Last update: Oct 2026

Cost of Living Comparison Between West Kelowna and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,493 in West Kelowna, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in West Kelowna
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West Kelowna Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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West Kelowna

🇨🇦 Canada

$2,493

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in West Kelowna and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in West Kelowna and in Montreal actually costs, broken down by who's living it.

A single person spends $2,493 per month in West Kelowna vs $2,018 in Montreal, rent included.

West Kelowna $2,493
Montreal $2,018

A couple spends around $3,563 per month in West Kelowna vs $3,085 in Montreal, rent included.

West Kelowna $3,563
Montreal $3,085

A family of three spends $4,633 per month in West Kelowna vs $4,152 in Montreal, rent included.

West Kelowna $4,633
Montreal $4,152

West Kelowna costs about 24% more than Montreal, and outside of rent the biggest gap is in groceries.

Both West Kelowna and Montreal sit above the global median – West Kelowna by 85%, Montreal by 49%.

Meal at Budget Restaurant

$16.71 CA$23.62

$18.82 CA$26.61

-11.21%

Three-Course Dinner for Two, Mid-Range

$57.1 CA$80.7

$70.3 CA$99.4

-18.75%

Fast Food Meal (McDonalds, etc)

$10.38 CA$14.68

$10.66 CA$15.06

-2.63%

Cappuccino

$3.98 CA$5.62

$3.84 CA$5.43

3.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 CA$2.83

$1.92 CA$2.71

4.17%

Water (0.33 liter bottle)

$1.71 CA$2.41

$1.54 CA$2.18

11.04%

Local Beer (0.5 liter draught)

$4.47 CA$6.31

$6.23 CA$8.81

-28.25%

Imported Beer (0.33 liter bottle)

$5.65 CA$7.98

$7.10 CA$10.03

-20.42%

Milk (1 liter)

$1.94 CA$2.74

$2.31 CA$3.27

-16.02%

White Bread (500g)

$2.86 CA$4.04

$3.14 CA$4.44

-8.92%

Rice (white) (1kg)

$4.48 CA$6.33

$3.21 CA$4.54

39.56%

Eggs

$3.20 CA$4.53

$3.52 CA$4.97

-9.09%

Local Cheese (1kg)

$12.51 CA$17.68

$12.81 CA$18.11

-2.34%

Chicken Fillets (1kg)

$17.99 CA$25.43

$11.46 CA$16.20

56.98%

Beef Round Steak (1kg)

$20.53 CA$29.03

$13.39 CA$18.92

53.32%

Apples (1kg)

$4.80 CA$6.79

$3.14 CA$4.43

52.87%

Banana (1kg)

$1.47 CA$2.07

$1.44 CA$2.03

2.08%

Oranges (1kg)

$4.92 CA$6.95

$3.47 CA$4.91

41.79%

Tomato (1kg)

$4.49 CA$6.35

$3.07 CA$4.34

46.25%

Potato (1kg)

$4.03 CA$5.70

$1.90 CA$2.69

112.11%

Onion (1kg)

$3.03 CA$4.29

$1.77 CA$2.50

71.19%

Lettuce (1 head)

$2.54 CA$3.59

$2.34 CA$3.31

8.55%

Water (1.5 liter bottle)

$1.81 CA$2.55

$1.55 CA$2.19

16.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.30 CA$14.56

$11.38 CA$16.09

-9.49%

Wine (Bottle)

$10.48 CA$14.81

$10.63 CA$15.03

-1.41%

Local Beer (0.5 liter bottle)

$2.59 CA$3.66

$2.27 CA$3.21

14.10%

Imported Beer (0.33 liter bottle)

$3.05 CA$4.32

$2.82 CA$3.99

8.16%

One-way Ticket (Public Transport)

$2.24 CA$3.17

$2.66 CA$3.76

-15.79%

Public Transport Monthly Pass (Regular Price)

$60.9 CA$86.1

$77.3 CA$109

-21.18%

Taxi Start (Normal Tariff)

$2.74 CA$3.87

$3.20 CA$4.53

-14.37%

Taxi (Normal Tariff) (1km)

