Cost of Living Comparison Between Toronto and Whitby, ON Cost of Living Comparison Between Toronto and Whitby, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,628 in Toronto versus $2,887 in Whitby, ON.

Estimated couple costs with rent: $3,848 in Toronto versus $3,899 in Whitby, ON.

Monthly costs for a family of three with rent: $5,067 in Toronto versus $4,910 in Whitby, ON.

Living in Toronto costs roughly 9% less than in Whitby, ON, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 91% above, Whitby, ON 110% above.

Meal at Budget Restaurant

$17.88 CA$24.76

$14.55 CA$20.15

22.89%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$70.3 CA$97.3

25.10%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.14

$8.80 CA$12.19

24.20%

Cappuccino

$4.06 CA$5.62

$3.50 CA$4.84

16.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.02

$1.99 CA$2.76

9.55%

Water (0.33 liter bottle)

$1.70 CA$2.35

$1.47 CA$2.04

15.65%

Local Beer (0.5 liter draught)

$6.69 CA$9.26

$5.60 CA$7.75

19.46%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.17

$6.66 CA$9.22

10.36%

Milk (1 liter)

$2.78 CA$3.85

$2.60 CA$3.59

6.92%

White Bread (500g)

$2.89 CA$4.00

$2.95 CA$4.08

-2.03%

Rice (white) (1kg)

$2.56 CA$3.55

$4.31 CA$5.97

-40.60%

Eggs

$3.79 CA$5.25

$4.40 CA$6.09

-13.86%

Local Cheese (1kg)

$10.17 CA$14.08

$9.45 CA$13.09

7.62%

Chicken Fillets (1kg)

$11.95 CA$16.55

$10.86 CA$15.03

10.04%

Beef Round Steak (1kg)

$16.12 CA$22.32

$13.56 CA$18.77

18.88%

Apples (1kg)

$3.89 CA$5.39

$4.24 CA$5.87

-8.25%

Banana (1kg)

$1.27 CA$1.76

$1.87 CA$2.59

-32.09%

Oranges (1kg)

$3.88 CA$5.37

$3.62 CA$5.01

7.18%

Tomato (1kg)

$4.33 CA$5.99

$3.76 CA$5.21

15.16%

Potato (1kg)

$1.83 CA$2.53

$3.53 CA$4.89

-48.16%

Onion (1kg)

$1.50 CA$2.07

$3.22 CA$4.46

-53.42%

Lettuce (1 head)

$2.28 CA$3.15

$2.38 CA$3.30

-4.20%

Water (1.5 liter bottle)

$1.44 CA$1.99

$1.70 CA$2.36

-15.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.66

$14.41 CA$19.95

-1.46%

Wine (Bottle)

$14.24 CA$19.72

$12.67 CA$17.54

12.39%

Local Beer (0.5 liter bottle)

$2.25 CA$3.11

$3.63 CA$5.02

-38.02%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.50

$3.66 CA$5.07

-30.87%

One-way Ticket (Public Transport)

$2.47 CA$3.42

$5.47 CA$7.58

-54.84%

Public Transport Monthly Pass (Regular Price)

$112 CA$155

$86.6 CA$120

29.27%

Taxi Start (Normal Tariff)

$3.05 CA$4.22

$3.65 CA$5.06

-16.44%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.71

$0.71 CA$0.98

74.65%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.07

$17.73 CA$24.55

26.57%

Gasoline (1 liter)

$1.24 CA$1.71

$1.07 CA$1.48

15.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.1K

$28.1K CA$38.9K

-2.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$19.5K CA$27.0K

8.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$177

$139 CA$192

-8.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.78

$38.53 CA$53.4

-12.30%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.2

$54.4 CA$75.3

-9.47%

Gym Membership (Monthly)

$40.93 CA$56.7

$48.28 CA$66.8

-15.22%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.09

Cinema Ticket

$13.16 CA$18.22

$9.32 CA$12.90

41.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,097

$1,048 CA$1,451

-24.36%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.4K

$17.5K CA$24.2K

38.16%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.5

$58.6 CA$81.1

-6.88%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.7

$58.2 CA$80.5

-25.88%

Sport Shoes (Adidas, Nike)

$102 CA$141

$108 CA$149

-5.84%

Men's Leather Business Shoes

$123 CA$171

$130 CA$180

-5.15%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,289

$1,790 CA$2,478

-7.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,010

$1,717 CA$2,378

-15.46%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,731

$2,360 CA$3,268

14.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,976

$2,287 CA$3,167

-6.03%

Buy Apartment in City Center (m2)

$8,347 CA$11.6K

$7,713 CA$10.7K

8.23%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,437

$5,013 CA$6,941

35.96%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,004

$3,083 CA$4,269

17.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

5.39

-16.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Whitby, ON: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,653 in Toronto and $1,790 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $88.0 in Toronto vs $70.0 in Whitby, ON. Groceries flip the comparison at $365 vs $377, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Whitby, ON: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 10% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 17% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,653 in Toronto versus $1,790 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $88.0 versus $70.0 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 10% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.