Cost of Living Comparison Between Whitby, ON and Ubud, Bali Cost of Living Comparison Between Whitby, ON and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,065 in Whitby, ON versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $4,025 in Whitby, ON versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,985 in Whitby, ON versus $3,763 in Ubud, Bali.

Living in Whitby, ON is roughly 118% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Whitby, ON 129% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$15.94 CA$22.35

$3.45 Rp 62.0K

362.03%

Three-Course Dinner for Two, Mid-Range

$74.2 CA$104

$32.34 Rp 580.1K

129.53%

Fast Food Meal (McDonalds, etc)

$10.48 CA$14.69

$4.84 Rp 86.9K

116.53%

Cappuccino

$3.46 CA$4.86

$2.75 Rp 49.3K

25.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$2.97

$1.38 Rp 24.8K

53.62%

Water (0.33 liter bottle)

$1.63 CA$2.29

$0.75 Rp 13.5K

117.33%

Local Beer (0.5 liter draught)

$5.84 CA$8.19

$2.99 Rp 53.7K

95.32%

Imported Beer (0.33 liter bottle)

$6.16 CA$8.64

$3.85 Rp 69.1K

60.00%

Milk (1 liter)

$2.58 CA$3.61

$1.74 Rp 31.1K

48.28%

White Bread (500g)

$2.62 CA$3.68

$2.46 Rp 44.1K

6.50%

Rice (white) (1kg)

$4.35 CA$6.10

$1.17 Rp 21.0K

271.79%

Eggs

$3.55 CA$4.98

$2.43 Rp 43.6K

46.09%

Local Cheese (1kg)

$12.23 CA$17.15

$14.50 Rp 260.2K

-15.66%

Chicken Fillets (1kg)

$9.28 CA$13.01

$4.35 Rp 78.0K

113.33%

Beef Round Steak (1kg)

$8.63 CA$12.10

$11.98 Rp 214.9K

-27.96%

Apples (1kg)

$3.63 CA$5.09

$3.72 Rp 66.7K

-2.42%

Banana (1kg)

$2.12 CA$2.97

$1.63 Rp 29.2K

30.06%

Oranges (1kg)

$3.98 CA$5.59

$2.74 Rp 49.2K

45.26%

Tomato (1kg)

$4.89 CA$6.86

$2.24 Rp 40.2K

118.30%

Potato (1kg)

$4.41 CA$6.18

$1.92 Rp 34.4K

129.69%

Onion (1kg)

$3.26 CA$4.57

$2.28 Rp 40.8K

42.98%

Lettuce (1 head)

$2.98 CA$4.17

$1.06 Rp 19.1K

181.13%

Water (1.5 liter bottle)

$1.48 CA$2.08

$0.72 Rp 12.9K

105.56%

Cigarettes 20 Pack (Marlboro, Camel)

$14.95 CA$20.96

$3.29 Rp 58.9K

354.41%

Wine (Bottle)

$12.34 CA$17.30

$23.19 Rp 416.1K

-46.79%

Local Beer (0.5 liter bottle)

$3.06 CA$4.29

$2.78 Rp 49.8K

10.07%

Imported Beer (0.33 liter bottle)

$2.89 CA$4.05

$2.73 Rp 49.0K

5.86%

One-way Ticket (Public Transport)

$2.90 CA$4.06

$0.27 Rp 4,778

974.07%

Public Transport Monthly Pass (Regular Price)

$87.1 CA$122

$8.11 Rp 145.4K

973.86%

Taxi Start (Normal Tariff)

$3.08 CA$4.32

$0.48 Rp 8,659

541.67%

Taxi (Normal Tariff) (1km)

$2.76 CA$3.88

$0.42 Rp 7,532

557.14%

Taxi 1hour Waiting (Normal Tariff)

$21.68 CA$30.40

$6.22 Rp 111.6K

248.55%

Gasoline (1 liter)

$1.12 CA$1.57

$0.81 Rp 14.6K

38.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K CA$33.9K

$26.6K Rp 477.4M

-9.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K CA$32.1K

$32.2K Rp 577.4M

-28.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$197

$78.4 Rp 1.4M

79.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.7 CA$76.7

$4.07 Rp 73.0K

1243.24%

Internet (50+ Mbps, Unlimited Data)

$63.8 CA$89.5

$24.33 Rp 436.4K

162.31%

Gym Membership (Monthly)

$37.52 CA$52.6

$98.6 Rp 1.8M

-61.95%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$9.59 CA$13.44

$3.99 Rp 71.5K

140.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,104 CA$1,547

$305 Rp 5.5M

261.83%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.6K

$6,642 Rp 119.2M

174.81%

Jeans (Levis 501 Or Similar)

$60.6 CA$84.9

$54.1 Rp 971.2K

11.84%

Summer Dress (H&M, Zara, etc)

$57.3 CA$80.3

$37.81 Rp 678.2K

51.52%

Sport Shoes (Adidas, Nike)

$77.9 CA$109

$86.8 Rp 1.6M

-10.35%

Men's Leather Business Shoes

$157 CA$221

$76.4 Rp 1.4M

106.25%

1-bedroom Apartment, City Center (Monthly)

$1,858 CA$2,604

$992 Rp 17.8M

87.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,814 CA$2,543

$673 Rp 12.1M

169.62%

3-bedroom Apartment, City Center (Monthly)

$2,440 CA$3,421

$3,375 Rp 60.5M

-27.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,285 CA$3,203

$2,050 Rp 36.8M

11.43%

Buy Apartment in City Center (m2)

$7,557 CA$10.6K

$2,805 Rp 50.3M

169.46%

Buy Apartment Outside City Center (m2)

$4,907 CA$6,879

$2,227 Rp 39.9M

120.34%

Average Monthly Net Salary (After Tax)

$3,054 CA$4,281

$167 Rp 3.0M

1728.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

13.28

-51.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,858 in Whitby, ON and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays 1729% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Whitby, ON vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $359 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 118% lower than in Whitby, ON. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1729% higher in Whitby, ON, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,858 in Whitby, ON versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,104 in Whitby, ON versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 21% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $3,065 in Whitby, ON, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Whitby, ON. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Whitby, ON and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 118% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.