Last update: Oct 2026

Cost of Living Comparison Between Winnipeg and Toronto

For one person, living is cheaper in Winnipeg: $2,071 a month against $2,589 in Toronto, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Winnipeg
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Winnipeg Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Winnipeg

🇨🇦 Canada

$2,071

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Winnipeg and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winnipeg and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,071 in Winnipeg versus $2,589 in Toronto.

Winnipeg $2,071
Toronto $2,589

Estimated couple costs with rent: $3,039 in Winnipeg versus $3,710 in Toronto.

Winnipeg $3,039
Toronto $3,710

Monthly costs for a family of three with rent: $4,006 in Winnipeg versus $4,831 in Toronto.

Winnipeg $4,006
Toronto $4,831

Living in Winnipeg costs roughly 20% less than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Winnipeg 52% above, Toronto 90% above.

Meal at Budget Restaurant

$14.49 CA$20.25

$17.60 CA$24.59

-17.67%

Three-Course Dinner for Two, Mid-Range

$64.3 CA$89.9

$77.8 CA$109

-17.36%

Fast Food Meal (McDonalds, etc)

$10.65 CA$14.88

$10.59 CA$14.79

0.57%

Cappuccino

$3.77 CA$5.26

$4.16 CA$5.81

-9.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 CA$3.22

$2.04 CA$2.86

12.75%

Water (0.33 liter bottle)

$1.98 CA$2.76

$1.75 CA$2.45

13.14%

Local Beer (0.5 liter draught)

$5.86 CA$8.18

$6.58 CA$9.19

-10.94%

Imported Beer (0.33 liter bottle)

$6.39 CA$8.92

$7.11 CA$9.94

-10.13%

Milk (1 liter)

$1.46 CA$2.04

$2.53 CA$3.54

-42.29%

White Bread (500g)

$2.25 CA$3.15

$2.70 CA$3.78

-16.67%

Rice (white) (1kg)

$3.32 CA$4.64

$2.24 CA$3.13

48.21%

Eggs

$3.57 CA$4.99

$3.48 CA$4.87

2.59%

Local Cheese (1kg)

$9.66 CA$13.49

$9.38 CA$13.10

2.99%

Chicken Fillets (1kg)

$10.52 CA$14.69

$11.60 CA$16.21

-9.31%

Beef Round Steak (1kg)

$16.09 CA$22.48

$14.68 CA$20.52

9.60%

Apples (1kg)

$3.81 CA$5.33

$3.74 CA$5.23

1.87%

Banana (1kg)

$1.42 CA$1.98

$1.22 CA$1.71

16.39%

Oranges (1kg)

$3.51 CA$4.91

$3.48 CA$4.86

0.86%

Tomato (1kg)

$3.41 CA$4.77

$4.32 CA$6.04

-21.06%

Potato (1kg)

$2.33 CA$3.26

$1.85 CA$2.59

25.95%

Onion (1kg)

$2.73 CA$3.81

$1.69 CA$2.36

61.54%

Lettuce (1 head)

$2.61 CA$3.64

$2.23 CA$3.11

17.04%

Water (1.5 liter bottle)

$1.32 CA$1.85

$1.28 CA$1.78

3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$14.81 CA$20.69

$14.04 CA$19.62

5.48%

Wine (Bottle)

$12.12 CA$16.93

$14.43 CA$20.16

-16.01%

Local Beer (0.5 liter bottle)

$2.71 CA$3.79

$2.16 CA$3.01

25.46%

Imported Beer (0.33 liter bottle)

$3.55 CA$4.96

$2.52 CA$3.53

40.87%

One-way Ticket (Public Transport)

$2.44 CA$3.41

$2.37 CA$3.31

2.95%

Public Transport Monthly Pass (Regular Price)

$83.6 CA$117

$112 CA$157

-25.70%

Taxi Start (Normal Tariff)

$2.88 CA$4.03

$3.04 CA$4.25

-5.26%

Taxi (Normal Tariff) (1km)

$1.39 CA$1.94

$1.24 CA$1.73

12.10%

Taxi 1hour Waiting (Normal Tariff)

