Cost of Living Comparison Between Wellington and Rochester, MN Cost of Living Comparison Between Wellington and Rochester, MN

Monthly Cost of Living

Monthly costs for one person with rent: $2,306 in Wellington versus $2,870 in Rochester, MN.

Estimated couple costs with rent: $3,563 in Wellington versus $4,053 in Rochester, MN.

Monthly costs for a family of three with rent: $4,819 in Wellington versus $5,236 in Rochester, MN.

Living in Wellington costs roughly 20% less than in Rochester, MN, driven mainly by Getting Around.

Both cities are pricier than the global median: Wellington 72% above, Rochester, MN 114% above.

Currency
🍽 Eating Out
Wellington
Rochester, MN
Difference
Meal at Budget Restaurant
$17.55 NZ$29.65
$16.12 $16.12
8.87%
Three-Course Dinner for Two, Mid-Range
$83.0 NZ$140
$76.1 $76.1
9.04%
Fast Food Meal (McDonalds, etc)
$9.70 NZ$16.40
$11.09 $11.09
-12.53%
Cappuccino
$3.67 NZ$6.20
$6.21 $6.21
-40.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.56 NZ$4.32
$2.63 $2.63
-2.66%
Water (0.33 liter bottle)
$2.13 NZ$3.60
$2.30 $2.30
-7.39%
Local Beer (0.5 liter draught)
$7.10 NZ$11.99
$4.86 $4.86
46.09%
Imported Beer (0.33 liter bottle)
$7.07 NZ$11.96
$6.97 $6.97
1.43%
πŸ›’ Groceries & Markets
Wellington
Rochester, MN
Difference
Milk (1 liter)
$1.84 NZ$3.11
$0.95 $0.95
93.68%
White Bread (500g)
$2.12 NZ$3.58
$2.46 $2.46
-13.82%
Rice (white) (1kg)
$1.89 NZ$3.20
$2.23 $2.23
-15.25%
Eggs
$7.25 NZ$12.25
$3.68 $3.68
97.01%
Local Cheese (1kg)
$8.25 NZ$13.95
$12.69 $12.69
-34.99%
Chicken Fillets (1kg)
$10.98 NZ$18.56
$11.80 $11.80
-6.95%
Beef Round Steak (1kg)
$13.22 NZ$22.34
$16.71 $16.71
-20.89%
Apples (1kg)
$3.12 NZ$5.28
$4.58 $4.58
-31.88%
Banana (1kg)
$2.35 NZ$3.96
$1.55 $1.55
51.61%
Oranges (1kg)
$3.09 NZ$5.23
$3.77 $3.77
-18.04%
Tomato (1kg)
$4.89 NZ$8.27
$3.45 $3.45
41.74%
Potato (1kg)
$2.09 NZ$3.54
$2.01 $2.01
3.98%
Onion (1kg)
$1.59 NZ$2.69
$3.04 $3.04
-47.70%
Lettuce (1 head)
$2.25 NZ$3.80
$3.04 $3.04
-25.99%
Water (1.5 liter bottle)
$1.31 NZ$2.21
$3.06 $3.06
-57.19%
Cigarettes 20 Pack (Marlboro, Camel)
$26.84 NZ$45.35
$9.04 $9.04
196.90%
Wine (Bottle)
$10.51 NZ$17.77
$14.87 $14.87
-29.32%
Local Beer (0.5 liter bottle)
$3.54 NZ$5.99
$1.78 $1.78
98.88%
Imported Beer (0.33 liter bottle)
$3.27 NZ$5.53
$3.06 $3.06
6.86%
🚌 Getting Around
Wellington
Rochester, MN
Difference
One-way Ticket (Public Transport)
$2.65 NZ$4.48
$1.94 $1.94
36.60%
Public Transport Monthly Pass (Regular Price)
$109 NZ$184
$41.95 $41.95
160.07%
Taxi Start (Normal Tariff)
$2.66 NZ$4.49
$1.98 $1.98
34.34%
Taxi (Normal Tariff) (1km)
$1.83 NZ$3.10
$2.14 $2.14
-14.49%
Taxi 1hour Waiting (Normal Tariff)
$61.4 NZ$104
$20.33 $20.33
202.16%
Gasoline (1 liter)
$1.64 NZ$2.78
$0.83 $0.83
97.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3K NZ$56.3K
$25.6K $25.6K
30.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K NZ$43.1K
$24.3K $24.3K
5.16%
🧾 Monthly Utilities & Internet
Wellington
Rochester, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$158 NZ$267
$128 $128
22.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.92 NZ$55.6
$50.7 $50.7
-35.12%
Internet (50+ Mbps, Unlimited Data)
$51.1 NZ$86.4
$61.3 $61.3
-16.61%
πŸŽ‰ Sport & Entertainment
Wellington
Rochester, MN
Difference
Gym Membership (Monthly)
$35.78 NZ$60.5
$69.4 $69.4
-48.41%
Tennis Court (1 Hour on Weekend)
$20.29 NZ$34.29
-
-
Cinema Ticket
$12.29 NZ$20.78
$12.45 $12.45
-1.29%
🧸 Childcare & Education
Wellington
Rochester, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$792 NZ$1,338
$1,367 $1,367
-42.08%
International Primary School, 1 Child (Yearly)
$12.5K NZ$21.1K
$11.7K $11.7K
7.19%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Wellington
Rochester, MN
Difference
Jeans (Levis 501 Or Similar)
$71.5 NZ$121
$64.4 $64.4
11.07%
Summer Dress (H&M, Zara, etc)
$52.4 NZ$88.5
$63.5 $63.5
-17.51%
Sport Shoes (Adidas, Nike)
$118 NZ$200
$71.7 $71.7
65.18%
Men's Leather Business Shoes
$144 NZ$243
$83.4 $83.4
72.17%
🏠 Accommodation & Living
Wellington
Rochester, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,318 NZ$2,227
$1,454 $1,454
-9.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,095 NZ$1,850
$1,659 $1,659
-34.01%
3-bedroom Apartment, City Center (Monthly)
$2,159 NZ$3,649
$2,038 $2,038
5.95%
3-bedroom Apartment, Outside City Center (Monthly)
$1,898 NZ$3,207
$2,674 $2,674
-29.04%
Buy Apartment in City Center (m2)
$6,861 NZ$11.6K
$2,061 $2,061
232.88%
Buy Apartment Outside City Center (m2)
$3,929 NZ$6,640
$2,090 $2,090
88.01%
πŸ’΅ Salaries & Financials
Wellington
Rochester, MN
Difference
Average Monthly Net Salary (After Tax)
$3,103 NZ$5,244
$4,671 $4,671
-33.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.4
8.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: April 22, 2026

