Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Mrągowo

For one person, living is cheaper in Mrągowo: $1,491 a month against $1,995 in Warsaw, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

Warsaw, Poland
Mrągowo, Poland
Warsaw
🇵🇱 Poland
$1,995
/mo nomad
Mrągowo
🇵🇱 Poland
$1,491
/mo nomad
Monthly Cost of Living

How much you'll spend in Warsaw and in Mrągowo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Mrągowo actually costs, broken down by who's living it.

A single person spends $1,995 per month in Warsaw vs $1,491 in Mrągowo, rent included.

  • Warsaw $1,995
  • Mrągowo $1,491

A couple spends around $2,866 per month in Warsaw vs $2,176 in Mrągowo, rent included.

  • Warsaw $2,866
  • Mrągowo $2,176

A family of three spends $3,737 per month in Warsaw vs $2,860 in Mrągowo, rent included.

  • Warsaw $3,737
  • Mrągowo $2,860

Warsaw costs about 34% more than Mrągowo, and outside of rent the biggest gap is in groceries.

Both Warsaw and Mrągowo sit above the global median – Warsaw by 48%, Mrągowo by 10%.

Currency
🍽 Eating Out
Warsaw
Mrągowo
Difference
Meal at Budget Restaurant
$11.57 zł 45.21
$11.33 zł 44.29
2.12%
Three-Course Dinner for Two, Mid-Range
$61.8 zł 242
$57.1 zł 223
8.36%
Fast Food Meal (McDonalds, etc)
$9.95 zł 38.89
$8.72 zł 34.06
14.11%
Cappuccino
$4.31 zł 16.84
$3.98 zł 15.55
8.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 zł 9.09
$2.26 zł 8.83
2.65%
Water (0.33 liter bottle)
$2.27 zł 8.86
$1.67 zł 6.54
35.93%
Local Beer (0.5 liter draught)
$4.54 zł 17.75
$3.84 zł 14.99
18.23%
Imported Beer (0.33 liter bottle)
$5.18 zł 20.24
$3.77 zł 14.72
37.40%
🛒 Groceries & Markets
Warsaw
Mrągowo
Difference
Milk (1 liter)
$1.06 zł 4.15
$1.00 zł 3.91
6.00%
White Bread (500g)
$1.54 zł 6.02
$1.08 zł 4.20
42.59%
Rice (white) (1kg)
$1.53 zł 5.97
$1.71 zł 6.67
-10.53%
Eggs
$3.80 zł 14.85
$3.71 zł 14.48
2.43%
Local Cheese (1kg)
$8.87 zł 34.65
$4.45 zł 17.39
99.33%
Chicken Fillets (1kg)
$6.80 zł 26.57
$5.13 zł 20.06
32.55%
Beef Round Steak (1kg)
$14.56 zł 56.9
$13.56 zł 53.0
7.37%
Apples (1kg)
$1.16 zł 4.53
$1.24 zł 4.85
-6.45%
Banana (1kg)
$1.70 zł 6.65
$1.71 zł 6.70
-0.58%
Oranges (1kg)
$1.67 zł 6.54
$2.05 zł 8.01
-18.54%
Tomato (1kg)
$4.35 zł 17.02
$3.04 zł 11.86
43.09%
Potato (1kg)
$0.94 zł 3.66
$0.83 zł 3.25
13.25%
Onion (1kg)
$0.91 zł 3.55
$1.07 zł 4.17
-14.95%
Lettuce (1 head)
$1.43 zł 5.58
$1.35 zł 5.28
5.93%
Water (1.5 liter bottle)
$0.69 zł 2.71
$0.74 zł 2.88
-6.76%
Cigarettes 20 Pack (Marlboro, Camel)
$6.15 zł 24.05
$5.73 zł 22.38
7.33%
Wine (Bottle)
$6.20 zł 24.23
$6.83 zł 26.70
-9.22%
Local Beer (0.5 liter bottle)
$1.09 zł 4.28
$1.17 zł 4.57
-6.84%
Imported Beer (0.33 liter bottle)
$1.70 zł 6.62
$1.79 zł 6.99
-5.03%
🚌 Getting Around
Warsaw
Mrągowo
Difference
One-way Ticket (Public Transport)
$1.13 zł 4.42
$1.10 zł 4.28
2.73%
Public Transport Monthly Pass (Regular Price)
$27.41 zł 107
$31.11 zł 122
-11.89%
Taxi Start (Normal Tariff)
$2.57 zł 10.04
$2.33 zł 9.11
10.30%
Taxi (Normal Tariff) (1km)
$1.30 zł 5.06
$0.99 zł 3.88
31.31%
Taxi 1hour Waiting (Normal Tariff)
$12.56 zł 49.06
$12.62 zł 49.31
-0.48%
Gasoline (1 liter)
$1.73 zł 6.77
$1.63 zł 6.36
6.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K zł 117.2K
$30.2K zł 117.9K
-0.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4K zł 118.7K
$28.2K zł 110.2K
7.76%
🧾 Monthly Utilities & Internet
Warsaw
Mrągowo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$329 zł 1,285
$286 zł 1,119
14.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.08 zł 35.47
$11.87 zł 46.37
-23.50%
Internet (50+ Mbps, Unlimited Data)
$16.00 zł 62.5
$20.58 zł 80.4
-22.25%
🎉 Sport & Entertainment
Warsaw
Mrągowo
Difference
Gym Membership (Monthly)
$46.70 zł 183
$32.75 zł 128
42.60%
Tennis Court (1 Hour on Weekend)
$27.92 zł 109
$24.43 zł 95.5
14.29%
Cinema Ticket
$8.80 zł 34.40
$7.67 zł 29.96
14.73%
🧸 Childcare & Education
Warsaw
Mrągowo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$592 zł 2,314
$516 zł 2,018
14.65%
International Primary School, 1 Child (Yearly)
$18.2K zł 71.2K
$9,342 zł 36.5K
94.91%
👕👟 Clothing & Footwear
Warsaw
Mrągowo
Difference
Jeans (Levis 501 Or Similar)
$105 zł 410
$88.3 zł 345
18.93%
Summer Dress (H&M, Zara, etc)
$38.96 zł 152
$47.12 zł 184
-17.32%
Sport Shoes (Adidas, Nike)
$108 zł 422
$93.8 zł 367
14.98%
Men's Leather Business Shoes
$112 zł 438
$103 zł 401
9.28%
🏠 Accommodation & Living
Warsaw
Mrągowo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,150 zł 4,493
$598 zł 2,338
92.12%
1-bedroom Apartment, Outside City Center (Monthly)
$910 zł 3,557
$521 zł 2,037
74.57%
3-bedroom Apartment, City Center (Monthly)
$2,144 zł 8,377
$961 zł 3,756
123.06%
3-bedroom Apartment, Outside City Center (Monthly)
$1,456 zł 5,689
$811 zł 3,167
79.61%
Buy Apartment in City Center (m2)
$6,018 zł 23.5K
$3,031 zł 11.8K
98.50%
Buy Apartment Outside City Center (m2)
$3,852 zł 15.1K
$2,354 zł 9,199
63.66%
💵 Salaries & Financials
Warsaw
Mrągowo
Difference
Average Monthly Net Salary (After Tax)
$2,052 zł 8,017
$1,139 zł 4,450
80.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
6.72
-0.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Mrągowo: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Warsaw
$910
Mrągowo
$521 42.7% $389
Monthly Utilities & Internet
Warsaw
$354
Mrągowo
$319 9.9% $35
Groceries & Markets
Warsaw
$236
Mrągowo
$204 13.6% $32
Eating Out
Warsaw
$226
Mrągowo
$207 8.2% $19
Clothing & Footwear
Warsaw
$164
Mrągowo
$149 8.8% $14
Sport & Entertainment
Warsaw
$64
Mrągowo
$48 25.2% $16
Getting Around
Warsaw
$41
Mrągowo
$43 4.4% $1.8

