Last update: Oct 2026

Cost of Living Comparison Between Cebu and Wroclaw

For one person, living is cheaper in Cebu: $934 a month against $1,716 in Wroclaw, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
83

Cost of Living Index in Wroclaw
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Wroclaw Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Wroclaw

🇵🇱 Poland

$1,716

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Wroclaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Wroclaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,716 in Wroclaw.

Cebu $934
Wroclaw $1,716

Estimated couple costs with rent: $1,415 in Cebu versus $2,450 in Wroclaw.

Cebu $1,415
Wroclaw $2,450

Monthly costs for a family of three with rent: $1,896 in Cebu versus $3,183 in Wroclaw.

Cebu $1,896
Wroclaw $3,183

Living in Cebu costs roughly 46% less than in Wroclaw, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Wroclaw is 28% above.

Meal at Budget Restaurant

$3.03 ₱190

$10.31 zł 40.29

-70.61%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$50.7 zł 198

-53.72%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$10.37 zł 40.53

-60.56%

Cappuccino

$2.52 ₱158

$4.10 zł 16.04

-38.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.12 zł 8.30

-27.36%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.92 zł 7.49

-74.48%

Local Beer (0.5 liter draught)

$1.79 ₱112

$4.04 zł 15.78

-55.69%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$5.08 zł 19.84

-55.51%

Milk (1 liter)

$1.95 ₱122

$1.06 zł 4.14

83.96%

White Bread (500g)

$1.43 ₱89.7

$1.59 zł 6.23

-10.06%

Rice (white) (1kg)

$1.02 ₱63.8

$1.48 zł 5.80

-31.08%

Eggs

$2.06 ₱129

$3.97 zł 15.52

-48.11%

Local Cheese (1kg)

$9.81 ₱615

$9.37 zł 36.62

4.70%

Chicken Fillets (1kg)

$4.61 ₱289

$6.86 zł 26.83

-32.80%

Beef Round Steak (1kg)

$7.70 ₱483

$12.17 zł 47.57

-36.73%

Apples (1kg)

$3.31 ₱207

$1.25 zł 4.89

164.80%

Banana (1kg)

$1.45 ₱90.9

$1.59 zł 6.21

-8.81%

Oranges (1kg)

$2.36 ₱148

$1.67 zł 6.53

41.32%

Tomato (1kg)

$1.54 ₱96.4

$3.63 zł 14.19

-57.58%

Potato (1kg)

$2.36 ₱148

$0.97 zł 3.78

143.30%

Onion (1kg)

$1.99 ₱125

$0.83 zł 3.26

139.76%

Lettuce (1 head)

$1.15 ₱72.1

$1.40 zł 5.45

-17.86%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.67 zł 2.63

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$6.38 zł 24.93

-52.98%

Wine (Bottle)

$6.35 ₱398

$7.79 zł 30.47

-18.49%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.21 zł 4.72

8.26%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.78 zł 6.96

-2.81%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.15 zł 4.51

-78.26%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$28.46 zł 111

-55.55%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$2.51 zł 9.80

-70.52%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.93 zł 3.64

-77.42%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$10.39 zł 40.62

-58.33%

Gasoline (1 liter)

$1.33 ₱83.5

$1.69 zł 6.62

-21.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$31.2K zł 122.0K

-30.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$29.1K zł 113.7K

-33.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$336 zł 1,313

-64.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$9.54 zł 37.30

51.47%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$18.14 zł 70.9

55.95%

Gym Membership (Monthly)

$32.68 ₱2,050

$39.27 zł 153

-16.78%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$32.71 zł 128

-80.46%

Cinema Ticket

$5.46 ₱342

$8.91 zł 34.84

-38.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$480 zł 1,877

-43.06%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$12.2K zł 47.8K

-33.32%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$95.2 zł 372

-47.95%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$39.06 zł 153

-36.33%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$94.2 zł 368

-18.66%

Men's Leather Business Shoes

$59.3 ₱3,717

$107 zł 420

-44.86%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$855 zł 3,341

-40.84%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$673 zł 2,632

-54.04%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,433 zł 5,602

-26.62%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$1,107 zł 4,329

-44.10%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$4,617 zł 18.0K

-36.85%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$3,361 zł 13.1K

-44.44%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$1,714 zł 6,699

-80.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Wroclaw: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Wroclaw

$673 39% 118% $364

Groceries & Markets

Cebu

$210 22.7%

Wroclaw

$231 13.4% 10% $21

Monthly Utilities & Internet

Cebu

$163 17.7%

Wroclaw

$364 21.1% 123% $200

Clothing & Footwear

Cebu

$95 10.2%

Wroclaw

$151 8.8% 59.7% $57

Eating Out

Cebu

$88 9.6%

Wroclaw

$209 12.1% 137% $121

Sport & Entertainment

Cebu

$44 4.7%

Wroclaw

$57 3.3% 31% $14

Getting Around

Cebu

$15 1.7%

Wroclaw

$40 2.3% 161% $25

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $855 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 402% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $51.0 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $210 vs $231 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇱 Wroclaw

🕒 Local time

20:05 8:05 PM

14:05 2:05 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

642,869

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Wroclaw 10,260 km ≈ 13 h nonstop flight

From you

Cebu
Wroclaw

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Wroclaw: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 84% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 402% lower in Wroclaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $855 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,716 in Wroclaw – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 125% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,716 in Wroclaw, a $1,500 budget is realistic in Cebu but tight or insufficient in Wroclaw. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 84% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.