Last update: Oct 2026

Cost of Living Comparison Between Windsor and Toronto

For one person, living is cheaper in Windsor: $2,233 a month against $2,561 in Toronto, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Windsor
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Windsor Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Windsor

🇨🇦 Canada

$2,233

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Windsor and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Windsor and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,233 in Windsor versus $2,561 in Toronto.

Windsor $2,233
Toronto $2,561

Estimated couple costs with rent: $3,072 in Windsor versus $3,694 in Toronto.

Windsor $3,072
Toronto $3,694

Monthly costs for a family of three with rent: $3,910 in Windsor versus $4,826 in Toronto.

Windsor $3,910
Toronto $4,826

Living in Windsor costs roughly 13% less than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Windsor 65% above, Toronto 90% above.

Meal at Budget Restaurant

$14.24 CA$20.14

$17.18 CA$24.29

-17.11%

Three-Course Dinner for Two, Mid-Range

$63.9 CA$90.3

$76.0 CA$107

-15.90%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.07

$10.54 CA$14.89

1.14%

Cappuccino

$3.43 CA$4.84

$4.02 CA$5.68

-14.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 CA$3.62

$2.12 CA$3.00

20.75%

Water (0.33 liter bottle)

$1.71 CA$2.42

$1.75 CA$2.48

-2.29%

Local Beer (0.5 liter draught)

$4.89 CA$6.91

$6.24 CA$8.83

-21.63%

Imported Beer (0.33 liter bottle)

$5.72 CA$8.09

$7.09 CA$10.02

-19.32%

Milk (1 liter)

$1.71 CA$2.41

$2.44 CA$3.45

-29.92%

White Bread (500g)

$2.05 CA$2.90

$2.68 CA$3.78

-23.51%

Rice (white) (1kg)

$2.88 CA$4.07

$2.24 CA$3.17

28.57%

Eggs

$2.89 CA$4.09

$3.56 CA$5.03

-18.82%

Local Cheese (1kg)

$9.87 CA$13.96

$9.09 CA$12.85

8.58%

Chicken Fillets (1kg)

$9.86 CA$13.94

$11.33 CA$16.01

-12.97%

Beef Round Steak (1kg)

$13.85 CA$19.58

$14.53 CA$20.55

-4.68%

Apples (1kg)

$3.84 CA$5.43

$3.62 CA$5.12

6.08%

Banana (1kg)

$1.01 CA$1.43

$1.21 CA$1.72

-16.53%

Oranges (1kg)

$3.07 CA$4.34

$3.60 CA$5.09

-14.72%

Tomato (1kg)

$3.52 CA$4.97

$4.21 CA$5.96

-16.39%

Potato (1kg)

$1.98 CA$2.80

$1.79 CA$2.53

10.61%

Onion (1kg)

$2.13 CA$3.01

$1.59 CA$2.25

33.96%

Lettuce (1 head)

$2.20 CA$3.11

$2.27 CA$3.21

-3.08%

Water (1.5 liter bottle)

$1.23 CA$1.74

$1.25 CA$1.77

-1.60%

Cigarettes 20 Pack (Marlboro, Camel)

$12.36 CA$17.48

$13.82 CA$19.53

-10.56%

Wine (Bottle)

$11.54 CA$16.32

$14.27 CA$20.18

-19.13%

Local Beer (0.5 liter bottle)

$1.85 CA$2.61

$2.20 CA$3.10

-15.91%

Imported Beer (0.33 liter bottle)

$3.21 CA$4.54

$2.43 CA$3.44

32.10%

One-way Ticket (Public Transport)

$2.55 CA$3.61

$2.39 CA$3.38

6.69%

Public Transport Monthly Pass (Regular Price)

$84.3 CA$119

$111 CA$157

-23.98%

Taxi Start (Normal Tariff)

$2.38 CA$3.36

$2.91 CA$4.12

-18.21%

Taxi (Normal Tariff) (1km)

$0.93 CA$1.31

$1.20 CA$1.69

-22.50%

Taxi 1hour Waiting (Normal Tariff)

$14.17 CA$20.03

$21.38 CA$30.23

-33.72%

Gasoline (1 liter)

$1.22 CA$1.73

$1.21 CA$1.71

0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

0.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K CA$27.2K

$20.3K CA$28.6K

-4.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 CA$252

$120 CA$170

48.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.64 CA$51.8

$32.26 CA$45.60

13.58%

Internet (50+ Mbps, Unlimited Data)

$56.5 CA$79.9

$47.93 CA$67.8

17.96%

Gym Membership (Monthly)

$43.57 CA$61.6

$38.48 CA$54.4

13.23%

Tennis Court (1 Hour on Weekend)

$27.49 CA$38.87

$22.96 CA$32.46

19.73%

Cinema Ticket

$10.30 CA$14.56

$12.38 CA$17.50

-16.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$495 CA$700

$830 CA$1,173

-40.37%

International Primary School, 1 Child (Yearly)

$4,280 CA$6,050

$23.1K CA$32.6K

-81.47%

Jeans (Levis 501 Or Similar)

$43.38 CA$61.3

$50.7 CA$71.7

-14.45%

Summer Dress (H&M, Zara, etc)

$32.51 CA$45.97

$40.02 CA$56.6

-18.77%

Sport Shoes (Adidas, Nike)

$80.4 CA$114

$98.0 CA$139

-17.92%

Men's Leather Business Shoes

$80.9 CA$114

$121 CA$171

-32.95%

1-bedroom Apartment, City Center (Monthly)

$1,168 CA$1,651

$1,592 CA$2,251

-26.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,140 CA$1,611

$1,410 CA$1,994

-19.18%

3-bedroom Apartment, City Center (Monthly)

$1,760 CA$2,489

$2,670 CA$3,775

-34.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 CA$2,109

$2,152 CA$3,042

-30.66%

Buy Apartment in City Center (m2)

$3,003 CA$4,245

$7,945 CA$11.2K

-62.20%

Buy Apartment Outside City Center (m2)

$2,943 CA$4,160

$6,542 CA$9,249

-55.02%

Average Monthly Net Salary (After Tax)

$2,962 CA$4,188

$3,727 CA$5,269

-20.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

4.47

5.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windsor: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Windsor

$1.1K 51.1%

Toronto

$1.4K 55.1% 23.7% $270

Groceries & Markets

Windsor

$309 13.8%

Toronto

$340 13.3% 10% $31

Monthly Utilities & Internet

Windsor

$272 12.2%

Toronto

$201 7.8% 26.2% $71

Eating Out

Windsor

$240 10.8%

Toronto

$278 10.9% 15.9% $38

Clothing & Footwear

Windsor

$107 4.8%

Toronto

$139 5.4% 30.4% $32

Getting Around

Windsor

$102 4.6%

Toronto

$129 5.1% 27.4% $28

Sport & Entertainment

Windsor

$64 2.9%

Toronto

$63 2.5% 1.5% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,168 in Windsor and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Windsor vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $309 vs $340 per month, with Windsor cheaper across the board.

Good to know

🇨🇦 Windsor

🇨🇦 Toronto

🕒 Local time

23:19 11:19 PM

Same time as Windsor

🌤 Weather

👥 Population

217,188

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windsor vs Toronto: Cost of Living - Frequently Asked Questions

Windsor is cheaper overall, especially in groceries, eating out, and clothing. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 26% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,168 in Windsor versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Windsor – a meal for two runs $64.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,233 in Windsor versus $2,561 in Toronto, a $2,000 budget is realistic in Windsor but tight or insufficient in Toronto. The gap between the two cities makes Windsor the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Windsor gentler on the wallet – expenses run 15% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.