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Cost of Living Comparison Between Warsaw and Swidnica Cost of Living Comparison Between Warsaw and Swidnica

😐 Solo nomad: Warsaw is 9.3% more expensive than Swidnica without rent, and 59.1% more expensive with rent.
😐 Family of 3: Warsaw is 19.6% more expensive than Swidnica without rent, and 51.3% more expensive with rent.
Currency
🍽 Eating Out
Warsaw
Swidnica
Difference
Meal at Budget Restaurant
$10.99 zł 39.89
$8.02 zł 29.11
37.03%
Three-Course Dinner for Two, Mid-Range
$56.2 zł 204
$27.50 zł 99.8
104.44%
Fast Food Meal (McDonalds, etc)
$9.29 zł 33.71
$7.61 zł 27.63
22.08%
Cappuccino
$4.15 zł 15.05
$3.33 zł 12.08
24.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 zł 7.51
$1.84 zł 6.69
12.50%
Water (0.33 liter bottle)
$1.89 zł 6.88
$1.46 zł 5.29
29.45%
Local Beer (0.5 liter draught)
$4.55 zł 16.53
$2.74 zł 9.93
66.06%
Imported Beer (0.33 liter bottle)
$4.70 zł 17.08
$4.14 zł 15.04
13.53%
🛒 Groceries & Markets
Warsaw
Swidnica
Difference
Milk (1 liter)
$1.19 zł 4.32
$1.02 zł 3.72
16.67%
White Bread (500g)
$1.40 zł 5.09
$1.32 zł 4.79
6.06%
Rice (white) (1kg)
$1.78 zł 6.47
$1.38 zł 5.01
28.99%
Eggs
$3.64 zł 13.23
$3.27 zł 11.86
11.31%
Local Cheese (1kg)
$10.10 zł 36.67
$9.57 zł 34.75
5.54%
Chicken Fillets (1kg)
$7.14 zł 25.93
$6.39 zł 23.20
11.74%
Beef Round Steak (1kg)
$14.18 zł 51.5
$12.51 zł 45.41
13.35%
Apples (1kg)
$1.25 zł 4.53
$1.17 zł 4.23
6.84%
Banana (1kg)
$1.86 zł 6.77
$1.85 zł 6.72
0.54%
Oranges (1kg)
$2.01 zł 7.31
$1.99 zł 7.24
1.01%
Tomato (1kg)
$3.63 zł 13.17
$3.25 zł 11.79
11.69%
Potato (1kg)
$1.05 zł 3.82
$1.07 zł 3.90
-1.87%
Onion (1kg)
$1.23 zł 4.47
$1.34 zł 4.86
-8.21%
Lettuce (1 head)
$1.52 zł 5.51
$1.28 zł 4.63
18.75%
Water (1.5 liter bottle)
$0.73 zł 2.66
$0.76 zł 2.75
-3.95%
Cigarettes 20 Pack (Marlboro, Camel)
$5.58 zł 20.27
$5.27 zł 19.12
5.88%
Wine (Bottle)
$8.24 zł 29.93
$8.54 zł 30.99
-3.51%
Local Beer (0.5 liter bottle)
$1.43 zł 5.21
$1.27 zł 4.60
12.60%
Imported Beer (0.33 liter bottle)
$1.87 zł 6.79
$1.99 zł 7.24
-6.03%
🚌 Getting Around
Warsaw
Swidnica
Difference
One-way Ticket (Public Transport)
$1.23 zł 4.45
$1.11 zł 4.04
10.81%
Public Transport Monthly Pass (Regular Price)
$30.10 zł 109
$31.88 zł 116
-5.58%
Taxi Start (Normal Tariff)
$2.78 zł 10.09
$2.66 zł 9.67
4.51%
Taxi (Normal Tariff) (1km)
$0.99 zł 3.58
$0.91 zł 3.30
8.79%
Taxi 1hour Waiting (Normal Tariff)
$13.69 zł 49.70
$10.90 zł 39.57
25.60%
Gasoline (1 liter)
$1.75 zł 6.36
$1.69 zł 6.14
3.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K zł 118.5K
$33.7K zł 122.3K
-3.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0K zł 119.8K
$30.4K zł 110.3K
8.64%
🧾 Monthly Utilities & Internet
Warsaw
Swidnica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$360 zł 1,307
$218 zł 792
64.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.07 zł 36.56
$9.60 zł 34.87
4.90%
Internet (50+ Mbps, Unlimited Data)
$17.14 zł 62.2
$13.53 zł 49.11
26.68%
🎉 Sport & Entertainment
Warsaw
Swidnica
Difference
Gym Membership (Monthly)
$44.50 zł 162
$36.72 zł 133
21.19%
Tennis Court (1 Hour on Weekend)
$29.41 zł 107
$19.51 zł 70.8
50.74%
Cinema Ticket
$9.77 zł 35.46
$7.59 zł 27.54
28.72%
🧸 Childcare & Education
Warsaw
Swidnica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$577 zł 2,096
$454 zł 1,650
27.04%
International Primary School, 1 Child (Yearly)
$15.8K zł 57.3K
$9,271 zł 33.7K
70.41%
👕👟 Clothing & Footwear
Warsaw
Swidnica
Difference
Jeans (Levis 501 Or Similar)
$101 zł 368
$78.7 zł 286
28.82%
Summer Dress (H&M, Zara, etc)
$46.73 zł 170
$38.89 zł 141
20.16%
Sport Shoes (Adidas, Nike)
$94.4 zł 343
$88.9 zł 323
6.20%
Men's Leather Business Shoes
$110 zł 398
$101 zł 365
8.98%
🏠 Accommodation & Living
Warsaw
Swidnica
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 zł 4,104
$638 zł 2,317
77.15%
1-bedroom Apartment, Outside City Center (Monthly)
$897 zł 3,258
$394 zł 1,430
127.79%
3-bedroom Apartment, City Center (Monthly)
$2,050 zł 7,442
$975 zł 3,539
110.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,524 zł 5,532
$817 zł 2,964
86.61%
Buy Apartment in City Center (m2)
$6,626 zł 24.1K
$2,853 zł 10.4K
132.21%
Buy Apartment Outside City Center (m2)
$4,140 zł 15.0K
$2,292 zł 8,321
80.62%
💵 Salaries & Financials
Warsaw
Swidnica
Difference
Average Monthly Net Salary (After Tax)
$2,157 zł 7,829
$1,093 zł 3,969
97.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
7
7.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: January 11, 2026

Last update for Swidnica: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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