🙂Monthly costs for one person with rent: $2,281 in Wellington versus $2,870 in Rochester, MN.
🙂Estimated couple costs with rent: $3,530 in Wellington versus $4,078 in Rochester, MN.
🙂Monthly costs for a family of three with rent: $4,780 in Wellington versus $5,287 in Rochester, MN.
🌍Living in Wellington costs roughly 21% less than in Rochester, MN, driven mainly by Getting Around.
📊Both cities are pricier than the global median: Wellington71% above, Rochester, MN115% above.
Currency
🍽 Eating Out
Wellington
Rochester, MN
Difference
Meal at Budget Restaurant
$17.23NZ$29.63
$15.70$15.70
9.75%
Three-Course Dinner for Two, Mid-Range
$85.4NZ$147
$75.4$75.4
13.28%
Fast Food Meal(McDonalds, etc)
$9.39NZ$16.15
$10.99$10.99
-14.56%
Cappuccino
$3.65NZ$6.28
$6.22$6.22
-41.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.49NZ$4.28
$2.64$2.64
-5.68%
Water(0.33 liter bottle)
$2.11NZ$3.63
$2.28$2.28
-7.46%
Local Beer(0.5 liter draught)
$7.35NZ$12.65
$4.88$4.88
50.61%
Imported Beer(0.33 liter bottle)
$7.12NZ$12.24
$7.17$7.17
-0.70%
🛒 Groceries & Markets
Wellington
Rochester, MN
Difference
Milk(1 liter)
$1.88NZ$3.23
$0.94$0.94
100.00%
White Bread(500g)
$2.03NZ$3.50
$2.55$2.55
-20.39%
Rice(white)(1kg)
$1.91NZ$3.28
$2.19$2.19
-12.79%
Eggs
$6.91NZ$11.89
$3.51$3.51
96.87%
Local Cheese(1kg)
$8.26NZ$14.20
$12.93$12.93
-36.12%
Chicken Fillets(1kg)
$10.90NZ$18.75
$11.96$11.96
-8.86%
Beef Round Steak(1kg)
$12.85NZ$22.10
$16.73$16.73
-23.19%
Apples(1kg)
$3.07NZ$5.28
$4.53$4.53
-32.23%
Banana(1kg)
$2.23NZ$3.84
$1.63$1.63
36.81%
Oranges(1kg)
$3.08NZ$5.29
$3.76$3.76
-18.09%
Tomato(1kg)
$4.81NZ$8.27
$3.46$3.46
39.02%
Potato(1kg)
$2.07NZ$3.56
$2.06$2.06
0.49%
Onion(1kg)
$1.66NZ$2.85
$3.02$3.02
-45.03%
Lettuce(1 head)
$2.24NZ$3.86
$2.98$2.98
-24.83%
Water(1.5 liter bottle)
$1.26NZ$2.16
$2.93$2.93
-57.00%
Cigarettes 20 Pack(Marlboro, Camel)
$26.73NZ$45.96
$9.25$9.25
188.97%
Wine(Bottle)
$11.17NZ$19.21
$15.26$15.26
-26.80%
Local Beer(0.5 liter bottle)
$3.66NZ$6.29
$1.72$1.72
112.79%
Imported Beer(0.33 liter bottle)
$3.22NZ$5.54
$3.05$3.05
5.57%
🚌 Getting Around
Wellington
Rochester, MN
Difference
One-way Ticket(Public Transport)
$2.74NZ$4.71
$2.02$2.02
35.64%
Public Transport Monthly Pass(Regular Price)
$106NZ$182
$42.45$42.45
148.72%
Taxi Start(Normal Tariff)
$2.79NZ$4.80
$1.97$1.97
41.62%
Taxi(Normal Tariff)(1km)
$1.77NZ$3.05
$2.11$2.11
-16.11%
Taxi 1hour Waiting(Normal Tariff)
$60.1NZ$103
$19.61$19.61
206.43%
Gasoline(1 liter)
$1.66NZ$2.86
$0.84$0.84
97.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8KNZ$56.4K
$25.6K$25.6K
28.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4KNZ$43.7K
$24.9K$24.9K
2.08%
🧾 Monthly Utilities & Internet
Wellington
Rochester, MN
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$156NZ$269
$126$126
24.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$33.30NZ$57.3
$50.9$50.9
-34.59%
Internet(50+ Mbps, Unlimited Data)
$51.2NZ$88.0
$61.9$61.9
-17.36%
🎉 Sport & Entertainment
Wellington
Rochester, MN
Difference
Gym Membership(Monthly)
$36.21NZ$62.3
$69.9$69.9
-48.23%
Tennis Court(1 Hour on Weekend)
$20.87NZ$35.88
-
-
Cinema Ticket
$12.16NZ$20.91
$12.07$12.07
0.75%
🧸 Childcare & Education
Wellington
Rochester, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$791NZ$1,360
$1,378$1,378
-42.62%
International Primary School, 1 Child(Yearly)
$12.5KNZ$21.6K
$12.0K$12.0K
4.23%
👕👟 Clothing & Footwear
