi (Normal Tariff) (1km)

$0.36 ¥2.38

$0.43 Rp 7,737

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$7.31 ¥48.87

$5.47 Rp 98.4K

33.64%

Gasoline (1 liter)

$1.26 ¥8.44

$0.83 Rp 14.9K

51.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.6K ¥130.8K

$23.9K Rp 429.8M

-18.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.5K ¥117.3K

$32.8K Rp 590.1M

-46.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.8 ¥387

$80.0 Rp 1.4M

-27.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.83 ¥59.0

$6.56 Rp 118.1K

34.60%

Internet (50+ Mbps, Unlimited Data)

$11.26 ¥75.3

$18.60 Rp 334.8K

-39.46%

Gym Membership (Monthly)

$41.37 ¥277

$54.1 Rp 974.1K

-23.56%

Tennis Court (1 Hour on Weekend)

$14.79 ¥98.9

$18.28 Rp 329.0K

-19.09%

Cinema Ticket

$6.21 ¥41.55

$4.25 Rp 76.5K

46.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$426 ¥2,851

$493 Rp 8.9M

-13.45%

International Primary School, 1 Child (Yearly)

$17.8K ¥118.8K

$5,597 Rp 100.7M

217.32%

Jeans (Levis 501 Or Similar)

$43.84 ¥293

$45.58 Rp 820.4K

-3.82%

Summer Dress (H&M, Zara, etc)

$33.30 ¥223

$34.96 Rp 629.4K

-4.75%

Sport Shoes (Adidas, Nike)

$75.1 ¥502

$77.7 Rp 1.4M

-3.35%

Men's Leather Business Shoes

$73.5 ¥492

$78.5 Rp 1.4M

-6.37%

1-bedroom Apartment, City Center (Monthly)

$298 ¥1,994

$1,131 Rp 20.4M

-73.65%

1-bedroom Apartment, Outside City Center (Monthly)

$184 ¥1,230

$673 Rp 12.1M

-72.66%

3-bedroom Apartment, City Center (Monthly)

$633 ¥4,233

$3,613 Rp 65.0M

-82.48%

3-bedroom Apartment, Outside City Center (Monthly)

$378 ¥2,526

$1,702 Rp 30.6M

-77.80%

Buy Apartment in City Center (m2)

$3,474 ¥23.2K

$2,717 Rp 48.9M

27.83%

Buy Apartment Outside City Center (m2)

$1,944 ¥13.0K

$2,241 Rp 40.3M

-13.25%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.36

13.78

-75.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yinchuan: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Yinchuan

$209 28.9%

Ubud, Bali

$287 21.2% 37.4% $78

Accommodation & Living

Yinchuan

$184 25.4%

Ubud, Bali

$673 49.7% 266% $489

Clothing & Footwear

Yinchuan

$102 14%

Ubud, Bali

$107 7.9% 4.9% $5

Monthly Utilities & Internet

Yinchuan

$78 10.8%

Ubud, Bali

$105 7.8% 35% $27

Eating Out

Yinchuan

$76 10.4%

Ubud, Bali

$106 7.9% 40.8% $31

Sport & Entertainment

Yinchuan

$54 7.4%

Ubud, Bali

$63 4.6% 16.4% $8.8

Getting Around

Yinchuan

$23 3.1%

Ubud, Bali

$12 0.9% 45.2% $10

Cost Breakdown

A one-bedroom apartment in the center runs $298 in Yinchuan and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $26.00 in Yinchuan vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $209 vs $287 per month, with Yinchuan cheaper across the board.

Good to know

🇨🇳 Yinchuan

🇮🇩 Ubud, Bali

🕒 Local time

11:39 11:39 AM

Same time as Yinchuan

🌤 Weather

👥 Population

2,859,074

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 24, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

On the map

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Yinchuan Ubud, Bali 5,310 km ≈ 7 h nonstop flight

From you

Yinchuan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yinchuan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yinchuan wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Yinchuan the obvious pick if budget is a priority.

You'd need roughly $1,087 in Yinchuan and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $298 in Yinchuan versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $426 in Yinchuan versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $724 in Yinchuan versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Yinchuan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Yinchuan the clear choice for anyone on this budget.

Both work as nomad bases, but Yinchuan delivers better value – similar infrastructure at $724 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Yinchuan hard to pass up.

Safety-wise, Yinchuan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yinchuan gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.