Cost of Living Comparison Between Warsaw and Kartuzy Cost of Living Comparison Between Warsaw and Kartuzy

😐 Solo nomad: Warsaw is 21.1% more expensive than Kartuzy without rent, and 39.4% more expensive with rent.
😐 Family of 3: Warsaw is 22.5% more expensive than Kartuzy without rent, and 40.8% more expensive with rent.
Currency
🍽 Eating Out
Warsaw
Kartuzy
Difference
Meal at Budget Restaurant
$10.81 zł 39.78
$8.91 zł 32.78
21.32%
Three-Course Dinner for Two, Mid-Range
$56.9 zł 209
$42.28 zł 156
34.46%
Fast Food Meal (McDonalds, etc)
$9.42 zł 34.68
$8.37 zł 30.79
12.54%
Cappuccino
$4.10 zł 15.10
$3.43 zł 12.61
19.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.08 zł 7.65
$2.37 zł 8.72
-12.24%
Water (0.33 liter bottle)
$1.89 zł 6.95
$1.70 zł 6.26
11.18%
Local Beer (0.5 liter draught)
$4.51 zł 16.59
$3.23 zł 11.88
39.63%
Imported Beer (0.33 liter bottle)
$4.66 zł 17.14
$3.60 zł 13.24
29.44%
🛒 Groceries & Markets
Warsaw
Kartuzy
Difference
Milk (1 liter)
$1.19 zł 4.39
$1.02 zł 3.77
16.67%
White Bread (500g)
$1.42 zł 5.23
$1.36 zł 4.99
4.41%
Rice (white) (1kg)
$1.79 zł 6.59
$1.19 zł 4.37
50.42%
Eggs
$3.65 zł 13.42
$3.18 zł 11.70
14.78%
Local Cheese (1kg)
$10.26 zł 37.75
$9.15 zł 33.69
12.13%
Chicken Fillets (1kg)
$7.14 zł 26.27
$6.47 zł 23.83
10.36%
Beef Round Steak (1kg)
$14.35 zł 52.8
$10.78 zł 39.68
33.12%
Apples (1kg)
$1.27 zł 4.66
$1.08 zł 3.97
17.59%
Banana (1kg)
$1.84 zł 6.75
$1.80 zł 6.62
2.22%
Oranges (1kg)
$2.02 zł 7.42
$1.79 zł 6.60
12.85%
Tomato (1kg)
$3.79 zł 13.93
$2.90 zł 10.68
30.69%
Potato (1kg)
$1.04 zł 3.82
$0.88 zł 3.25
18.18%
Onion (1kg)
$1.19 zł 4.39
$1.08 zł 3.99
10.19%
Lettuce (1 head)
$1.45 zł 5.35
$1.24 zł 4.56
16.94%
Water (1.5 liter bottle)
$0.72 zł 2.65
$0.65 zł 2.40
10.77%
Cigarettes 20 Pack (Marlboro, Camel)
$5.40 zł 19.88
$4.68 zł 17.21
15.38%
Wine (Bottle)
$8.40 zł 30.93
$6.98 zł 25.69
20.34%
Local Beer (0.5 liter bottle)
$1.44 zł 5.28
$1.13 zł 4.16
27.43%
Imported Beer (0.33 liter bottle)
$1.86 zł 6.84
$1.60 zł 5.88
16.25%
🚌 Getting Around
Warsaw
Kartuzy
Difference
One-way Ticket (Public Transport)
$1.23 zł 4.51
$1.11 zł 4.08
10.81%
Public Transport Monthly Pass (Regular Price)
$29.81 zł 110
$32.10 zł 118
-7.13%
Taxi Start (Normal Tariff)
$2.74 zł 10.07
$2.12 zł 7.78
29.25%
Taxi (Normal Tariff) (1km)
$0.98 zł 3.59
$0.79 zł 2.90
24.05%
Taxi 1hour Waiting (Normal Tariff)
$13.77 zł 50.7
$10.92 zł 40.19
26.10%
Gasoline (1 liter)
$1.78 zł 6.54
$1.77 zł 6.50
0.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K zł 120.7K
$33.6K zł 123.7K
-2.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K zł 122.9K
$29.8K zł 109.8K
11.97%
🧾 Monthly Utilities & Internet
Warsaw
Kartuzy
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$357 zł 1,314
$271 zł 996
32.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.97 zł 36.67
$8.60 zł 31.64
15.93%
Internet (50+ Mbps, Unlimited Data)
$17.61 zł 64.8
$16.84 zł 62.0
4.57%
🎉 Sport & Entertainment
Warsaw
Kartuzy
Difference
Gym Membership (Monthly)
$43.92 zł 162
$37.12 zł 137
18.32%
Tennis Court (1 Hour on Weekend)
$28.47 zł 105
$19.54 zł 71.9
45.70%
Cinema Ticket
$9.74 zł 35.84
$7.24 zł 26.65
34.53%
🧸 Childcare & Education
Warsaw
Kartuzy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$572 zł 2,105
$343 zł 1,263
66.67%
International Primary School, 1 Child (Yearly)
$15.5K zł 57.2K
$8,069 zł 29.7K
92.47%
👕👟 Clothing & Footwear
Warsaw
Kartuzy
Difference
Jeans (Levis 501 Or Similar)
$99.1 zł 365
$91.2 zł 336
8.71%
Summer Dress (H&M, Zara, etc)
$46.94 zł 173
$35.50 zł 131
32.23%
Sport Shoes (Adidas, Nike)
$93.5 zł 344
$82.1 zł 302
13.87%
Men's Leather Business Shoes
$111 zł 409
$93.6 zł 344
18.82%
🏠 Accommodation & Living
Warsaw
Kartuzy
Difference
1-bedroom Apartment, City Center (Monthly)
$1,136 zł 4,179
$655 zł 2,410
73.43%
1-bedroom Apartment, Outside City Center (Monthly)
$893 zł 3,285
$504 zł 1,854
77.21%
3-bedroom Apartment, City Center (Monthly)
$2,037 zł 7,495
$960 zł 3,534
112.09%
3-bedroom Apartment, Outside City Center (Monthly)
$1,554 zł 5,718
$818 zł 3,009
90.07%
Buy Apartment in City Center (m2)
$6,495 zł 23.9K
$2,924 zł 10.8K
122.15%
Buy Apartment Outside City Center (m2)
$4,056 zł 14.9K
$2,329 zł 8,570
74.17%
💵 Salaries & Financials
Warsaw
Kartuzy
Difference
Average Monthly Net Salary (After Tax)
$2,204 zł 8,111
$1,363 zł 5,017
61.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
6.75
11.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: March 3, 2026

Last update for Kartuzy: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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