Last update: Oct 2026

Cost of Living Comparison Between Wroclaw and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,716 in Wroclaw, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

83

Cost of Living Index in Wroclaw
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Wroclaw Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Wroclaw

🇵🇱 Poland

$1,716

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Wroclaw and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wroclaw and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,716 in Wroclaw versus $934 in Cebu.

Wroclaw $1,716
Cebu $934

Estimated couple costs with rent: $2,450 in Wroclaw versus $1,415 in Cebu.

Wroclaw $2,450
Cebu $1,415

Monthly costs for a family of three with rent: $3,183 in Wroclaw versus $1,896 in Cebu.

Wroclaw $3,183
Cebu $1,896

Living in Wroclaw is roughly 84% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Wroclaw is 28% above, Cebu is 30% below.

Meal at Budget Restaurant

$10.31 zł 40.23

$3.03 ₱191

240.26%

Three-Course Dinner for Two, Mid-Range

$50.7 zł 198

$23.48 ₱1,476

116.06%

Fast Food Meal (McDonalds, etc)

$10.37 zł 40.47

$4.09 ₱257

153.55%

Cappuccino

$4.10 zł 16.02

$2.52 ₱158

62.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 8.28

$1.54 ₱97.2

37.66%

Water (0.33 liter bottle)

$1.92 zł 7.47

$0.49 ₱31.06

291.84%

Local Beer (0.5 liter draught)

$4.04 zł 15.75

$1.79 ₱113

125.70%

Imported Beer (0.33 liter bottle)

$5.08 zł 19.81

$2.26 ₱142

124.78%

Milk (1 liter)

$1.06 zł 4.14

$1.95 ₱122

-45.64%

White Bread (500g)

$1.59 zł 6.21

$1.43 ₱89.9

11.19%

Rice (white) (1kg)

$1.48 zł 5.79

$1.02 ₱64.0

45.10%

Eggs

$3.97 zł 15.49

$2.06 ₱129

92.72%

Local Cheese (1kg)

$9.37 zł 36.56

$9.81 ₱617

-4.49%

Chicken Fillets (1kg)

$6.86 zł 26.79

$4.61 ₱290

48.81%

Beef Round Steak (1kg)

$12.17 zł 47.50

$7.70 ₱484

58.05%

Apples (1kg)

$1.25 zł 4.88

$3.31 ₱208

-62.24%

Banana (1kg)

$1.59 zł 6.20

$1.45 ₱91.2

9.66%

Oranges (1kg)

$1.67 zł 6.52

$2.36 ₱148

-29.24%

Tomato (1kg)

$3.63 zł 14.17

$1.54 ₱96.6

135.71%

Potato (1kg)

$0.97 zł 3.77

$2.36 ₱148

-58.90%

Onion (1kg)

$0.83 zł 3.25

$1.99 ₱125

-58.29%

Lettuce (1 head)

$1.40 zł 5.44

$1.15 ₱72.3

21.74%

Water (1.5 liter bottle)

$0.67 zł 2.63

$0.67 ₱42.26

Cigarettes 20 Pack (Marlboro, Camel)

$6.38 zł 24.89

$3.00 ₱189

112.67%

Wine (Bottle)

$7.79 zł 30.42

$6.35 ₱399

22.68%

Local Beer (0.5 liter bottle)

$1.21 zł 4.72

$1.31 ₱82.1

-7.63%

Imported Beer (0.33 liter bottle)

$1.78 zł 6.95

$1.73 ₱109

2.89%

One-way Ticket (Public Transport)

$1.15 zł 4.51

$0.25 ₱15.82

360.00%

Public Transport Monthly Pass (Regular Price)

$28.46 zł 111

$12.65 ₱796

124.98%

Taxi Start (Normal Tariff)

$2.51 zł 9.78

$0.74 ₱46.44

239.19%

Taxi (Normal Tariff) (1km)

$0.93 zł 3.63

$0.21 ₱13.15

342.86%

Taxi 1hour Waiting (Normal Tariff)

$10.39 zł 40.55

$4.33 ₱272

139.95%

Gasoline (1 liter)

$1.69 zł 6.61

$1.33 ₱83.7

27.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K zł 121.8K

$21.8K ₱1.4M

43.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K zł 113.5K

$19.4K ₱1.2M

49.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$336 zł 1,311

$121 ₱7,583

178.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.54 zł 37.24

$14.45 ₱909

-33.98%

Internet (50+ Mbps, Unlimited Data)

$18.14 zł 70.8

$28.29 ₱1,779

-35.88%

Gym Membership (Monthly)

$39.27 zł 153

$32.68 ₱2,055

20.17%

Tennis Court (1 Hour on Weekend)

$32.71 zł 128

$6.39 ₱402

411.89%

Cinema Ticket

$8.91 zł 34.79

$5.46 ₱343

63.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$480 zł 1,874

$273 ₱17.2K

75.61%

International Primary School, 1 Child (Yearly)

$12.2K zł 47.7K

$8,156 ₱512.9K

49.98%

Jeans (Levis 501 Or Similar)

$95.2 zł 372

$49.57 ₱3,117

92.13%

Summer Dress (H&M, Zara, etc)

$39.06 zł 152

$24.87 ₱1,564

57.06%

Sport Shoes (Adidas, Nike)

$94.2 zł 367

$76.6 ₱4,817

22.94%

Men's Leather Business Shoes

$107 zł 419

$59.3 ₱3,727

81.35%

1-bedroom Apartment, City Center (Monthly)

$855 zł 3,336

$506 ₱31.8K

69.02%

1-bedroom Apartment, Outside City Center (Monthly)

$673 zł 2,627

$309 ₱19.5K

117.59%

3-bedroom Apartment, City Center (Monthly)

$1,433 zł 5,593

$1,052 ₱66.1K

36.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,107 zł 4,321

$619 ₱38.9K

78.90%

Buy Apartment in City Center (m2)

$4,617 zł 18.0K

$2,915 ₱183.4K

58.37%

Buy Apartment Outside City Center (m2)

$3,361 zł 13.1K

$1,867 ₱117.4K

80.00%

Average Monthly Net Salary (After Tax)

$1,714 zł 6,688

$341 ₱21.5K

402.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wroclaw

$673 39%

Cebu

$309 33.5% 54% $364

Monthly Utilities & Internet

Wroclaw

$364 21.1%

Cebu

$163 17.7% 55.1% $200

Groceries & Markets

Wroclaw

$231 13.4%

Cebu

$210 22.7% 9.1% $21

Eating Out

Wroclaw

$209 12.1%

Cebu

$88 9.6% 57.8% $121

Clothing & Footwear

Wroclaw

$151 8.8%

Cebu

$95 10.2% 37.4% $57

Sport & Entertainment

Wroclaw

$57 3.3%

Cebu

$44 4.7% 23.6% $14

Getting Around

Wroclaw

$40 2.3%

Cebu

$15 1.7% 61.6% $25

Cost Breakdown

A one-bedroom apartment in the center runs $855 in Wroclaw and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 402% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Wroclaw vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $231 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Wroclaw

🇵🇭 Cebu

🕒 Local time

08:13 8:13 AM

14:13 2:13 PM

6 h ahead of Wroclaw

🌤 Weather

👥 Population

642,869

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Wroclaw Cebu 10,260 km ≈ 13 h nonstop flight

From you

Wroclaw
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 84% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 402% higher in Wroclaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $855 in Wroclaw versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,716 per month in Wroclaw versus $934 in Cebu – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 125% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,716 in Wroclaw, a $1,500 budget is realistic in Cebu but tight or insufficient in Wroclaw. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 84% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.