Last update: Oct 2026

Cost of Living Comparison Between Whangarei and Lisbon

For one person, living is cheaper in Whangarei: $1,441 a month against $2,223 in Lisbon, rent and utilities included – about $9,400 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

71

Cost of Living Index in Whangarei
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Whangarei Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Whangarei

🇳🇿 New Zealand

$1,441

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Whangarei and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Whangarei and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,441 in Whangarei versus $2,223 in Lisbon.

Whangarei $1,441
Lisbon $2,223

Estimated couple costs with rent: $2,266 in Whangarei versus $3,271 in Lisbon.

Whangarei $2,266
Lisbon $3,271

Monthly costs for a family of three with rent: $3,091 in Whangarei versus $4,319 in Lisbon.

Whangarei $3,091
Lisbon $4,319

Living in Whangarei costs roughly 35% less than in Lisbon, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Whangarei 7% above, Lisbon 65% above.

Meal at Budget Restaurant

$11.92 NZ$21.08

$16.50 €14.67

-27.76%

Three-Course Dinner for Two, Mid-Range

$71.7 NZ$127

$61.3 €54.5

17.11%

Fast Food Meal (McDonalds, etc)

$8.48 NZ$15.00

$11.27 €10.03

-24.76%

Cappuccino

$3.30 NZ$5.83

$3.06 €2.72

7.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 NZ$3.69

$2.26 €2.01

-7.52%

Water (0.33 liter bottle)

$1.54 NZ$2.72

$1.73 €1.54

-10.98%

Local Beer (0.5 liter draught)

$6.01 NZ$10.63

$3.39 €3.02

77.29%

Imported Beer (0.33 liter bottle)

$5.52 NZ$9.75

$3.40 €3.02

62.35%

Milk (1 liter)

$1.42 NZ$2.51

$1.12 €1.00

26.79%

White Bread (500g)

$1.25 NZ$2.21

$1.86 €1.65

-32.80%

Rice (white) (1kg)

$1.60 NZ$2.83

$1.53 €1.36

4.58%

Eggs

$5.20 NZ$9.20

$3.96 €3.53

31.31%

Local Cheese (1kg)

$5.63 NZ$9.95

$12.76 €11.35

-55.88%

Chicken Fillets (1kg)

$7.25 NZ$12.82

$7.90 €7.02

-8.23%

Beef Round Steak (1kg)

$14.54 NZ$25.71

$16.97 €15.09

-14.32%

Apples (1kg)

$2.53 NZ$4.48

$2.27 €2.02

11.45%

Banana (1kg)

$2.10 NZ$3.71

$1.75 €1.55

20.00%

Oranges (1kg)

$2.88 NZ$5.09

$1.85 €1.64

55.68%

Tomato (1kg)

$2.93 NZ$5.19

$2.57 €2.28

14.01%

Potato (1kg)

$2.19 NZ$3.88

$1.86 €1.65

17.74%

Onion (1kg)

$1.70 NZ$3.01

$2.02 €1.80

-15.84%

Lettuce (1 head)

$1.64 NZ$2.89

$1.44 €1.28

13.89%

Water (1.5 liter bottle)

$1.16 NZ$2.06

$0.82 €0.73

41.46%

Cigarettes 20 Pack (Marlboro, Camel)

$24.65 NZ$43.60

$6.56 €5.83

275.76%

Wine (Bottle)

$9.48 NZ$16.76

$5.62 €5.00

68.68%

Local Beer (0.5 liter bottle)

$2.28 NZ$4.03

$1.28 €1.14

78.12%

Imported Beer (0.33 liter bottle)

$2.73 NZ$4.83

$2.07 €1.84

31.88%

One-way Ticket (Public Transport)

$1.72 NZ$3.04

$2.35 €2.09

-26.81%

Public Transport Monthly Pass (Regular Price)

$129 NZ$228

$44.18 €39.30

191.40%

Taxi Start (Normal Tariff)

$3.56 NZ$6.30

$3.99 €3.55

-10.78%

Taxi (Normal Tariff) (1km)

$1.62 NZ$2.87

$1.09 €0.97

48.62%

Taxi 1hour Waiting (Normal Tariff)

$13.25 NZ$23.43

$16.64 €14.81

-20.37%

Gasoline (1 liter)

