Cost of Living Comparison Between Wellington and Whitby, ON Cost of Living Comparison Between Wellington and Whitby, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,436 in Wellington versus $2,919 in Whitby, ON.

Estimated couple costs with rent: $3,489 in Wellington versus $3,897 in Whitby, ON.

Monthly costs for a family of three with rent: $4,542 in Wellington versus $4,875 in Whitby, ON.

Living in Wellington costs roughly 17% less than in Whitby, ON, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Wellington 77% above, Whitby, ON 112% above.

Meal at Budget Restaurant

$14.34 NZ$24.66

$14.73 CA$20.42

-2.65%

Three-Course Dinner for Two, Mid-Range

$67.3 NZ$116

$69.0 CA$95.7

-2.48%

Fast Food Meal (McDonalds, etc)

$9.72 NZ$16.72

$8.71 CA$12.08

11.60%

Cappuccino

$3.41 NZ$5.87

$3.62 CA$5.02

-5.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 NZ$4.42

$2.00 CA$2.77

28.50%

Water (0.33 liter bottle)

$1.84 NZ$3.17

$1.49 CA$2.07

23.49%

Local Beer (0.5 liter draught)

$7.61 NZ$13.08

$5.72 CA$7.93

33.04%

Imported Beer (0.33 liter bottle)

$7.12 NZ$12.24

$6.55 CA$9.09

8.70%

Milk (1 liter)

$1.92 NZ$3.30

$2.70 CA$3.75

-28.89%

White Bread (500g)

$2.32 NZ$3.99

$2.81 CA$3.90

-17.44%

Rice (white) (1kg)

$1.93 NZ$3.32

$4.31 CA$5.98

-55.22%

Eggs

$7.29 NZ$12.53

$4.42 CA$6.14

64.93%

Local Cheese (1kg)

$9.78 NZ$16.82

$9.71 CA$13.47

0.72%

Chicken Fillets (1kg)

$10.05 NZ$17.27

$10.92 CA$15.15

-7.97%

Beef Round Steak (1kg)

$15.73 NZ$27.04

$13.73 CA$19.05

14.57%

Apples (1kg)

$3.21 NZ$5.51

$4.44 CA$6.15

-27.70%

Banana (1kg)

$2.31 NZ$3.98

$1.83 CA$2.54

26.23%

Oranges (1kg)

$3.15 NZ$5.42

$3.59 CA$4.98

-12.26%

Tomato (1kg)

$6.67 NZ$11.47

$3.72 CA$5.17

79.30%

Potato (1kg)

$2.14 NZ$3.69

$3.58 CA$4.96

-40.22%

Onion (1kg)

$1.31 NZ$2.25

$3.25 CA$4.51

-59.69%

Lettuce (1 head)

$2.19 NZ$3.76

$2.37 CA$3.28

-7.59%

Water (1.5 liter bottle)

$1.20 NZ$2.07

$1.66 CA$2.30

-27.71%

Cigarettes 20 Pack (Marlboro, Camel)

$26.36 NZ$45.33

$14.70 CA$20.39

79.32%

Wine (Bottle)

$11.86 NZ$20.39

$12.50 CA$17.34

-5.12%

Local Beer (0.5 liter bottle)

$3.24 NZ$5.58

$3.66 CA$5.08

-11.48%

Imported Beer (0.33 liter bottle)

$2.92 NZ$5.01

$3.67 CA$5.09

-20.44%

One-way Ticket (Public Transport)

$3.00 NZ$5.16

$5.50 CA$7.62

-45.45%

Public Transport Monthly Pass (Regular Price)

$108 NZ$186

$87.6 CA$121

23.30%

Taxi Start (Normal Tariff)

$1.97 NZ$3.38

$3.72 CA$5.16

-47.04%

Taxi (Normal Tariff) (1km)

$1.92 NZ$3.30

$0.69 CA$0.96

178.26%

Taxi 1hour Waiting (Normal Tariff)

$34.88 NZ$60.0

$18.15 CA$25.17

92.18%

Gasoline (1 liter)

$1.98 NZ$3.41

$1.10 CA$1.53

80.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K NZ$44.7K

$28.1K CA$39.0K

-7.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K NZ$46.0K

$19.6K CA$27.2K

36.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 NZ$355

$141 CA$195

46.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.99 NZ$56.7

$38.80 CA$53.8

-14.97%

Internet (50+ Mbps, Unlimited Data)

$56.2 NZ$96.7

$53.3 CA$73.9

5.58%

Gym Membership (Monthly)

$40.29 NZ$69.3

$47.95 CA$66.5

-15.97%

Tennis Court (1 Hour on Weekend)

$17.02 NZ$29.26

Cinema Ticket

$12.98 NZ$22.31

$9.27 CA$12.85

40.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,107 NZ$1,904

$1,056 CA$1,464

4.91%

International Primary School, 1 Child (Yearly)

$13.5K NZ$23.3K

$17.6K CA$24.4K

-23.18%

Jeans (Levis 501 Or Similar)

$80.1 NZ$138

$56.9 CA$78.9

40.73%

Summer Dress (H&M, Zara, etc)

$29.15 NZ$50.1

$56.9 CA$78.8

-48.72%

Sport Shoes (Adidas, Nike)

$108 NZ$185

$109 CA$151

-0.95%

Men's Leather Business Shoes

$163 NZ$280

$133 CA$184

22.50%

1-bedroom Apartment, City Center (Monthly)

$1,297 NZ$2,230

$1,786 CA$2,477

-27.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,210 NZ$2,080

$1,700 CA$2,358

-28.84%

3-bedroom Apartment, City Center (Monthly)

$2,278 NZ$3,917

$2,310 CA$3,204

-1.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,759 NZ$3,024

$2,239 CA$3,105

-21.45%

Buy Apartment in City Center (m2)

$7,004 NZ$12.0K

$7,858 CA$10.9K

-10.86%

Buy Apartment Outside City Center (m2)

$3,701 NZ$6,364

$5,212 CA$7,228

-28.98%

Average Monthly Net Salary (After Tax)

$2,914 NZ$5,009

$3,164 CA$4,388

-7.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: September 7, 2026

Last update for Whitby, ON: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,297 in Wellington and $1,786 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Wellington vs $69.0 in Whitby, ON for a mid-range dinner for two. Groceries echo the gap at $360 vs $378 per month, with Wellington cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wellington vs Whitby, ON: Cost of Living - Frequently Asked Questions

Wellington is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 9% lower in Whitby, ON. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,297 in Wellington versus $1,786 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,107 in Wellington versus $1,056 in Whitby, ON. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

At $2,436 in Wellington versus $2,919 in Whitby, ON, a $2,500 budget is realistic in Wellington but tight or insufficient in Whitby, ON. The gap between the two cities makes Wellington the clear choice for anyone on this budget.

For families, Wellington is more practical. Housing and childcare are both notably cheaper than in Whitby, ON, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wellington and Whitby, ON are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wellington gentler on the wallet – expenses run 20% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.