Last update for Rochester, MN: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,318 in Wellington and $1,454 in Rochester, MN. Housing cost is often the main lever when comparing two cities.

Rochester, MN pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83 in Wellington vs $76 in Rochester, MN. Groceries flip the comparison at $341 vs $375, with Wellington cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Wellington vs Rochester, MN: Cost of Living - Frequently Asked Questions
Which city is more expensive, Wellington or Rochester, MN?
Wellington wins on cost – living expenses run 24% lower than in Rochester, MN. Housing and daily spending are where you'll feel the difference most, making Wellington the obvious pick if budget is a priority.
Are salaries higher in Wellington or Rochester, MN?
On paper, Rochester, MN earns 51% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Wellington vs Rochester, MN?
Rent for a central apartment: $1,318 in Wellington versus $1,454 in Rochester, MN. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Wellington or Rochester, MN?
Supermarket bills run roughly 10% higher in Rochester, MN. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Wellington vs Rochester, MN?
Dining out is cheaper in Wellington – a meal for two runs $83.0 versus $76.0 in Rochester, MN. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,500/month in Wellington or Rochester, MN?
At $2,306 in Wellington versus $2,870 in Rochester, MN, a $2,500 budget is realistic in Wellington but tight or insufficient in Rochester, MN. The gap between the two cities makes Wellington the clear choice for anyone on this budget.
Which city is better for digital nomads, Wellington or Rochester, MN?
Both work as nomad bases, but Wellington delivers better value – similar infrastructure at $2,306 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Wellington hard to pass up.
How safe is Wellington compared to Rochester, MN?
Safety-wise, Wellington and Rochester, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Wellington gentler on the wallet – expenses run 24% less than in Rochester, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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