Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Yap

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,894 in Yap, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Yap

🇫🇲 Micronesia

$1,894

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Yap

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Yap actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,894 in Yap.

Ubud, Bali $1,349
Yap $1,894

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,471 in Yap.

Ubud, Bali $2,305
Yap $2,471

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,049 in Yap.

Ubud, Bali $3,261
Yap $3,049

Living in Ubud, Bali costs roughly 29% less than in Yap, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$29.87 $29.87

-88.89%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$59.1 $59.1

-39.73%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

$4.42 $4.42

-38.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.74 $1.74

-2.30%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

$5.85 $5.85

-61.03%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.30 $4.30

-72.33%

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 321.1K

$5.29 $5.29

234.59%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$6.04 $6.04

101.82%

Apples (1kg)

$3.66 Rp 66.3K

$4.53 $4.53

-19.21%

Banana (1kg)

$1.52 Rp 27.5K

$4.40 $4.40

-65.45%

Oranges (1kg)

$2.23 Rp 40.4K

$4.31 $4.31

-48.26%

Tomato (1kg)

$1.97 Rp 35.8K

$4.53 $4.53

-56.51%

Potato (1kg)

$1.85 Rp 33.5K

$5.31 $5.31

-65.16%

Onion (1kg)

$2.42 Rp 44.0K

$1.66 $1.66

45.78%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.46 $1.46

-65.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.87 $3.87

-41.60%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.04 $3.04

-2.30%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.98 $0.98

-74.49%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$21.62 $21.62

-63.83%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$7.40 $7.40

-94.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$5.08 $5.08

6.50%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.49 $1.49

-44.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$4,019 $4,019

493.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$3,997 $3,997

694.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$80.5 $80.5

-1.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$81.5 $81.5

-77.20%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$24.18 $24.18

84.62%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$75.6 $75.6

-53.79%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$80.6 $80.6

-0.84%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$121 $121

-34.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$991 $991

13.45%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,004 $1,004

-33.10%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,016 $1,016

250.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$981 $981

75.63%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,471 $1,471

85.71%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,006 $1,006

127.12%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$262 $262

-37.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

400000

-100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Yap: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Yap

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Yap

–

Eating Out

Ubud, Bali

$108 8%

Yap

–

Clothing & Footwear

Ubud, Bali

$108 8%

Yap

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Yap

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Yap

–

Getting Around

Ubud, Bali

$11 0.9%

Yap

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $991 in Yap. Housing cost is often the main lever when comparing two cities.

Yap pays 60% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $59 in Yap. Groceries flip the comparison at $288 vs $261, with Yap cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇫🇲 Yap

🕒 Local time

17:32 5:32 PM

19:32 7:32 PM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

11,577

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Yap 3,230 km ≈ 4 h 30 min nonstop flight

From you

Ubud, Bali
Yap

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Yap: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 29% lower than in Yap. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 37% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $991 in Yap. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Yap pay roughly 10% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,894 in Yap – Ubud, Bali is about 29% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Yap are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Yap on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.