Last update: Oct 2026

Cost of Living Comparison Between Waterford and Athens

For one person, living is cheaper in Athens: $1,775 a month against $2,687 in Waterford, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Waterford
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Waterford Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Waterford

🇮🇪 Ireland

$2,687

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Waterford and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waterford and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,687 in Waterford versus $1,775 in Athens.

Waterford $2,687
Athens $1,775

Estimated couple costs with rent: $3,901 in Waterford versus $2,721 in Athens.

Waterford $3,901
Athens $2,721

Monthly costs for a family of three with rent: $5,115 in Waterford versus $3,666 in Athens.

Waterford $5,115
Athens $3,666

Living in Waterford is roughly 51% more expensive than in Athens, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Waterford 99% above, Athens 31% above.

Meal at Budget Restaurant

$22.19 €19.71

$16.69 €14.82

32.95%

Three-Course Dinner for Two, Mid-Range

$91.1 €80.9

$67.8 €60.2

34.36%

Fast Food Meal (McDonalds, etc)

$12.03 €10.69

$11.14 €9.89

7.99%

Cappuccino

$4.15 €3.68

$4.03 €3.58

2.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 €2.70

$2.77 €2.46

9.75%

Water (0.33 liter bottle)

$2.06 €1.83

$0.55 €0.48

274.55%

Local Beer (0.5 liter draught)

$7.32 €6.50

$5.74 €5.09

27.53%

Imported Beer (0.33 liter bottle)

$6.00 €5.32

$5.45 €4.84

10.09%

Milk (1 liter)

$1.43 €1.27

$1.82 €1.62

-21.43%

White Bread (500g)

$2.33 €2.07

$1.38 €1.22

68.84%

Rice (white) (1kg)

$2.27 €2.02

$2.80 €2.49

-18.93%

Eggs

$4.38 €3.89

$4.83 €4.29

-9.32%

Local Cheese (1kg)

$15.70 €13.94

$15.05 €13.37

4.32%

Chicken Fillets (1kg)

$10.97 €9.74

$10.63 €9.44

3.20%

Beef Round Steak (1kg)

$13.36 €11.87

$18.43 €16.36

-27.51%

Apples (1kg)

$2.93 €2.60

$2.20 €1.95

33.18%

Banana (1kg)

$2.19 €1.94

$1.90 €1.68

15.26%

Oranges (1kg)

$3.07 €2.73

$1.37 €1.22

124.09%

Tomato (1kg)

$4.01 €3.56

$2.10 €1.86

90.95%

Potato (1kg)

$1.48 €1.31

$1.08 €0.96

37.04%

Onion (1kg)

$1.51 €1.34

$1.12 €1.00

34.82%

Lettuce (1 head)

$1.25 €1.11

$1.12 €1.00

11.61%

Water (1.5 liter bottle)

$1.87 €1.66

$0.88 €0.79

112.50%

Cigarettes 20 Pack (Marlboro, Camel)

$18.37 €16.32

$5.48 €4.87

235.22%

Wine (Bottle)

$14.06 €12.49

$10.13 €8.99

38.80%

Local Beer (0.5 liter bottle)

$3.08 €2.74

$2.13 €1.89

44.60%

Imported Beer (0.33 liter bottle)

$3.12 €2.77

$2.25 €2.00

38.67%

One-way Ticket (Public Transport)

$2.84 €2.52

$1.36 €1.21

108.82%

Public Transport Monthly Pass (Regular Price)

$62.4 €55.5

$29.89 €26.55

108.90%

Taxi Start (Normal Tariff)

$5.07 €4.51

$4.45 €3.95

13.93%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.02 €0.90

39.22%

Taxi 1hour Waiting (Normal Tariff)

$54.9 €48.74

$16.92 €15.03

224.35%

Gasoline (1 liter)

$2.02 €1.79

$2.25 €1.99

-10.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K €34.1K

$28.0K €24.9K

37.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.0K

$28.2K €25.1K

31.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 €216

$205 €182

19.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.08 €18.72

$26.65 €23.67

-20.90%

Internet (50+ Mbps, Unlimited Data)

$49.89 €44.31

$30.38 €26.98

64.22%

Gym Membership (Monthly)

$49.49 €43.96

$54.5 €48.39

-9.18%

Tennis Court (1 Hour on Weekend)

$14.17 €12.58

$25.88 €22.98

-45.25%

Cinema Ticket

$16.96 €15.06

$10.42 €9.25

62.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$985 €875

$569 €505

73.12%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

Jeans (Levis 501 Or Similar)

$79.1 €70.3

$88.7 €78.7

-10.77%

Summer Dress (H&M, Zara, etc)

$48.30 €42.90

$40.46 €35.93

19.38%

Sport Shoes (Adidas, Nike)

$109 €97.0

$105 €93.2

4.08%

Men's Leather Business Shoes

$112 €99.9

$121 €108

-7.31%

1-bedroom Apartment, City Center (Monthly)

$1,697 €1,507

$741 €658

129.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,363 €1,210

$655 €581

108.21%

3-bedroom Apartment, City Center (Monthly)

$2,555 €2,269

$1,300 €1,154

96.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,145 €1,905

$1,148 €1,019

86.82%

Buy Apartment in City Center (m2)

$3,136 €2,785

$4,014 €3,565

-21.86%

Buy Apartment Outside City Center (m2)

$2,573 €2,285

$3,460 €3,073

-25.65%

Average Monthly Net Salary (After Tax)

$3,161 €2,808

$1,242 €1,103

154.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.14

4.48

-7.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford: October 11, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waterford

$1.4K 50.7%

Athens

$655 36.9% 52% $708

Groceries & Markets

Waterford

$351 13.1%

Athens

$310 17.5% 11.6% $41

Eating Out

Waterford

$332 12.4%

Athens

$268 15.1% 19.3% $64

Monthly Utilities & Internet

Waterford

$314 11.7%

Athens

$262 14.7% 16.8% $53

Clothing & Footwear

Waterford

$157 5.9%

Athens

$160 9% 1.8% $2.8

Getting Around

Waterford

$86 3.2%

Athens

$45 2.5% 47.8% $41

Sport & Entertainment

Waterford

$83 3.1%

Athens

$75 4.2% 9.7% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,697 in Waterford and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Waterford pays 154% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Waterford vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $351 vs $310 per month, with Athens cheaper across the board.

Good to know

🇮🇪 Waterford

🇬🇷 Athens

🕒 Local time

10:19 10:19 AM

12:19 12:19 PM

2 h ahead of Waterford

🌤 Weather

👥 Population

40,300

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.13 USD

Exchange rates and currency converter

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Between locations

Waterford Athens 2,860 km ≈ 4 h nonstop flight

From you

Waterford
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterford vs Athens: Cost of Living - Frequently Asked Questions

Athens wins on cost – living expenses run 51% lower than in Waterford. Housing and daily spending are where you'll feel the difference most, making Athens the obvious pick if budget is a priority.

Average pay runs 154% higher in Waterford, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,697 in Waterford versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Athens – a meal for two runs $68.0 versus $91.0 in Waterford. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,687 per month in Waterford versus $1,775 in Athens – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,775 in Athens versus $2,687 in Waterford, a $2,000 budget is realistic in Athens but tight or insufficient in Waterford. The gap between the two cities makes Athens the clear choice for anyone on this budget.

Both work as nomad bases, but Athens delivers better value – similar infrastructure at $1,775 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Athens hard to pass up.

Safety-wise, Waterford and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Athens gentler on the wallet – expenses run 51% less than in Waterford. Beyond cost, consider language, visa policies, and how big the international community is in each city.