Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Worms

For one person, living is cheaper in Worms: $1,924 a month against $2,347 in Hamburg, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

114

Cost of Living Index in Hamburg
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Hamburg Living Index
94

Cost of Living Index in Worms
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Worms Living Index

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Hamburg

🇩🇪 Germany

$2,347

/mo nomad

Worms

🇩🇪 Germany

$1,924

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Worms

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Worms actually costs, broken down by who's living it.

A single person spends $2,347 per month in Hamburg vs $1,924 in Worms, rent included.

Hamburg $2,347
Worms $1,924

A couple spends around $3,488 per month in Hamburg vs $2,948 in Worms, rent included.

Hamburg $3,488
Worms $2,948

A family of three spends $4,628 per month in Hamburg vs $3,973 in Worms, rent included.

Hamburg $4,628
Worms $3,973

Hamburg costs about 22% more than Worms, and outside of rent the biggest gap is in transport.

Both Hamburg and Worms sit above the global median – Hamburg by 74%, Worms by 42%.

Meal at Budget Restaurant

$17.02 €15.14

$16.80 €14.95

1.31%

Three-Course Dinner for Two, Mid-Range

$68.5 €61.0

$83.6 €74.4

-18.08%

Fast Food Meal (McDonalds, etc)

$13.41 €11.93

$12.46 €11.09

7.62%

Cappuccino

$4.49 €3.99

$3.99 €3.55

12.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.20 €3.74

$3.96 €3.53

6.06%

Water (0.33 liter bottle)

$3.22 €2.86

$3.36 €2.99

-4.17%

Local Beer (0.5 liter draught)

$5.51 €4.90

$5.35 €4.76

2.99%

Imported Beer (0.33 liter bottle)

$4.86 €4.32

$4.26 €3.79

14.08%

Milk (1 liter)

$1.26 €1.12

$1.49 €1.32

-15.44%

White Bread (500g)

$2.61 €2.32

$2.13 €1.90

22.54%

Rice (white) (1kg)

$2.79 €2.48

$4.00 €3.56

-30.25%

Eggs

$4.19 €3.73

$3.34 €2.97

25.45%

Local Cheese (1kg)

$12.24 €10.89

$13.77 €12.25

-11.11%

Chicken Fillets (1kg)

$12.00 €10.68

$9.99 €8.88

20.12%

Beef Round Steak (1kg)

$18.58 €16.53

$26.24 €23.34

-29.19%

Apples (1kg)

$3.12 €2.78

$3.20 €2.85

-2.50%

Banana (1kg)

$2.40 €2.14

$2.19 €1.95

9.59%

Oranges (1kg)

$2.93 €2.60

$1.95 €1.73

50.26%

Tomato (1kg)

$4.29 €3.82

$3.79 €3.37

13.19%

Potato (1kg)

$1.83 €1.63

$1.18 €1.05

55.08%

Onion (1kg)

$1.76 €1.57

$1.24 €1.10

41.94%

Lettuce (1 head)

$1.80 €1.60

$1.52 €1.35

18.42%

Water (1.5 liter bottle)

$1.19 €1.06

$1.11 €0.99

7.21%

Cigarettes 20 Pack (Marlboro, Camel)

$10.44 €9.29

$9.75 €8.67

7.08%

Wine (Bottle)

$6.76 €6.01

$5.71 €5.08

18.39%

Local Beer (0.5 liter bottle)

$1.12 €1.00

$1.13 €1.01

-0.88%

Imported Beer (0.33 liter bottle)

$1.29 €1.15

$1.48 €1.31

-12.84%

One-way Ticket (Public Transport)

$4.46 €3.96

$3.22 €2.87

38.51%

Public Transport Monthly Pass (Regular Price)

$71.6 €63.7

$67.2 €59.8

6.62%

Taxi Start (Normal Tariff)

$6.74 €5.99

$4.13 €3.67

63.20%

Taxi (Normal Tariff) (1km)

$3.08 €2.74

$2.26 €2.01

36.28%

Taxi 1hour Waiting (Normal Tariff)

$42.00 €37.36

$36.37 €32.35

15.48%

Gasoline (1 liter)

$2.28 €2.03

$2.21 €1.97

3.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €29.3K

$33.0K €29.3K

-0.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K €34.3K

$38.8K €34.5K

-0.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$384 €342

$277 €247

38.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.76 €17.58

$26.63 €23.68

-25.80%

Internet (50+ Mbps, Unlimited Data)

$39.03 €34.72

$38.89 €34.59

0.36%

Gym Membership (Monthly)

$45.03 €40.05

$39.29 €34.95

14.61%

Tennis Court (1 Hour on Weekend)

$28.80 €25.62

$23.54 €20.94

22.34%

Cinema Ticket

$16.44 €14.62

$13.46 €11.97

22.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 €453

$520 €463

-2.21%

International Primary School, 1 Child (Yearly)

$13.5K €12.0K

$17.9K €15.9K

-24.50%

Jeans (Levis 501 Or Similar)

$83.9 €74.6

$85.4 €76.0

-1.77%

Summer Dress (H&M, Zara, etc)

$37.19 €33.08

$34.65 €30.82

7.33%

Sport Shoes (Adidas, Nike)

$94.6 €84.1

$95.8 €85.2

-1.24%

Men's Leather Business Shoes

$116 €103

$137 €122

-15.25%

1-bedroom Apartment, City Center (Monthly)

$1,270 €1,129

$796 €708

59.56%

1-bedroom Apartment, Outside City Center (Monthly)

$934 €831

$639 €569

46.06%

3-bedroom Apartment, City Center (Monthly)

$2,272 €2,021

$1,471 €1,308

54.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,692 €1,505

$1,113 €990

51.97%

Buy Apartment in City Center (m2)

$9,500 €8,450

$5,421 €4,822

75.23%

Buy Apartment Outside City Center (m2)

$5,121 €4,555

$3,771 €3,354

35.81%

Average Monthly Net Salary (After Tax)

$3,647 €3,244

$2,990 €2,660

21.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.62

1.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 12, 2026

Last update for Worms: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$934 39.8%

Worms

$639 33.2% 31.5% $294

Monthly Utilities & Internet

Hamburg

$443 18.9%

Worms

$343 17.8% 22.7% $100

Groceries & Markets

Hamburg

$335 14.3%

Worms

$337 17.5% 0.7% $2.3

Eating Out

Hamburg

$297 12.7%

Worms

$284 14.8% 4.3% $13

Clothing & Footwear

Hamburg

$149 6.4%

Worms

$159 8.3% 6.3% $9.5

Getting Around

Hamburg

$112 4.8%

Worms

$96 5% 14.4% $16

Sport & Entertainment

Hamburg

$78 3.3%

Worms

$66 3.4% 15% $12

Cost Breakdown

A central one-bedroom costs $1,270 in Hamburg versus $796 in Worms. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Hamburg versus $84.0 in Worms. Monthly groceries follow the same trend: $335 vs $337 – making Hamburg the more affordable choice for daily food spending.

Good to know

🇩🇪 Hamburg

🇩🇪 Worms

🕒 Local time

12:03 12:03 PM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

86,283

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Worms: Cost of Living - Frequently Asked Questions

Hamburg costs about 22% more than Worms, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,521 per month in Hamburg and $2,885 in Worms. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Worms, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,347 in Hamburg and $1,924 in Worms. That's a gap of about 22%.

Public transport costs about 7% less in Worms. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Worms, where all-in costs run around $1,924, than in Hamburg at $2,347. In Worms it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Worms costs $1,924 versus $2,347 in Hamburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Worms. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.