Last update: Oct 2026

Cost of Living Comparison Between Yamba NSW and Bali

For one person, living is cheaper in Bali: $1,214 a month against $2,331 in Yamba NSW, rent and utilities included – about $13,400 less a year. Rent and utilities account for about half of the difference.

120

Cost of Living Index in Yamba NSW
Learn more

Yamba NSW Living Index
59

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Yamba NSW

🇦🇺 Australia

$2,331

/mo nomad

Bali

🇮🇩 Indonesia

$1,214

/mo nomad

Monthly Cost of Living

How much you'll spend in Yamba NSW and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yamba NSW and in Bali actually costs, broken down by who's living it.

A single person spends $2,331 per month in Yamba NSW vs $1,214 in Bali, rent included.

Yamba NSW $2,331
Bali $1,214

A couple spends around $3,399 per month in Yamba NSW vs $2,047 in Bali, rent included.

Yamba NSW $3,399
Bali $2,047

A family of three spends $4,466 per month in Yamba NSW vs $2,880 in Bali, rent included.

Yamba NSW $4,466
Bali $2,880

Yamba NSW costs about 92% more than Bali, and outside of rent the biggest gap is in eating out.

Yamba NSW sits 71% above the global median, while Bali is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.85 A$25.28

$2.73 Rp 49.6K

553.85%

Three-Course Dinner for Two, Mid-Range

$50.9 A$72.0

$28.91 Rp 525.7K

75.93%

Fast Food Meal (McDonalds, etc)

$11.11 A$15.73

$4.56 Rp 82.9K

143.64%

Cappuccino

$4.52 A$6.40

$2.26 Rp 41.2K

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 A$3.46

$1.43 Rp 25.9K

70.63%

Water (0.33 liter bottle)

$2.05 A$2.90

$0.68 Rp 12.4K

201.47%

Local Beer (0.5 liter draught)

$7.90 A$11.19

$2.23 Rp 40.5K

254.26%

Imported Beer (0.33 liter bottle)

$6.96 A$9.86

$3.68 Rp 67.0K

89.13%

Milk (1 liter)

$1.62 A$2.30

$1.49 Rp 27.1K

8.72%

White Bread (500g)

$2.68 A$3.79

$2.18 Rp 39.7K

22.94%

Rice (white) (1kg)

$2.25 A$3.19

$1.14 Rp 20.7K

97.37%

Eggs

$4.90 A$6.94

$2.02 Rp 36.7K

142.57%

Local Cheese (1kg)

$9.25 A$13.10

$16.81 Rp 305.6K

-44.97%

Chicken Fillets (1kg)

$9.10 A$12.89

$3.57 Rp 64.9K

154.90%

Beef Round Steak (1kg)

$14.23 A$20.16

$11.31 Rp 205.6K

25.82%

Apples (1kg)

$4.34 A$6.14

$3.44 Rp 62.6K

26.16%

Banana (1kg)

$3.17 A$4.50

$1.51 Rp 27.5K

109.93%

Oranges (1kg)

$3.02 A$4.28

$2.19 Rp 39.8K

37.90%

Tomato (1kg)

$4.82 A$6.82

$1.88 Rp 34.2K

156.38%

Potato (1kg)

$2.87 A$4.06

$1.71 Rp 31.1K

67.84%

Onion (1kg)

$2.34 A$3.32

$2.32 Rp 42.1K

0.86%

Lettuce (1 head)

$2.33 A$3.30

$0.99 Rp 18.1K

135.35%

Water (1.5 liter bottle)

$1.24 A$1.75

$0.50 Rp 9,089

148.00%

Cigarettes 20 Pack (Marlboro, Camel)

$38.44 A$54.5

$2.03 Rp 36.9K

1793.60%

Wine (Bottle)

$12.66 A$17.93

$21.49 Rp 390.7K

-41.09%

Local Beer (0.5 liter bottle)

$5.30 A$7.50

$2.14 Rp 38.8K

147.66%

Imported Beer (0.33 liter bottle)

$4.92 A$6.97

$2.87 Rp 52.2K

71.43%

One-way Ticket (Public Transport)

$2.74 A$3.88

$0.25 Rp 4,573

996.00%

Public Transport Monthly Pass (Regular Price)

$73.1 A$104

$8.82 Rp 160.4K

729.25%

Taxi Start (Normal Tariff)

