Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Waterford

For one person, living costs are similar in Austin, TX and in Waterford: $2,663 and $2,687 a month, rent and utilities included.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
130

Cost of Living Index in Waterford
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Waterford Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Waterford

🇮🇪 Ireland

$2,687

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Waterford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Waterford actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,687 in Waterford.

Austin, TX $2,663
Waterford $2,687

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,901 in Waterford.

Austin, TX $4,133
Waterford $3,901

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $5,115 in Waterford.

Austin, TX $5,603
Waterford $5,115

Living in Austin, TX costs roughly 1% less than in Waterford, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Austin, TX 97% above, Waterford 99% above.

Meal at Budget Restaurant

$20.77 $20.77

$22.19 €19.74

-6.40%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$91.1 €81.0

-7.13%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.03 €10.70

2.41%

Cappuccino

$5.63 $5.63

$4.15 €3.69

35.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.04 €2.70

22.37%

Water (0.33 liter bottle)

$2.50 $2.50

$2.06 €1.83

21.36%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.32 €6.51

9.97%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.00 €5.33

50.17%

Milk (1 liter)

$1.12 $1.12

$1.43 €1.27

-21.68%

White Bread (500g)

$3.75 $3.75

$2.33 €2.07

60.94%

Rice (white) (1kg)

$3.26 $3.26

$2.27 €2.02

43.61%

Eggs

$4.17 $4.17

$4.38 €3.89

-4.79%

Local Cheese (1kg)

$12.90 $12.90

$15.70 €13.96

-17.83%

Chicken Fillets (1kg)

$14.16 $14.16

$10.97 €9.76

29.08%

Beef Round Steak (1kg)

$16.22 $16.22

$13.36 €11.89

21.41%

Apples (1kg)

$4.33 $4.33

$2.93 €2.61

47.78%

Banana (1kg)

$1.46 $1.46

$2.19 €1.95

-33.33%

Oranges (1kg)

$4.51 $4.51

$3.07 €2.73

46.91%

Tomato (1kg)

$4.34 $4.34

$4.01 €3.56

8.23%

Potato (1kg)

$2.58 $2.58

$1.48 €1.31

74.32%

Onion (1kg)

$2.35 $2.35

$1.51 €1.34

55.63%

Lettuce (1 head)

$1.78 $1.78

$1.25 €1.11

42.40%

Water (1.5 liter bottle)

$2.22 $2.22

$1.87 €1.66

18.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$18.37 €16.34

-46.22%

Wine (Bottle)

$15.08 $15.08

$14.06 €12.51

7.25%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.08 €2.74

-5.19%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.12 €2.77

10.90%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.84 €2.53

-47.54%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$62.4 €55.5

-33.18%

Taxi Start (Normal Tariff)

$2.73 $2.73

$5.07 €4.51

-46.15%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.42 €1.26

16.90%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$54.9 €48.81

-35.68%

Gasoline (1 liter)

$0.95 $0.95

$2.02 €1.80

-52.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.5K €34.2K

-6.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$37.2K €33.1K

-27.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$243 €217

-5.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$21.08 €18.75

181.74%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$49.89 €44.38

40.13%

Gym Membership (Monthly)

$57.2 $57.2

$49.49 €44.03

15.66%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$14.17 €12.60

15.24%

Cinema Ticket

$14.28 $14.28

$16.96 €15.09

-15.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$985 €877

52.82%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$79.1 €70.4

-33.24%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$48.30 €42.96

-9.28%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$109 €97.1

-22.36%

Men's Leather Business Shoes

$103 $103

$112 €100

-8.39%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,697 €1,509

12.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,363 €1,212

-6.51%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,555 €2,273

43.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$2,145 €1,908

18.36%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,136 €2,790

142.75%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,573 €2,288

22.72%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,161 €2,812

61.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.14

64.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Waterford: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Waterford

$1.4K 50.7% 7% $89

Groceries & Markets

Austin, TX

$405 15.2%

Waterford

$351 13.1% 13.2% $54

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Waterford

$314 11.7% 12.2% $44

Eating Out

Austin, TX

$354 13.3%

Waterford

$332 12.4% 6.1% $22

Clothing & Footwear

Austin, TX

$128 4.8%

Waterford

$157 5.9% 22.7% $29

Sport & Entertainment

Austin, TX

$86 3.2%

Waterford

$83 3.1% 2.8% $2.4

Getting Around

Austin, TX

$59 2.2%

Waterford

$86 3.2% 46.5% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,697 in Waterford. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 62% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $91.0 in Waterford. Groceries flip the comparison at $405 vs $351, with Waterford cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇮🇪 Waterford

🕒 Local time

07:32 7:32 AM

13:32 1:32 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

40,300

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.889 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Waterford 7,440 km ≈ 10 h nonstop flight

From you

Austin, TX
Waterford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Waterford: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 1% lower than in Waterford. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 62% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,697 in Waterford. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,687 in Waterford – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 50% less than in Waterford. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Waterford are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 1% less than in Waterford. Beyond cost, consider language, visa policies, and how big the international community is in each city.