Last update: Oct 2026

Cost of Living Comparison Between Waterford and Milan

For one person, living costs are similar in Waterford and in Milan: $2,687 and $2,560 a month, rent and utilities included.

130

Cost of Living Index in Waterford
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Waterford Living Index
124

Cost of Living Index in Milan
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Milan Living Index

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Waterford

🇮🇪 Ireland

$2,687

/mo nomad

Milan

🇮🇹 Italy

$2,560

/mo nomad

Monthly Cost of Living

How much you'll spend in Waterford and in Milan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waterford and in Milan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,687 in Waterford versus $2,560 in Milan.

Waterford $2,687
Milan $2,560

Estimated couple costs with rent: $3,901 in Waterford versus $3,895 in Milan.

Waterford $3,901
Milan $3,895

Monthly costs for a family of three with rent: $5,115 in Waterford versus $5,230 in Milan.

Waterford $5,115
Milan $5,230

Living in Waterford is roughly 5% more expensive than in Milan, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Waterford 99% above, Milan 90% above.

Meal at Budget Restaurant

$22.19 €19.71

$22.52 €20.00

-1.47%

Three-Course Dinner for Two, Mid-Range

$91.1 €80.9

$89.3 €79.3

2.02%

Fast Food Meal (McDonalds, etc)

$12.03 €10.69

$13.16 €11.69

-8.59%

Cappuccino

$4.15 €3.68

$2.13 €1.89

94.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 €2.70

$3.67 €3.26

-17.17%

Water (0.33 liter bottle)

$2.06 €1.83

$1.82 €1.62

13.19%

Local Beer (0.5 liter draught)

$7.32 €6.50

$6.65 €5.91

10.08%

Imported Beer (0.33 liter bottle)

$6.00 €5.32

$6.64 €5.90

-9.64%

Milk (1 liter)

$1.43 €1.27

$1.70 €1.51

-15.88%

White Bread (500g)

$2.33 €2.07

$3.16 €2.80

-26.27%

Rice (white) (1kg)

$2.27 €2.02

$3.54 €3.15

-35.88%

Eggs

$4.38 €3.89

$4.88 €4.34

-10.25%

Local Cheese (1kg)

$15.70 €13.94

$22.85 €20.30

-31.29%

Chicken Fillets (1kg)

$10.97 €9.74

$14.72 €13.07

-25.48%

Beef Round Steak (1kg)

$13.36 €11.87

$22.77 €20.22

-41.33%

Apples (1kg)

$2.93 €2.60

$3.12 €2.77

-6.09%

Banana (1kg)

$2.19 €1.94

$2.39 €2.12

-8.37%

Oranges (1kg)

$3.07 €2.73

$3.39 €3.01

-9.44%

Tomato (1kg)

$4.01 €3.56

$4.27 €3.79

-6.09%

Potato (1kg)

$1.48 €1.31

$2.38 €2.11

-37.82%

Onion (1kg)

$1.51 €1.34

$2.04 €1.82

-25.98%

Lettuce (1 head)

$1.25 €1.11

$1.75 €1.55

-28.57%

Water (1.5 liter bottle)

$1.87 €1.66

$0.57 €0.51

228.07%

Cigarettes 20 Pack (Marlboro, Camel)

$18.37 €16.32

$7.46 €6.63

146.25%

Wine (Bottle)

$14.06 €12.49

$9.58 €8.50

46.76%

Local Beer (0.5 liter bottle)

$3.08 €2.74

$2.01 €1.79

53.23%

Imported Beer (0.33 liter bottle)

$3.12 €2.77

$2.46 €2.18

26.83%

One-way Ticket (Public Transport)

$2.84 €2.52

$2.38 €2.12

19.33%

Public Transport Monthly Pass (Regular Price)

$62.4 €55.5

$43.27 €38.43

44.30%

Taxi Start (Normal Tariff)

$5.07 €4.51

$7.67 €6.81

-33.90%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$2.26 €2.01

-37.17%

Taxi 1hour Waiting (Normal Tariff)

