Cost of Living Comparison Between Xining and Ubud, Bali Cost of Living Comparison Between Xining and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $726 in Xining versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,144 in Xining versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,562 in Xining versus $3,660 in Ubud, Bali.

Living in Xining costs roughly 49% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Xining is 46% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Xining
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.83 ¥19.23
$3.56 Rp 64.8K
-20.51%
Three-Course Dinner for Two, Mid-Range
$21.29 ¥144
$32.73 Rp 594.6K
-34.95%
Fast Food Meal (McDonalds, etc)
$4.95 ¥33.59
$4.95 Rp 89.9K
-
Cappuccino
$2.93 ¥19.88
$2.71 Rp 49.3K
8.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 ¥3.13
$1.34 Rp 24.4K
-65.67%
Water (0.33 liter bottle)
$0.29 ¥1.99
$0.70 Rp 12.7K
-58.57%
Local Beer (0.5 liter draught)
$0.88 ¥5.94
$2.92 Rp 53.0K
-69.86%
Imported Beer (0.33 liter bottle)
$2.05 ¥13.91
$3.96 Rp 71.9K
-48.23%
🛒 Groceries & Markets
Xining
Ubud, Bali
Difference
Milk (1 liter)
$1.78 ¥12.08
$1.81 Rp 32.8K
-1.66%
White Bread (500g)
$1.57 ¥10.64
$2.52 Rp 45.7K
-37.70%
Rice (white) (1kg)
$0.96 ¥6.49
$1.16 Rp 21.0K
-17.24%
Eggs
$1.61 ¥10.91
$2.46 Rp 44.7K
-34.55%
Local Cheese (1kg)
$12.75 ¥86.5
$14.71 Rp 267.3K
-13.32%
Chicken Fillets (1kg)
$3.25 ¥22.07
$4.32 Rp 78.4K
-24.77%
Beef Round Steak (1kg)
$10.40 ¥70.5
$12.14 Rp 220.5K
-14.33%
Apples (1kg)
$1.82 ¥12.36
$3.84 Rp 69.8K
-52.60%
Banana (1kg)
$1.21 ¥8.21
$1.56 Rp 28.3K
-22.44%
Oranges (1kg)
$1.47 ¥9.96
$2.83 Rp 51.5K
-48.06%
Tomato (1kg)
$1.15 ¥7.82
$2.33 Rp 42.2K
-50.64%
Potato (1kg)
$0.74 ¥5.03
$1.91 Rp 34.8K
-61.26%
Onion (1kg)
$0.92 ¥6.24
$2.20 Rp 40.0K
-58.18%
Lettuce (1 head)
$0.56 ¥3.78
$1.01 Rp 18.4K
-44.55%
Water (1.5 liter bottle)
$0.54 ¥3.68
$0.78 Rp 14.1K
-30.77%
Cigarettes 20 Pack (Marlboro, Camel)
$3.22 ¥21.84
$3.32 Rp 60.2K
-3.01%
Wine (Bottle)
$10.74 ¥72.9
$23.74 Rp 431.2K
-54.76%
Local Beer (0.5 liter bottle)
$0.74 ¥5.01
$2.79 Rp 50.7K
-73.48%
Imported Beer (0.33 liter bottle)
$1.59 ¥10.79
$2.86 Rp 52.0K
-44.41%
🚌 Getting Around
Xining
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.29 ¥1.98
$0.27 Rp 4,883
7.41%
Public Transport Monthly Pass (Regular Price)
$16.94 ¥115
$8.03 Rp 145.9K
110.96%
Taxi Start (Normal Tariff)
$1.41 ¥9.59
$0.46 Rp 8,291
206.52%
Taxi (Normal Tariff) (1km)
$0.32 ¥2.19
$0.45 Rp 8,176
-28.89%
Taxi 1hour Waiting (Normal Tariff)
$6.56 ¥44.47
$6.10 Rp 110.7K
7.54%
Gasoline (1 liter)
$1.13 ¥7.68
$0.79 Rp 14.4K
43.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.4K ¥131.5K
$26.1K Rp 475.0M
-25.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.3K ¥117.4K
$32.1K Rp 583.5M
-46.09%
🧾 Monthly Utilities & Internet
Xining
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.95 ¥305
$79.9 Rp 1.5M
-43.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.05 ¥68.2
$4.06 Rp 73.8K
147.54%
Internet (50+ Mbps, Unlimited Data)
$11.92 ¥80.9
$23.52 Rp 427.3K
-49.32%
🎉 Sport & Entertainment
Xining
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.09 ¥286
$98.7 Rp 1.8M
-57.36%
Tennis Court (1 Hour on Weekend)
$14.16 ¥96.0
$6.63 Rp 120.4K
113.57%
Cinema Ticket
$6.02 ¥40.84
$4.15 Rp 75.3K
45.06%
🧸 Childcare & Education
Xining
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$335 ¥2,271
$304 Rp 5.5M
10.18%
International Primary School, 1 Child (Yearly)
$17.1K ¥116.3K
$6,613 Rp 120.1M
159.18%
👕👟 Clothing & Footwear
Xining
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.56 ¥302
$55.5 Rp 1.0M
-19.77%
Summer Dress (H&M, Zara, etc)
$30.87 ¥209
$38.31 Rp 695.9K
-19.42%
Sport Shoes (Adidas, Nike)
$70.6 ¥479
$88.6 Rp 1.6M
-20.27%
Men's Leather Business Shoes
$72.1 ¥489
$77.9 Rp 1.4M
-7.47%
🏠 Accommodation & Living
Xining
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$277 ¥1,879
$1,006 Rp 18.3M
-72.47%
1-bedroom Apartment, Outside City Center (Monthly)
$195 ¥1,322
$675 Rp 12.3M
-71.14%
3-bedroom Apartment, City Center (Monthly)
$592 ¥4,018
$3,442 Rp 62.5M
-82.79%
3-bedroom Apartment, Outside City Center (Monthly)
$353 ¥2,397
$2,039 Rp 37.0M
-82.67%
Buy Apartment in City Center (m2)
$3,038 ¥20.6K
$2,841 Rp 51.6M
6.92%
Buy Apartment Outside City Center (m2)
$2,030 ¥13.8K
$2,264 Rp 41.1M
-10.34%
💵 Salaries & Financials
Xining
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.89
13.28
-70.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xining: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $277 in Xining and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $21.00 in Xining vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $199 vs $302 per month, with Xining cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xining vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Xining or Ubud, Bali?
Xining wins on cost – living expenses run 96% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xining the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Xining vs Ubud, Bali?
You'd need roughly $1,089 in Xining and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Xining vs Ubud, Bali?
Rent for a central apartment: $277 in Xining versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Xining and Ubud, Bali?
Childcare runs $335 in Xining versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Xining or Ubud, Bali?
Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Xining or Ubud, Bali?
At $726 in Xining versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Xining but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xining the clear choice for anyone on this budget.
Which city is better for digital nomads, Xining or Ubud, Bali?
Both work as nomad bases, but Xining delivers better value – similar infrastructure at $726 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xining hard to pass up.
How safe is Xining compared to Ubud, Bali?
Safety-wise, Xining and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Xining gentler on the wallet – expenses run 96% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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