Cost of Living in Xaghra - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $1,930 monthly including rent, or $816 excluding housing.

Estimated monthly costs for a couple: $2,835 with rent, or $1,583 without housing.

Monthly costs for a family of three come to about $3,739 including rent, or $2,351 for daily expenses alone.

Xaghra sits 32–44% above the global median across household types. Within Europe, costs are slightly above average (9%) – still relatively affordable for the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$10.35 €8.91
$10.35 €8.91
$28.74 €24.74
Three-Course Dinner for Two, Mid-Range
$69.3 €59.7
$63.5 €54.7
$139 €119
Fast Food Meal (McDonalds, etc)
$11.67 €10.04
$11.03 €9.50
$14.01 €12.06
Cappuccino
$2.74 €2.36
$2.35 €2.02
$5.98 €5.15
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 €2.32
$2.11 €1.81
$2.93 €2.52
Water (0.33 liter bottle)
$1.97 €1.70
$1.69 €1.46
$2.81 €2.42
Local Beer (0.5 liter draught)
$4.67 €4.02
$2.81 €2.42
$5.64 €4.85
Imported Beer (0.33 liter bottle)
$4.97 €4.28
$3.50 €3.02
$7.59 €6.54
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.35 €1.17
$1.34 €1.16
$1.41 €1.21
White Bread (500g)
$1.51 €1.30
$0.90 €0.77
$1.92 €1.65
Rice (white) (1kg)
$3.44 €2.96
$1.94 €1.67
$4.24 €3.65
Eggs
$2.12 €1.82
$1.91 €1.65
$4.71 €4.06
Local Cheese (1kg)
$9.78 €8.42
$4.55 €3.92
$25.30 €21.78
Chicken Fillets (1kg)
$10.59 €9.12
$8.54 €7.35
$13.66 €11.76
Beef Round Steak (1kg)
$13.78 €11.86
$6.29 €5.42
$18.09 €15.57
Apples (1kg)
$3.33 €2.86
$1.71 €1.47
$4.50 €3.87
Banana (1kg)
$1.95 €1.68
$1.27 €1.09
$3.37 €2.90
Oranges (1kg)
$2.75 €2.37
$1.41 €1.21
$4.50 €3.87
Tomato (1kg)
$3.30 €2.84
$2.33 €2.01
$4.67 €4.02
Potato (1kg)
$1.81 €1.56
$1.15 €0.99
$3.43 €2.96
Onion (1kg)
$2.87 €2.47
$1.30 €1.12
$3.45 €2.97
Lettuce (1 head)
$1.86 €1.60
$0.64 €0.55
$2.55 €2.20
Water (1.5 liter bottle)
$0.91 €0.78
$0.56 €0.49
$1.69 €1.46
Cigarettes 20 Pack (Marlboro, Camel)
$6.64 €5.71
$5.95 €5.12
$7.13 €6.14
Wine (Bottle)
$6.25 €5.38
$5.87 €5.05
$9.39 €8.08
Local Beer (0.5 liter bottle)
$2.30 €1.98
$1.60 €1.38
$2.85 €2.46
Imported Beer (0.33 liter bottle)
$1.79 €1.54
$1.72 €1.48
$2.01 €1.73
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.77 €2.38
$2.18 €1.88
$2.91 €2.50
Taxi Start (Normal Tariff)
$8.31 €7.15
$4.75 €4.09
$17.81 €15.33
Taxi (Normal Tariff) (1km)
$1.88 €1.62
$1.53 €1.31
$3.16 €2.72
Taxi 1hour Waiting (Normal Tariff)
$35.33 €30.42
$35.33 €30.42
$35.33 €30.42
Gasoline (1 liter)
$1.51 €1.30
$1.51 €1.30
$1.51 €1.30
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5K €22.8K
$25.8K €22.2K
$29.3K €25.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.7K €35.9K
$37.7K €32.5K
$53.3K €45.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$167 €144
$122 €105
$206 €178
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.16 €25.97
$17.58 €15.14
$41.03 €35.33
Internet (50+ Mbps, Unlimited Data)
$32.93 €28.35
$28.81 €24.80
$40.34 €34.73
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$64.8 €55.8
$35.28 €30.37
$77.7 €66.9
Tennis Court (1 Hour on Weekend)
$23.56 €20.28
$16.48 €14.19
$29.44 €25.34
Cinema Ticket
$5.96 €5.13
$5.96 €5.13
$21.42 €18.44
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$256 €221
$256 €221
$256 €221
International Primary School, 1 Child (Yearly)
$12.6K €10.8K
$12.6K €10.8K
$12.6K €10.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$104 €89.3
$29.30 €25.23
$211 €182
Summer Dress (H&M, Zara, etc)
$39.03 €33.60
$35.12 €30.24
$46.83 €40.31
Sport Shoes (Adidas, Nike)
$142 €123
$85.4 €73.5
$228 €196
Men's Leather Business Shoes
$101 €86.5
$86.2 €74.2
$115 €98.9
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,149 €990
$940 €809
$1,410 €1,214
1-bedroom Apartment, Outside City Center (Monthly)
$927 €798
$801 €690
$1,087 €936
3-bedroom Apartment, City Center (Monthly)
$1,983 €1,707
$1,502 €1,293
$2,311 €1,989
3-bedroom Apartment, Outside City Center (Monthly)
$1,475 €1,270
$1,078 €928
$1,815 €1,563
Buy Apartment in City Center (m2)
$3,492 €3,006
$1,119 €964
$3,492 €3,006
Buy Apartment Outside City Center (m2)
$2,646 €2,278
$1,455 €1,253
$2,646 €2,278
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
5.43
5.4
10

