🙂A single person spends $683 per month in Xai-Xai vs $947 in Chiang Mai, rent included.
🙂A couple spends around $1,132 per month in Xai-Xai vs $1,411 in Chiang Mai, rent included.
🙂A family of three spends $1,580 per month in Xai-Xai vs $1,874 in Chiang Mai, rent included.
🙂Xai-Xai is about 28% cheaper than Chiang Mai, driven mainly by Eating Out.
📊Both Xai-Xai and Chiang Mai are more affordable than the global median – Xai-Xai50% lower, Chiang Mai31% lower.
Currency
🍽 Eating Out
Xai-Xai
Chiang Mai
Difference
Meal at Budget Restaurant
$10.30MZN 652
$2.08฿68.6
395.19%
Three-Course Dinner for Two, Mid-Range
$62.1MZN 3,927
$19.64฿646
216.14%
Fast Food Meal(McDonalds, etc)
$7.12MZN 451
$5.65฿186
26.02%
Cappuccino
$2.20MZN 139
$1.81฿59.4
21.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.81MZN 51.1
$0.71฿23.45
14.08%
Water(0.33 liter bottle)
$0.73MZN 46.39
$0.32฿10.38
128.13%
Local Beer(0.5 liter draught)
$1.53MZN 97.0
$2.24฿73.6
-31.70%
Imported Beer(0.33 liter bottle)
$2.39MZN 151
$3.63฿119
-34.16%
🛒 Groceries & Markets
Xai-Xai
Chiang Mai
Difference
Milk(1 liter)
$1.56MZN 98.5
$1.96฿64.4
-20.41%
White Bread(500g)
$1.03MZN 65.1
$1.50฿49.39
-31.33%
Rice(white)(1kg)
$1.58MZN 100
$1.34฿43.93
17.91%
Eggs
$2.52MZN 159
$2.26฿74.5
11.50%
Local Cheese(1kg)
$20.59MZN 1,303
$16.26฿535
26.63%
Chicken Fillets(1kg)
$5.76MZN 364
$2.95฿97.1
95.25%
Beef Round Steak(1kg)
$5.52MZN 349
$9.94฿327
-44.47%
Apples(1kg)
$2.07MZN 131
$2.57฿84.6
-19.46%
Banana(1kg)
$0.76MZN 48.35
$1.06฿34.73
-28.30%
Oranges(1kg)
$1.63MZN 103
$1.61฿53.0
1.24%
Tomato(1kg)
$1.04MZN 65.7
$1.52฿49.97
-31.58%
Potato(1kg)
$1.05MZN 66.2
$1.27฿41.77
-17.32%
Onion(1kg)
$0.82MZN 51.6
$1.07฿35.06
-23.36%
Lettuce(1 head)
$0.97MZN 61.6
$0.72฿23.68
34.72%
Water(1.5 liter bottle)
$0.92MZN 58.0
$0.51฿16.72
80.39%
Cigarettes 20 Pack(Marlboro, Camel)
$2.87MZN 181
$4.19฿138
-31.50%
Wine(Bottle)
$10.25MZN 648
$17.87฿587
-42.64%
Local Beer(0.5 liter bottle)
$1.01MZN 64.1
$1.69฿55.7
-40.24%
Imported Beer(0.33 liter bottle)
$1.30MZN 82.2
$2.84฿93.3
-54.23%
🚌 Getting Around
Xai-Xai
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.93฿30.43
-
Public Transport Monthly Pass(Regular Price)
-
$53.9฿1,771
-
Taxi Start(Normal Tariff)
$1.56MZN 98.6
$1.23฿40.59
26.83%
Taxi(Normal Tariff)(1km)
$1.19MZN 75.2
$0.58฿18.96
105.17%
Taxi 1hour Waiting(Normal Tariff)
$24.72MZN 1,563
$2.42฿79.7
921.49%
Gasoline(1 liter)
$1.33MZN 84.0
$1.41฿46.43
-5.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0KMZN 2.0M
$21.4K฿705.1K
49.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1KMZN 1.5M
$27.3K฿898.7K
-15.58%
🧾 Monthly Utilities & Internet
Xai-Xai
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.8MZN 4,479
$63.7฿2,093
11.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.72MZN 488
$12.85฿423
-39.92%
Internet(50+ Mbps, Unlimited Data)
$85.9MZN 5,436
$20.22฿665
325.02%
🎉 Sport & Entertainment
Xai-Xai
Chiang Mai
Difference
Gym Membership(Monthly)
-
$38.74฿1,274
-
Tennis Court(1 Hour on Weekend)
-
$3.97฿130
-
Cinema Ticket
$7.76MZN 491
$6.74฿222
15.13%
🧸 Childcare & Education
Xai-Xai
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$130MZN 8,208
$778฿25.6K
-83.32%
International Primary School, 1 Child(Yearly)
$5,071MZN 320.7K
$14.6K฿480.4K
-65.29%
👕👟 Clothing & Footwear
Xai-Xai
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$49.56MZN 3,134
$54.3฿1,785
-8.71%
Summer Dress(H&M, Zara, etc)
$55.5MZN 3,509
$25.45฿837
117.96%
Sport Shoes(Adidas, Nike)
$78.5MZN 4,966
$94.3฿3,102
-16.76%
Men's Leather Business Shoes
$79.9MZN 5,051
$73.4฿2,415
8.76%
🏠 Accommodation & Living
Xai-Xai
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$490฿16.1K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$289฿9,512
-
3-bedroom Apartment, City Center(Monthly)
-
$894฿29.4K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$517฿17.0K
-
Buy Apartment in City Center(m2)
-
$1,955฿64.3K
-
Buy Apartment Outside City Center(m2)
-
$1,477฿48.6K
-
💵 Salaries & Financials
Xai-Xai
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$602฿19.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
25
5.57
348.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Xai-Xai: August 30, 2026
Last update for Chiang Mai: August 31, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $62.0 in Xai-Xai versus $20.00 in Chiang Mai. Groceries tell a different story – $224 in Xai-Xai vs $240 in Chiang Mai – so Xai-Xai wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xai-Xai vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Xai-Xai or Chiang Mai?
Chiang Mai costs about 39% more than Xai-Xai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Xai-Xai and in Chiang Mai?
For a comfortable life, plan on about $1,024 per month in Xai-Xai and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Xai-Xai and in Chiang Mai?
A mid-range dinner for two costs $62.0 in Xai-Xai and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Xai-Xai or in Chiang Mai?
Groceries cost about 7% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Xai-Xai or in Chiang Mai?
A $1,500 monthly budget goes further in Xai-Xai, where all-in costs run around $683, than in Chiang Mai at $947. In Xai-Xai it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Xai-Xai or Chiang Mai?
For digital nomads, it depends on budget. Xai-Xai costs $683 versus $947 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Xai-Xai compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Xai-Xai or to Chiang Mai?
If budget matters most, go with Xai-Xai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.