Cost of Living Comparison Between Warsaw and Kartuzy Cost of Living Comparison Between Warsaw and Kartuzy

😐 Solo nomad: Warsaw is 26.3% more expensive than Kartuzy without rent, and 42.5% more expensive with rent.
😐 Family of 3: Warsaw is 35.8% more expensive than Kartuzy without rent, and 38.9% more expensive with rent.
Currency
🍽 Eating Out
Warsaw
Kartuzy
Difference
Meal at Budget Restaurant
$11.03 zł 40.67
$8.74 zł 32.24
26.20%
Three-Course Dinner for Two, Mid-Range
$56.1 zł 207
$41.91 zł 155
33.83%
Fast Food Meal (McDonalds, etc)
$9.74 zł 35.93
$8.09 zł 29.84
20.40%
Cappuccino
$4.28 zł 15.8
$3.41 zł 12.59
25.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.03 zł 7.49
$2.28 zł 8.4
-10.96%
Water (0.33 liter bottle)
$1.84 zł 6.79
$1.68 zł 6.19
9.52%
Local Beer (0.5 liter draught)
$4.43 zł 16.32
$3.17 zł 11.68
39.75%
Imported Beer (0.33 liter bottle)
$4.57 zł 16.86
$3.72 zł 13.73
22.85%
🛒 Groceries & Markets
Warsaw
Kartuzy
Difference
Milk (1 liter)
$1.2 zł 4.43
$1.06 zł 3.91
13.21%
White Bread (500g)
$1.35 zł 5
$1.3 zł 4.8
3.85%
Rice (white) (1kg)
$1.83 zł 6.76
$1.25 zł 4.62
46.40%
Eggs
$3.61 zł 13.32
$3.33 zł 12.29
8.41%
Local Cheese (1kg)
$10.01 zł 36.92
$9.21 zł 33.97
8.69%
Chicken Fillets (1kg)
$6.84 zł 25.21
$6.6 zł 24.35
3.64%
Beef Round Steak (1kg)
$14.32 zł 52.8
$10.82 zł 39.9
32.35%
Apples (1kg)
$1.27 zł 4.67
$1.08 zł 3.99
17.59%
Banana (1kg)
$1.8 zł 6.64
$1.72 zł 6.33
4.65%
Oranges (1kg)
$2 zł 7.39
$1.7 zł 6.28
17.65%
Tomato (1kg)
$3.8 zł 14
$2.79 zł 10.31
36.20%
Potato (1kg)
$1.06 zł 3.9
$0.95 zł 3.51
11.58%
Onion (1kg)
$1.23 zł 4.55
$1.13 zł 4.17
8.85%
Lettuce (1 head)
$1.44 zł 5.33
$1.28 zł 4.73
12.50%
Water (1.5 liter bottle)
$0.67 zł 2.48
$0.62 zł 2.27
8.06%
Cigarettes 20 Pack (Marlboro, Camel)
$5.32 zł 19.62
$4.85 zł 17.88
9.69%
Wine (Bottle)
$8.37 zł 30.87
$6.93 zł 25.57
20.78%
Local Beer (0.5 liter bottle)
$1.42 zł 5.25
$1.14 zł 4.19
24.56%
Imported Beer (0.33 liter bottle)
$1.87 zł 6.88
$1.67 zł 6.17
11.98%
🚌 Getting Around
Warsaw
Kartuzy
Difference
One-way Ticket (Public Transport)
$1.22 zł 4.49
$1.07 zł 3.93
14.02%
Public Transport Monthly Pass (Regular Price)
$30.35 zł 112
$32.2 zł 119
-5.75%
Taxi Start (Normal Tariff)
$2.64 zł 9.74
$2.22 zł 8.19
18.92%
Taxi (Normal Tariff) (1km)
$1.02 zł 3.76
$0.76 zł 2.81
34.21%
Taxi 1hour Waiting (Normal Tariff)
$13.52 zł 49.86
$10.99 zł 40.52
23.02%
Gasoline (1 liter)
$1.7 zł 6.28
$1.73 zł 6.4
-1.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K zł 122K
$33.7K zł 124.4K
-1.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K zł 120.8K
$30.3K zł 111.6K
8.25%
🧾 Monthly Utilities & Internet
Warsaw
Kartuzy
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$360 zł 1,326
$278 zł 1,026
29.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.06 zł 37.1
$8.43 zł 31.08
19.34%
Internet (50+ Mbps, Unlimited Data)
$17.41 zł 64.2
$16.67 zł 61.5
4.44%
🎉 Sport & Entertainment
Warsaw
Kartuzy
Difference
Gym Membership (Monthly)
$44.32 zł 163
$36.06 zł 133
22.91%
Tennis Court (1 Hour on Weekend)
$28.95 zł 107
$19.78 zł 73
46.36%
Cinema Ticket
$9.29 zł 34.25
$7.03 zł 25.92
32.15%
🧸 Childcare & Education
Warsaw
Kartuzy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$573 zł 2,113
$342 zł 1,260
67.75%
International Primary School, 1 Child (Yearly)
$15.5K zł 57.3K
$7,987 zł 29.5K
94.38%
👕👟 Clothing & Footwear
Warsaw
Kartuzy
Difference
Jeans (Levis 501 Or Similar)
$97.4 zł 359
$91.7 zł 338
6.24%
Summer Dress (H&M, Zara, etc)
$48.07 zł 177
$36.4 zł 134
32.06%
Sport Shoes (Adidas, Nike)
$94.1 zł 347
$81.4 zł 300
15.64%
Men's Leather Business Shoes
$109 zł 401
$95.4 zł 352
13.90%
🏠 Accommodation & Living
Warsaw
Kartuzy
Difference
1-bedroom Apartment, City Center (Monthly)
$1,136 zł 4,190
$645 zł 2,379
76.10%
1-bedroom Apartment, Outside City Center (Monthly)
$889 zł 3,278
$502 zł 1,851
77.08%
3-bedroom Apartment, City Center (Monthly)
$2,057 zł 7,585
$980 zł 3,613
109.91%
3-bedroom Apartment, Outside City Center (Monthly)
$1,501 zł 5,537
$808 zł 2,980
85.80%
Buy Apartment in City Center (m2)
$6,880 zł 25.4K
$2,863 zł 10.6K
140.30%
Buy Apartment Outside City Center (m2)
$4,348 zł 16K
$2,354 zł 8,682
84.70%
💵 Salaries & Financials
Warsaw
Kartuzy
Difference
Average Monthly Net Salary (After Tax)
$2,062 zł 7,604
$1,372 zł 5,060
50.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
6.75
11.85%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 29, 2025

Last update for Kartuzy: October 27, 2025

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