Last update: Oct 2026

Cost of Living Comparison Between Windsor, NS and Toronto

For one person, living is cheaper in Windsor, NS: $2,212 a month against $2,589 in Toronto, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

112

Cost of Living Index in Windsor, NS
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Windsor, NS Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Windsor, NS

🇨🇦 Canada

$2,212

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Windsor, NS and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Windsor, NS and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,212 in Windsor, NS versus $2,589 in Toronto.

Windsor, NS $2,212
Toronto $2,589

Estimated couple costs with rent: $3,268 in Windsor, NS versus $3,710 in Toronto.

Windsor, NS $3,268
Toronto $3,710

Monthly costs for a family of three with rent: $4,324 in Windsor, NS versus $4,831 in Toronto.

Windsor, NS $4,324
Toronto $4,831

Living in Windsor, NS costs roughly 15% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Windsor, NS 62% above, Toronto 90% above.

Meal at Budget Restaurant

$18.93 CA$26.60

$17.60 CA$24.73

7.56%

Three-Course Dinner for Two, Mid-Range

$35.52 CA$49.90

$77.8 CA$109

-54.35%

Fast Food Meal (McDonalds, etc)

$10.82 CA$15.20

$10.59 CA$14.87

2.17%

Cappuccino

$3.65 CA$5.13

$4.16 CA$5.84

-12.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 CA$2.89

$2.04 CA$2.87

0.98%

Water (0.33 liter bottle)

$1.87 CA$2.62

$1.75 CA$2.46

6.86%

Local Beer (0.5 liter draught)

$4.39 CA$6.17

$6.58 CA$9.24

-33.28%

Imported Beer (0.33 liter bottle)

$5.59 CA$7.86

$7.11 CA$9.99

-21.38%

Milk (1 liter)

$2.94 CA$4.13

$2.53 CA$3.56

16.21%

White Bread (500g)

$2.84 CA$3.99

$2.70 CA$3.80

5.19%

Rice (white) (1kg)

$3.54 CA$4.98

$2.24 CA$3.15

58.04%

Eggs

$3.74 CA$5.26

$3.48 CA$4.89

7.47%

Local Cheese (1kg)

$13.70 CA$19.25

$9.38 CA$13.17

46.06%

Chicken Fillets (1kg)

$15.31 CA$21.51

$11.60 CA$16.29

31.98%

Beef Round Steak (1kg)

$13.21 CA$18.56

$14.68 CA$20.63

-10.01%

Apples (1kg)

$5.76 CA$8.10

$3.74 CA$5.26

54.01%

Banana (1kg)

$1.54 CA$2.17

$1.22 CA$1.72

26.23%

Oranges (1kg)

$4.75 CA$6.67

$3.48 CA$4.89

36.49%

Tomato (1kg)

$5.79 CA$8.14

$4.32 CA$6.07

34.03%

Potato (1kg)

$2.07 CA$2.91

$1.85 CA$2.60

11.89%

Onion (1kg)

$2.15 CA$3.02

$1.69 CA$2.38

27.22%

Lettuce (1 head)

$2.49 CA$3.50

$2.23 CA$3.13

11.66%

Water (1.5 liter bottle)

$2.10 CA$2.95

$1.28 CA$1.79

64.06%

Cigarettes 20 Pack (Marlboro, Camel)

$14.17 CA$19.91

$14.04 CA$19.73

0.93%

Wine (Bottle)

$14.35 CA$20.16

$14.43 CA$20.27

-0.55%

Local Beer (0.5 liter bottle)

$3.27 CA$4.60

$2.16 CA$3.03

51.39%

Imported Beer (0.33 liter bottle)

$3.94 CA$5.54

$2.52 CA$3.55

56.35%

One-way Ticket (Public Transport)

$2.54 CA$3.57

$2.37 CA$3.33

7.17%

Public Transport Monthly Pass (Regular Price)

$64.0 CA$89.9

$112 CA$158

-43.08%

Taxi Start (Normal Tariff)

