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Cost of Living Comparison Between Warsaw and Kartuzy Cost of Living Comparison Between Warsaw and Kartuzy

๐Ÿ˜ Solo nomad: Warsaw is 7.5% more expensive than Kartuzy without rent, and 40.9% more expensive with rent.
๐Ÿ˜ Family of 3: Warsaw is 13.7% more expensive than Kartuzy without rent, and 45% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Warsaw
Kartuzy
Difference
Meal at Budget Restaurant
$10.99 zล‚ย 39.89
$8.84 zล‚ย 32.09
24.32%
Three-Course Dinner for Two, Mid-Range
$56.2 zล‚ย 204
$41.36 zล‚ย 150
35.93%
Fast Food Meal (McDonalds, etc)
$9.29 zล‚ย 33.71
$7.91 zล‚ย 28.72
17.45%
Cappuccino
$4.15 zล‚ย 15.05
$3.38 zล‚ย 12.28
22.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 zล‚ย 7.51
$2.27 zล‚ย 8.25
-8.81%
Water (0.33 liter bottle)
$1.89 zล‚ย 6.88
$1.64 zล‚ย 5.96
15.24%
Local Beer (0.5 liter draught)
$4.55 zล‚ย 16.53
$3.20 zล‚ย 11.63
42.19%
Imported Beer (0.33 liter bottle)
$4.70 zล‚ย 17.08
$3.73 zล‚ย 13.53
26.01%
๐Ÿ›’ Groceries & Markets
Warsaw
Kartuzy
Difference
Milk (1 liter)
$1.19 zล‚ย 4.32
$1.02 zล‚ย 3.72
16.67%
White Bread (500g)
$1.40 zล‚ย 5.09
$1.30 zล‚ย 4.73
7.69%
Rice (white) (1kg)
$1.78 zล‚ย 6.47
$1.23 zล‚ย 4.47
44.72%
Eggs
$3.64 zล‚ย 13.23
$3.16 zล‚ย 11.48
15.19%
Local Cheese (1kg)
$10.10 zล‚ย 36.67
$9.20 zล‚ย 33.41
9.78%
Chicken Fillets (1kg)
$7.14 zล‚ย 25.93
$6.37 zล‚ย 23.13
12.09%
Beef Round Steak (1kg)
$14.18 zล‚ย 51.5
$10.90 zล‚ย 39.57
30.09%
Apples (1kg)
$1.25 zล‚ย 4.53
$1.08 zล‚ย 3.91
15.74%
Banana (1kg)
$1.86 zล‚ย 6.77
$1.73 zล‚ย 6.27
7.51%
Oranges (1kg)
$2.01 zล‚ย 7.31
$1.80 zล‚ย 6.52
11.67%
Tomato (1kg)
$3.63 zล‚ย 13.17
$2.89 zล‚ย 10.48
25.61%
Potato (1kg)
$1.05 zล‚ย 3.82
$0.89 zล‚ย 3.24
17.98%
Onion (1kg)
$1.23 zล‚ย 4.47
$1.09 zล‚ย 3.97
12.84%
Lettuce (1 head)
$1.52 zล‚ย 5.51
$1.27 zล‚ย 4.63
19.69%
Water (1.5 liter bottle)
$0.73 zล‚ย 2.66
$0.66 zล‚ย 2.39
10.61%
Cigarettes 20 Pack (Marlboro, Camel)
$5.58 zล‚ย 20.27
$4.95 zล‚ย 17.97
12.73%
Wine (Bottle)
$8.24 zล‚ย 29.93
$7.34 zล‚ย 26.65
12.26%
Local Beer (0.5 liter bottle)
$1.43 zล‚ย 5.21
$1.08 zล‚ย 3.91
32.41%
Imported Beer (0.33 liter bottle)
$1.87 zล‚ย 6.79
$1.59 zล‚ย 5.79
17.61%
๐ŸšŒ Getting Around
Warsaw
Kartuzy
Difference
One-way Ticket (Public Transport)
$1.23 zล‚ย 4.45
$1.10 zล‚ย 4.01
11.82%
Public Transport Monthly Pass (Regular Price)
$30.10 zล‚ย 109
$32.10 zล‚ย 117
-6.23%
Taxi Start (Normal Tariff)
$2.78 zล‚ย 10.09
$2.15 zล‚ย 7.80
29.30%