$1.41 CA$2.00

$1.48 CA$2.09

-4.73%

Taxi 1hour Waiting (Normal Tariff)

$24.48 CA$34.60

$32.88 CA$46.48

-25.55%

Gasoline (1 liter)

$1.28 CA$1.81

$1.34 CA$1.90

-4.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.4K

$28.2K CA$39.8K

-1.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.4K CA$26.1K

$19.6K CA$27.8K

-6.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$177

$76.0 CA$107

65.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.38 CA$62.8

$33.95 CA$48.00

30.72%

Internet (50+ Mbps, Unlimited Data)

$63.5 CA$89.7

$42.31 CA$59.8

50.01%

Gym Membership (Monthly)

$51.5 CA$72.7

$29.76 CA$42.07

72.88%

Tennis Court (1 Hour on Weekend)

$20.25 CA$28.63

$20.28 CA$28.67

-0.15%

Cinema Ticket

$11.39 CA$16.10

$11.15 CA$15.77

2.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 CA$518

$507 CA$717

-27.74%

International Primary School, 1 Child (Yearly)

$8,405 CA$11.9K

$16.1K CA$22.7K

-47.63%

Jeans (Levis 501 Or Similar)

$47.58 CA$67.3

$57.6 CA$81.4

-17.32%

Summer Dress (H&M, Zara, etc)

$40.50 CA$57.3

$37.58 CA$53.1

7.77%

Sport Shoes (Adidas, Nike)

$79.2 CA$112

$91.9 CA$130

-13.80%

Men's Leather Business Shoes

$97.9 CA$138

$110 CA$155

-10.68%

1-bedroom Apartment, City Center (Monthly)

$1,291 CA$1,825

$1,260 CA$1,782

2.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,293 CA$1,828

$948 CA$1,340

36.43%

3-bedroom Apartment, City Center (Monthly)

$2,115 CA$2,991

$2,137 CA$3,021

-1.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,939 CA$2,742

$1,614 CA$2,281

20.19%

Buy Apartment in City Center (m2)

$4,131 CA$5,840

$4,960 CA$7,011

-16.71%

Buy Apartment Outside City Center (m2)

$3,597 CA$5,086

$3,838 CA$5,425

-6.26%

Average Monthly Net Salary (After Tax)

$3,022 CA$4,272

$2,827 CA$3,997

6.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

4.48

5.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for West Kelowna: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

West Kelowna

$1.3K 51.9%

Montreal

$948 47% 26.7% $345

Groceries & Markets

West Kelowna

$433 17.4%

Montreal

$346 17.2% 19.9% $86

Eating Out

West Kelowna

$261 10.5%

Montreal

$288 14.3% 10.3% $27

Monthly Utilities & Internet

West Kelowna

$233 9.4%

Montreal

$152 7.5% 34.8% $81

Clothing & Footwear

West Kelowna

$119 4.8%

Montreal

$133 6.6% 11.8% $14

Getting Around

West Kelowna

$80 3.2%

Montreal

$99 4.9% 23.6% $19

Sport & Entertainment

West Kelowna

$74 3%

Montreal

$52 2.6% 29.9% $22

Cost Breakdown

A central one-bedroom costs $1,291 in West Kelowna versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in West Kelowna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in West Kelowna versus $70.0 in Montreal. Groceries tell a different story – $433 in West Kelowna vs $346 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 West Kelowna

🇨🇦 Montreal

🕒 Local time

14:47 2:47 PM

17:47 5:47 PM

3 h ahead of West Kelowna

🌤 Weather

👥 Population

36,078

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

West Kelowna Montreal 3,420 km ≈ 4 h 45 min nonstop flight

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West Kelowna
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

West Kelowna vs Montreal: Cost of Living - Frequently Asked Questions

West Kelowna costs about 24% more than Montreal, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,739 per month in West Kelowna and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 25% more in West Kelowna, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $57.0 in West Kelowna and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in West Kelowna at $2,493. In Montreal it covers expenses comfortably, while in West Kelowna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,018 versus $2,493 in West Kelowna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, West Kelowna makes more sense. Both are solid long-term options with distinct trade-offs.