Wellington
Rochester, MN
Difference
Jeans(Levis 501 Or Similar)
$72.0NZ$124
$62.2$62.2
15.75%
Summer Dress(H&M, Zara, etc)
$52.6NZ$90.4
$61.9$61.9
-15.13%
Sport Shoes(Adidas, Nike)
$120NZ$206
$71.7$71.7
66.94%
Men's Leather Business Shoes
$141NZ$243
$85.8$85.8
64.64%
🏠 Accommodation & Living
Wellington
Rochester, MN
Difference
1-bedroom Apartment, City Center(Monthly)
$1,295NZ$2,226
$1,482$1,482
-12.62%
1-bedroom Apartment, Outside City Center(Monthly)
$1,091NZ$1,877
$1,645$1,645
-33.65%
3-bedroom Apartment, City Center(Monthly)
$2,137NZ$3,676
$2,067$2,067
3.39%
3-bedroom Apartment, Outside City Center(Monthly)
$1,919NZ$3,301
$2,633$2,633
-27.09%
Buy Apartment in City Center(m2)
$7,057NZ$12.1K
$2,096$2,096
236.63%
Buy Apartment Outside City Center(m2)
$3,779NZ$6,498
$2,121$2,121
78.18%
💵 Salaries & Financials
Wellington
Rochester, MN
Difference
Average Monthly Net Salary(After Tax)
$2,742NZ$4,715
$4,533$4,533
-39.50%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.94
6.4
8.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Wellington: July 20, 2026
Last update for Rochester, MN: July 21, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,295 in Wellington and $1,482 in Rochester, MN. Housing cost is often the main lever when comparing two cities.
💰Rochester, MN pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $85.0 in Wellington vs $75.0 in Rochester, MN. Groceries flip the comparison at $338 vs $376, with Wellington cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Wellington vs Rochester, MN: Cost of Living - Frequently Asked Questions
Which city is more expensive, Wellington or Rochester, MN?
Wellington wins on cost – living expenses run 26% lower than in Rochester, MN. Housing and daily spending are where you'll feel the difference most, making Wellington the obvious pick if budget is a priority.
Are salaries higher in Wellington or in Rochester, MN?
On paper, salaries run 65% lower in Rochester, MN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Wellington compared to Rochester, MN?
Rent for a central apartment: $1,295 in Wellington versus $1,482 in Rochester, MN. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Wellington or in Rochester, MN?
Supermarket bills run roughly 11% higher in Rochester, MN. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Wellington and in Rochester, MN?
Dining out is cheaper in Wellington – a meal for two runs $85.0 versus $75.0 in Rochester, MN. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,500/month in Wellington or in Rochester, MN?
At $2,281 in Wellington versus $2,870 in Rochester, MN, a $2,500 budget is realistic in Wellington but tight or insufficient in Rochester, MN. The gap between the two cities makes Wellington the clear choice for anyone on this budget.
Which city is better for digital nomads, Wellington or Rochester, MN?
Both work as nomad bases, but Wellington delivers better value – similar infrastructure at $2,281 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Wellington hard to pass up.
How safe is Wellington compared to Rochester, MN?
Safety-wise, Wellington and Rochester, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Wellington gentler on the wallet – expenses run 26% less than in Rochester, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Wellington vs other spots: cost of living compared