Last update: Oct 2026

Cost of Living Comparison Between Whitby, ON and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,856 in Whitby, ON, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

138

Cost of Living Index in Whitby, ON
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Whitby, ON Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Whitby, ON

🇨🇦 Canada

$2,856

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Whitby, ON and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Whitby, ON and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,856 in Whitby, ON versus $1,349 in Ubud, Bali.

Whitby, ON $2,856
Ubud, Bali $1,349

Estimated couple costs with rent: $3,892 in Whitby, ON versus $2,305 in Ubud, Bali.

Whitby, ON $3,892
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,928 in Whitby, ON versus $3,261 in Ubud, Bali.

Whitby, ON $4,928
Ubud, Bali $3,261

Living in Whitby, ON is roughly 112% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$14.00 CA$19.57

$3.32 Rp 60.2K

321.69%

Three-Course Dinner for Two, Mid-Range

$71.9 CA$100

$35.64 Rp 645.8K

101.71%

Fast Food Meal (McDonalds, etc)

$8.57 CA$11.98

$5.53 Rp 100.3K

54.97%

Cappuccino

$3.52 CA$4.92

$2.72 Rp 49.3K

29.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.95

$1.70 Rp 30.8K

24.12%

Water (0.33 liter bottle)

$1.39 CA$1.95

$0.76 Rp 13.8K

82.89%

Local Beer (0.5 liter draught)

$5.79 CA$8.09

$2.65 Rp 48.1K

118.49%

Imported Beer (0.33 liter bottle)

$6.44 CA$9.00

$4.38 Rp 79.4K

47.03%

Milk (1 liter)

$2.58 CA$3.61

$1.49 Rp 27.0K

73.15%

White Bread (500g)

$2.82 CA$3.94

$2.28 Rp 41.2K

23.68%

Rice (white) (1kg)

$4.24 CA$5.92

$1.19 Rp 21.6K

256.30%

Eggs

$4.34 CA$6.07

$2.04 Rp 36.9K

112.75%

Local Cheese (1kg)

$10.12 CA$14.14

$17.70 Rp 320.8K

-42.82%

Chicken Fillets (1kg)

$11.89 CA$16.62

$3.96 Rp 71.8K

200.25%

Beef Round Steak (1kg)

$16.40 CA$22.92

$12.19 Rp 220.9K

34.54%

Apples (1kg)

$4.32 CA$6.04

$3.66 Rp 66.2K

18.03%

Banana (1kg)

$1.85 CA$2.58

$1.52 Rp 27.5K

21.71%

Oranges (1kg)

$3.13 CA$4.37

$2.23 Rp 40.4K

40.36%

Tomato (1kg)

$3.74 CA$5.22

$1.97 Rp 35.7K

89.85%

Potato (1kg)

$3.46 CA$4.83

$1.85 Rp 33.5K

87.03%

Onion (1kg)

$2.73 CA$3.81

$2.42 Rp 43.9K

12.81%

Lettuce (1 head)

$2.25 CA$3.15

$0.99 Rp 17.9K

127.27%

Water (1.5 liter bottle)

$1.74 CA$2.43

$0.51 Rp 9,303

241.18%

Cigarettes 20 Pack (Marlboro, Camel)

$14.46 CA$20.21

$2.22 Rp 40.3K

551.35%

Wine (Bottle)

$12.70 CA$17.74

$22.24 Rp 403.0K

-42.90%

Local Beer (0.5 liter bottle)

$3.59 CA$5.01

$2.26 Rp 41.0K

58.85%

Imported Beer (0.33 liter bottle)

$3.49 CA$4.88

$2.97 Rp 53.8K

17.51%

One-way Ticket (Public Transport)

$5.50 CA$7.68

$0.25 Rp 4,548

2100.00%

Public Transport Monthly Pass (Regular Price)

$85.9 CA$120

$7.82 Rp 141.8K

998.08%

Taxi Start (Normal Tariff)

$3.60 CA$5.04

$0.44 Rp 7,964

718.18%

Taxi (Normal Tariff) (1km)

$0.73 CA$1.03

$0.43 Rp 7,793

69.77%

Taxi 1hour Waiting (Normal Tariff)

$18.02 CA$25.17

$5.41 Rp 98.0K

233.09%

Gasoline (1 liter)

$1.15 CA$1.61

$0.82 Rp 14.9K

40.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.5K

$23.8K Rp 432.0M

18.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.4K

$31.7K Rp 575.3M

-31.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$194

$79.1 Rp 1.4M

75.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.42 CA$53.7

$6.45 Rp 116.8K

495.66%

Internet (50+ Mbps, Unlimited Data)

$53.2 CA$74.3

$18.58 Rp 336.7K

186.33%

Gym Membership (Monthly)

$47.76 CA$66.7

$49.48 Rp 896.7K

-3.48%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$9.78 CA$13.66

$4.27 Rp 77.4K

129.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$907 CA$1,267

$491 Rp 8.9M

84.88%

International Primary School, 1 Child (Yearly)

$16.7K CA$23.3K

$5,674 Rp 102.8M

193.90%

Jeans (Levis 501 Or Similar)

$57.9 CA$80.9

$44.64 Rp 808.9K

29.68%

Summer Dress (H&M, Zara, etc)

$57.6 CA$80.4

$34.95 Rp 633.4K

64.69%

Sport Shoes (Adidas, Nike)

$107 CA$149

$79.9 Rp 1.4M

33.83%

Men's Leather Business Shoes

$131 CA$183

$79.4 Rp 1.4M

64.95%

1-bedroom Apartment, City Center (Monthly)

$1,773 CA$2,478

$1,125 Rp 20.4M

57.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,661 CA$2,320

$671 Rp 12.2M

147.29%

3-bedroom Apartment, City Center (Monthly)

$2,343 CA$3,274

$3,565 Rp 64.6M

-34.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,212 CA$3,091

$1,723 Rp 31.2M

28.35%

Buy Apartment in City Center (m2)

$7,548 CA$10.5K

$2,732 Rp 49.5M

176.33%

Buy Apartment Outside City Center (m2)

$5,092 CA$7,115

$2,284 Rp 41.4M

122.92%

Average Monthly Net Salary (After Tax)

$3,128 CA$4,371

$164 Rp 3.0M

1809.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.26

13.78

-61.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Whitby, ON

$1.7K 58.2%

Ubud, Bali

$672 49.8% 59.6% $989

Groceries & Markets

Whitby, ON

$387 13.6%

Ubud, Bali

$288 21.4% 25.5% $99

Eating Out

Whitby, ON

$236 8.3%

Ubud, Bali

$108 8% 54.4% $128

Monthly Utilities & Internet

Whitby, ON

$230 8.1%

Ubud, Bali

$104 7.7% 54.8% $126

Clothing & Footwear

Whitby, ON

$159 5.6%

Ubud, Bali

$108 8% 32.4% $52

Getting Around

Whitby, ON

$115 4%

Ubud, Bali

$11 0.9% 90.1% $104

Sport & Entertainment

Whitby, ON

$67 2.4%

Ubud, Bali

$58 4.3% 13.8% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,773 in Whitby, ON and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $72 in Whitby, ON vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $387 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Whitby, ON

🇮🇩 Ubud, Bali

🕒 Local time

00:34 12:34 AM

12:34 12:34 PM

12 h ahead of Whitby, ON

🌤 Weather

👥 Population

128,377

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Whitby, ON Ubud, Bali 15,850 km ≈ 20 h nonstop flight

From you

Whitby, ON
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 53% lower than in Whitby, ON. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Whitby, ON is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,773 in Whitby, ON versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $907 in Whitby, ON versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.