Cost of Living Comparison Between Toronto and Winnipeg Cost of Living Comparison Between Toronto and Winnipeg

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $2,132 in Winnipeg.

Estimated couple costs with rent: $3,866 in Toronto versus $3,186 in Winnipeg.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $4,241 in Winnipeg.

Living in Toronto is roughly 23% more expensive than in Winnipeg, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 90% above, Winnipeg 55% above.

Meal at Budget Restaurant

$17.85 CA$24.75

$14.60 CA$20.25

22.26%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$64.0 CA$88.8

35.59%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$10.93 CA$15.16

0.09%

Cappuccino

$4.01 CA$5.57

$3.63 CA$5.03

10.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$2.26 CA$3.14

-3.10%

Water (0.33 liter bottle)

$1.69 CA$2.34

$1.85 CA$2.56

-8.65%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$5.75 CA$7.98

12.17%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$6.49 CA$8.99

8.63%

Milk (1 liter)

$2.71 CA$3.77

$1.42 CA$1.97

90.85%

White Bread (500g)

$2.92 CA$4.05

$2.33 CA$3.23

25.32%

Rice (white) (1kg)

$2.48 CA$3.44

$3.37 CA$4.67

-26.41%

Eggs

$3.85 CA$5.34

$3.58 CA$4.97

7.54%

Local Cheese (1kg)

$10.10 CA$14.01

$10.22 CA$14.18

-1.17%

Chicken Fillets (1kg)

$12.02 CA$16.66

$10.91 CA$15.12

10.17%

Beef Round Steak (1kg)

$15.61 CA$21.65

$17.46 CA$24.22

-10.60%

Apples (1kg)

$3.90 CA$5.41

$4.01 CA$5.56

-2.74%

Banana (1kg)

$1.24 CA$1.72

$1.36 CA$1.89

-8.82%

Oranges (1kg)

$3.78 CA$5.24

$3.65 CA$5.06

3.56%

Tomato (1kg)

$4.38 CA$6.08

$3.48 CA$4.83

25.86%

Potato (1kg)

$1.93 CA$2.67

$2.58 CA$3.57

-25.19%

Onion (1kg)

$1.50 CA$2.08

$2.72 CA$3.77

-44.85%

Lettuce (1 head)

$2.28 CA$3.17

$2.54 CA$3.52

-10.24%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.60 CA$2.22

-8.75%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.14

$16.48 CA$22.85

-11.89%

Wine (Bottle)

$14.42 CA$20.00

$12.13 CA$16.82

18.88%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$2.92 CA$4.05

-22.60%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$3.74 CA$5.19

-30.75%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.48 CA$3.43

-4.84%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$85.6 CA$119

33.57%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$2.81 CA$3.89

12.46%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$1.35 CA$1.87

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.30

$24.53 CA$34.02

-7.99%

Gasoline (1 liter)

$1.24 CA$1.72

$1.13 CA$1.56

9.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$28.3K CA$39.2K

-3.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$20.8K CA$28.8K

-0.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$171 CA$237

-27.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.38

$39.12 CA$54.3

-16.36%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$56.7 CA$78.6

-13.91%

Gym Membership (Monthly)

$40.27 CA$55.9

$46.28 CA$64.2

-12.99%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$30.35 CA$42.10

-21.45%

Cinema Ticket

$12.82 CA$17.77

$11.69 CA$16.21

9.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$1,092 CA$1,515

-27.92%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$19.2K CA$26.6K

27.96%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$43.80 CA$60.8

23.84%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$46.46 CA$64.4

-7.23%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$71.6 CA$99.4

36.66%

Men's Leather Business Shoes

$126 CA$175

$102 CA$141

24.05%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,303

$979 CA$1,358

69.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$1,005 CA$1,394

47.54%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$1,688 CA$2,341

65.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,591 CA$2,207

35.53%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

$2,359 CA$3,271

255.35%

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

$2,500 CA$3,468

173.64%

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$2,543 CA$3,527

49.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Winnipeg: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $979 in Winnipeg. Housing cost is often the main lever when comparing two cities.

Toronto pays 49% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Toronto vs $64.0 in Winnipeg for a mid-range dinner for two. Groceries echo the gap at $364 vs $352 per month, with Winnipeg cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Winnipeg: Cost of Living - Frequently Asked Questions

Winnipeg is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 49% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,660 in Toronto versus $979 in Winnipeg. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Winnipeg – a meal for two runs $64.0 versus $87.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,132 in Winnipeg versus $2,620 in Toronto, a $2,500 budget is realistic in Winnipeg but tight or insufficient in Toronto. The gap between the two cities makes Winnipeg the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Winnipeg gentler on the wallet – expenses run 23% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.