Cost of Living Comparison Between Toronto and Winnipeg Cost of Living Comparison Between Toronto and Winnipeg

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $2,196 in Winnipeg.

Estimated couple costs with rent: $4,110 in Toronto versus $3,175 in Winnipeg.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,154 in Winnipeg.

Living in Toronto is roughly 27% more expensive than in Winnipeg, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 109% above, Winnipeg 64% above.

Meal at Budget Restaurant

$18.51 CA$26.05

$16.51 CA$23.23

12.11%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$65.9 CA$92.7

27.25%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.44

$11.00 CA$15.48

-0.27%

Cappuccino

$3.99 CA$5.61

$3.88 CA$5.45

2.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.98

$2.32 CA$3.26

-9.05%

Water (0.33 liter bottle)

$1.69 CA$2.38

$1.78 CA$2.50

-5.06%

Local Beer (0.5 liter draught)

$5.92 CA$8.33

$5.22 CA$7.34

13.41%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.11

$6.69 CA$9.42

-3.14%

Milk (1 liter)

$2.71 CA$3.82

$1.55 CA$2.19

74.84%

White Bread (500g)

$2.85 CA$4.02

$2.30 CA$3.24

23.91%

Rice (white) (1kg)

$3.56 CA$5.01

$3.33 CA$4.69

6.91%

Eggs

$3.54 CA$4.98

$3.18 CA$4.48

11.32%

Local Cheese (1kg)

$13.26 CA$18.66

$11.05 CA$15.55

20.00%

Chicken Fillets (1kg)

$13.05 CA$18.36

$11.55 CA$16.25

12.99%

Beef Round Steak (1kg)

$16.77 CA$23.59

$18.41 CA$25.90

-8.91%

Apples (1kg)

$4.11 CA$5.79

$3.89 CA$5.48

5.66%

Banana (1kg)

$1.14 CA$1.60

$1.31 CA$1.85

-12.98%

Oranges (1kg)

$3.40 CA$4.78

$3.60 CA$5.06

-5.56%

Tomato (1kg)

$4.02 CA$5.66

$3.44 CA$4.84

16.86%

Potato (1kg)

$2.43 CA$3.42

$2.77 CA$3.90

-12.27%

Onion (1kg)

$2.94 CA$4.13

$2.48 CA$3.48

18.55%

Lettuce (1 head)

$2.47 CA$3.48

$2.51 CA$3.54

-1.59%

Water (1.5 liter bottle)

$1.92 CA$2.70

$1.56 CA$2.19

23.08%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.09

$16.38 CA$23.05

-8.49%

Wine (Bottle)

$14.34 CA$20.17

$11.82 CA$16.63

21.32%

Local Beer (0.5 liter bottle)

$2.71 CA$3.81

$3.20 CA$4.50

-15.31%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.39

$3.61 CA$5.08

-13.57%

One-way Ticket (Public Transport)

$2.45 CA$3.45

$2.32 CA$3.27

5.60%

Public Transport Monthly Pass (Regular Price)

$113 CA$159

$83.2 CA$117

35.55%

Taxi Start (Normal Tariff)

$3.63 CA$5.10

$3.13 CA$4.40

15.97%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.89

$1.26 CA$1.77

6.35%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.95

$26.96 CA$37.93

-5.23%

Gasoline (1 liter)

$1.11 CA$1.56

$1.03 CA$1.45

7.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.6K

$24.9K CA$35.0K

1.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$21.6K CA$30.4K

0.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$157 CA$220

-25.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.9

$42.15 CA$59.3

-10.79%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.6

$62.8 CA$88.3

-14.45%

Gym Membership (Monthly)

$57.1 CA$80.3

$41.84 CA$58.9

36.47%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.35

$34.28 CA$48.23

-39.15%

Cinema Ticket

$11.56 CA$16.26

$12.63 CA$17.78

-8.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,583

$966 CA$1,359

16.51%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$12.3K CA$17.3K

50.23%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.7

$47.22 CA$66.4

21.39%

Summer Dress (H&M, Zara, etc)

$39.05 CA$55.0

$40.99 CA$57.7

-4.73%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$78.3 CA$110

11.80%

Men's Leather Business Shoes

$114 CA$160

$111 CA$156

2.28%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,591

$947 CA$1,332

94.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,154

$997 CA$1,403

53.52%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,116

$1,545 CA$2,174

89.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,521

$1,558 CA$2,192

60.65%

Buy Apartment in City Center (m2)

$8,725 CA$12.3K

$2,347 CA$3,302

271.83%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,663

$2,340 CA$3,292

193.48%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,860

$2,520 CA$3,546

37.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.02

-14.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Winnipeg: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $947 in Winnipeg. Housing cost is often the main lever when comparing two cities.

Toronto pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Toronto vs $66.0 in Winnipeg for a mid-range dinner for two. Groceries echo the gap at $395 vs $359 per month, with Winnipeg cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Winnipeg: Cost of Living - Frequently Asked Questions

Winnipeg is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 37% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,842 in Toronto versus $947 in Winnipeg. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Winnipeg – a meal for two runs $66.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,196 in Winnipeg versus $2,788 in Toronto, a $2,500 budget is realistic in Winnipeg but tight or insufficient in Toronto. The gap between the two cities makes Winnipeg the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Winnipeg gentler on the wallet – expenses run 27% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.