Taxi (Normal Tariff) (1km)
$0.99 zล‚ย 3.58
$0.73 zล‚ย 2.66
35.62%
Taxi 1hour Waiting (Normal Tariff)
$13.69 zล‚ย 49.70
$10.71 zล‚ย 38.89
27.82%
Gasoline (1 liter)
$1.75 zล‚ย 6.36
$1.77 zล‚ย 6.41
-1.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K zล‚ย 118.5K
$33.0K zล‚ย 119.6K
-0.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0K zล‚ย 119.8K
$29.6K zล‚ย 107.5K
11.46%
๐Ÿงพ Monthly Utilities & Internet
Warsaw
Kartuzy
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$360 zล‚ย 1,307
$271 zล‚ย 982
33.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.07 zล‚ย 36.56
$8.64 zล‚ย 31.37
16.55%
Internet (50+ Mbps, Unlimited Data)
$17.14 zล‚ย 62.2
$16.32 zล‚ย 59.3
5.02%
๐ŸŽ‰ Sport & Entertainment
Warsaw
Kartuzy
Difference
Gym Membership (Monthly)
$44.50 zล‚ย 162
$35.92 zล‚ย 130
23.89%
Tennis Court (1 Hour on Weekend)
$29.41 zล‚ย 107
$19.51 zล‚ย 70.8
50.74%
Cinema Ticket
$9.77 zล‚ย 35.46
$7.24 zล‚ย 26.29
34.94%
๐Ÿงธ Childcare & Education
Warsaw
Kartuzy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$577 zล‚ย 2,096
$333 zล‚ย 1,210
73.12%
International Primary School, 1 Child (Yearly)
$15.8K zล‚ย 57.3K
$8,255 zล‚ย 30.0K
91.38%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Warsaw
Kartuzy
Difference
Jeans (Levis 501 Or Similar)
$101 zล‚ย 368
$91.9 zล‚ย 334
10.26%
Summer Dress (H&M, Zara, etc)
$46.73 zล‚ย 170
$36.56 zล‚ย 133
27.82%
Sport Shoes (Adidas, Nike)
$94.4 zล‚ย 343
$80.5 zล‚ย 292
17.34%
Men's Leather Business Shoes
$110 zล‚ย 398
$96.8 zล‚ย 351
13.28%
๐Ÿ  Accommodation & Living
Warsaw
Kartuzy
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 zล‚ย 4,104
$643 zล‚ย 2,335
75.75%
1-bedroom Apartment, Outside City Center (Monthly)
$897 zล‚ย 3,258
$502 zล‚ย 1,821
78.85%
3-bedroom Apartment, City Center (Monthly)
$2,050 zล‚ย 7,442
$976 zล‚ย 3,542
110.10%
3-bedroom Apartment, Outside City Center (Monthly)
$1,524 zล‚ย 5,532
$812 zล‚ย 2,948
87.63%
Buy Apartment in City Center (m2)
$6,626 zล‚ย 24.1K
$2,853 zล‚ย 10.4K
132.23%
Buy Apartment Outside City Center (m2)
$4,140 zล‚ย 15.0K
$2,283 zล‚ย 8,287
81.37%
๐Ÿ’ต Salaries & Financials
Warsaw
Kartuzy
Difference
Average Monthly Net Salary (After Tax)
$2,157 zล‚ย 7,829
$1,392 zล‚ย 5,054
54.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
6.75
11.85%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Warsaw: January 11, 2026

Last update for Kartuzy: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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