Last update: Oct 2026

Cost of Living Comparison Between Wroclaw and Swinoujscie

For one person, living is cheaper in Swinoujscie: $1,415 a month against $1,711 in Wroclaw, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

83

Cost of Living Index in Wroclaw
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Wroclaw Living Index
69

Cost of Living Index in Swinoujscie
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Swinoujscie Living Index

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Wroclaw

🇵🇱 Poland

$1,711

/mo nomad

Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Monthly Cost of Living

How much you'll spend in Wroclaw and in Swinoujscie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wroclaw and in Swinoujscie actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,711 in Wroclaw versus $1,415 in Swinoujscie.

Wroclaw $1,711
Swinoujscie $1,415

Estimated couple costs with rent: $2,478 in Wroclaw versus $2,048 in Swinoujscie.

Wroclaw $2,478
Swinoujscie $2,048

Monthly costs for a family of three with rent: $3,245 in Wroclaw versus $2,681 in Swinoujscie.

Wroclaw $3,245
Swinoujscie $2,681

Living in Wroclaw is roughly 21% more expensive than in Swinoujscie, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Wroclaw 26% above, Swinoujscie 4% above.

Meal at Budget Restaurant

$10.34 zł 40.16

$9.75 zł 37.90

6.05%

Three-Course Dinner for Two, Mid-Range

$51.1 zł 198

$41.32 zł 161

23.55%

Fast Food Meal (McDonalds, etc)

$10.25 zł 39.84

$8.76 zł 34.04

17.01%

Cappuccino

$4.02 zł 15.64

$3.41 zł 13.23

17.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.74

$2.08 zł 8.08

8.17%

Water (0.33 liter bottle)

$1.94 zł 7.54

$1.59 zł 6.18

22.01%

Local Beer (0.5 liter draught)

$4.13 zł 16.04

$3.52 zł 13.66

17.33%

Imported Beer (0.33 liter bottle)

$5.07 zł 19.68

$3.85 zł 14.98

31.69%

Milk (1 liter)

$1.06 zł 4.13

$0.94 zł 3.64

12.77%

White Bread (500g)

$1.53 zł 5.93

$1.50 zł 5.81

2.00%

Rice (white) (1kg)

$1.46 zł 5.67

$0.72 zł 2.81

102.78%

Eggs

$4.13 zł 16.05

$2.88 zł 11.17

43.40%

Local Cheese (1kg)

$9.31 zł 36.18

$8.89 zł 34.53

4.72%

Chicken Fillets (1kg)

$6.96 zł 27.05

$6.23 zł 24.22

11.72%

Beef Round Steak (1kg)

$11.92 zł 46.30

Apples (1kg)

$1.26 zł 4.89

$1.17 zł 4.54

7.69%

Banana (1kg)

$1.63 zł 6.35

$1.24 zł 4.82

31.45%

Oranges (1kg)

$1.75 zł 6.80

$1.44 zł 5.60

21.53%

Tomato (1kg)

$3.60 zł 13.97

$2.34 zł 9.11

53.85%

Potato (1kg)

$0.97 zł 3.78

$0.66 zł 2.57

46.97%

Onion (1kg)

$0.80 zł 3.10

$0.85 zł 3.30

-5.88%

Lettuce (1 head)

$1.47 zł 5.72

$1.24 zł 4.80

18.55%

Water (1.5 liter bottle)

$0.67 zł 2.59

$0.68 zł 2.63

-1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 23.91

$5.41 zł 21.03

13.68%

Wine (Bottle)

$7.61 zł 29.56

$6.43 zł 24.98

18.35%

Local Beer (0.5 liter bottle)

$1.20 zł 4.67

$1.08 zł 4.21

11.11%

Imported Beer (0.33 liter bottle)

$1.81 zł 7.02

$1.54 zł 6.00

17.53%

One-way Ticket (Public Transport)

$1.16 zł 4.51

$1.04 zł 4.03

11.54%

Public Transport Monthly Pass (Regular Price)

$28.63 zł 111

$30.39 zł 118

-5.79%

Taxi Start (Normal Tariff)

