Last update: Oct 2026

Cost of Living Comparison Between Toronto and Winnipeg

For one person, living is cheaper in Winnipeg: $2,071 a month against $2,589 in Toronto, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
100

Cost of Living Index in Winnipeg
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Winnipeg Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Winnipeg

🇨🇦 Canada

$2,071

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Winnipeg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Winnipeg actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,071 in Winnipeg.

Toronto $2,589
Winnipeg $2,071

Estimated couple costs with rent: $3,710 in Toronto versus $3,039 in Winnipeg.

Toronto $3,710
Winnipeg $3,039

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,006 in Winnipeg.

Toronto $4,831
Winnipeg $4,006

Living in Toronto is roughly 25% more expensive than in Winnipeg, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toronto 90% above, Winnipeg 52% above.

Meal at Budget Restaurant

$17.60 CA$24.59

$14.49 CA$20.25

21.46%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$64.3 CA$89.9

21.01%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$10.65 CA$14.88

-0.56%

Cappuccino

$4.16 CA$5.81

$3.77 CA$5.26

10.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.30 CA$3.22

-11.30%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.98 CA$2.76

-11.62%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$5.86 CA$8.18

12.29%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$6.39 CA$8.92

11.27%

Milk (1 liter)

$2.53 CA$3.54

$1.46 CA$2.04

73.29%

White Bread (500g)

$2.70 CA$3.78

$2.25 CA$3.15

20.00%

Rice (white) (1kg)

$2.24 CA$3.13

$3.32 CA$4.64

-32.53%

Eggs

$3.48 CA$4.87

$3.57 CA$4.99

-2.52%

Local Cheese (1kg)

$9.38 CA$13.10

$9.66 CA$13.49

-2.90%

Chicken Fillets (1kg)

$11.60 CA$16.21

$10.52 CA$14.69

10.27%

Beef Round Steak (1kg)

$14.68 CA$20.52

$16.09 CA$22.48

-8.76%

Apples (1kg)

$3.74 CA$5.23

$3.81 CA$5.33

-1.84%

Banana (1kg)

$1.22 CA$1.71

$1.42 CA$1.98

-14.08%

Oranges (1kg)

$3.48 CA$4.86

$3.51 CA$4.91

-0.85%

Tomato (1kg)

$4.32 CA$6.04

$3.41 CA$4.77

26.69%

Potato (1kg)

$1.85 CA$2.59

$2.33 CA$3.26

-20.60%

Onion (1kg)

$1.69 CA$2.36

$2.73 CA$3.81

-38.10%

Lettuce (1 head)

$2.23 CA$3.11

$2.61 CA$3.64

-14.56%

Water (1.5 liter bottle)

$1.28 CA$1.78

$1.32 CA$1.85

-3.03%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$14.81 CA$20.69

-5.20%

Wine (Bottle)

$14.43 CA$20.16

$12.12 CA$16.93

19.06%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$2.71 CA$3.79

-20.30%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$3.55 CA$4.96

-29.01%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.44 CA$3.41

-2.87%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$83.6 CA$117

34.59%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$2.88 CA$4.03

5.56%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.39 CA$1.94

-10.79%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

$24.21 CA$33.83

-6.86%

Gasoline (1 liter)

$1.24 CA$1.74

$1.22 CA$1.71

1.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$27.0K CA$37.8K

-0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$21.6K CA$30.2K

-0.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$165 CA$230

-24.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.19

$33.35 CA$46.60

-0.90%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$49.74 CA$69.5

-3.58%

Gym Membership (Monthly)

$36.69 CA$51.3

$38.01 CA$53.1

-3.47%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

$29.62 CA$41.39

-20.09%

Cinema Ticket

$13.08 CA$18.27

$10.57 CA$14.77

23.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

$990 CA$1,383

-23.34%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$18.9K CA$26.4K

25.67%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$44.39 CA$62.0

20.61%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$41.85 CA$58.5

-3.37%

Sport Shoes (Adidas, Nike)

$100 CA$140

$70.3 CA$98.3

42.91%

Men's Leather Business Shoes

$125 CA$175

$92.2 CA$129

35.84%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$998 CA$1,394

63.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$960 CA$1,341

47.52%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$1,684 CA$2,353

59.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$1,521 CA$2,125

38.17%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$2,427 CA$3,392

211.09%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,325

$2,306 CA$3,223

189.36%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

$2,661 CA$3,719

33.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Winnipeg: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Winnipeg

$960 46.3% 32.2% $456

Groceries & Markets

Toronto

$345 13.3%

Winnipeg

$337 16.3% 2.3% $8

Eating Out

Toronto

$285 11%

Winnipeg

$252 12.2% 11.4% $32

Monthly Utilities & Internet

Toronto

$206 7.9%

Winnipeg

$248 12% 20.5% $42

Clothing & Footwear

Toronto

$144 5.6%

Winnipeg

$112 5.4% 22.2% $32

Getting Around

Toronto

$131 5.1%

Winnipeg

$103 5% 21.3% $28

Sport & Entertainment

Toronto

$63 2.4%

Winnipeg

$59 2.9% 5.9% $3.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $998 in Winnipeg. Housing cost is often the main lever when comparing two cities.

Toronto pays 33% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Toronto vs $64 in Winnipeg for a mid-range dinner for two. Groceries echo the gap at $345 vs $337 per month, with Winnipeg cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇦 Winnipeg

🕒 Local time

09:23 9:23 AM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

663,617

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Between locations

Toronto Winnipeg 1,510 km ≈ 2 h 30 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Winnipeg: Cost of Living - Frequently Asked Questions

Winnipeg is about 20% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 33% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $998 in Winnipeg. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $759 in Toronto versus $990 in Winnipeg. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Winnipeg – a meal for two runs $64 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,071 in Winnipeg versus $2,589 in Toronto, a $2,500 budget is realistic in Winnipeg but tight or insufficient in Toronto. The gap between the two cities makes Winnipeg the clear choice for anyone on this budget.

It comes down to priorities – Winnipeg wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.