Cost Breakdown

A central one-bedroom costs $1,150 in Warsaw versus $598 in Mrągowo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Warsaw. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62 in Warsaw versus $57 in Mrągowo. Monthly groceries follow the same trend: $236 vs $204 – making Mrągowo the more affordable choice for daily food spending.

Good to know
🇵🇱 Warsaw
🇵🇱 Mrągowo
🕒 Local time
00:55 12:55 AM
00:55 12:55 AM
Same time as Warsaw
🌤 Weather
👥 Population
1,861,599 Capital
21,179
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of November 4, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

On the map
Between locations
  • Warsaw Mrągowo 180 km
From you
  • Warsaw
  • Mrągowo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Warsaw vs Mrągowo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Warsaw or Mrągowo?
Warsaw costs about 34% more than Mrągowo, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Warsaw and in Mrągowo?
For a comfortable life, plan on about $2,992 per month in Warsaw and $2,237 in Mrągowo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Warsaw or Mrągowo?
Rent is clearly cheaper in Mrągowo, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,150 in Warsaw.
Are groceries more expensive in Warsaw or in Mrągowo?
Groceries cost about 16% more in Warsaw, though the gap depends on what you buy.
How do dining costs compare in Warsaw and in Mrągowo?
A mid-range dinner for two costs $62 in Warsaw and $57 in Mrągowo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Warsaw or in Mrągowo?
$1,000 is a stretch for both – monthly costs hit $1,995 in Warsaw and $1,491 in Mrągowo. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Mrągowo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Warsaw compared to Mrągowo?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Warsaw or to Mrągowo?
If budget matters most, go with Mrągowo. If higher salaries or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.

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