Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Gizycko

For one person, living is cheaper in Gizycko: $1,292 a month against $1,995 in Warsaw, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Warsaw
Learn more

Warsaw Living Index
62

Cost of Living Index in Gizycko
Learn more

Gizycko Living Index

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Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Gizycko

🇵🇱 Poland

$1,292

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Gizycko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Gizycko actually costs, broken down by who's living it.

A single person spends $1,995 per month in Warsaw vs $1,292 in Gizycko, rent included.

Warsaw $1,995
Gizycko $1,292

A couple spends around $2,866 per month in Warsaw vs $1,876 in Gizycko, rent included.

Warsaw $2,866
Gizycko $1,876

A family of three spends $3,737 per month in Warsaw vs $2,460 in Gizycko, rent included.

Warsaw $3,737
Gizycko $2,460

Warsaw costs about 54% more than Gizycko, and outside of rent the biggest gap is in clothing.

Warsaw sits 48% above the global median, while Gizycko is 4% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.57 zł 45.14

$10.13 zł 39.51

14.22%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 241

$38.22 zł 149

61.77%

Fast Food Meal (McDonalds, etc)

$9.95 zł 38.83

$8.62 zł 33.65

15.43%

Cappuccino

$4.31 zł 16.81

$3.38 zł 13.20

27.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 zł 9.07

$1.99 zł 7.75

16.58%

Water (0.33 liter bottle)

$2.27 zł 8.85

$1.60 zł 6.23

41.87%

Local Beer (0.5 liter draught)

$4.54 zł 17.73

$2.47 zł 9.63

83.81%

Imported Beer (0.33 liter bottle)

$5.18 zł 20.20

$4.12 zł 16.06

25.73%

Milk (1 liter)

$1.06 zł 4.14

$0.85 zł 3.32

24.71%

White Bread (500g)

$1.54 zł 6.02

$1.12 zł 4.37

37.50%

Rice (white) (1kg)

$1.53 zł 5.96

$0.74 zł 2.89

106.76%

Eggs

$3.80 zł 14.82

$2.93 zł 11.43

29.69%

Local Cheese (1kg)

$8.87 zł 34.59

$8.00 zł 31.21

10.87%

Chicken Fillets (1kg)

$6.80 zł 26.53

$5.99 zł 23.35

13.52%

Beef Round Steak (1kg)

$14.56 zł 56.8

$10.35 zł 40.39

40.68%

Apples (1kg)

$1.16 zł 4.53

$0.92 zł 3.59

26.09%

Banana (1kg)

$1.70 zł 6.64

$1.47 zł 5.75

15.65%

Oranges (1kg)

$1.67 zł 6.53

$1.51 zł 5.88

10.60%

Tomato (1kg)

$4.35 zł 16.99

$3.20 zł 12.47

35.94%

Potato (1kg)

$0.94 zł 3.65

$0.73 zł 2.86

28.77%

Onion (1kg)

$0.91 zł 3.54

$0.92 zł 3.57

-1.09%

Lettuce (1 head)

$1.43 zł 5.57

$0.60 zł 2.36

138.33%

Water (1.5 liter bottle)

$0.69 zł 2.70

$0.53 zł 2.05

30.19%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 24.01

$4.65 zł 18.13

32.26%

Wine (Bottle)

$6.20 zł 24.19

$5.21 zł 20.33

19.00%

Local Beer (0.5 liter bottle)

$1.09 zł 4.27

$0.99 zł 3.88

10.10%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.61

$1.25 zł 4.88

36.00%

One-way Ticket (Public Transport)

$1.13 zł 4.41

$1.05 zł 4.08

7.62%

Public Transport Monthly Pass (Regular Price)

$27.41 zł 107

$29.91 zł 117

-8.36%

Taxi Start (Normal Tariff)

$2.57 zł 10.02

$1.30 zł 5.07

97.69%

Taxi (Normal Tariff) (1km)

