Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Krotoszyn

For one person, living is cheaper in Krotoszyn: $1,450 a month against $1,995 in Warsaw, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

Warsaw, Poland
Krotoszyn, Poland
Warsaw
🇵🇱 Poland
$1,995
/mo nomad
Krotoszyn
🇵🇱 Poland
$1,450
/mo nomad
Monthly Cost of Living

How much you'll spend in Warsaw and in Krotoszyn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Krotoszyn actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,995 in Warsaw versus $1,450 in Krotoszyn.

  • Warsaw $1,995
  • Krotoszyn $1,450

Estimated couple costs with rent: $2,866 in Warsaw versus $2,129 in Krotoszyn.

  • Warsaw $2,866
  • Krotoszyn $2,129

Monthly costs for a family of three with rent: $3,737 in Warsaw versus $2,808 in Krotoszyn.

  • Warsaw $3,737
  • Krotoszyn $2,808

Living in Warsaw is roughly 38% more expensive than in Krotoszyn, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Warsaw 48% above, Krotoszyn 7% above.

Currency
🍽 Eating Out
Warsaw
Krotoszyn
Difference
Meal at Budget Restaurant
$11.57 zł 45.21
$12.15 zł 47.48
-4.77%
Three-Course Dinner for Two, Mid-Range
$61.8 zł 242
$62.8 zł 245
-1.56%
Fast Food Meal (McDonalds, etc)
$9.95 zł 38.89
$7.43 zł 29.02
33.92%
Cappuccino
$4.31 zł 16.84
$3.41 zł 13.32
26.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 zł 9.09
$2.08 zł 8.12
11.54%
Water (0.33 liter bottle)
$2.27 zł 8.86
$1.63 zł 6.35
39.26%
Local Beer (0.5 liter draught)
$4.54 zł 17.75
$3.86 zł 15.09
17.62%
Imported Beer (0.33 liter bottle)
$5.18 zł 20.24
$3.74 zł 14.62
38.50%
🛒 Groceries & Markets
Warsaw
Krotoszyn
Difference
Milk (1 liter)
$1.06 zł 4.15
$0.87 zł 3.40
21.84%
White Bread (500g)
$1.54 zł 6.02
$1.43 zł 5.60
7.69%
Rice (white) (1kg)
$1.53 zł 5.97
$0.89 zł 3.50
71.91%
Eggs
$3.80 zł 14.85
$3.20 zł 12.51
18.75%
Local Cheese (1kg)
$8.87 zł 34.65
$6.94 zł 27.10
27.81%
Chicken Fillets (1kg)
$6.80 zł 26.57
$5.61 zł 21.94
21.21%
Beef Round Steak (1kg)
$14.56 zł 56.9
$9.26 zł 36.19
57.24%
Apples (1kg)
$1.16 zł 4.53
$0.87 zł 3.40
33.33%
Banana (1kg)
$1.70 zł 6.65
$1.63 zł 6.36
4.29%
Oranges (1kg)
$1.67 zł 6.54
$1.59 zł 6.21
5.03%
Tomato (1kg)
$4.35 zł 17.02
$3.09 zł 12.07
40.78%
Potato (1kg)
$0.94 zł 3.66
$0.92 zł 3.60
2.17%
Onion (1kg)
$0.91 zł 3.55
$1.33 zł 5.18
-31.58%
Lettuce (1 head)
$1.43 zł 5.58
$1.10 zł 4.30
30.00%
Water (1.5 liter bottle)
$0.69 zł 2.71
$0.60 zł 2.36
15.00%
Cigarettes 20 Pack (Marlboro, Camel)
$6.15 zł 24.05
$5.65 zł 22.08
8.85%
Wine (Bottle)
$6.20 zł 24.23
$5.15 zł 20.12
20.39%
Local Beer (0.5 liter bottle)
$1.09 zł 4.28
$1.01 zł 3.94
7.92%
Imported Beer (0.33 liter bottle)
$1.70 zł 6.62
$1.36 zł 5.31
25.00%
🚌 Getting Around
Warsaw
Krotoszyn
Difference
One-way Ticket (Public Transport)
$1.13 zł 4.42
$1.09 zł 4.27
3.67%
Public Transport Monthly Pass (Regular Price)
$27.41 zł 107
$29.40 zł 115
-6.77%
Taxi Start (Normal Tariff)
$2.57 zł 10.04
$2.10 zł 8.22
22.38%
Taxi (Normal Tariff) (1km)
$1.30 zł 5.06
$0.77 zł 3.02
68.83%
Taxi 1hour Waiting (Normal Tariff)
$12.56 zł 49.06
$9.94 zł 38.86
26.36%
Gasoline (1 liter)
$1.73 zł 6.77
$1.56 zł 6.10
10.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K zł 117.2K
$29.9K zł 116.8K
0.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4K zł 118.7K
$28.6K zł 111.8K
6.23%
🧾 Monthly Utilities & Internet
Warsaw
Krotoszyn
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$329 zł 1,285
$281 zł 1,098
17.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.08 zł 35.47
$7.80 zł 30.49
16.41%
Internet (50+ Mbps, Unlimited Data)
$16.00 zł 62.5
$19.02 zł 74.3
-15.88%
🎉 Sport & Entertainment
Warsaw
Krotoszyn
Difference
Gym Membership (Monthly)
$46.70 zł 183
$38.54 zł 151
21.17%
Tennis Court (1 Hour on Weekend)
$27.92 zł 109
$21.77 zł 85.1
28.25%
Cinema Ticket
$8.80 zł 34.40
$7.69 zł 30.05
14.43%
🧸 Childcare & Education
Warsaw
Krotoszyn
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$592 zł 2,314
$319 zł 1,246
85.76%
International Primary School, 1 Child (Yearly)
$18.2K zł 71.2K
$5,098 zł 19.9K
257.14%
👕👟 Clothing & Footwear
Warsaw
Krotoszyn
Difference
Jeans (Levis 501 Or Similar)
$105 zł 410
$82.2 zł 321
27.74%
Summer Dress (H&M, Zara, etc)
$38.96 zł 152
$36.73 zł 144
6.07%
Sport Shoes (Adidas, Nike)
$108 zł 422
$87.0 zł 340
24.01%
Men's Leather Business Shoes
$112 zł 438
$100 zł 391
12.15%
🏠 Accommodation & Living
Warsaw
Krotoszyn
Difference
1-bedroom Apartment, City Center (Monthly)
$1,150 zł 4,493
$595 zł 2,324
93.32%
1-bedroom Apartment, Outside City Center (Monthly)
$910 zł 3,557
$522 zł 2,039
74.47%
3-bedroom Apartment, City Center (Monthly)
$2,144 zł 8,377
$980 zł 3,829
118.77%
3-bedroom Apartment, Outside City Center (Monthly)
$1,456 zł 5,689
$814 zł 3,180
78.92%
Buy Apartment in City Center (m2)
$6,018 zł 23.5K
$2,927 zł 11.4K
105.60%
Buy Apartment Outside City Center (m2)
$3,852 zł 15.1K
$2,180 zł 8,518
76.74%
💵 Salaries & Financials
Warsaw
Krotoszyn
Difference
Average Monthly Net Salary (After Tax)
$2,052 zł 8,017
$976 zł 3,814
110.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
6.89
-3.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Krotoszyn: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Warsaw
$910
Krotoszyn
$522 42.7% $388
Monthly Utilities & Internet
Warsaw
$354
Krotoszyn
$308 13% $46
Groceries & Markets
Warsaw
$236
Krotoszyn
$187 20.7% $49
Eating Out
Warsaw
$226
Krotoszyn
$202 10.4% $24
Clothing & Footwear
Warsaw
$164
Krotoszyn
$138 16% $26
Sport & Entertainment
Warsaw
$64
Krotoszyn
$54 16.1% $10
Getting Around
Warsaw
$41
Krotoszyn
$40 3% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,150 in Warsaw and $595 in Krotoszyn. Housing cost is often the main lever when comparing two cities.

