🙂A single person spends $708 per month in Xai-Xai vs $861 in Chiang Mai, rent included.
🙂A couple spends around $1,119 per month in Xai-Xai vs $1,350 in Chiang Mai, rent included.
🙂A family of three spends $1,531 per month in Xai-Xai vs $1,838 in Chiang Mai, rent included.
🙂Xai-Xai is about 18% cheaper than Chiang Mai, driven mainly by Monthly Utilities & Internet.
📊Both Xai-Xai and Chiang Mai are more affordable than the global median – Xai-Xai47% lower, Chiang Mai36% lower.
Currency
🍽 Eating Out
Xai-Xai
Chiang Mai
Difference
Meal at Budget Restaurant
$9.13MZN 577
$1.96฿65.8
365.82%
Three-Course Dinner for Two, Mid-Range
$49.45MZN 3,126
$18.35฿617
169.48%
Fast Food Meal(McDonalds, etc)
$8.31MZN 525
$7.48฿252
11.10%
Cappuccino
$2.05MZN 129
$2.02฿67.8
1.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.75MZN 47.60
$0.85฿28.50
-11.76%
Water(0.33 liter bottle)
$0.58MZN 36.96
$0.36฿11.96
61.11%
Local Beer(0.5 liter draught)
$1.36MZN 85.8
$2.14฿71.8
-36.45%
Imported Beer(0.33 liter bottle)
$1.52MZN 96.0
$3.59฿121
-57.66%
🛒 Groceries & Markets
Xai-Xai
Chiang Mai
Difference
Milk(1 liter)
$1.51MZN 95.7
$1.65฿55.5
-8.48%
White Bread(500g)
$1.06MZN 66.9
$1.57฿52.7
-32.48%
Rice(white)(1kg)
$1.64MZN 103
$1.19฿40.02
37.82%
Eggs
$2.38MZN 150
$1.94฿65.1
22.68%
Local Cheese(1kg)
$15.01MZN 949
$16.19฿544
-7.29%
Chicken Fillets(1kg)
$5.23MZN 331
$2.99฿101
74.92%
Beef Round Steak(1kg)
$5.42MZN 343
$10.94฿368
-50.46%
Apples(1kg)
$1.97MZN 124
$2.71฿91.2
-27.31%
Banana(1kg)
$0.88MZN 55.8
$1.17฿39.25
-24.79%
Oranges(1kg)
$1.41MZN 88.9
$1.69฿56.7
-16.57%
Tomato(1kg)
$0.93MZN 58.8
$1.60฿54.0
-41.88%
Potato(1kg)
$0.95MZN 60.0
$1.38฿46.54
-31.16%
Onion(1kg)
$0.68MZN 42.77
$1.20฿40.45
-43.33%
Lettuce(1 head)
$0.90MZN 56.9
$0.67฿22.50
34.33%
Water(1.5 liter bottle)
$0.73MZN 46.33
$0.56฿18.73
30.36%
Cigarettes 20 Pack(Marlboro, Camel)
$2.62MZN 166
$4.64฿156
-43.53%
Wine(Bottle)
$8.83MZN 558
$17.62฿593
-49.89%
Local Beer(0.5 liter bottle)
$1.02MZN 64.4
$1.86฿62.5
-45.16%
Imported Beer(0.33 liter bottle)
$1.43MZN 90.6
$3.30฿111
-56.67%
🚌 Getting Around
Xai-Xai
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.88฿29.68
-
Public Transport Monthly Pass(Regular Price)
-
$19.34฿650
-
Taxi Start(Normal Tariff)
$1.59MZN 101
$1.36฿45.90
16.91%
Taxi(Normal Tariff)(1km)
$2.92MZN 185
$1.34฿44.98
117.91%
Taxi 1hour Waiting(Normal Tariff)
$24.28MZN 1,535
$8.21฿276
195.74%
Gasoline(1 liter)
$1.31MZN 82.8
$1.22฿41.18
7.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7KMZN 2.3M
$21.4K฿718.1K
67.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3KMZN 1.3M
$22.5K฿757.7K
-9.81%
🧾 Monthly Utilities & Internet
Xai-Xai
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$91.2MZN 5,763
$70.7฿2,376
28.98%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.49MZN 916
$14.04฿472
3.21%
Internet(50+ Mbps, Unlimited Data)
$106MZN 6,684
$17.49฿588
504.46%
🎉 Sport & Entertainment
Xai-Xai
Chiang Mai
Difference
Gym Membership(Monthly)
-
$42.15฿1,417
-
Tennis Court(1 Hour on Weekend)
-
$6.88฿231
-
Cinema Ticket
$7.94MZN 502
$5.92฿199
34.12%
🧸 Childcare & Education
Xai-Xai
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$178MZN 11.3K
$309฿10.4K
-42.15%
International Primary School, 1 Child(Yearly)
$5,805MZN 367.0K
$14.9K฿500.4K
-60.98%
👕👟 Clothing & Footwear
Xai-Xai
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$49.82MZN 3,150
$55.8฿1,875
-10.65%
Summer Dress(H&M, Zara, etc)
$62.6MZN 3,959
$26.11฿878
139.87%
Sport Shoes(Adidas, Nike)
$83.0MZN 5,245
$83.0฿2,792
-0.06%
Men's Leather Business Shoes
$79.4MZN 5,019
$70.5฿2,369
12.69%
🏠 Accommodation & Living
Xai-Xai
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$432฿14.5K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$239฿8,035
-
3-bedroom Apartment, City Center(Monthly)
-
$822฿27.7K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$512฿17.2K
-
Buy Apartment in City Center(m2)
-
$1,915฿64.4K
-
Buy Apartment Outside City Center(m2)
-
$1,467฿49.3K
-
💵 Salaries & Financials
Xai-Xai
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$579฿19.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
24.33
5
386.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Xai-Xai: July 12, 2026
Last update for Chiang Mai: July 12, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $49.00 in Xai-Xai versus $18.00 in Chiang Mai. Groceries tell a different story – $197 in Xai-Xai vs $243 in Chiang Mai – so Xai-Xai wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xai-Xai vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Xai-Xai or Chiang Mai?
Chiang Mai costs about 22% more than Xai-Xai, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Xai-Xai and in Chiang Mai?
For a comfortable life, plan on about $1,062 per month in Xai-Xai and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Xai-Xai and in Chiang Mai?
A mid-range dinner for two costs $49.00 in Xai-Xai and $18.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Xai-Xai or in Chiang Mai?
Groceries cost about 24% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Xai-Xai or in Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $708 in Xai-Xai and $861 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Xai-Xai or Chiang Mai?
For digital nomads, it depends on budget. Xai-Xai costs $708 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Xai-Xai compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Xai-Xai or to Chiang Mai?
If budget matters most, go with Xai-Xai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.