Last update: Oct 2026

Cost of Living Comparison Between Montreal and West Kelowna

For one person, living is cheaper in Montreal: $2,064 a month against $2,527 in West Kelowna, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
122

Cost of Living Index in West Kelowna
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West Kelowna Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

West Kelowna

🇨🇦 Canada

$2,527

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in West Kelowna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in West Kelowna actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,527 in West Kelowna, rent included.

Montreal $2,064
West Kelowna $2,527

A couple spends around $3,156 per month in Montreal vs $3,595 in West Kelowna, rent included.

Montreal $3,156
West Kelowna $3,595

A family of three spends $4,247 per month in Montreal vs $4,664 in West Kelowna, rent included.

Montreal $4,247
West Kelowna $4,664

Montreal is about 18% cheaper than West Kelowna, and outside of rent the biggest gap is in groceries.

Both Montreal and West Kelowna sit above the global median – Montreal by 52%, West Kelowna by 86%.

Meal at Budget Restaurant

$18.98 CA$26.52

$16.46 CA$23.00

15.31%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$58.4 CA$81.6

25.01%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.20

$10.59 CA$14.80

2.74%

Cappuccino

$3.81 CA$5.33

$4.11 CA$5.74

-7.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.71

$2.02 CA$2.82

-3.96%

Water (0.33 liter bottle)

$1.58 CA$2.21

$1.71 CA$2.39

-7.60%

Local Beer (0.5 liter draught)

$6.37 CA$8.90

$4.62 CA$6.45

37.88%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.15

$5.73 CA$8.01

26.70%

Milk (1 liter)

$2.23 CA$3.11

$2.05 CA$2.87

8.78%

White Bread (500g)

$3.17 CA$4.43

$2.75 CA$3.85

15.27%

Rice (white) (1kg)

$3.31 CA$4.62

$4.48 CA$6.26

-26.12%

Eggs

$3.63 CA$5.07

$3.23 CA$4.52

12.38%

Local Cheese (1kg)

$13.16 CA$18.38

$12.52 CA$17.49

5.11%

Chicken Fillets (1kg)

$11.56 CA$16.15

$18.54 CA$25.90

-37.65%

Beef Round Steak (1kg)

$13.71 CA$19.16

$21.68 CA$30.29

-36.76%

Apples (1kg)

$3.29 CA$4.60

$4.96 CA$6.93

-33.67%

Banana (1kg)

$1.46 CA$2.04

$1.54 CA$2.15

-5.19%

Oranges (1kg)

$3.37 CA$4.70

$4.91 CA$6.86

-31.36%

Tomato (1kg)

$3.15 CA$4.40

$4.58 CA$6.40

-31.22%

Potato (1kg)

$1.89 CA$2.64

$4.15 CA$5.80

-54.46%

Onion (1kg)

$1.79 CA$2.50

$3.05 CA$4.26

-41.31%

Lettuce (1 head)

$2.47 CA$3.45

$2.59 CA$3.62

-4.63%

Water (1.5 liter bottle)

$1.58 CA$2.21

$1.89 CA$2.64

-16.40%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.77

$10.80 CA$15.09

4.44%

Wine (Bottle)

$10.49 CA$14.66

$10.79 CA$15.07

-2.78%

Local Beer (0.5 liter bottle)

$2.34 CA$3.26

$2.63 CA$3.67

-11.03%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$3.11 CA$4.34

-6.43%

One-way Ticket (Public Transport)

$2.61 CA$3.65

$2.38 CA$3.33

9.66%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$61.7 CA$86.3

28.17%

Taxi Start (Normal Tariff)

$3.26 CA$4.55

$2.92 CA$4.08

11.64%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.01

$1.47 CA$2.05

-2.04%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.71

$24.86 CA$34.73

34.47%

Gasoline (1 liter)

$1.33 CA$1.86

$1.30 CA$1.82

2.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$28.0K CA$39.1K

2.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

$21.5K CA$30.0K

-1.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$130 CA$182

-38.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$47.92

$44.78 CA$62.6

-23.40%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$59.9

$63.7 CA$89.0

-32.75%

Gym Membership (Monthly)

$31.14 CA$43.51

$37.83 CA$52.9

-17.68%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.11

$19.27 CA$26.92

0.73%

Cinema Ticket

$11.23 CA$15.69

$11.34 CA$15.85

-0.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$734

$371 CA$518

41.59%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.8K

$8,449 CA$11.8K

93.27%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.0

$47.79 CA$66.8

21.36%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.2

$41.28 CA$57.7

-7.68%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$79.5 CA$111

17.54%

Men's Leather Business Shoes

$110 CA$154

$97.4 CA$136

13.18%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,795

$1,282 CA$1,792

0.21%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,364

$1,321 CA$1,846

-26.06%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,173

$2,176 CA$3,040

4.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,326

$1,955 CA$2,731

-14.84%

Buy Apartment in City Center (m2)

$5,139 CA$7,180

$6,088 CA$8,505

-15.58%

Buy Apartment Outside City Center (m2)

$3,834 CA$5,357

$6,244 CA$8,724

-38.59%

Average Monthly Net Salary (After Tax)

$3,002 CA$4,194

$3,117 CA$4,355

-3.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.72

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for West Kelowna: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

West Kelowna

$1.3K 52.3% 35.3% $344

Groceries & Markets

Montreal

$351 17%

West Kelowna

$443 17.6% 26.3% $92

Eating Out

Montreal

$291 14.1%

West Kelowna

$262 10.4% 9.8% $29

Monthly Utilities & Internet

Montreal

$157 7.6%

West Kelowna

$239 9.4% 51.7% $81

Clothing & Footwear

Montreal

$135 6.5%

West Kelowna

$120 4.7% 11.3% $15

Getting Around

Montreal

$100 4.9%

West Kelowna

$82 3.2% 18.5% $18

Sport & Entertainment

Montreal

$54 2.6%

West Kelowna

$61 2.4% 12.9% $6.9

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,282 in West Kelowna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in West Kelowna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $58 in West Kelowna. Groceries tell a different story – $351 in Montreal vs $443 in West Kelowna – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇨🇦 West Kelowna

🕒 Local time

21:51 9:51 PM

19:51 7:51 PM

2 h behind Montreal

🌤 Weather

👥 Population

1,762,949

36,078

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

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Between locations

Montreal West Kelowna 3,420 km ≈ 4 h 45 min nonstop flight

From you

Montreal
West Kelowna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs West Kelowna: Cost of Living - Frequently Asked Questions

West Kelowna costs about 22% more than Montreal, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,096 per month in Montreal and $3,790 in West Kelowna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,285 in Montreal and $1,282 in West Kelowna. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 26% more in West Kelowna, though the gap depends on what you buy.

A mid-range dinner for two costs $73 in Montreal and $58 in West Kelowna. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $2,527 in West Kelowna. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,064 in Montreal to $2,527 in West Kelowna. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montreal. If higher salaries or specific career opportunities are the priority, West Kelowna makes more sense. Both are solid long-term options with distinct trade-offs.