Last update: Oct 2026

Cost of Living Comparison Between Waterford and Austin, TX

For one person, living costs are similar in Waterford and in Austin, TX: $2,687 and $2,663 a month, rent and utilities included.

130

Cost of Living Index in Waterford
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Waterford Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Waterford

🇮🇪 Ireland

$2,687

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Waterford and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waterford and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,687 in Waterford versus $2,663 in Austin, TX.

Waterford $2,687
Austin, TX $2,663

Estimated couple costs with rent: $3,901 in Waterford versus $4,133 in Austin, TX.

Waterford $3,901
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,115 in Waterford versus $5,603 in Austin, TX.

Waterford $5,115
Austin, TX $5,603

Living in Waterford is roughly 1% more expensive than in Austin, TX, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Waterford 99% above, Austin, TX 97% above.

Meal at Budget Restaurant

$22.19 €19.74

$20.77 $20.77

6.84%

Three-Course Dinner for Two, Mid-Range

$91.1 €81.0

$84.6 $84.6

7.67%

Fast Food Meal (McDonalds, etc)

$12.03 €10.70

$12.32 $12.32

-2.35%

Cappuccino

$4.15 €3.69

$5.63 $5.63

-26.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 €2.70

$3.72 $3.72

-18.28%

Water (0.33 liter bottle)

$2.06 €1.83

$2.50 $2.50

-17.60%

Local Beer (0.5 liter draught)

$7.32 €6.51

$8.05 $8.05

-9.07%

Imported Beer (0.33 liter bottle)

$6.00 €5.33

$9.01 $9.01

-33.41%

Milk (1 liter)

$1.43 €1.27

$1.12 $1.12

27.68%

White Bread (500g)

$2.33 €2.07

$3.75 $3.75

-37.87%

Rice (white) (1kg)

$2.27 €2.02

$3.26 $3.26

-30.37%

Eggs

$4.38 €3.89

$4.17 $4.17

5.04%

Local Cheese (1kg)

$15.70 €13.96

$12.90 $12.90

21.71%

Chicken Fillets (1kg)

$10.97 €9.76

$14.16 $14.16

-22.53%

Beef Round Steak (1kg)

$13.36 €11.89

$16.22 $16.22

-17.63%

Apples (1kg)

$2.93 €2.61

$4.33 $4.33

-32.33%

Banana (1kg)

$2.19 €1.95

$1.46 $1.46

50.00%

Oranges (1kg)

$3.07 €2.73

$4.51 $4.51

-31.93%

Tomato (1kg)

$4.01 €3.56

$4.34 $4.34

-7.60%

Potato (1kg)

$1.48 €1.31

$2.58 $2.58

-42.64%

Onion (1kg)

$1.51 €1.34

$2.35 $2.35

-35.74%

Lettuce (1 head)

$1.25 €1.11

$1.78 $1.78

-29.78%

Water (1.5 liter bottle)

$1.87 €1.66

$2.22 $2.22

-15.77%

Cigarettes 20 Pack (Marlboro, Camel)

$18.37 €16.34

$9.88 $9.88

85.93%

Wine (Bottle)

$14.06 €12.51

$15.08 $15.08

-6.76%

Local Beer (0.5 liter bottle)

$3.08 €2.74

$2.92 $2.92

5.48%

Imported Beer (0.33 liter bottle)

$3.12 €2.77

$3.46 $3.46

-9.83%

One-way Ticket (Public Transport)

$2.84 €2.53

$1.49 $1.49

90.60%

Public Transport Monthly Pass (Regular Price)

$62.4 €55.5

$41.72 $41.72

49.66%

Taxi Start (Normal Tariff)

$5.07 €4.51

$2.73 $2.73

85.71%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.66 $1.66

-14.46%

Taxi 1hour Waiting (Normal Tariff)

$54.9 €48.81

$35.30 $35.30

55.47%

Gasoline (1 liter)

$2.02 €1.80

$0.95 $0.95

112.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K €34.2K

$36.0K $36.0K

6.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.1K

$27.1K $27.1K

37.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 €217

$229 $229

6.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.08 €18.75

$59.4 $59.4

-64.51%

Internet (50+ Mbps, Unlimited Data)

$49.89 €44.38

$69.9 $69.9

-28.64%

Gym Membership (Monthly)

$49.49 €44.03

$57.2 $57.2

-13.54%

Tennis Court (1 Hour on Weekend)

$14.17 €12.60

$16.33 $16.33

-13.23%

Cinema Ticket

$16.96 €15.09

$14.28 $14.28

18.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$985 €877

$1,506 $1,506

-34.56%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$79.1 €70.4

$52.8 $52.8

49.80%

Summer Dress (H&M, Zara, etc)

$48.30 €42.96

$43.82 $43.82

10.22%

Sport Shoes (Adidas, Nike)

$109 €97.1

$84.8 $84.8

28.81%

Men's Leather Business Shoes

$112 €100

$103 $103

9.15%

1-bedroom Apartment, City Center (Monthly)

$1,697 €1,509

$1,907 $1,907

-11.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,363 €1,212

$1,274 $1,274

6.97%

3-bedroom Apartment, City Center (Monthly)

$2,555 €2,273

$3,664 $3,664

-30.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,145 €1,908

$2,538 $2,538

-15.51%

Buy Apartment in City Center (m2)

$3,136 €2,790

$7,614 $7,614

-58.81%

Buy Apartment Outside City Center (m2)

$2,573 €2,288

$3,157 $3,157

-18.52%

Average Monthly Net Salary (After Tax)

$3,161 €2,812

$5,121 $5,121

-38.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.14

6.79

-39.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waterford

$1.4K 50.7%

Austin, TX

$1.3K 47.8% 6.5% $89

Groceries & Markets

Waterford

$351 13.1%

Austin, TX

$405 15.2% 15.3% $54

Eating Out

Waterford

$332 12.4%

Austin, TX

$354 13.3% 6.5% $22

Monthly Utilities & Internet

Waterford

$314 11.7%

Austin, TX

$358 13.5% 13.9% $44

Clothing & Footwear

Waterford

$157 5.9%

Austin, TX

$128 4.8% 18.5% $29

Getting Around

Waterford

$86 3.2%

Austin, TX

$59 2.2% 31.7% $27

Sport & Entertainment

Waterford

$83 3.1%

Austin, TX

$86 3.2% 2.8% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,697 in Waterford and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 62% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $91.0 in Waterford vs $85.0 in Austin, TX. Groceries flip the comparison at $351 vs $405, with Waterford cheaper for home cooking.

Good to know

🇮🇪 Waterford

🇺🇸 Austin, TX

🕒 Local time

13:33 1:33 PM

07:33 7:33 AM

6 h behind Waterford

🌤 Weather

👥 Population

40,300

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.889 EUR

Exchange rates and currency converter

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Between locations

Waterford Austin, TX 7,440 km ≈ 10 h nonstop flight

From you

Waterford
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterford vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 1% lower than in Waterford. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 62% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,697 in Waterford versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,687 per month in Waterford versus $2,663 in Austin, TX – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 50% less than in Waterford. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Waterford and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 1% less than in Waterford. Beyond cost, consider language, visa policies, and how big the international community is in each city.