😐A single person spends $1,934 per month in Xaghra vs $1,256 in Playa del Carmen, rent included.
😐A couple spends around $2,871 per month in Xaghra vs $2,137 in Playa del Carmen, rent included.
😐A family of three spends $3,808 per month in Xaghra vs $3,017 in Playa del Carmen, rent included.
😐Xaghra costs about 54% more than Playa del Carmen, driven mainly by Clothing & Footwear.
📊Xaghra sits 45% above the global median, while Playa del Carmen is 6% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Xaghra
Playa del Carmen
Difference
Meal at Budget Restaurant
$10.25€8.98
$11.99MX$209
-14.51%
Three-Course Dinner for Two, Mid-Range
$69.6€60.9
$41.78MX$728
66.56%
Fast Food Meal(McDonalds, etc)
$11.65€10.20
$10.75MX$187
8.37%
Cappuccino
$2.64€2.31
$3.50MX$60.9
-24.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.72€2.38
$1.45MX$25.22
87.59%
Water(0.33 liter bottle)
$1.99€1.74
$0.88MX$15.41
126.14%
Local Beer(0.5 liter draught)
$4.70€4.11
$2.95MX$51.3
59.32%
Imported Beer(0.33 liter bottle)
$5.03€4.40
$4.51MX$78.6
11.53%
🛒 Groceries & Markets
Xaghra
Playa del Carmen
Difference
Milk(1 liter)
$1.30€1.14
$1.43MX$24.94
-9.09%
White Bread(500g)
$1.53€1.34
$1.84MX$31.99
-16.85%
Rice(white)(1kg)
$3.45€3.02
$1.57MX$27.31
119.75%
Eggs
$2.09€1.83
$2.51MX$43.74
-16.73%
Local Cheese(1kg)
$9.56€8.37
$8.28MX$144
15.46%
Chicken Fillets(1kg)
$10.94€9.58
$8.43MX$147
29.77%
Beef Round Steak(1kg)
$13.83€12.12
$10.68MX$186
29.49%
Apples(1kg)
$3.29€2.88
$2.61MX$45.43
26.05%
Banana(1kg)
$2.04€1.79
$1.44MX$25.04
41.67%
Oranges(1kg)
$2.87€2.51
$1.96MX$34.16
46.43%
Tomato(1kg)
$3.19€2.79
$2.09MX$36.47
52.63%
Potato(1kg)
$1.88€1.64
$1.85MX$32.24
1.62%
Onion(1kg)
$2.81€2.46
$2.17MX$37.74
29.49%
Lettuce(1 head)
$1.87€1.64
$1.03MX$17.96
81.55%
Water(1.5 liter bottle)
$0.95€0.83
$1.07MX$18.70
-11.21%
Cigarettes 20 Pack(Marlboro, Camel)
$6.39€5.59
$4.10MX$71.4
55.85%
Wine(Bottle)
$5.96€5.22
$10.17MX$177
-41.40%
Local Beer(0.5 liter bottle)
$2.32€2.03
$1.68MX$29.17
38.10%
Imported Beer(0.33 liter bottle)
$1.86€1.63
$2.53MX$43.98
-26.48%
🚌 Getting Around
Xaghra
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$2.79€2.45
$0.51MX$8.87
447.06%
Public Transport Monthly Pass(Regular Price)
-
$26.04MX$453
-
Taxi Start(Normal Tariff)
$8.08€7.08
$3.23MX$56.3
150.15%
Taxi(Normal Tariff)(1km)
$1.90€1.66
$2.41MX$41.88
-21.16%
Taxi 1hour Waiting(Normal Tariff)
$34.84€30.51
$3.23MX$56.2
978.64%
Gasoline(1 liter)
$1.59€1.39
$1.32MX$23.00
20.45%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K€23.4K
$29.7KMX$517.1K
-10.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.2K€35.2K
$23.7KMX$412.0K
69.91%
🧾 Monthly Utilities & Internet
Xaghra
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$166€146
$82.0MX$1,428
102.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.33€25.69
$22.95MX$400
27.80%
Internet(50+ Mbps, Unlimited Data)
$33.69€29.51
$30.11MX$524
11.89%
🎉 Sport & Entertainment
Xaghra
Playa del Carmen
Difference
Gym Membership(Monthly)
$64.9€56.8
$52.0MX$905
24.80%
Tennis Court(1 Hour on Weekend)
$22.78€19.95
$18.53MX$323
22.94%
Cinema Ticket
$5.85€5.13
$4.98MX$86.6
17.47%
🧸 Childcare & Education
Xaghra
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$264€231
$197MX$3,438
33.69%
International Primary School, 1 Child(Yearly)
$13.0K€11.4K
$5,336MX$92.9K
143.13%
👕👟 Clothing & Footwear
Xaghra
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$101€88.4
$35.60MX$620
183.65%
Summer Dress(H&M, Zara, etc)
$38.64€33.84
$40.33MX$702
-4.19%
Sport Shoes(Adidas, Nike)
$142€124
$78.8MX$1,371
80.50%
Men's Leather Business Shoes
$100€87.8
$88.9MX$1,549
12.71%
🏠 Accommodation & Living
Xaghra
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,125€986
$947MX$16.5K
18.84%
1-bedroom Apartment, Outside City Center(Monthly)
$930€814
$474MX$8,254
96.14%
3-bedroom Apartment, City Center(Monthly)
$1,989€1,742
$1,644MX$28.6K
21.00%
3-bedroom Apartment, Outside City Center(Monthly)
$1,511€1,324
$1,211MX$21.1K
24.84%
Buy Apartment in City Center(m2)
$3,603€3,155
$4,056MX$70.6K
-11.18%
Buy Apartment Outside City Center(m2)
$2,863€2,507
$6,470MX$112.7K
-55.75%
💵 Salaries & Financials
Xaghra
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$654MX$11.4K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.43
11.42
-52.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Xaghra: July 11, 2026
Last update for Playa del Carmen: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,125 in Xaghra versus $947 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $70.0 in Xaghra versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $289 vs $249 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xaghra vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Xaghra?
Yes – Xaghra is pricier by about 54%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,901 per month in Xaghra and $1,884 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Xaghra and in Playa del Carmen?
Monthly expenses with rent come to $1,934 in Xaghra and $1,256 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $264 per month in Xaghra and $197 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Xaghra or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,256, than in Xaghra at $1,934. In Playa del Carmen it covers expenses comfortably, while in Xaghra it requires careful planning or may not stretch far enough.
Is Xaghra or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Xaghra or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Xaghra makes more sense. Both are solid long-term options with distinct trade-offs.