Last update: Oct 2026

Cost of Living Comparison Between Wellington and Whitby, ON

For one person, living is cheaper in Wellington: $2,313 a month against $2,856 in Whitby, ON, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Wellington
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Wellington Living Index
138

Cost of Living Index in Whitby, ON
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Whitby, ON Living Index

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Wellington

🇳🇿 New Zealand

$2,313

/mo nomad

Whitby, ON

🇨🇦 Canada

$2,856

/mo nomad

Monthly Cost of Living

How much you'll spend in Wellington and in Whitby, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wellington and in Whitby, ON actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,313 in Wellington versus $2,856 in Whitby, ON.

Wellington $2,313
Whitby, ON $2,856

Estimated couple costs with rent: $3,422 in Wellington versus $3,892 in Whitby, ON.

Wellington $3,422
Whitby, ON $3,892

Monthly costs for a family of three with rent: $4,530 in Wellington versus $4,928 in Whitby, ON.

Wellington $4,530
Whitby, ON $4,928

Living in Wellington costs roughly 19% less than in Whitby, ON, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Wellington 70% above, Whitby, ON 110% above.

Meal at Budget Restaurant

$14.02 NZ$24.91

$14.00 CA$19.59

0.14%

Three-Course Dinner for Two, Mid-Range

$66.5 NZ$118

$71.9 CA$101

-7.55%

Fast Food Meal (McDonalds, etc)

$9.23 NZ$16.39

$8.57 CA$11.99

7.70%

Cappuccino

$3.41 NZ$6.06

$3.52 CA$4.93

-3.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 NZ$4.32

$2.11 CA$2.95

15.17%

Water (0.33 liter bottle)

$1.69 NZ$3.01

$1.39 CA$1.95

21.58%

Local Beer (0.5 liter draught)

$7.48 NZ$13.29

$5.79 CA$8.10

29.19%

Imported Beer (0.33 liter bottle)

$6.74 NZ$11.98

$6.44 CA$9.01

4.66%

Milk (1 liter)

$1.95 NZ$3.47

$2.58 CA$3.62

-24.42%

White Bread (500g)

$2.25 NZ$4.00

$2.82 CA$3.94

-20.21%

Rice (white) (1kg)

$1.85 NZ$3.30

$4.24 CA$5.93

-56.37%

Eggs

$7.10 NZ$12.62

$4.34 CA$6.07

63.59%

Local Cheese (1kg)

$9.54 NZ$16.95

$10.12 CA$14.16

-5.73%

Chicken Fillets (1kg)

$9.62 NZ$17.09

$11.89 CA$16.63

-19.09%

Beef Round Steak (1kg)

$15.26 NZ$27.11

$16.40 CA$22.94

-6.95%

Apples (1kg)

$3.09 NZ$5.50

$4.32 CA$6.05

-28.47%

Banana (1kg)

$2.15 NZ$3.83

$1.85 CA$2.58

16.22%

Oranges (1kg)

$3.08 NZ$5.47

$3.13 CA$4.38

-1.60%

Tomato (1kg)

$6.42 NZ$11.41

$3.74 CA$5.23

71.66%

Potato (1kg)

$2.10 NZ$3.72

$3.46 CA$4.84

-39.31%

Onion (1kg)

$1.23 NZ$2.19

$2.73 CA$3.81

-54.95%

Lettuce (1 head)

$2.01 NZ$3.57

$2.25 CA$3.15

-10.67%

Water (1.5 liter bottle)

$1.16 NZ$2.06

$1.74 CA$2.43

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$25.37 NZ$45.07

$14.46 CA$20.23

75.45%

Wine (Bottle)

$11.48 NZ$20.40

$12.70 CA$17.76

-9.61%

Local Beer (0.5 liter bottle)

$3.12 NZ$5.54

$3.59 CA$5.02

-13.09%

Imported Beer (0.33 liter bottle)

$2.89 NZ$5.13

$3.49 CA$4.88

-17.19%

One-way Ticket (Public Transport)

$2.86 NZ$5.08

$5.50 CA$7.69

-48.00%

Public Transport Monthly Pass (Regular Price)

$105 NZ$186

$85.9 CA$120

22.14%

Taxi Start (Normal Tariff)

$1.88 NZ$3.34

$3.60 CA$5.04

-47.78%

Taxi (Normal Tariff) (1km)

