Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Jarocin

For one person, living is cheaper in Jarocin: $1,416 a month against $2,031 in Warsaw, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

Warsaw, Poland
Jarocin, Poland
Warsaw
🇵🇱 Poland
$2,031
/mo nomad
Jarocin
🇵🇱 Poland
$1,416
/mo nomad
Monthly Cost of Living

How much you'll spend in Warsaw and in Jarocin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Jarocin actually costs, broken down by who's living it.

A single person spends $2,031 per month in Warsaw vs $1,416 in Jarocin, rent included.

  • Warsaw $2,031
  • Jarocin $1,416

A couple spends around $2,883 per month in Warsaw vs $1,915 in Jarocin, rent included.

  • Warsaw $2,883
  • Jarocin $1,915

A family of three spends $3,735 per month in Warsaw vs $2,414 in Jarocin, rent included.

  • Warsaw $3,735
  • Jarocin $2,414

Warsaw costs about 43% more than Jarocin, and outside of rent the biggest gap is in groceries.

Both Warsaw and Jarocin sit above the global median – Warsaw by 49%, Jarocin by 4%.

Currency
🍽 Eating Out
Warsaw
Jarocin
Difference
Meal at Budget Restaurant
$11.51 zł 45.17
$7.77 zł 30.49
48.13%
Three-Course Dinner for Two, Mid-Range
$60.0 zł 235
$30.66 zł 120
95.56%
Fast Food Meal (McDonalds, etc)
$10.17 zł 39.90
$6.28 zł 24.62
61.94%
Cappuccino
$4.26 zł 16.72
$2.60 zł 10.21
63.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.22 zł 8.71
$2.64 zł 10.36
-15.91%
Water (0.33 liter bottle)
$2.20 zł 8.61
$2.69 zł 10.57
-18.22%
Local Beer (0.5 liter draught)
$4.67 zł 18.33
$4.68 zł 18.38
-0.21%
Imported Beer (0.33 liter bottle)
$5.10 zł 19.99
$5.09 zł 19.98
0.20%
🛒 Groceries & Markets
Warsaw
Jarocin
Difference
Milk (1 liter)
$1.04 zł 4.07
$0.97 zł 3.80
7.22%
White Bread (500g)
$1.49 zł 5.86
$0.72 zł 2.84
106.94%
Rice (white) (1kg)
$1.55 zł 6.07
$1.32 zł 5.17
17.42%
Eggs
$3.84 zł 15.07
$3.11 zł 12.18
23.47%
Local Cheese (1kg)
$8.98 zł 35.23
$5.17 zł 20.27
73.69%
Chicken Fillets (1kg)
$6.41 zł 25.14
$3.98 zł 15.63
61.06%
Beef Round Steak (1kg)
$14.32 zł 56.2
$11.61 zł 45.54
23.34%
Apples (1kg)
$1.16 zł 4.57
$0.53 zł 2.07
118.87%
Banana (1kg)
$1.71 zł 6.70
$1.00 zł 3.93
71.00%
Oranges (1kg)
$1.67 zł 6.54
$1.03 zł 4.05
62.14%
Tomato (1kg)
$4.07 zł 15.96
$2.92 zł 11.47
39.38%
Potato (1kg)
$0.91 zł 3.58
$0.53 zł 2.08
71.70%
Onion (1kg)
$0.91 zł 3.59
$0.92 zł 3.60
-1.09%
Lettuce (1 head)
$1.45 zł 5.71
$1.25 zł 4.89
16.00%
Water (1.5 liter bottle)
$0.64 zł 2.52
$0.26 zł 1.02
146.15%
Cigarettes 20 Pack (Marlboro, Camel)
$6.28 zł 24.65
$4.61 zł 18.09
36.23%
Wine (Bottle)
$6.49 zł 25.44
$5.19 zł 20.36
25.05%
Local Beer (0.5 liter bottle)
$1.10 zł 4.33
$0.79 zł 3.10
39.24%
Imported Beer (0.33 liter bottle)
$1.73 zł 6.77
$1.73 zł 6.79
-
🚌 Getting Around
Warsaw
Jarocin
Difference
One-way Ticket (Public Transport)
$1.13 zł 4.44
$1.04 zł 4.06
8.65%
Public Transport Monthly Pass (Regular Price)
$27.61 zł 108
$32.07 zł 126
-13.91%
Taxi Start (Normal Tariff)
$2.62 zł 10.26
$1.51 zł 5.93
73.51%
Taxi (Normal Tariff) (1km)
$1.23 zł 4.84
$0.58 zł 2.29
112.07%
Taxi 1hour Waiting (Normal Tariff)
$12.79 zł 50.2
$9.31 zł 36.51
37.38%
Gasoline (1 liter)
$1.69 zł 6.62
$1.67 zł 6.56
1.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K zł 121.1K
$30.7K zł 120.4K
0.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K zł 115.7K
$28.1K zł 110.4K
4.81%
🧾 Monthly Utilities & Internet
Warsaw
Jarocin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$345 zł 1,353
$305 zł 1,198
12.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.92 zł 35.00
$8.72 zł 34.21
2.29%
Internet (50+ Mbps, Unlimited Data)
$15.86 zł 62.2
$17.35 zł 68.1
-8.59%
🎉 Sport & Entertainment
Warsaw
Jarocin
Difference
Gym Membership (Monthly)
$46.80 zł 184
$36.64 zł 144
27.73%
Tennis Court (1 Hour on Weekend)
$27.37 zł 107
$22.77 zł 89.3
20.20%
Cinema Ticket
$8.94 zł 35.08
$8.06 zł 31.64
10.92%
🧸 Childcare & Education
Warsaw
Jarocin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$592 zł 2,321
$506 zł 1,984
16.98%
International Primary School, 1 Child (Yearly)
$14.6K zł 57.5K
$10.3K zł 40.6K
41.62%
👕👟 Clothing & Footwear
Warsaw
Jarocin
Difference
Jeans (Levis 501 Or Similar)
$105 zł 413
$73.3 zł 288
43.47%
Summer Dress (H&M, Zara, etc)
$39.69 zł 156
$40.84 zł 160
-2.82%
Sport Shoes (Adidas, Nike)
$104 zł 406
$86.9 zł 341
19.19%
Men's Leather Business Shoes
$111 zł 435
$94.7 zł 371
17.22%
🏠 Accommodation & Living
Warsaw
Jarocin
Difference
1-bedroom Apartment, City Center (Monthly)
$1,136 zł 4,455
$550 zł 2,159
106.40%
1-bedroom Apartment, Outside City Center (Monthly)
$938 zł 3,679
$530 zł 2,078
77.06%
3-bedroom Apartment, City Center (Monthly)
$2,147 zł 8,422
$955 zł 3,745
124.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,463 zł 5,741
$706 zł 2,768
107.40%
Buy Apartment in City Center (m2)
$5,917 zł 23.2K
$3,186 zł 12.5K
85.71%
Buy Apartment Outside City Center (m2)
$3,905 zł 15.3K
$2,103 zł 8,251
85.66%
💵 Salaries & Financials
Warsaw
Jarocin
Difference
Average Monthly Net Salary (After Tax)
$2,097 zł 8,225
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
6.87
-2.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 25, 2026