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 31, 2026

Cost Breakdown

Expect to spend about $287 monthly on groceries. Dining out at a mid-range restaurant costs roughly $69.0 for two – broadly in line with the European average.

Cost Highlights

Gym membership is more expensive than 91% of cities in Europe

Xaghra is more expensive than 63% of cities worldwide and 65% within Europe.

Xaghra Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Xaghra - Frequently Asked Questions
How does overall affordability in Xaghra compare for travelers, expats, and digital nomads, and who tends to find the best value?
Xaghra offers a balanced mix of village charm and easy access to Gozo’s sights. For many travelers, expats, and digital nomads, the Cost of Living in Xaghra, Malta feels reasonably affordable when you prioritize local options, cook at home, and choose longer rental terms over short stays. Some people find the best value by staying in the village instead of tourist hot spots, and by using public transport or cycling to get around. Prices tick up during the peak season, but you can soften the impact with early planning and by attending local markets. The pace here supports a simple, workable routine. Tip: Map a monthly budget and test it against a week of errands and meals.
What does a typical day look like for daily life in Xaghra, including housing search, food options, transport, coworking, and errands?
If you’re planning daily life in Xaghra, a practical approach helps. Housing search tends to reward longer leases in village apartments or small houses with character, rather than opaque tourist rentals. Food options center on local bakeries, markets, and a handful of tavernas in nearby Marsalforn and Victoria, keeping meals affordable if you cook a few nights at home. Transport is best with a scooter or car for groceries and exploring. Co-working spots exist in cafes with reliable wifi, plus occasional community spaces. Errands are manageable within walkable routes; plan a short weekly shop and a bigger trip every few days. Xaghra, Malta living cost remains steady across most months, easing budgeting if you focus on home meals and avoiding peak-season splurges. Tip: Build a simple weekly routine to reduce back-and-forth trips.
What quality-of-life factors should you weigh when choosing a neighborhood in Xaghra and building a simple budgeting plan for long stays?
Quality of life in Xaghra centers on a calm, scenic setting with access to outdoors, friendly neighbors, and a slower pace than busier cities. To budget effectively, use a simple framework: separate housing, groceries, and discretionary spending; set priorities; track seasonal shifts; and plan for tourism highs. Save by cooking from local produce, choosing longer rental terms, and leveraging free community events. Seasonality affects energy use, cafe crowds, and occasional rental demand, so consider off-peak stays or flexible dates. Neighborhood fit matters: Xaghra offers rural charm, while Victoria or Marsalforn provide more nightlife and services. Tip: re-evaluate your budget quarterly and adjust to your preferred pace.
Is the cost of living in Xaghra reasonable?
At around $1,930 monthly all-in, Xaghra offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
What are the monthly living expenses in Xaghra as of 2026?
As of 2026, monthly living costs in Xaghra come to around $1,930 including rent, or roughly $816 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What income level supports a comfortable lifestyle in Xaghra?
Earning $2,895 monthly in Xaghra means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What does a one-bedroom apartment cost in Xaghra per month?
Where you live in Xaghra makes all the difference. Central one-bedrooms cost about $1,149; commute-friendly outer districts come in around $927. Overall, the market runs from $927 to $1,149 depending on size, location, and apartment condition.
Is food shopping expensive in Xaghra?
Expect to spend around $287 per month on groceries in Xaghra. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
How much is a monthly gym pass in Xaghra?
A regular gym membership in Xaghra costs around $64.8 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
Does $3,000 cover living expenses in Xaghra?
Living on $3,000 in Xaghra means careful planning, since monthly costs average $1,930. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Xaghra?
Xaghra offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, clean air, and at around $1,930 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Xaghra?
Monthly expenses in Xaghra run around $1,930, so putting money aside takes more than $2,895 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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