Last update: Oct 2026

Cost of Living Comparison Between Yap and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,894 in Yap, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Yap

🇫🇲 Micronesia

$1,894

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Yap and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yap and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,894 in Yap versus $1,349 in Ubud, Bali.

Yap $1,894
Ubud, Bali $1,349

Estimated couple costs with rent: $2,471 in Yap versus $2,305 in Ubud, Bali.

Yap $2,471
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,049 in Yap versus $3,261 in Ubud, Bali.

Yap $3,049
Ubud, Bali $3,261

Living in Yap is roughly 40% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$29.87 $29.87

$3.32 Rp 60.4K

799.70%

Three-Course Dinner for Two, Mid-Range

$59.1 $59.1

$35.64 Rp 647.8K

65.91%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

Cappuccino

$4.42 $4.42

$2.72 Rp 49.4K

62.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 $1.74

$1.70 Rp 30.9K

2.35%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

Milk (1 liter)

$1.49 Rp 27.1K

White Bread (500g)

$5.85 $5.85

$2.28 Rp 41.4K

156.58%

Rice (white) (1kg)

$4.30 $4.30

$1.19 Rp 21.6K

261.34%

Eggs

$2.04 Rp 37.0K

Local Cheese (1kg)

$5.29 $5.29

$17.70 Rp 321.7K

-70.11%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

Beef Round Steak (1kg)

$6.04 $6.04

$12.19 Rp 221.6K

-50.45%

Apples (1kg)

$4.53 $4.53

$3.66 Rp 66.4K

23.77%

Banana (1kg)

$4.40 $4.40

$1.52 Rp 27.6K

189.47%

Oranges (1kg)

$4.31 $4.31

$2.23 Rp 40.5K

93.27%

Tomato (1kg)

$4.53 $4.53

$1.97 Rp 35.9K

129.95%

Potato (1kg)

$5.31 $5.31

$1.85 Rp 33.6K

187.03%

Onion (1kg)

$1.66 $1.66

$2.42 Rp 44.1K

-31.40%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$1.46 $1.46

$0.51 Rp 9,332

186.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$3.87 $3.87

$2.26 Rp 41.1K

71.24%

Imported Beer (0.33 liter bottle)

$3.04 $3.04

$2.97 Rp 54.0K

2.36%

One-way Ticket (Public Transport)

$0.98 $0.98

$0.25 Rp 4,562

292.00%

Public Transport Monthly Pass (Regular Price)

$21.62 $21.62

$7.82 Rp 142.2K

176.47%

Taxi Start (Normal Tariff)

$7.40 $7.40

$0.44 Rp 7,989

1581.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.08 $5.08

$5.41 Rp 98.3K

-6.10%

Gasoline (1 liter)

$1.49 $1.49

$0.82 Rp 15.0K

81.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$4,019 $4,019

$23.8K Rp 433.3M

-83.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,997 $3,997

$31.7K Rp 577.0M

-87.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.5 $80.5

$79.1 Rp 1.4M

1.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

Internet (50+ Mbps, Unlimited Data)

$81.5 $81.5

$18.58 Rp 337.7K

338.54%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$24.18 $24.18

$44.64 Rp 811.4K

-45.83%

Summer Dress (H&M, Zara, etc)

$75.6 $75.6

$34.95 Rp 635.3K

116.42%

Sport Shoes (Adidas, Nike)

$80.6 $80.6

$79.9 Rp 1.5M

0.85%

Men's Leather Business Shoes

$121 $121

$79.4 Rp 1.4M

51.88%

1-bedroom Apartment, City Center (Monthly)

$991 $991

$1,125 Rp 20.4M

-11.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,004 $1,004

$671 Rp 12.2M

49.47%

3-bedroom Apartment, City Center (Monthly)

$1,016 $1,016

$3,565 Rp 64.8M

-71.49%

3-bedroom Apartment, Outside City Center (Monthly)

$981 $981

$1,723 Rp 31.3M

-43.06%

Buy Apartment in City Center (m2)

$1,471 $1,471

$2,732 Rp 49.6M

-46.15%

Buy Apartment Outside City Center (m2)

$1,006 $1,006

$2,284 Rp 41.5M

-55.97%

Average Monthly Net Salary (After Tax)

$262 $262

$164 Rp 3.0M

59.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

400000

13.78

2902657.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yap: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yap

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Yap

–

Ubud, Bali

$288 21.4%

Eating Out

Yap

–

Ubud, Bali

$108 8%

Clothing & Footwear

Yap

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Yap

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Yap

–

Ubud, Bali

$58 4.3%

Getting Around

Yap

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $991 in Yap and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Yap pays 60% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $59 in Yap vs $36 in Ubud, Bali. Groceries flip the comparison at $261 vs $288, with Yap cheaper for home cooking.

Good to know

🇫🇲 Yap

🇮🇩 Ubud, Bali

🕒 Local time

09:47 9:47 AM

07:47 7:47 AM

2 h behind Yap

🌤 Weather

👥 Population

11,577

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Yap Ubud, Bali 3,230 km ≈ 4 h 30 min nonstop flight

From you

Yap
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yap vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 29% lower than in Yap. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 60% higher in Yap, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $991 in Yap versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Yap pay roughly 10% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,894 per month in Yap versus $1,349 in Ubud, Bali – Ubud, Bali is about 29% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Yap and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Yap on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.