Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Whitby, ON

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,856 in Whitby, ON, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
138

Cost of Living Index in Whitby, ON
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Whitby, ON Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Whitby, ON

🇨🇦 Canada

$2,856

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Whitby, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Whitby, ON actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,856 in Whitby, ON.

Ubud, Bali $1,349
Whitby, ON $2,856

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,892 in Whitby, ON.

Ubud, Bali $2,305
Whitby, ON $3,892

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,928 in Whitby, ON.

Ubud, Bali $3,261
Whitby, ON $4,928

Living in Ubud, Bali costs roughly 53% less than in Whitby, ON, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$14.00 CA$19.57

-76.29%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$71.9 CA$100

-50.42%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.57 CA$11.98

-35.47%

Cappuccino

$2.72 Rp 49.3K

$3.52 CA$4.92

-22.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.11 CA$2.95

-19.43%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.39 CA$1.95

-45.32%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.79 CA$8.09

-54.23%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$6.44 CA$9.00

-31.99%

Milk (1 liter)

$1.49 Rp 27.0K

$2.58 CA$3.61

-42.25%

White Bread (500g)

$2.28 Rp 41.2K

$2.82 CA$3.94

-19.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.24 CA$5.92

-71.93%

Eggs

$2.04 Rp 36.9K

$4.34 CA$6.07

-53.00%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.12 CA$14.14

74.90%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$11.89 CA$16.62

-66.69%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$16.40 CA$22.92

-25.67%

Apples (1kg)

$3.66 Rp 66.2K

$4.32 CA$6.04

-15.28%

Banana (1kg)

$1.52 Rp 27.5K

$1.85 CA$2.58

-17.84%

Oranges (1kg)

$2.23 Rp 40.4K

$3.13 CA$4.37

-28.75%

Tomato (1kg)

$1.97 Rp 35.7K

$3.74 CA$5.22

-47.33%

Potato (1kg)

$1.85 Rp 33.5K

$3.46 CA$4.83

-46.53%

Onion (1kg)

$2.42 Rp 43.9K

$2.73 CA$3.81

-11.36%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.25 CA$3.15

-56.00%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.74 CA$2.43

-70.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$14.46 CA$20.21

-84.65%

Wine (Bottle)

$22.24 Rp 403.0K

$12.70 CA$17.74

75.12%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.59 CA$5.01

-37.05%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.49 CA$4.88

-14.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$5.50 CA$7.68

-95.45%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$85.9 CA$120

-90.89%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$3.60 CA$5.04

-87.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.73 CA$1.03

-41.10%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$18.02 CA$25.17

-69.98%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.15 CA$1.61

-28.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$28.2K CA$39.5K

-15.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$21.7K CA$30.4K

46.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$139 CA$194

-42.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$38.42 CA$53.7

-83.21%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$53.2 CA$74.3

-65.08%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$47.76 CA$66.7

3.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$9.78 CA$13.66

-56.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$907 CA$1,267

-45.91%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$16.7K CA$23.3K

-65.98%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$57.9 CA$80.9

-22.89%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$57.6 CA$80.4

-39.28%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$107 CA$149

-25.28%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$131 CA$183

-39.37%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,773 CA$2,478

-36.57%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,661 CA$2,320

-59.56%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,343 CA$3,274

52.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$2,212 CA$3,091

-22.09%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$7,548 CA$10.5K

-63.81%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$5,092 CA$7,115

-55.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,128 CA$4,371

-94.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.26

161.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Whitby, ON: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Whitby, ON

$1.7K 58.2% 147% $989

Groceries & Markets

Ubud, Bali

$288 21.4%

Whitby, ON

$387 13.6% 34.3% $99

Eating Out

Ubud, Bali

$108 8%

Whitby, ON

$236 8.3% 119% $128

Clothing & Footwear

Ubud, Bali

$108 8%

Whitby, ON

$159 5.6% 47.9% $52

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Whitby, ON

$230 8.1% 121% $126

Sport & Entertainment

Ubud, Bali

$58 4.3%

Whitby, ON

$67 2.4% 16% $9.3

Getting Around

Ubud, Bali

$11 0.9%

Whitby, ON

$115 4% 908% $104

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,773 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $72 in Whitby, ON for a mid-range dinner for two. Groceries echo the gap at $288 vs $387 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Whitby, ON

🕒 Local time

14:43 2:43 PM

01:43 1:43 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

128,377

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Whitby, ON 15,850 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Whitby, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Whitby, ON: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 53% lower than in Whitby, ON. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,773 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $907 in Whitby, ON. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.