Cost of Living Comparison Between West Kelowna and Montreal Cost of Living Comparison Between West Kelowna and Montreal

Monthly Cost of Living

A single person spends $2,619 per month in West Kelowna vs $2,063 in Montreal, rent included.

A couple spends around $3,798 per month in West Kelowna vs $3,159 in Montreal, rent included.

A family of three spends $4,977 per month in West Kelowna vs $4,255 in Montreal, rent included.

West Kelowna costs about 27% more than Montreal, driven mainly by Groceries & Markets.

Both West Kelowna and Montreal sit above the global median – West Kelowna by 95%, Montreal by 54%.

Meal at Budget Restaurant

$18.44 CA$25.53

$15.92 CA$22.05

15.83%

Three-Course Dinner for Two, Mid-Range

$65.4 CA$90.5

$73.1 CA$101

-10.54%

Fast Food Meal (McDonalds, etc)

$11.11 CA$15.39

$11.15 CA$15.43

-0.36%

Cappuccino

$4.04 CA$5.59

$3.80 CA$5.26

6.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$2.96

$2.18 CA$3.01

-1.83%

Water (0.33 liter bottle)

$1.71 CA$2.37

$1.46 CA$2.02

17.12%

Local Beer (0.5 liter draught)

$5.78 CA$8.00

$6.12 CA$8.48

-5.56%

Imported Beer (0.33 liter bottle)

$5.90 CA$8.18

$6.78 CA$9.38

-12.98%

Milk (1 liter)

$1.88 CA$2.60

$2.33 CA$3.22

-19.31%

White Bread (500g)

$3.14 CA$4.34

$3.39 CA$4.69

-7.37%

Rice (white) (1kg)

$5.48 CA$7.59

$3.73 CA$5.16

46.92%

Eggs

$3.84 CA$5.31

$3.38 CA$4.68

13.61%

Local Cheese (1kg)

$11.38 CA$15.76

$16.25 CA$22.50

-29.97%

Chicken Fillets (1kg)

$21.79 CA$30.17

$11.54 CA$15.98

88.82%

Beef Round Steak (1kg)

$20.41 CA$28.26

$15.24 CA$21.10

33.92%

Apples (1kg)

$5.20 CA$7.21

$3.74 CA$5.18

39.04%

Banana (1kg)

$1.34 CA$1.86

$1.70 CA$2.36

-21.18%

Oranges (1kg)

$4.94 CA$6.84

$4.11 CA$5.68

20.19%

Tomato (1kg)

$4.01 CA$5.56

$4.35 CA$6.02

-7.82%

Potato (1kg)

$4.34 CA$6.01

$2.71 CA$3.75

60.15%

Onion (1kg)

$2.95 CA$4.08

$2.62 CA$3.62

12.60%

Lettuce (1 head)

$1.94 CA$2.69

$2.25 CA$3.12

-13.78%

Water (1.5 liter bottle)

$1.83 CA$2.54

$1.73 CA$2.39

5.78%

Cigarettes 20 Pack (Marlboro, Camel)

$14.59 CA$20.20

$13.31 CA$18.43

9.62%

Wine (Bottle)

$10.93 CA$15.13

$10.78 CA$14.93

1.39%

Local Beer (0.5 liter bottle)

$2.48 CA$3.43

$3.01 CA$4.17

-17.61%

Imported Beer (0.33 liter bottle)

$3.91 CA$5.42

$3.46 CA$4.80

13.01%

One-way Ticket (Public Transport)

$1.66 CA$2.29

$2.74 CA$3.79

-39.42%

Public Transport Monthly Pass (Regular Price)

$51.3 CA$71.0

$72.7 CA$101

-29.43%

Taxi Start (Normal Tariff)

$3.04 CA$4.21

$3.63 CA$5.03

-16.25%

Taxi (Normal Tariff) (1km)

$1.75 CA$2.42

$1.46 CA$2.02

19.86%

Taxi 1hour Waiting (Normal Tariff)

$26.12 CA$36.17

$33.44 CA$46.30

-21.89%

Gasoline (1 liter)

$1.29 CA$1.79

$1.21 CA$1.68

6.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.9K

$24.6K CA$34.1K

2.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.1K

$21.7K CA$30.0K

-6.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 CA$201

$76.0 CA$105

90.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.5 CA$72.6

$35.72 CA$49.46

46.84%

Internet (50+ Mbps, Unlimited Data)

$66.5 CA$92.1

$42.86 CA$59.4

55.20%

Gym Membership (Monthly)

$60.7 CA$84.1

$42.92 CA$59.4

41.47%

Tennis Court (1 Hour on Weekend)

$37.42 CA$51.8

$17.23 CA$23.86

117.18%

Cinema Ticket

$11.97 CA$16.57

$11.09 CA$15.35

7.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$550 CA$761

$620 CA$858

-11.27%

International Primary School, 1 Child (Yearly)

$8,008 CA$11.1K

$5,834 CA$8,078

37.25%

Jeans (Levis 501 Or Similar)

$48.11 CA$66.6

$62.7 CA$86.8

-23.22%

Summer Dress (H&M, Zara, etc)

$41.05 CA$56.8

$44.41 CA$61.5

-7.57%

Sport Shoes (Adidas, Nike)

$86.7 CA$120

$101 CA$139

-13.92%

Men's Leather Business Shoes

$107 CA$148

$119 CA$165

-10.24%

1-bedroom Apartment, City Center (Monthly)

$1,458 CA$2,019

$1,211 CA$1,677

20.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,400 CA$1,939

$960 CA$1,329

45.92%

3-bedroom Apartment, City Center (Monthly)

$2,217 CA$3,070

$2,035 CA$2,818

8.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 CA$2,799

$1,589 CA$2,201

27.21%

Buy Apartment in City Center (m2)

$6,282 CA$8,698

$5,181 CA$7,173

21.26%

Buy Apartment Outside City Center (m2)

$6,381 CA$8,835

$3,934 CA$5,446

62.22%

Average Monthly Net Salary (After Tax)

$3,137 CA$4,343

$2,960 CA$4,098

5.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

5.01

30.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for West Kelowna: June 1, 2026

Last update for Montreal: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,458 in West Kelowna versus $1,211 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in West Kelowna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in West Kelowna versus $73.0 in Montreal. Groceries tell a different story – $456 in West Kelowna vs $392 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

West Kelowna vs Montreal: Cost of Living - Frequently Asked Questions

West Kelowna costs about 27% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,929 per month in West Kelowna and $3,094 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 17% more in West Kelowna, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $65.0 in West Kelowna and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,063, than in West Kelowna at $2,619. In Montreal it covers expenses comfortably, while in West Kelowna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,063 versus $2,619 in West Kelowna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, West Kelowna makes more sense. Both are solid long-term options with distinct trade-offs.