Cost of Living Comparison Between Hamburg and Worms Cost of Living Comparison Between Hamburg and Worms

Monthly Cost of Living

A single person spends $2,474 per month in Hamburg vs $1,923 in Worms, rent included.

A couple spends around $3,751 per month in Hamburg vs $3,001 in Worms, rent included.

A family of three spends $5,027 per month in Hamburg vs $4,080 in Worms, rent included.

Hamburg costs about 29% more than Worms, driven mainly by Eating Out.

Both Hamburg and Worms sit above the global median – Hamburg by 85%, Worms by 44%.

Meal at Budget Restaurant

$19.33 €16.91

$14.01 €12.26

37.97%

Three-Course Dinner for Two, Mid-Range

$93.1 €81.4

$88.2 €77.2

5.45%

Fast Food Meal (McDonalds, etc)

$13.88 €12.14

$11.42 €9.99

21.54%

Cappuccino

$4.83 €4.22

$4.13 €3.61

16.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.58 €3.13

$3.45 €3.02

3.77%

Water (0.33 liter bottle)

$3.21 €2.81

$3.41 €2.98

-5.87%

Local Beer (0.5 liter draught)

$5.82 €5.09

$5.16 €4.51

12.79%

Imported Beer (0.33 liter bottle)

$5.67 €4.96

$4.58 €4.01

23.80%

Milk (1 liter)

$1.36 €1.19

$1.21 €1.06

12.40%

White Bread (500g)

$2.16 €1.89

$2.21 €1.93

-2.26%

Rice (white) (1kg)

$3.34 €2.92

$3.19 €2.79

4.70%

Eggs

$3.86 €3.37

$3.55 €3.11

8.73%

Local Cheese (1kg)

$14.34 €12.55

$14.62 €12.79

-1.92%

Chicken Fillets (1kg)

$12.81 €11.21

$14.06 €12.30

-8.89%

Beef Round Steak (1kg)

$21.33 €18.66

$19.81 €17.33

7.67%

Apples (1kg)

$3.34 €2.92

$3.22 €2.82

3.73%

Banana (1kg)

$2.17 €1.90

$1.78 €1.56

21.91%

Oranges (1kg)

$2.37 €2.07

$2.28 €2.00

3.95%

Tomato (1kg)

$4.79 €4.19

$5.15 €4.51

-6.99%

Potato (1kg)

$1.60 €1.40

$1.47 €1.29

8.84%

Onion (1kg)

$1.48 €1.29

$1.52 €1.33

-2.63%

Lettuce (1 head)

$2.07 €1.81

$1.96 €1.72

5.61%

Water (1.5 liter bottle)

$1.09 €0.95

$1.12 €0.98

-2.68%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 €8.62

$9.30 €8.13

5.91%

Wine (Bottle)

$6.24 €5.46

$5.56 €4.87

12.23%

Local Beer (0.5 liter bottle)

$1.14 €1.00

$1.03 €0.90

10.68%

Imported Beer (0.33 liter bottle)

$1.59 €1.39

$1.62 €1.41

-1.85%

One-way Ticket (Public Transport)

$4.13 €3.61

$3.49 €3.05

18.34%

Public Transport Monthly Pass (Regular Price)

$67.7 €59.2

$65.5 €57.3

3.25%

Taxi Start (Normal Tariff)

$6.73 €5.89

$5.95 €5.20

13.11%

Taxi (Normal Tariff) (1km)

$2.72 €2.38

$2.17 €1.90

25.35%

Taxi 1hour Waiting (Normal Tariff)

$44.27 €38.73

$35.00 €30.62

26.49%

Gasoline (1 liter)

$2.05 €1.79

$2.06 €1.80

-0.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K €27.5K

$31.8K €27.8K

-1.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K €35.2K

$37.4K €32.7K

7.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$368 €322

$329 €288

11.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.44 €18.76

$25.06 €21.93

-14.45%

Internet (50+ Mbps, Unlimited Data)

$38.48 €33.66

$48.86 €42.75

-21.24%

Gym Membership (Monthly)

$46.65 €40.81

$34.14 €29.87

36.64%

Tennis Court (1 Hour on Weekend)

$24.06 €21.05

$22.89 €20.02

5.11%

Cinema Ticket

$15.98 €13.98

$14.30 €12.51

11.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$260 €228

$519 €454

-49.79%

International Primary School, 1 Child (Yearly)

$26.7K €23.4K

$6,477 €5,667

312.70%

Jeans (Levis 501 Or Similar)

$92.8 €81.2

$73.2 €64.0

26.76%

Summer Dress (H&M, Zara, etc)

$59.4 €52.0

$36.55 €31.98

62.52%

Sport Shoes (Adidas, Nike)

$122 €107

$101 €88.2

21.50%

Men's Leather Business Shoes

$184 €161

$127 €111

44.52%

1-bedroom Apartment, City Center (Monthly)

$1,390 €1,216

$696 €609

99.57%

1-bedroom Apartment, Outside City Center (Monthly)

$931 €815

$589 €515

58.13%

3-bedroom Apartment, City Center (Monthly)

$2,394 €2,095

$1,364 €1,194

75.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,821 €1,594

$1,159 €1,014

57.19%

Buy Apartment in City Center (m2)

$9,955 €8,710

Buy Apartment Outside City Center (m2)

$5,203 €4,552

Average Monthly Net Salary (After Tax)

$3,563 €3,117

$3,018 €2,640

18.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.9

3.47

12.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: July 11, 2026

Last update for Worms: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,390 in Hamburg versus $696 in Worms. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $93.0 in Hamburg versus $88.0 in Worms. Monthly groceries follow the same trend: $349 vs $345 – making Worms the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Worms: Cost of Living - Frequently Asked Questions

Hamburg costs about 29% more than Worms, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,711 per month in Hamburg and $2,885 in Worms. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Worms, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,474 in Hamburg and $1,923 in Worms. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 3% less in Worms. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Worms, where all-in costs run around $1,923, than in Hamburg at $2,474. In Worms it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Worms costs $1,923 versus $2,474 in Hamburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Worms. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.