$1.30 zł 5.05

$0.99 zł 3.88

31.31%

Taxi 1hour Waiting (Normal Tariff)

$12.56 zł 48.99

$12.65 zł 49.37

-0.71%

Gasoline (1 liter)

$1.73 zł 6.76

$1.54 zł 6.01

12.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.1K

$30.4K zł 118.5K

-1.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K zł 118.5K

$26.4K zł 102.9K

15.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,283

$187 zł 730

75.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 zł 35.42

$10.40 zł 40.59

-12.69%

Internet (50+ Mbps, Unlimited Data)

$16.00 zł 62.4

$12.66 zł 49.39

26.38%

Gym Membership (Monthly)

$46.70 zł 182

$38.40 zł 150

21.61%

Tennis Court (1 Hour on Weekend)

$27.92 zł 109

$21.44 zł 83.7

30.22%

Cinema Ticket

$8.80 zł 34.34

$4.97 zł 19.40

77.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$592 zł 2,310

$249 zł 972

137.71%

International Primary School, 1 Child (Yearly)

$18.2K zł 71.0K

$5,046 zł 19.7K

260.85%

Jeans (Levis 501 Or Similar)

$105 zł 410

$74.7 zł 291

40.63%

Summer Dress (H&M, Zara, etc)

$38.96 zł 152

$32.72 zł 128

19.07%

Sport Shoes (Adidas, Nike)

$108 zł 421

$62.4 zł 243

72.92%

Men's Leather Business Shoes

$112 zł 438

$55.3 zł 216

102.73%

1-bedroom Apartment, City Center (Monthly)

$1,150 zł 4,486

$602 zł 2,350

90.90%

1-bedroom Apartment, Outside City Center (Monthly)

$910 zł 3,551

$524 zł 2,043

73.84%

3-bedroom Apartment, City Center (Monthly)

$2,144 zł 8,364

$985 zł 3,845

117.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,456 zł 5,680

$818 zł 3,192

77.95%

Buy Apartment in City Center (m2)

$6,018 zł 23.5K

$2,552 zł 9,955

135.84%

Buy Apartment Outside City Center (m2)

$3,852 zł 15.0K

$3,297 zł 12.9K

16.86%

Average Monthly Net Salary (After Tax)

$2,052 zł 8,005

$898 zł 3,505

128.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.21

7.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Gizycko: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$910 45.6%

Gizycko

$524 40.5% 42.5% $387

Monthly Utilities & Internet

Warsaw

$354 17.7%

Gizycko

$210 16.3% 40.6% $144

Groceries & Markets

Warsaw

$236 11.8%

Gizycko

$185 14.4% 21.4% $51

Eating Out

Warsaw

$226 11.3%

Gizycko

$182 14.1% 19.1% $43

Clothing & Footwear

Warsaw

$164 8.2%

Gizycko

$101 7.8% 38.2% $63

Sport & Entertainment

Warsaw

$64 3.2%

Gizycko

$48 3.7% 24.8% $16

Getting Around

Warsaw

$41 2.1%

Gizycko

$40 3.1% 1.5% $0.6

Cost Breakdown

A central one-bedroom costs $1,150 in Warsaw versus $602 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Warsaw are about 2.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62 in Warsaw versus $38 in Gizycko. Monthly groceries follow the same trend: $236 vs $185 – making Gizycko the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Gizycko

🕒 Local time

03:03 3:03 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

28,803

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

On the map

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Warsaw Gizycko 210 km

From you

Warsaw
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,995 in Warsaw, $1,292 in Gizycko – Gizycko comes out roughly 35% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,992 per month in Warsaw and $1,938 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments: a one-bedroom in the center costs $602 there versus $1,150 in Warsaw.

Groceries cost about 27% more in Warsaw, though the gap depends on what you buy.

A mid-range dinner for two costs $62 in Warsaw and $38 in Gizycko. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Families tend to lean toward Gizycko – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gizycko. If higher salaries or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.