Last update for Jarocin: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Warsaw
$938
Jarocin
$530 43.5% $408
Monthly Utilities & Internet
Warsaw
$370
Jarocin
$331 10.3% $38
Groceries & Markets
Warsaw
$232
Jarocin
$162 30.3% $70
Eating Out
Warsaw
$225
Jarocin
$167 25.7% $58
Clothing & Footwear
Warsaw
$162
Jarocin
$133 17.7% $29
Sport & Entertainment
Warsaw
$65
Jarocin
$53 18.4% $12
Getting Around
Warsaw
$41
Jarocin
$41 0.7% $0.3

Cost Breakdown

A central one-bedroom costs $1,136 in Warsaw versus $550 in Jarocin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $60 in Warsaw versus $31 in Jarocin. Monthly groceries follow the same trend: $232 vs $162 – making Jarocin the more affordable choice for daily food spending.

Good to know
🇵🇱 Warsaw
🇵🇱 Jarocin
🕒 Local time
05:07 5:07 AM
05:07 5:07 AM
Same time as Warsaw
🌤 Weather
👥 Population
1,861,599 Capital
26,373
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 30, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

On the map
Between locations
  • Warsaw Jarocin 240 km
From you
  • Warsaw
  • Jarocin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Warsaw vs Jarocin: Cost of Living - Frequently Asked Questions
Is Jarocin cheaper than Warsaw?
Yes – Warsaw is pricier by about 43%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,047 per month in Warsaw and $2,124 in Jarocin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jarocin, especially for central apartments: a one-bedroom in the center costs $550 there versus $1,136 in Warsaw.
How do food prices compare in Warsaw and in Jarocin?
Groceries cost about 44% more in Warsaw, though the gap depends on what you buy.
Is eating out cheaper in Warsaw or in Jarocin?
A mid-range dinner for two costs $60 in Warsaw and $31 in Jarocin. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is Warsaw or Jarocin more family-friendly?
Families tend to lean toward Jarocin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Warsaw or Jarocin?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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