Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Yinchuan

For one person, living is cheaper in Yinchuan: $724 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Yinchuan
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Yinchuan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Yinchuan

🇨🇳 China

$724

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Yinchuan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Yinchuan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $724 in Yinchuan.

Ubud, Bali $1,353
Yinchuan $724

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,170 in Yinchuan.

Ubud, Bali $2,297
Yinchuan $1,170

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,615 in Yinchuan.

Ubud, Bali $3,241
Yinchuan $1,615

Living in Ubud, Bali is roughly 87% more expensive than in Yinchuan, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Yinchuan is 47% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.82 ¥12.16

77.47%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$25.95 ¥174

34.41%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.88 ¥32.61

16.80%

Cappuccino

$2.62 Rp 47.1K

$2.71 ¥18.15

-3.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.58 ¥3.85

196.55%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.36 ¥2.40

125.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.17 ¥7.85

126.50%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.10 ¥14.06

108.10%

Milk (1 liter)

$1.57 Rp 28.3K

$1.80 ¥12.05

-12.78%

White Bread (500g)

$2.19 Rp 39.5K

$1.64 ¥10.93

33.54%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.94 ¥6.27

25.53%

Eggs

$2.16 Rp 38.8K

$1.62 ¥10.80

33.33%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.44 ¥89.9

31.32%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.32 ¥22.22

13.86%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.01 ¥73.6

8.54%

Apples (1kg)

$3.60 Rp 64.8K

$1.83 ¥12.21

96.72%

Banana (1kg)

$1.59 Rp 28.6K

$1.31 ¥8.78

21.37%

Oranges (1kg)

$2.31 Rp 41.6K

$1.54 ¥10.30

50.00%

Tomato (1kg)

$1.91 Rp 34.3K

$1.30 ¥8.69

46.92%

Potato (1kg)

$1.78 Rp 32.1K

$0.69 ¥4.60

157.97%

Onion (1kg)

$2.33 Rp 41.9K

$0.95 ¥6.36

145.26%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.64 ¥4.28

56.25%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.60 ¥3.98

-11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.83 ¥25.63

-40.21%

Wine (Bottle)

$22.07 Rp 397.3K

$11.74 ¥78.5

87.99%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.88 ¥5.86

167.05%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.61 ¥10.73

85.09%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.29 ¥1.91

-20.69%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$18.23 ¥122

-51.18%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.52 ¥10.18

-69.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.36 ¥2.38

19.44%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$7.31 ¥48.87

-25.17%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.26 ¥8.44

-34.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$19.6K ¥130.8K

22.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$17.5K ¥117.3K

86.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$57.8 ¥387

38.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$8.83 ¥59.0

-25.71%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$11.26 ¥75.3

65.19%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$41.37 ¥277

30.82%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$14.79 ¥98.9

23.60%

Cinema Ticket

$4.25 Rp 76.5K

$6.21 ¥41.55

-31.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$426 ¥2,851

15.54%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$17.8K ¥118.8K

-68.49%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$43.84 ¥293

3.97%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$33.30 ¥223

4.98%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$75.1 ¥502

3.46%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$73.5 ¥492

6.80%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$298 ¥1,994

279.46%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$184 ¥1,230

265.78%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$633 ¥4,233

470.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$378 ¥2,526

350.45%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,474 ¥23.2K

-21.77%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,944 ¥13.0K

15.28%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.36

310.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Yinchuan: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Yinchuan

$184 25.4% 72.7% $489

Groceries & Markets

Ubud, Bali

$287 21.2%

Yinchuan

$209 28.9% 27.2% $78

Clothing & Footwear

Ubud, Bali

$107 7.9%

Yinchuan

$102 14% 4.6% $5

Eating Out

Ubud, Bali

$106 7.9%

Yinchuan

$76 10.4% 29% $31

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Yinchuan

$78 10.8% 25.9% $27

Sport & Entertainment

Ubud, Bali

$63 4.6%

Yinchuan

$54 7.4% 14.1% $8.8

Getting Around

Ubud, Bali

$12 0.9%

Yinchuan

$23 3.1% 82.4% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $298 in Yinchuan. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $26.00 in Yinchuan for a mid-range dinner for two. Groceries echo the gap at $287 vs $209 per month, with Yinchuan cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Yinchuan

🕒 Local time

12:17 12:17 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

2,859,074

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Chinese Yuan exchange rates as of October 24, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to IDR in detail →

On the map

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Ubud, Bali Yinchuan 5,310 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Yinchuan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Yinchuan: Cost of Living - Frequently Asked Questions

Yinchuan wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Yinchuan the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $1,087 in Yinchuan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $298 in Yinchuan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $426 in Yinchuan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $724 in Yinchuan versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Yinchuan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Yinchuan the clear choice for anyone on this budget.

Both work as nomad bases, but Yinchuan delivers better value – similar infrastructure at $724 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Yinchuan hard to pass up.

Safety-wise, Ubud, Bali and Yinchuan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yinchuan gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.