Cost of Living Comparison Between Austin, TX and White Plains, NY Cost of Living Comparison Between Austin, TX and White Plains, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,692 in Austin, TX versus $3,716 in White Plains, NY.

Estimated couple costs with rent: $4,179 in Austin, TX versus $6,100 in White Plains, NY.

Monthly costs for a family of three with rent: $5,666 in Austin, TX versus $8,484 in White Plains, NY.

Living in Austin, TX costs roughly 28% less than in White Plains, NY, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Austin, TX 100% above, White Plains, NY 176% above.

Meal at Budget Restaurant

$20.38 $20.38

$20.12 $20.12

1.29%

Three-Course Dinner for Two, Mid-Range

$85.3 $85.3

$100 $100

-14.95%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$11.84 $11.84

4.98%

Cappuccino

$5.41 $5.41

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.76 $3.76

$2.52 $2.52

49.21%

Water (0.33 liter bottle)

$2.45 $2.45

$2.08 $2.08

17.79%

Local Beer (0.5 liter draught)

$7.87 $7.87

$7.88 $7.88

-0.13%

Imported Beer (0.33 liter bottle)

$9.13 $9.13

$8.95 $8.95

2.01%

Milk (1 liter)

$1.07 $1.07

$1.06 $1.06

0.94%

White Bread (500g)

$3.64 $3.64

$4.07 $4.07

-10.57%

Rice (white) (1kg)

$3.20 $3.20

$7.27 $7.27

-55.98%

Eggs

$4.30 $4.30

$6.23 $6.23

-30.98%

Local Cheese (1kg)

$12.72 $12.72

$16.78 $16.78

-24.20%

Chicken Fillets (1kg)

$13.92 $13.92

$16.97 $16.97

-17.97%

Beef Round Steak (1kg)

$16.70 $16.70

$19.90 $19.90

-16.08%

Apples (1kg)

$4.44 $4.44

$7.74 $7.74

-42.64%

Banana (1kg)

$1.46 $1.46

$2.39 $2.39

-38.91%

Oranges (1kg)

$4.51 $4.51

$5.45 $5.45

-17.25%

Tomato (1kg)

$4.70 $4.70

$6.12 $6.12

-23.20%

Potato (1kg)

$2.77 $2.77

$4.09 $4.09

-32.27%

Onion (1kg)

$2.61 $2.61

$4.93 $4.93

-47.06%

Lettuce (1 head)

$1.91 $1.91

$2.53 $2.53

-24.51%

Water (1.5 liter bottle)

$2.23 $2.23

$2.43 $2.43

-8.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$15.84 $15.84

-38.07%

Wine (Bottle)

$15.05 $15.05

$20.96 $20.96

-28.20%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$1.69 $1.69

71.01%

Imported Beer (0.33 liter bottle)

$3.32 $3.32

$3.39 $3.39

-2.06%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.85 $2.85

-45.96%

Public Transport Monthly Pass (Regular Price)

$42.02 $42.02

$144 $144

-70.84%

Taxi Start (Normal Tariff)

$2.70 $2.70

$2.93 $2.93

-7.85%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.12 $2.12

-21.70%

Taxi 1hour Waiting (Normal Tariff)

$35.58 $35.58

$18.06 $18.06

97.01%

Gasoline (1 liter)

$0.94 $0.94

$1.02 $1.02

-7.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$25.6K $25.6K

42.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$25.1K $25.1K

9.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 $228

$250 $250

-8.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.3 $56.3

$55.6 $55.6

1.40%

Internet (50+ Mbps, Unlimited Data)

$67.8 $67.8

$62.9 $62.9

7.79%

Gym Membership (Monthly)

$64.8 $64.8

$173 $173

-62.55%

Tennis Court (1 Hour on Weekend)

$14.87 $14.87

$49.27 $49.27

-69.82%

Cinema Ticket

$14.10 $14.10

$19.86 $19.86

-29.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,487 $1,487

$2,023 $2,023

-26.47%

International Primary School, 1 Child (Yearly)

$20.8K $20.8K

$29.7K $29.7K

-30.11%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$69.2 $69.2

-25.81%

Summer Dress (H&M, Zara, etc)

$44.07 $44.07

$56.4 $56.4

-21.88%

Sport Shoes (Adidas, Nike)

$84.9 $84.9

$118 $118

-28.26%

Men's Leather Business Shoes

$105 $105

$121 $121

-13.34%

1-bedroom Apartment, City Center (Monthly)

$1,944 $1,944

$2,765 $2,765

-29.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,293 $1,293

$1,960 $1,960

-34.04%

3-bedroom Apartment, City Center (Monthly)

$3,691 $3,691

$5,598 $5,598

-34.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,613 $2,613

$4,255 $4,255

-38.60%

Buy Apartment in City Center (m2)

$7,302 $7,302

Buy Apartment Outside City Center (m2)

$3,242 $3,242

Average Monthly Net Salary (After Tax)

$5,098 $5,098

$6,059 $6,059

-15.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

6.05

6.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: September 20, 2026

Last update for White Plains, NY: September 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,944 in Austin, TX and $2,765 in White Plains, NY. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $100 in White Plains, NY for a mid-range dinner for two. Groceries echo the gap at $407 vs $524 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs White Plains, NY: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 38% lower than in White Plains, NY. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 19% lower in White Plains, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,944 in Austin, TX versus $2,765 in White Plains, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,692 per month in Austin, TX versus $3,716 in White Plains, NY – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 243% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and White Plains, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 38% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.