$2.87 CA$4.03

$3.04 CA$4.27

-5.59%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.96

$1.24 CA$1.74

12.90%

Taxi 1hour Waiting (Normal Tariff)

$21.04 CA$29.56

$22.55 CA$31.69

-6.70%

Gasoline (1 liter)

$1.22 CA$1.71

$1.24 CA$1.75

-1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K CA$37.6K

$26.9K CA$37.8K

-0.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K CA$29.9K

$21.4K CA$30.0K

-0.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$176

$125 CA$175

0.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.80 CA$44.68

$33.05 CA$46.44

-3.78%

Internet (50+ Mbps, Unlimited Data)

$36.09 CA$50.7

$47.96 CA$67.4

-24.75%

Gym Membership (Monthly)

$36.05 CA$50.7

$36.69 CA$51.6

-1.74%

Tennis Court (1 Hour on Weekend)

$17.45 CA$24.52

$23.67 CA$33.26

-26.28%

Cinema Ticket

$12.92 CA$18.16

$13.08 CA$18.37

-1.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$379 CA$532

$759 CA$1,066

-50.10%

International Primary School, 1 Child (Yearly)

$13.7K CA$19.3K

$23.8K CA$33.4K

-42.27%

Jeans (Levis 501 Or Similar)

$59.9 CA$84.2

$53.5 CA$75.2

11.92%

Summer Dress (H&M, Zara, etc)

$35.29 CA$49.58

$40.44 CA$56.8

-12.73%

Sport Shoes (Adidas, Nike)

$103 CA$145

$100 CA$141

2.67%

Men's Leather Business Shoes

$117 CA$165

$125 CA$176

-6.34%

1-bedroom Apartment, City Center (Monthly)

$1,265 CA$1,777

$1,630 CA$2,290

-22.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,025 CA$1,440

$1,416 CA$1,989

-27.62%

3-bedroom Apartment, City Center (Monthly)

$1,834 CA$2,576

$2,694 CA$3,785

-31.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,749 CA$2,457

$2,101 CA$2,952

-16.77%

Buy Apartment in City Center (m2)

$4,604 CA$6,468

$7,551 CA$10.6K

-39.03%

Buy Apartment Outside City Center (m2)

$3,447 CA$4,844

$6,674 CA$9,377

-48.35%

Average Monthly Net Salary (After Tax)

$940 CA$1,321

$3,543 CA$4,978

-73.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.45

3.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windsor, NS: October 26, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Windsor, NS

$1K 46.3%

Toronto

$1.4K 54.7% 38.2% $391

Groceries & Markets

Windsor, NS

$429 19.4%

Toronto

$345 13.3% 19.6% $84

Eating Out

Windsor, NS

$277 12.5%

Toronto

$285 11% 3% $8.2

Monthly Utilities & Internet

Windsor, NS

$193 8.7%

Toronto

$206 7.9% 6.4% $12

Clothing & Footwear

Windsor, NS

$142 6.4%

Toronto

$144 5.6% 1.3% $1.8

Getting Around

Windsor, NS

$84 3.8%

Toronto

$131 5.1% 56.1% $47

Sport & Entertainment

Windsor, NS

$62 2.8%

Toronto

$63 2.4% 1.6% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,265 in Windsor, NS and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays about 3.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Windsor, NS vs $78 in Toronto. Groceries flip the comparison at $429 vs $345, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Windsor, NS

🇨🇦 Toronto

🕒 Local time

10:02 10:02 AM

09:02 9:02 AM

1 h behind Windsor, NS

🌤 Weather

👥 Population

217,188

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Between locations

Windsor, NS Toronto 1,220 km ≈ 2 h nonstop flight

From you

Windsor, NS
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windsor, NS vs Toronto: Cost of Living - Frequently Asked Questions

Windsor, NS is cheaper overall, especially in transport, utilities, and eating out. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 73% lower in Windsor, NS. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,265 in Windsor, NS versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 20% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Windsor, NS – a meal for two runs $36 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Windsor, NS gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Windsor, NS is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Windsor, NS wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.