$2.52 zł 9.78

$2.06 zł 8.01

22.33%

Taxi (Normal Tariff) (1km)

$0.95 zł 3.68

$0.74 zł 2.89

28.38%

Taxi 1hour Waiting (Normal Tariff)

$10.25 zł 39.84

$9.99 zł 38.82

2.60%

Gasoline (1 liter)

$1.65 zł 6.42

$1.60 zł 6.21

3.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K zł 121.1K

$30.4K zł 117.9K

2.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K zł 111.9K

$27.2K zł 105.7K

5.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$338 zł 1,313

$273 zł 1,061

23.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.93 zł 38.58

$8.65 zł 33.60

14.80%

Internet (50+ Mbps, Unlimited Data)

$18.14 zł 70.5

$17.29 zł 67.2

4.92%

Gym Membership (Monthly)

$39.68 zł 154

$38.91 zł 151

1.98%

Tennis Court (1 Hour on Weekend)

$32.04 zł 124

$21.54 zł 83.7

48.75%

Cinema Ticket

$8.84 zł 34.33

$7.05 zł 27.38

25.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 zł 1,916

$363 zł 1,410

35.89%

International Primary School, 1 Child (Yearly)

$12.4K zł 48.0K

$7,877 zł 30.6K

56.93%

Jeans (Levis 501 Or Similar)

$96.2 zł 374

$79.9 zł 310

20.43%

Summer Dress (H&M, Zara, etc)

$38.64 zł 150

$38.36 zł 149

0.73%

Sport Shoes (Adidas, Nike)

$91.8 zł 356

$88.1 zł 342

4.19%

Men's Leather Business Shoes

$106 zł 413

$100 zł 390

5.73%

1-bedroom Apartment, City Center (Monthly)

$836 zł 3,249

$616 zł 2,392

35.85%

1-bedroom Apartment, Outside City Center (Monthly)

$657 zł 2,554

$498 zł 1,934

32.08%

3-bedroom Apartment, City Center (Monthly)

$1,424 zł 5,531

$969 zł 3,765

46.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,097 zł 4,263

$811 zł 3,149

35.35%

Buy Apartment in City Center (m2)

$4,685 zł 18.2K

$2,101 zł 8,165

122.95%

Buy Apartment Outside City Center (m2)

$3,430 zł 13.3K

$1,471 zł 5,716

133.15%

Average Monthly Net Salary (After Tax)

$1,772 zł 6,883

$1,808 zł 7,024

-2.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.68

7.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: October 18, 2026

Last update for Swinoujscie: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wroclaw

$657 38.4%

Swinoujscie

$498 35.2% 24.3% $160

Monthly Utilities & Internet

Wroclaw

$366 21.4%

Swinoujscie

$299 21.2% 18.3% $67

Groceries & Markets

Wroclaw

$231 13.5%

Swinoujscie

$201 14.2% 12.9% $30

Eating Out

Wroclaw

$209 12.2%

Swinoujscie

$185 13.1% 11.5% $24

Clothing & Footwear

Wroclaw

$150 8.8%

Swinoujscie

$138 9.8% 7.8% $12

Sport & Entertainment

Wroclaw

$57 3.4%

Swinoujscie

$53 3.8% 7.6% $4.4

Getting Around

Wroclaw

$41 2.4%

Swinoujscie

$40 2.9% 0.5% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $836 in Wroclaw and $616 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Swinoujscie pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $51.0 in Wroclaw vs $41.00 in Swinoujscie for a mid-range dinner for two. Groceries echo the gap at $231 vs $201 per month, with Swinoujscie cheaper across the board.

Good to know

🇵🇱 Wroclaw

🇵🇱 Swinoujscie

🕒 Local time

20:31 8:31 PM

Same time as Wroclaw

🌤 Weather

👥 Population

642,869

38,728

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Swinoujscie: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 21% lower than in Wroclaw. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

On paper, salaries run 2% lower in Swinoujscie. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $836 in Wroclaw versus $616 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swinoujscie runs roughly 6% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Wroclaw versus $363 in Swinoujscie. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,415 in Swinoujscie versus $1,711 in Wroclaw, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Wroclaw. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,415 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Wroclaw and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 21% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.