$3.09 A$4.38

$0.45 Rp 8,173

586.67%

Taxi (Normal Tariff) (1km)

$1.87 A$2.65

$0.44 Rp 7,995

325.00%

Taxi 1hour Waiting (Normal Tariff)

$41.70 A$59.1

$5.48 Rp 99.6K

660.95%

Gasoline (1 liter)

$1.41 A$1.99

$0.89 Rp 16.1K

58.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K A$42.2K

$24.3K Rp 441.8M

22.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K A$36.1K

$31.9K Rp 580.8M

-20.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 A$230

$79.9 Rp 1.5M

103.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.59 A$37.67

$6.55 Rp 119.1K

305.95%

Internet (50+ Mbps, Unlimited Data)

$60.3 A$85.4

$18.48 Rp 336.0K

226.35%

Gym Membership (Monthly)

$58.0 A$82.2

$40.66 Rp 739.3K

42.70%

Tennis Court (1 Hour on Weekend)

$19.49 A$27.61

$14.93 Rp 271.4K

30.54%

Cinema Ticket

$14.27 A$20.21

$3.67 Rp 66.7K

288.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,974 A$2,796

$437 Rp 7.9M

351.45%

International Primary School, 1 Child (Yearly)

$12.8K A$18.2K

$5,063 Rp 92.1M

153.40%

Jeans (Levis 501 Or Similar)

$84.8 A$120

$43.62 Rp 793.2K

94.43%

Summer Dress (H&M, Zara, etc)

$44.72 A$63.4

$32.69 Rp 594.4K

36.80%

Sport Shoes (Adidas, Nike)

$111 A$158

$73.6 Rp 1.3M

51.13%

Men's Leather Business Shoes

$110 A$156

$74.3 Rp 1.4M

48.08%

1-bedroom Apartment, City Center (Monthly)

$1,424 A$2,017

$984 Rp 17.9M

44.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,076 A$1,524

$583 Rp 10.6M

84.61%

3-bedroom Apartment, City Center (Monthly)

$2,037 A$2,886

$3,121 Rp 56.7M

-34.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,765 A$2,500

$1,475 Rp 26.8M

19.63%

Buy Apartment in City Center (m2)

$5,125 A$7,260

$2,447 Rp 44.5M

109.48%

Buy Apartment Outside City Center (m2)

$5,432 A$7,695

$1,963 Rp 35.7M

176.71%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

13.78

-57.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yamba NSW: October 26, 2026

Last update for Bali: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yamba NSW

$1.1K 46.2%

Bali

$583 48% 45.8% $493

Groceries & Markets

Yamba NSW

$363 15.6%

Bali

$275 22.7% 24.3% $88

Eating Out

Yamba NSW

$302 12.9%

Bali

$90 7.4% 70.3% $212

Monthly Utilities & Internet

Yamba NSW

$249 10.7%

Bali

$105 8.6% 57.9% $144

Clothing & Footwear

Yamba NSW

$158 6.8%

Bali

$101 8.3% 36.1% $57

Getting Around

Yamba NSW

$97 4.1%

Bali

$12 1% 87.1% $84

Sport & Entertainment

Yamba NSW

$87 3.7%

Bali

$48 4% 44.6% $39

Cost Breakdown

A central one-bedroom costs $1,424 in Yamba NSW versus $984 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $51 in Yamba NSW versus $29 in Bali. Monthly groceries follow the same trend: $363 vs $275 – making Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Yamba NSW

🇮🇩 Bali

🕒 Local time

21:03 9:03 PM

18:03 6:03 PM

3 h behind Yamba NSW

🌤 Weather

👥 Population

6,913

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Yamba NSW Bali 4,600 km ≈ 6 h nonstop flight

From you

Yamba NSW
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yamba NSW vs Bali: Cost of Living - Frequently Asked Questions

Yamba NSW costs about 92% more than Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,497 per month in Yamba NSW and $1,821 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments: a one-bedroom in the center costs $984 there versus $1,424 in Yamba NSW.

A mid-range dinner for two costs $51 in Yamba NSW and $29 in Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,331 in Yamba NSW and $1,214 in Bali. That makes Bali about 48% cheaper.

$1,000 is a stretch for both – monthly costs hit $2,331 in Yamba NSW and $1,214 in Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 48% less, which matters a lot on a fixed budget or early-career salary.