$1.72 NZ$3.05

$2.28 €2.03

-24.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K NZ$46.5K

$33.7K €30.0K

-21.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K NZ$38.0K

$39.3K €35.0K

-45.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 NZ$262

$167 €149

-11.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.14 NZ$48.00

$18.80 €16.72

44.36%

Internet (50+ Mbps, Unlimited Data)

$49.62 NZ$87.8

$33.09 €29.43

49.95%

Gym Membership (Monthly)

$34.75 NZ$61.5

$46.01 €40.93

-24.47%

Tennis Court (1 Hour on Weekend)

$2.83 NZ$5.01

$19.19 €17.07

-85.25%

Cinema Ticket

$9.98 NZ$17.64

$9.84 €8.75

1.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$692 NZ$1,224

$677 €602

2.24%

International Primary School, 1 Child (Yearly)

$22.7K NZ$40.2K

$16.9K €15.1K

34.45%

Jeans (Levis 501 Or Similar)

$70.8 NZ$125

$101 €90.1

-30.08%

Summer Dress (H&M, Zara, etc)

$32.78 NZ$58.0

$45.76 €40.70

-28.37%

Sport Shoes (Adidas, Nike)

$71.2 NZ$126

$100.0 €88.9

-28.82%

Men's Leather Business Shoes

$89.7 NZ$159

$123 €109

-26.98%

1-bedroom Apartment, City Center (Monthly)

$413 NZ$730

$1,614 €1,436

-74.43%

1-bedroom Apartment, Outside City Center (Monthly)

$411 NZ$727

$1,197 €1,065

-65.68%

3-bedroom Apartment, City Center (Monthly)

$755 NZ$1,335

$2,862 €2,545

-73.62%

3-bedroom Apartment, Outside City Center (Monthly)

$751 NZ$1,328

$1,990 €1,770

-62.27%

Buy Apartment in City Center (m2)

$4,316 NZ$7,633

$7,577 €6,740

-43.04%

Buy Apartment Outside City Center (m2)

$3,195 NZ$5,650

$4,307 €3,831

-25.82%

Average Monthly Net Salary (After Tax)

$2,265 NZ$4,006

$1,588 €1,412

42.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

3.85

49.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whangarei: October 12, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Whangarei

$411 28.5%

Lisbon

$1.2K 53.9% 191% $786

Groceries & Markets

Whangarei

$268 18.6%

Lisbon

$269 12.1% 0.4% $1.1

Monthly Utilities & Internet

Whangarei

$225 15.6%

Lisbon

$219 9.9% 2.6% $5.8

Eating Out

Whangarei

$216 15%

Lisbon

$242 10.9% 12.2% $26

Getting Around

Whangarei

$147 10.2%

Lisbon

$63 2.8% 57.2% $84

Clothing & Footwear

Whangarei

$119 8.3%

Lisbon

$166 7.5% 39.8% $47

Sport & Entertainment

Whangarei

$55 3.8%

Lisbon

$66 3% 20.1% $11

Cost Breakdown

A one-bedroom apartment in the center runs $413 in Whangarei and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.

Whangarei pays 43% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $72.0 in Whangarei vs $61.0 in Lisbon. Groceries flip the comparison at $268 vs $269, with Whangarei cheaper for home cooking.

Good to know

🇳🇿 Whangarei

🇵🇹 Lisbon

🕒 Local time

20:01 8:01 PM

08:01 8:01 AM

12 h behind Whangarei

🌤 Weather

👥 Population

54,300

545,923 Capital

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 20, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to NZD in detail →

On the map

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Between locations

Whangarei Lisbon 19,560 km ≈ 25 h nonstop flight

From you

Whangarei
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whangarei vs Lisbon: Cost of Living - Frequently Asked Questions

Whangarei and Lisbon differ by about 54% in total monthly costs ($1,441 vs $2,223 including rent). Whangarei is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 43% higher in Whangarei, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $413 in Whangarei versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $692 in Whangarei versus $677 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 0% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,441 in Whangarei versus $2,223 in Lisbon, a $1,500 budget is realistic in Whangarei but tight or insufficient in Lisbon. The gap between the two cities makes Whangarei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Whangarei and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Whangarei gentler on the wallet – expenses run 54% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.