Last update: Oct 2026

Cost of Living Comparison Between Toronto and Windsor

For one person, living is cheaper in Windsor: $2,233 a month against $2,561 in Toronto, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
109

Cost of Living Index in Windsor
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Windsor Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Windsor

🇨🇦 Canada

$2,233

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Windsor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Windsor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,233 in Windsor.

Toronto $2,561
Windsor $2,233

Estimated couple costs with rent: $3,694 in Toronto versus $3,072 in Windsor.

Toronto $3,694
Windsor $3,072

Monthly costs for a family of three with rent: $4,826 in Toronto versus $3,910 in Windsor.

Toronto $4,826
Windsor $3,910

Living in Toronto is roughly 15% more expensive than in Windsor, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toronto 90% above, Windsor 65% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$14.24 CA$20.14

20.65%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$63.9 CA$90.3

18.91%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.66 CA$15.07

-1.13%

Cappuccino

$4.02 CA$5.68

$3.43 CA$4.84

17.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.56 CA$3.62

-17.19%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.71 CA$2.42

2.34%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.89 CA$6.91

27.61%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$5.72 CA$8.09

23.95%

Milk (1 liter)

$2.44 CA$3.45

$1.71 CA$2.41

42.69%

White Bread (500g)

$2.68 CA$3.78

$2.05 CA$2.90

30.73%

Rice (white) (1kg)

$2.24 CA$3.17

$2.88 CA$4.07

-22.22%

Eggs

$3.56 CA$5.03

$2.89 CA$4.09

23.18%

Local Cheese (1kg)

$9.09 CA$12.85

$9.87 CA$13.96

-7.90%

Chicken Fillets (1kg)

$11.33 CA$16.01

$9.86 CA$13.94

14.91%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.85 CA$19.58

4.91%

Apples (1kg)

$3.62 CA$5.12

$3.84 CA$5.43

-5.73%

Banana (1kg)

$1.21 CA$1.72

$1.01 CA$1.43

19.80%

Oranges (1kg)

$3.60 CA$5.09

$3.07 CA$4.34

17.26%

Tomato (1kg)

$4.21 CA$5.96

$3.52 CA$4.97

19.60%

Potato (1kg)

$1.79 CA$2.53

$1.98 CA$2.80

-9.60%

Onion (1kg)

$1.59 CA$2.25

$2.13 CA$3.01

-25.35%

Lettuce (1 head)

$2.27 CA$3.21

$2.20 CA$3.11

3.18%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.23 CA$1.74

1.63%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$12.36 CA$17.48

11.81%

Wine (Bottle)

$14.27 CA$20.18

$11.54 CA$16.32

23.66%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.85 CA$2.61

18.92%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.21 CA$4.54

-24.30%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.55 CA$3.61

-6.27%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$84.3 CA$119

31.54%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.38 CA$3.36

22.27%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.93 CA$1.31

29.03%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$14.17 CA$20.03

50.88%

Gasoline (1 liter)

$1.21 CA$1.71

$1.22 CA$1.73

-0.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

-0.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.3K CA$27.2K

5.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$178 CA$252

-32.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$36.64 CA$51.8

-11.95%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$56.5 CA$79.9

-15.23%

Gym Membership (Monthly)

$38.48 CA$54.4

$43.57 CA$61.6

-11.68%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$27.49 CA$38.87

-16.48%

Cinema Ticket

$12.38 CA$17.50

$10.30 CA$14.56

20.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$495 CA$700

67.71%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$4,280 CA$6,050

439.53%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$43.38 CA$61.3

16.90%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$32.51 CA$45.97

23.10%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$80.4 CA$114

21.84%

Men's Leather Business Shoes

$121 CA$171

$80.9 CA$114

49.13%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,168 CA$1,651

36.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,140 CA$1,611

23.73%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,760 CA$2,489

51.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,492 CA$2,109

44.22%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$3,003 CA$4,245

164.58%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,943 CA$4,160

122.30%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,962 CA$4,188

25.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.71

-5.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Windsor: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Windsor

$1.1K 51.1% 19.2% $270

Groceries & Markets

Toronto

$340 13.3%

Windsor

$309 13.8% 9.1% $31

Eating Out

Toronto

$278 10.9%

Windsor

$240 10.8% 13.7% $38

Monthly Utilities & Internet

Toronto

$201 7.8%

Windsor

$272 12.2% 35.5% $71

Clothing & Footwear

Toronto

$139 5.4%

Windsor

$107 4.8% 23.3% $32

Getting Around

Toronto

$129 5.1%

Windsor

$102 4.6% 21.5% $28

Sport & Entertainment

Toronto

$63 2.5%

Windsor

$64 2.9% 1.5% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,168 in Windsor. Housing cost is often the main lever when comparing two cities.

Toronto pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $64.0 in Windsor for a mid-range dinner for two. Groceries echo the gap at $340 vs $309 per month, with Windsor cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇦 Windsor

🕒 Local time

04:45 4:45 AM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

217,188

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Windsor: Cost of Living - Frequently Asked Questions

Windsor is cheaper overall, especially in groceries, eating out, and clothing. The 15% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 26% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $1,168 in Windsor. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Windsor – a meal for two runs $64.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,233 in Windsor versus $2,561 in Toronto, a $2,000 budget is realistic in Windsor but tight or insufficient in Toronto. The gap between the two cities makes Windsor the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Windsor gentler on the wallet – expenses run 15% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.