Cost of Living Comparison Between Ubud, Bali and Yinchuan Cost of Living Comparison Between Ubud, Bali and Yinchuan

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $705 in Yinchuan.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,112 in Yinchuan.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $1,519 in Yinchuan.

Living in Ubud, Bali is roughly 98% more expensive than Yinchuan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Yinchuan is 48% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$1.79 ¥12.24

94.41%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$23.92 ¥163

37.46%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$4.62 ¥31.57

10.17%

Cappuccino

$2.75 Rp 47.1K

$2.98 ¥20.34

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$0.54 ¥3.70

155.56%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.33 ¥2.28

115.15%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$1.08 ¥7.40

166.67%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$2.03 ¥13.85

90.64%

Milk (1 liter)

$1.79 Rp 30.7K

$1.76 ¥12.01

1.70%

White Bread (500g)

$2.45 Rp 42.0K

$1.60 ¥10.95

53.13%

Rice (white) (1kg)

$1.21 Rp 20.7K

$0.92 ¥6.26

31.52%

Eggs

$2.39 Rp 40.9K

$1.58 ¥10.80

51.27%

Local Cheese (1kg)

$14.70 Rp 252.1K

$12.60 ¥86.0

16.67%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$3.23 ¥22.08

31.27%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$10.16 ¥69.4

18.90%

Apples (1kg)

$3.66 Rp 62.9K

$1.78 ¥12.19

105.62%

Banana (1kg)

$1.61 Rp 27.6K

$1.21 ¥8.29

33.06%

Oranges (1kg)

$2.72 Rp 46.6K

$1.41 ¥9.64

92.91%

Tomato (1kg)

$2.27 Rp 39.0K

$1.12 ¥7.65

102.68%

Potato (1kg)

$1.90 Rp 32.6K

$0.68 ¥4.62

179.41%

Onion (1kg)

$2.30 Rp 39.4K

$0.93 ¥6.35

147.31%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.56 ¥3.81

82.14%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.51 ¥3.48

52.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$3.19 ¥21.80

1.57%

Wine (Bottle)

$24.06 Rp 412.7K

$10.60 ¥72.4

126.98%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$0.74 ¥5.08

283.78%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.58 ¥10.79

76.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.27 ¥1.82

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$16.47 ¥112

-49.97%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$1.13 ¥7.72

-60.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.35 ¥2.41

22.86%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$6.71 ¥45.84

-10.28%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.18 ¥8.05

-27.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$19.3K ¥131.8K

35.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$16.6K ¥113.5K

90.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$45.08 ¥308

73.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$10.06 ¥68.7

-60.24%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$11.47 ¥78.3

112.29%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$41.33 ¥282

131.72%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$14.07 ¥96.1

-54.09%

Cinema Ticket

$4.01 Rp 68.7K

$6.43 ¥43.91

-37.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$341 ¥2,329

-11.56%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$16.7K ¥113.9K

-60.77%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$43.60 ¥298

22.52%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$30.91 ¥211

24.72%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$70.4 ¥480

26.61%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$74.4 ¥508

6.02%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$280 ¥1,914

262.61%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$191 ¥1,302

252.65%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$580 ¥3,962

480.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$356 ¥2,435

491.31%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$2,957 ¥20.2K

1.49%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$1,813 ¥12.4K

28.91%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.87

243.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Yinchuan: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $280 in Yinchuan. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $24 in Yinchuan for a mid-range dinner for two. Groceries echo the gap at $300 vs $196 per month, with Yinchuan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Yinchuan: Cost of Living - Frequently Asked Questions

Yinchuan wins on cost – living expenses run 98% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Yinchuan the obvious pick if budget is a priority.

You'd need roughly $2,092 in Ubud, Bali and $1,057 in Yinchuan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,016 in Ubud, Bali versus $280 in Yinchuan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $341 in Yinchuan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $705 in Yinchuan versus $1,395 in Ubud, Bali, a $1,500 budget is realistic in Yinchuan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Yinchuan the clear choice for anyone on this budget.

Both work as nomad bases, but Yinchuan delivers better value – similar infrastructure at $705 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Yinchuan hard to pass up.

Safety-wise, Ubud, Bali and Yinchuan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yinchuan gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.