Cost of Living Comparison Between Yinchuan and Ubud, Bali Cost of Living Comparison Between Yinchuan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $705 in Yinchuan versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $1,115 in Yinchuan versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,524 in Yinchuan versus $3,778 in Ubud, Bali.

Living in Yinchuan costs roughly 50% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Yinchuan is 47% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.79 ¥12.11

$3.43 Rp 61.4K

-47.81%

Three-Course Dinner for Two, Mid-Range

$24.81 ¥168

$31.97 Rp 572.5K

-22.40%

Fast Food Meal (McDonalds, etc)

$4.44 ¥30.05

$5.05 Rp 90.5K

-12.08%

Cappuccino

$3.00 ¥20.28

$2.71 Rp 48.6K

10.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ¥3.90

$1.39 Rp 24.9K

-58.27%

Water (0.33 liter bottle)

$0.36 ¥2.44

$0.74 Rp 13.3K

-51.35%

Local Beer (0.5 liter draught)

$1.08 ¥7.30

$2.89 Rp 51.8K

-62.63%

Imported Beer (0.33 liter bottle)

$2.08 ¥14.07

$3.79 Rp 67.9K

-45.12%

Milk (1 liter)

$1.76 ¥11.89

$1.79 Rp 32.1K

-1.68%

White Bread (500g)

$1.53 ¥10.35

$2.51 Rp 44.9K

-39.04%

Rice (white) (1kg)

$0.95 ¥6.44

$1.21 Rp 21.8K

-21.49%

Eggs

$1.57 ¥10.63

$2.37 Rp 42.4K

-33.76%

Local Cheese (1kg)

$12.68 ¥85.8

$14.43 Rp 258.4K

-12.13%

Chicken Fillets (1kg)

$3.19 ¥21.59

$4.15 Rp 74.3K

-23.13%

Beef Round Steak (1kg)

$10.10 ¥68.3

$12.11 Rp 217.0K

-16.60%

Apples (1kg)

$1.78 ¥12.05

$3.77 Rp 67.5K

-52.79%

Banana (1kg)

$1.26 ¥8.55

$1.63 Rp 29.1K

-22.70%

Oranges (1kg)

$1.43 ¥9.68

$2.71 Rp 48.5K

-47.23%

Tomato (1kg)

$1.14 ¥7.70

$2.26 Rp 40.4K

-49.56%

Potato (1kg)

$0.68 ¥4.60

$1.93 Rp 34.5K

-64.77%

Onion (1kg)

$0.90 ¥6.08

$2.19 Rp 39.3K

-58.90%

Lettuce (1 head)

$0.60 ¥4.09

$1.02 Rp 18.2K

-41.18%

Water (1.5 liter bottle)

$0.50 ¥3.42

$0.72 Rp 12.8K

-30.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 ¥21.46

$3.18 Rp 57.0K

-0.31%

Wine (Bottle)

$10.24 ¥69.3

$23.84 Rp 426.9K

-57.05%

Local Beer (0.5 liter bottle)

$0.75 ¥5.08

$2.77 Rp 49.7K

-72.92%

Imported Beer (0.33 liter bottle)

$1.60 ¥10.84

$2.75 Rp 49.3K

-41.82%

One-way Ticket (Public Transport)

$0.29 ¥1.98

$0.27 Rp 4,787

7.41%

Public Transport Monthly Pass (Regular Price)

$16.58 ¥112

$8.20 Rp 146.8K

102.20%

Taxi Start (Normal Tariff)

$1.13 ¥7.67

$0.48 Rp 8,656

135.42%

Taxi (Normal Tariff) (1km)

$0.35 ¥2.38

$0.42 Rp 7,547

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$6.57 ¥44.49

$6.03 Rp 108.0K

8.96%

Gasoline (1 liter)

$1.17 ¥7.89

$0.82 Rp 14.7K

42.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K ¥128.9K

$26.6K Rp 475.7M

-28.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K ¥113.0K

$32.2K Rp 576.7M

-48.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.01 ¥311

$78.3 Rp 1.4M

-41.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.04 ¥68.0

$3.91 Rp 70.1K

156.78%

Internet (50+ Mbps, Unlimited Data)

$11.58 ¥78.3

$23.91 Rp 428.3K

-51.57%

Gym Membership (Monthly)

$42.15 ¥285

$96.2 Rp 1.7M

-56.18%

Tennis Court (1 Hour on Weekend)

$14.03 ¥94.9

$6.53 Rp 116.9K

114.85%

Cinema Ticket

$6.22 ¥42.06

$4.01 Rp 71.9K

55.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 ¥2,293

$303 Rp 5.4M

11.99%

International Primary School, 1 Child (Yearly)

$16.9K ¥114.0K

$6,551 Rp 117.3M

157.23%

Jeans (Levis 501 Or Similar)

$44.29 ¥300

$55.3 Rp 990.6K

-19.92%

Summer Dress (H&M, Zara, etc)

$30.31 ¥205

$38.32 Rp 686.3K

-20.90%

Sport Shoes (Adidas, Nike)

$70.9 ¥480

$88.5 Rp 1.6M

-19.89%

Men's Leather Business Shoes

$73.3 ¥496

$76.7 Rp 1.4M

-4.47%

1-bedroom Apartment, City Center (Monthly)

$283 ¥1,912

$986 Rp 17.7M

-71.34%

1-bedroom Apartment, Outside City Center (Monthly)

$191 ¥1,294

$682 Rp 12.2M

-71.96%

3-bedroom Apartment, City Center (Monthly)

$584 ¥3,949

$3,420 Rp 61.3M

-82.94%

3-bedroom Apartment, Outside City Center (Monthly)

$364 ¥2,463

$2,075 Rp 37.2M

-82.45%

Buy Apartment in City Center (m2)

$3,436 ¥23.2K

$2,762 Rp 49.5M

24.38%

Buy Apartment Outside City Center (m2)

$1,677 ¥11.3K

$2,243 Rp 40.2M

-25.25%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.87

13.28

-70.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yinchuan: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $283 in Yinchuan and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $25.00 in Yinchuan vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $195 vs $298 per month, with Yinchuan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yinchuan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yinchuan wins on cost – living expenses run 98% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Yinchuan the obvious pick if budget is a priority.

You'd need roughly $1,058 in Yinchuan and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $283 in Yinchuan versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $339 in Yinchuan versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $705 in Yinchuan versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Yinchuan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Yinchuan the clear choice for anyone on this budget.

Both work as nomad bases, but Yinchuan delivers better value – similar infrastructure at $705 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Yinchuan hard to pass up.

Safety-wise, Yinchuan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yinchuan gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.