$1.83 NZ$3.25

$0.73 CA$1.03

150.68%

Taxi 1hour Waiting (Normal Tariff)

$34.31 NZ$61.0

$18.02 CA$25.20

90.40%

Gasoline (1 liter)

$1.84 NZ$3.27

$1.15 CA$1.61

60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K NZ$50.4K

$28.2K CA$39.5K

0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K NZ$42.3K

$21.7K CA$30.4K

9.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 NZ$357

$139 CA$194

44.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.35 NZ$59.3

$38.42 CA$53.7

-13.20%

Internet (50+ Mbps, Unlimited Data)

$53.7 NZ$95.3

$53.2 CA$74.4

0.85%

Gym Membership (Monthly)

$35.87 NZ$63.7

$47.76 CA$66.8

-24.90%

Tennis Court (1 Hour on Weekend)

$16.18 NZ$28.75

Cinema Ticket

$11.78 NZ$20.93

$9.78 CA$13.68

20.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,065 NZ$1,891

$907 CA$1,269

17.38%

International Primary School, 1 Child (Yearly)

$13.3K NZ$23.6K

$16.7K CA$23.3K

-20.35%

Jeans (Levis 501 Or Similar)

$80.4 NZ$143

$57.9 CA$81.0

38.92%

Summer Dress (H&M, Zara, etc)

$28.04 NZ$49.81

$57.6 CA$80.5

-51.29%

Sport Shoes (Adidas, Nike)

$102 NZ$180

$107 CA$150

-4.98%

Men's Leather Business Shoes

$154 NZ$274

$131 CA$183

17.63%

1-bedroom Apartment, City Center (Monthly)

$1,143 NZ$2,030

$1,773 CA$2,480

-35.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,078 NZ$1,916

$1,661 CA$2,323

-35.06%

3-bedroom Apartment, City Center (Monthly)

$2,057 NZ$3,654

$2,343 CA$3,277

-12.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,814 NZ$3,222

$2,212 CA$3,094

-18.00%

Buy Apartment in City Center (m2)

$6,594 NZ$11.7K

$7,548 CA$10.6K

-12.64%

Buy Apartment Outside City Center (m2)

$3,655 NZ$6,493

$5,092 CA$7,122

-28.22%

Average Monthly Net Salary (After Tax)

$2,785 NZ$4,948

$3,128 CA$4,376

-10.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

5.26

2.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: October 27, 2026

Last update for Whitby, ON: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wellington

$1.1K 46.6%

Whitby, ON

$1.7K 58.2% 54% $582

Groceries & Markets

Wellington

$348 15.1%

Whitby, ON

$387 13.6% 11.2% $39

Monthly Utilities & Internet

Wellington

$288 12.4%

Whitby, ON

$230 8.1% 20% $58

Eating Out

Wellington

$248 10.7%

Whitby, ON

$236 8.3% 4.9% $12

Clothing & Footwear

Wellington

$164 7.1%

Whitby, ON

$159 5.6% 3% $4.8

Getting Around

Wellington

$127 5.5%

Whitby, ON

$115 4% 9.6% $12

Sport & Entertainment

Wellington

$59 2.6%

Whitby, ON

$67 2.4% 13.3% $7.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,143 in Wellington and $1,773 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66 in Wellington vs $72 in Whitby, ON for a mid-range dinner for two. Groceries echo the gap at $348 vs $387 per month, with Wellington cheaper across the board.

Good to know

🇳🇿 Wellington

🇨🇦 Whitby, ON

🕒 Local time

15:52 3:52 PM

22:52 10:52 PM

17 h behind Wellington

🌤 Weather

👥 Population

215,900 Capital

128,377

💱 Currency

New Zealand Dollar NZD $

Canadian Dollar CAD $

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.506 EUR

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

Exchange rates and currency converter

CAD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 29, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.506 EUR).

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.642 EUR).

USD to NZD in detail →

On the map

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Between locations

Wellington Whitby, ON 14,180 km ≈ 18 h nonstop flight

From you

Wellington
Whitby, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wellington vs Whitby, ON: Cost of Living - Frequently Asked Questions

Wellington is about 19% cheaper overall, especially in groceries, leisure, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 11% lower in Wellington. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,143 in Wellington versus $1,773 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,065 in Wellington versus $907 in Whitby, ON. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Wellington wins on affordability, Whitby, ON on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.