$24.21 CA$33.83

$22.55 CA$31.51

7.36%

Gasoline (1 liter)

$1.22 CA$1.71

$1.24 CA$1.74

-1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

$26.9K CA$37.6K

0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K CA$30.2K

$21.4K CA$29.9K

0.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 CA$230

$125 CA$174

32.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.35 CA$46.60

$33.05 CA$46.19

0.91%

Internet (50+ Mbps, Unlimited Data)

$49.74 CA$69.5

$47.96 CA$67.0

3.71%

Gym Membership (Monthly)

$38.01 CA$53.1

$36.69 CA$51.3

3.60%

Tennis Court (1 Hour on Weekend)

$29.62 CA$41.39

$23.67 CA$33.07

25.14%

Cinema Ticket

$10.57 CA$14.77

$13.08 CA$18.27

-19.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$990 CA$1,383

$759 CA$1,060

30.44%

International Primary School, 1 Child (Yearly)

$18.9K CA$26.4K

$23.8K CA$33.2K

-20.43%

Jeans (Levis 501 Or Similar)

$44.39 CA$62.0

$53.5 CA$74.8

-17.09%

Summer Dress (H&M, Zara, etc)

$41.85 CA$58.5

$40.44 CA$56.5

3.49%

Sport Shoes (Adidas, Nike)

$70.3 CA$98.3

$100 CA$140

-30.03%

Men's Leather Business Shoes

$92.2 CA$129

$125 CA$175

-26.38%

1-bedroom Apartment, City Center (Monthly)

$998 CA$1,394

$1,630 CA$2,277

-38.79%

1-bedroom Apartment, Outside City Center (Monthly)

$960 CA$1,341

$1,416 CA$1,978

-32.21%

3-bedroom Apartment, City Center (Monthly)

$1,684 CA$2,353

$2,694 CA$3,765

-37.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,521 CA$2,125

$2,101 CA$2,936

-27.62%

Buy Apartment in City Center (m2)

$2,427 CA$3,392

$7,551 CA$10.6K

-67.86%

Buy Apartment Outside City Center (m2)

$2,306 CA$3,223

$6,674 CA$9,325

-65.44%

Average Monthly Net Salary (After Tax)

$2,661 CA$3,719

$3,543 CA$4,951

-24.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winnipeg: October 24, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Winnipeg

$960 46.3%

Toronto

$1.4K 54.7% 47.5% $456

Groceries & Markets

Winnipeg

$337 16.3%

Toronto

$345 13.3% 2.4% $8

Eating Out

Winnipeg

$252 12.2%

Toronto

$285 11% 12.9% $32

Monthly Utilities & Internet

Winnipeg

$248 12%

Toronto

$206 7.9% 17% $42

Clothing & Footwear

Winnipeg

$112 5.4%

Toronto

$144 5.6% 28.5% $32

Getting Around

Winnipeg

$103 5%

Toronto

$131 5.1% 27.1% $28

Sport & Entertainment

Winnipeg

$59 2.9%

Toronto

$63 2.4% 6.3% $3.7

Cost Breakdown

A one-bedroom apartment in the center runs $998 in Winnipeg and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 33% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Winnipeg vs $78 in Toronto for a mid-range dinner for two. Groceries echo the gap at $337 vs $345 per month, with Winnipeg cheaper across the board.

Good to know

🇨🇦 Winnipeg

🇨🇦 Toronto

🕒 Local time

16:17 4:17 PM

17:17 5:17 PM

1 h ahead of Winnipeg

🌤 Weather

👥 Population

663,617

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Winnipeg Toronto 1,510 km ≈ 2 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Winnipeg vs Toronto: Cost of Living - Frequently Asked Questions

Winnipeg is about 20% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 25% lower in Winnipeg. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $998 in Winnipeg versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $990 in Winnipeg versus $759 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Winnipeg – a meal for two runs $64 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,071 in Winnipeg versus $2,589 in Toronto, a $2,500 budget is realistic in Winnipeg but tight or insufficient in Toronto. The gap between the two cities makes Winnipeg the clear choice for anyone on this budget.

It comes down to priorities – Winnipeg wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.