Cost of Living Comparison Between Wellington and Whitby, ON Cost of Living Comparison Between Wellington and Whitby, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,277 in Wellington versus $3,065 in Whitby, ON.

Estimated couple costs with rent: $3,544 in Wellington versus $4,025 in Whitby, ON.

Monthly costs for a family of three with rent: $4,812 in Wellington versus $4,985 in Whitby, ON.

Living in Wellington costs roughly 26% less than in Whitby, ON, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Wellington 70% above, Whitby, ON 129% above.

Meal at Budget Restaurant

$17.28 NZ$29.58

$15.94 CA$22.35

8.41%

Three-Course Dinner for Two, Mid-Range

$85.1 NZ$146

$74.2 CA$104

14.63%

Fast Food Meal (McDonalds, etc)

$9.91 NZ$16.97

$10.48 CA$14.69

-5.44%

Cappuccino

$3.75 NZ$6.42

$3.46 CA$4.86

8.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 NZ$4.46

$2.12 CA$2.97

23.11%

Water (0.33 liter bottle)

$2.18 NZ$3.74

$1.63 CA$2.29

33.74%

Local Beer (0.5 liter draught)

$7.17 NZ$12.28

$5.84 CA$8.19

22.77%

Imported Beer (0.33 liter bottle)

$7.37 NZ$12.62

$6.16 CA$8.64

19.64%

Milk (1 liter)

$1.80 NZ$3.09

$2.58 CA$3.61

-30.23%

White Bread (500g)

$2.02 NZ$3.46

$2.62 CA$3.68

-22.90%

Rice (white) (1kg)

$1.91 NZ$3.27

$4.35 CA$6.10

-56.09%

Eggs

$6.98 NZ$11.96

$3.55 CA$4.98

96.62%

Local Cheese (1kg)

$7.95 NZ$13.61

$12.23 CA$17.15

-35.00%

Chicken Fillets (1kg)

$11.26 NZ$19.28

$9.28 CA$13.01

21.34%

Beef Round Steak (1kg)

$12.87 NZ$22.03

$8.63 CA$12.10

49.13%

Apples (1kg)

$3.05 NZ$5.22

$3.63 CA$5.09

-15.98%

Banana (1kg)

$2.36 NZ$4.03

$2.12 CA$2.97

11.32%

Oranges (1kg)

$3.10 NZ$5.31

$3.98 CA$5.59

-22.11%

Tomato (1kg)

$4.81 NZ$8.23

$4.89 CA$6.86

-1.64%

Potato (1kg)

$2.06 NZ$3.53

$4.41 CA$6.18

-53.29%

Onion (1kg)

$1.57 NZ$2.68

$3.26 CA$4.57

-51.84%

Lettuce (1 head)

$2.25 NZ$3.86

$2.98 CA$4.17

-24.50%

Water (1.5 liter bottle)

$1.31 NZ$2.24

$1.48 CA$2.08

-11.49%

Cigarettes 20 Pack (Marlboro, Camel)

$26.06 NZ$44.63

$14.95 CA$20.96

74.31%

Wine (Bottle)

$10.75 NZ$18.40

$12.34 CA$17.30

-12.88%

Local Beer (0.5 liter bottle)

$3.65 NZ$6.25

$3.06 CA$4.29

19.28%

Imported Beer (0.33 liter bottle)

$3.28 NZ$5.62

$2.89 CA$4.05

13.49%

One-way Ticket (Public Transport)

$2.69 NZ$4.61

$2.90 CA$4.06

-7.24%

Public Transport Monthly Pass (Regular Price)

$106 NZ$181

$87.1 CA$122

21.51%

Taxi Start (Normal Tariff)

$2.76 NZ$4.73

$3.08 CA$4.32

-10.39%

Taxi (Normal Tariff) (1km)

$1.84 NZ$3.15

$2.76 CA$3.88

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$60.8 NZ$104

$21.68 CA$30.40

180.44%

Gasoline (1 liter)

$1.65 NZ$2.82

$1.12 CA$1.57

47.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K NZ$57.1K

$24.2K CA$33.9K

37.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K NZ$43.7K

$22.9K CA$32.1K

11.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NZ$274

$141 CA$197

13.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.45 NZ$57.3

$54.7 CA$76.7

-38.81%

Internet (50+ Mbps, Unlimited Data)

$51.5 NZ$88.2

$63.8 CA$89.5

-19.32%

Gym Membership (Monthly)

$35.81 NZ$61.3

$37.52 CA$52.6

-4.56%

Tennis Court (1 Hour on Weekend)

$20.66 NZ$35.38

Cinema Ticket

$11.85 NZ$20.28

$9.59 CA$13.44

23.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 NZ$1,357

$1,104 CA$1,547

-28.21%

International Primary School, 1 Child (Yearly)

$13.0K NZ$22.2K

$18.3K CA$25.6K

-29.03%

Jeans (Levis 501 Or Similar)

$73.0 NZ$125

$60.6 CA$84.9

20.51%

Summer Dress (H&M, Zara, etc)

$53.8 NZ$92.0

$57.3 CA$80.3

-6.18%

Sport Shoes (Adidas, Nike)

$119 NZ$203

$77.9 CA$109

52.43%

Men's Leather Business Shoes

$142 NZ$243

$157 CA$221

-9.75%

1-bedroom Apartment, City Center (Monthly)

$1,303 NZ$2,230

$1,858 CA$2,604

-29.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 NZ$1,874

$1,814 CA$2,543

-39.66%

3-bedroom Apartment, City Center (Monthly)

$2,101 NZ$3,597

$2,440 CA$3,421

-13.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,902 NZ$3,257

$2,285 CA$3,203

-16.73%

Buy Apartment in City Center (m2)

$6,864 NZ$11.8K

$7,557 CA$10.6K

-9.17%

Buy Apartment Outside City Center (m2)

$3,720 NZ$6,369

$4,907 CA$6,879

-24.19%

Average Monthly Net Salary (After Tax)

$2,800 NZ$4,794

$3,054 CA$4,281

-8.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.4

8.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: July 13, 2026

Last update for Whitby, ON: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,303 in Wellington and $1,858 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Wellington vs $74.0 in Whitby, ON. Groceries flip the comparison at $339 vs $359, with Wellington cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wellington vs Whitby, ON: Cost of Living - Frequently Asked Questions

Wellington is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet. The 35% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 9% lower in Whitby, ON. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,303 in Wellington versus $1,858 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $792 in Wellington versus $1,104 in Whitby, ON. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 6% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

At $2,277 in Wellington versus $3,065 in Whitby, ON, a $2,500 budget is realistic in Wellington but tight or insufficient in Whitby, ON. The gap between the two cities makes Wellington the clear choice for anyone on this budget.

For families, Wellington is more practical. Housing and childcare are both notably cheaper than in Whitby, ON, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wellington and Whitby, ON are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wellington gentler on the wallet – expenses run 35% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.