Warsaw pays about 2.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $62 in Warsaw vs $63 in Krotoszyn. Groceries flip the comparison at $236 vs $187, with Krotoszyn cheaper for home cooking.

Good to know
🇵🇱 Warsaw
🇵🇱 Krotoszyn
🕒 Local time
00:42 12:42 AM
00:42 12:42 AM
Same time as Warsaw
🌤 Weather
👥 Population
1,861,599 Capital
28,580
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of November 4, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

On the map
Between locations
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From you
  • Warsaw
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Warsaw vs Krotoszyn: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Warsaw and in Krotoszyn?
Total monthly costs including rent come to $1,995 in Warsaw and $1,450 in Krotoszyn, so Krotoszyn is about 27% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Warsaw or Krotoszyn?
Average pay in Warsaw is about 2.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Warsaw and in Krotoszyn?
Rent for a central apartment: $1,150 in Warsaw versus $595 in Krotoszyn. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 26% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Warsaw or Krotoszyn?
All in, you’ll spend $1,995 per month in Warsaw versus $1,450 in Krotoszyn – Krotoszyn is about 27% cheaper, which adds up to real savings over time.
How does quality of life compare between Warsaw and Krotoszyn?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Warsaw or Krotoszyn safer for residents?
Safety-wise, Warsaw and Krotoszyn are both considered safe, so it’s unlikely to be the deciding factor between them.
How do I decide between Warsaw and Krotoszyn?
It comes down to priorities – Krotoszyn wins on affordability, Warsaw on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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