$54.9 €48.74

$65.2 €57.9

-15.82%

Gasoline (1 liter)

$2.02 €1.79

$2.20 €1.95

-8.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K €34.1K

$36.5K €32.4K

5.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.0K

$35.4K €31.5K

5.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 €216

$247 €219

-1.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.08 €18.72

$10.21 €9.07

106.46%

Internet (50+ Mbps, Unlimited Data)

$49.89 €44.31

$29.16 €25.90

71.09%

Gym Membership (Monthly)

$49.49 €43.96

$82.4 €73.2

-39.92%

Tennis Court (1 Hour on Weekend)

$14.17 €12.58

$34.18 €30.36

-58.54%

Cinema Ticket

$16.96 €15.06

$12.11 €10.75

40.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$985 €875

$857 €761

14.99%

International Primary School, 1 Child (Yearly)

$18.6K €16.5K

Jeans (Levis 501 Or Similar)

$79.1 €70.3

$101 €90.1

-22.01%

Summer Dress (H&M, Zara, etc)

$48.30 €42.90

$50.8 €45.14

-4.98%

Sport Shoes (Adidas, Nike)

$109 €97.0

$117 €103

-6.30%

Men's Leather Business Shoes

$112 €99.9

$167 €149

-32.81%

1-bedroom Apartment, City Center (Monthly)

$1,697 €1,507

$1,731 €1,537

-1.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,363 €1,210

$1,169 €1,038

16.57%

3-bedroom Apartment, City Center (Monthly)

$2,555 €2,269

$3,402 €3,022

-24.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,145 €1,905

$2,036 €1,808

5.33%

Buy Apartment in City Center (m2)

$3,136 €2,785

$10.5K €9,361

-70.24%

Buy Apartment Outside City Center (m2)

$2,573 €2,285

$5,240 €4,653

-50.90%

Average Monthly Net Salary (After Tax)

$3,161 €2,808

$2,145 €1,905

47.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.14

3.18

30.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford: October 11, 2026

Last update for Milan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waterford

$1.4K 50.7%

Milan

$1.2K 45.7% 14.2% $194

Groceries & Markets

Waterford

$351 13.1%

Milan

$417 16.3% 18.7% $66

Eating Out

Waterford

$332 12.4%

Milan

$314 12.3% 5.6% $19

Monthly Utilities & Internet

Waterford

$314 11.7%

Milan

$286 11.2% 9% $28

Clothing & Footwear

Waterford

$157 5.9%

Milan

$196 7.7% 25% $39

Getting Around

Waterford

$86 3.2%

Milan

$72 2.8% 16.5% $14

Sport & Entertainment

Waterford

$83 3.1%

Milan

$107 4.2% 27.8% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,697 in Waterford and $1,731 in Milan. Housing cost is often the main lever when comparing two cities.

Waterford pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Waterford vs $89.0 in Milan. Groceries flip the comparison at $351 vs $417, with Waterford cheaper for home cooking.

Good to know

🇮🇪 Waterford

🇮🇹 Milan

🕒 Local time

10:35 10:35 AM

11:35 11:35 AM

1 h ahead of Waterford

🌤 Weather

👥 Population

40,300

1,394,798

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.13 USD

Exchange rates and currency converter

On the map

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Between locations

Waterford Milan 1,410 km ≈ 2 h 15 min nonstop flight

From you

Waterford
Milan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterford vs Milan: Cost of Living - Frequently Asked Questions

Milan is cheaper overall, especially in eating out, transport, and utilities. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 47% higher in Waterford, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,697 in Waterford versus $1,731 in Milan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $985 in Waterford versus $857 in Milan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Waterford pay roughly 19% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,500. Milan is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Milan is more practical. Housing and childcare are both notably cheaper than in Waterford, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Waterford and Milan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Milan gentler on the wallet – expenses run 5% less than in Waterford. Beyond cost, consider language, visa policies, and how big the international community is in each city.