Last update: Oct 2026

Cost of Living Comparison Between Toronto and Windsor, NS

For one person, living is cheaper in Windsor, NS: $2,212 a month against $2,589 in Toronto, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
112

Cost of Living Index in Windsor, NS
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Windsor, NS Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Windsor, NS

🇨🇦 Canada

$2,212

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Windsor, NS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Windsor, NS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,212 in Windsor, NS.

Toronto $2,589
Windsor, NS $2,212

Estimated couple costs with rent: $3,710 in Toronto versus $3,268 in Windsor, NS.

Toronto $3,710
Windsor, NS $3,268

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,324 in Windsor, NS.

Toronto $4,831
Windsor, NS $4,324

Living in Toronto is roughly 17% more expensive than in Windsor, NS, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Windsor, NS 62% above.

Meal at Budget Restaurant

$17.60 CA$24.73

$18.93 CA$26.60

-7.03%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$35.52 CA$49.90

119.06%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.87

$10.82 CA$15.20

-2.13%

Cappuccino

$4.16 CA$5.84

$3.65 CA$5.13

13.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.06 CA$2.89

-0.97%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.87 CA$2.62

-6.42%

Local Beer (0.5 liter draught)

$6.58 CA$9.24

$4.39 CA$6.17

49.89%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.99

$5.59 CA$7.86

27.19%

Milk (1 liter)

$2.53 CA$3.56

$2.94 CA$4.13

-13.95%

White Bread (500g)

$2.70 CA$3.80

$2.84 CA$3.99

-4.93%

Rice (white) (1kg)

$2.24 CA$3.15

$3.54 CA$4.98

-36.72%

Eggs

$3.48 CA$4.89

$3.74 CA$5.26

-6.95%

Local Cheese (1kg)

$9.38 CA$13.17

$13.70 CA$19.25

-31.53%

Chicken Fillets (1kg)

$11.60 CA$16.29

$15.31 CA$21.51

-24.23%

Beef Round Steak (1kg)

$14.68 CA$20.63

$13.21 CA$18.56

11.13%

Apples (1kg)

$3.74 CA$5.26

$5.76 CA$8.10

-35.07%

Banana (1kg)

$1.22 CA$1.72

$1.54 CA$2.17

-20.78%

Oranges (1kg)

$3.48 CA$4.89

$4.75 CA$6.67

-26.74%

Tomato (1kg)

$4.32 CA$6.07

$5.79 CA$8.14

-25.39%

Potato (1kg)

$1.85 CA$2.60

$2.07 CA$2.91

-10.63%

Onion (1kg)

$1.69 CA$2.38

$2.15 CA$3.02

-21.40%

Lettuce (1 head)

$2.23 CA$3.13

$2.49 CA$3.50

-10.44%

Water (1.5 liter bottle)

$1.28 CA$1.79

$2.10 CA$2.95

-39.05%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.73

$14.17 CA$19.91

-0.92%

Wine (Bottle)

$14.43 CA$20.27

$14.35 CA$20.16

0.56%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$3.27 CA$4.60

-33.94%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.55

$3.94 CA$5.54

-36.04%

One-way Ticket (Public Transport)

$2.37 CA$3.33

$2.54 CA$3.57

-6.69%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$64.0 CA$89.9

75.69%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$2.87 CA$4.03

5.92%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.40 CA$1.96

-11.43%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.69

$21.04 CA$29.56

7.18%

Gasoline (1 liter)

$1.24 CA$1.75

$1.22 CA$1.71

1.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$26.7K CA$37.6K

0.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$21.3K CA$29.9K

0.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$125 CA$176

-0.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.44

$31.80 CA$44.68

3.93%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.4

$36.09 CA$50.7

32.89%

Gym Membership (Monthly)

$36.69 CA$51.6

$36.05 CA$50.7

1.78%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.26

$17.45 CA$24.52

35.64%

Cinema Ticket

$13.08 CA$18.37

$12.92 CA$18.16

1.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,066

$379 CA$532

100.40%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$13.7K CA$19.3K

73.23%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.2

$59.9 CA$84.2

-10.65%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$35.29 CA$49.58

14.59%

Sport Shoes (Adidas, Nike)

$100 CA$141

$103 CA$145

-2.60%

Men's Leather Business Shoes

$125 CA$176

$117 CA$165

6.77%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,290

$1,265 CA$1,777

28.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,989

$1,025 CA$1,440

38.16%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,785

$1,834 CA$2,576

46.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,952

$1,749 CA$2,457

20.15%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$4,604 CA$6,468

64.01%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,377

$3,447 CA$4,844

93.59%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,978

$940 CA$1,321

276.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.6

-3.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Windsor, NS: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Windsor, NS

$1K 46.3% 27.6% $391

Groceries & Markets

Toronto

$345 13.3%

Windsor, NS

$429 19.4% 24.4% $84

Eating Out

Toronto

$285 11%

Windsor, NS

$277 12.5% 2.9% $8.2

Monthly Utilities & Internet

Toronto

$206 7.9%

Windsor, NS

$193 8.7% 6% $12

Clothing & Footwear

Toronto

$144 5.6%

Windsor, NS

$142 6.4% 1.3% $1.8

Getting Around

Toronto

$131 5.1%

Windsor, NS

$84 3.8% 35.9% $47

Sport & Entertainment

Toronto

$63 2.4%

Windsor, NS

$62 2.8% 1.5% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,265 in Windsor, NS. Housing cost is often the main lever when comparing two cities.

Toronto pays about 3.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Toronto vs $36 in Windsor, NS. Groceries flip the comparison at $345 vs $429, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Windsor, NS

🕒 Local time

06:06 6:06 AM

07:06 7:06 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

217,188

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Windsor, NS 1,220 km ≈ 2 h nonstop flight

From you

Toronto
Windsor, NS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Windsor, NS: Cost of Living - Frequently Asked Questions

Windsor, NS is cheaper overall, especially in transport, utilities, and eating out. The 17% gap adds up to real monthly savings that compound significantly over time.

Average pay in Toronto is about 3.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,265 in Windsor, NS. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 20% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Windsor, NS – a meal for two runs $36 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Windsor, NS gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Windsor, NS is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Windsor, NS wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.