Last update: Oct 2026

Cost of Living Comparison Between Worms and Hamburg

For one person, living is cheaper in Worms: $1,924 a month against $2,347 in Hamburg, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Worms
Learn more

Worms Living Index
114

Cost of Living Index in Hamburg
Learn more

Hamburg Living Index

Jump to prices

Worms

🇩🇪 Germany

$1,924

/mo nomad

Hamburg

🇩🇪 Germany

$2,347

/mo nomad

Monthly Cost of Living

How much you'll spend in Worms and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Worms and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,924 per month in Worms vs $2,347 in Hamburg, rent included.

Worms $1,924
Hamburg $2,347

A couple spends around $2,948 per month in Worms vs $3,488 in Hamburg, rent included.

Worms $2,948
Hamburg $3,488

A family of three spends $3,973 per month in Worms vs $4,628 in Hamburg, rent included.

Worms $3,973
Hamburg $4,628

Worms is about 18% cheaper than Hamburg, and outside of rent the biggest gap is in transport.

Both Worms and Hamburg sit above the global median – Worms by 42%, Hamburg by 74%.

Meal at Budget Restaurant

$16.80 €14.95

$17.02 €15.14

-1.29%

Three-Course Dinner for Two, Mid-Range

$83.6 €74.4

$68.5 €61.0

22.07%

Fast Food Meal (McDonalds, etc)

$12.46 €11.09

$13.41 €11.93

-7.08%

Cappuccino

$3.99 €3.55

$4.49 €3.99

-11.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 €3.53

$4.20 €3.74

-5.71%

Water (0.33 liter bottle)

$3.36 €2.99

$3.22 €2.86

4.35%

Local Beer (0.5 liter draught)

$5.35 €4.76

$5.51 €4.90

-2.90%

Imported Beer (0.33 liter bottle)

$4.26 €3.79

$4.86 €4.32

-12.35%

Milk (1 liter)

$1.49 €1.32

$1.26 €1.12

18.25%

White Bread (500g)

$2.13 €1.90

$2.61 €2.32

-18.39%

Rice (white) (1kg)

$4.00 €3.56

$2.79 €2.48

43.37%

Eggs

$3.34 €2.97

$4.19 €3.73

-20.29%

Local Cheese (1kg)

$13.77 €12.25

$12.24 €10.89

12.50%

Chicken Fillets (1kg)

$9.99 €8.88

$12.00 €10.68

-16.75%

Beef Round Steak (1kg)

$26.24 €23.34

$18.58 €16.53

41.23%

Apples (1kg)

$3.20 €2.85

$3.12 €2.78

2.56%

Banana (1kg)

$2.19 €1.95

$2.40 €2.14

-8.75%

Oranges (1kg)

$1.95 €1.73

$2.93 €2.60

-33.45%

Tomato (1kg)

$3.79 €3.37

$4.29 €3.82

-11.66%

Potato (1kg)

$1.18 €1.05

$1.83 €1.63

-35.52%

Onion (1kg)

$1.24 €1.10

$1.76 €1.57

-29.55%

Lettuce (1 head)

$1.52 €1.35

$1.80 €1.60

-15.56%

Water (1.5 liter bottle)

$1.11 €0.99

$1.19 €1.06

-6.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.75 €8.67

$10.44 €9.29

-6.61%

Wine (Bottle)

$5.71 €5.08

$6.76 €6.01

-15.53%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.12 €1.00

0.89%

Imported Beer (0.33 liter bottle)

$1.48 €1.31

$1.29 €1.15

14.73%

One-way Ticket (Public Transport)

$3.22 €2.87

$4.46 €3.96

-27.80%

Public Transport Monthly Pass (Regular Price)

$67.2 €59.8

$71.6 €63.7

-6.21%

Taxi Start (Normal Tariff)

$4.13 €3.67

$6.74 €5.99

-38.72%

Taxi (Normal Tariff) (1km)

$2.26 €2.01

$3.08 €2.74

-26.62%

Taxi 1hour Waiting (Normal Tariff)

$36.37 €32.35

$42.00 €37.36

-13.40%

Gasoline (1 liter)

$2.21 €1.97

$2.28 €2.03

-3.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.3K

$32.9K €29.3K

0.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €34.5K

$38.6K €34.3K

0.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$277 €247

$384 €342

-27.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.63 €23.68

$19.76 €17.58

34.77%

Internet (50+ Mbps, Unlimited Data)

$38.89 €34.59

$39.03 €34.72

-0.36%

Gym Membership (Monthly)

$39.29 €34.95

$45.03 €40.05

-12.75%

Tennis Court (1 Hour on Weekend)

$23.54 €20.94

$28.80 €25.62

-18.26%

Cinema Ticket

$13.46 €11.97

$16.44 €14.62

-18.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 €463

$509 €453

2.26%

International Primary School, 1 Child (Yearly)

$17.9K €15.9K

$13.5K €12.0K

32.45%

Jeans (Levis 501 Or Similar)

$85.4 €76.0

$83.9 €74.6

1.80%

Summer Dress (H&M, Zara, etc)

$34.65 €30.82

$37.19 €33.08

-6.83%

Sport Shoes (Adidas, Nike)

$95.8 €85.2

$94.6 €84.1

1.26%

Men's Leather Business Shoes

$137 €122

$116 €103

17.99%

1-bedroom Apartment, City Center (Monthly)

$796 €708

$1,270 €1,129

-37.33%

1-bedroom Apartment, Outside City Center (Monthly)

$639 €569

$934 €831

-31.53%

3-bedroom Apartment, City Center (Monthly)

$1,471 €1,308

$2,272 €2,021

-35.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,113 €990

$1,692 €1,505

-34.20%

Buy Apartment in City Center (m2)

$5,421 €4,822

$9,500 €8,450

-42.93%

Buy Apartment Outside City Center (m2)

$3,771 €3,354

$5,121 €4,555

-26.37%

Average Monthly Net Salary (After Tax)

$2,990 €2,660

$3,647 €3,244

-18.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.62

3.69

-1.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Worms: October 11, 2026

Last update for Hamburg: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Worms

$639 33.2%

Hamburg

$934 39.8% 46.1% $294

Monthly Utilities & Internet

Worms

$343 17.8%

Hamburg

$443 18.9% 29.3% $100

Groceries & Markets

Worms

$337 17.5%

Hamburg

$335 14.3% 0.7% $2.3

Eating Out

Worms

$284 14.8%

Hamburg

$297 12.7% 4.5% $13

Clothing & Footwear

Worms

$159 8.3%

Hamburg

$149 6.4% 6% $9.5

Getting Around

Worms

$96 5%

Hamburg

$112 4.8% 16.8% $16

Sport & Entertainment

Worms

$66 3.4%

Hamburg

$78 3.3% 17.6% $12

Cost Breakdown

A central one-bedroom costs $796 in Worms versus $1,270 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Worms versus $69.0 in Hamburg. Monthly groceries follow the same trend: $337 vs $335 – making Hamburg the more affordable choice for daily food spending.

Good to know

🇩🇪 Worms

🇩🇪 Hamburg

🕒 Local time

11:28 11:28 AM

Same time as Worms

🌤 Weather

👥 Population

86,283

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Worms Hamburg 450 km

From you

Worms
Hamburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Worms vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 22% more than Worms, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,885 per month in Worms and $3,521 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Worms, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,924 in Worms and $2,347 in Hamburg. That's a gap of about 22%.

Public transport costs about 7% less in Worms. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Worms, where all-in costs run around $1,924, than in Hamburg at $2,347. In Worms it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Worms costs $1,924 versus $2,347 in Hamburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Worms. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.