Cost of Living Comparison Between Warsaw and Gizycko Cost of Living Comparison Between Warsaw and Gizycko

Monthly Cost of Living

A single person spends $2,038 per month in Warsaw vs $1,381 in Gizycko, rent included.

A couple spends around $2,911 per month in Warsaw vs $2,004 in Gizycko, rent included.

A family of three spends $3,784 per month in Warsaw vs $2,627 in Gizycko, rent included.

Warsaw costs about 48% more than Gizycko, driven mainly by Clothing & Footwear.

Both Warsaw and Gizycko sit above the global median – Warsaw by 53%, Gizycko by 4%.

Meal at Budget Restaurant

$10.66 zł 39.77

$10.97 zł 40.92

-2.83%

Three-Course Dinner for Two, Mid-Range

$56.1 zł 209

$41.38 zł 154

35.55%

Fast Food Meal (McDonalds, etc)

$9.65 zł 35.98

$9.27 zł 34.58

4.10%

Cappuccino

$4.11 zł 15.34

$3.58 zł 13.34

14.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.91

$2.22 zł 8.27

-4.50%

Water (0.33 liter bottle)

$1.89 zł 7.05

$1.56 zł 5.84

21.15%

Local Beer (0.5 liter draught)

$4.44 zł 16.55

$4.18 zł 15.59

6.22%

Imported Beer (0.33 liter bottle)

$4.48 zł 16.71

$3.97 zł 14.82

12.85%

Milk (1 liter)

$1.20 zł 4.46

$0.91 zł 3.40

31.87%

White Bread (500g)

$1.43 zł 5.33

$1.15 zł 4.29

24.35%

Rice (white) (1kg)

$1.82 zł 6.80

$0.78 zł 2.91

133.33%

Eggs

$3.61 zł 13.46

$3.23 zł 12.05

11.76%

Local Cheese (1kg)

$10.25 zł 38.24

$9.42 zł 35.14

8.81%

Chicken Fillets (1kg)

$7.15 zł 26.67

$7.27 zł 27.11

-1.65%

Beef Round Steak (1kg)

$14.25 zł 53.2

$10.75 zł 40.10

32.56%

Apples (1kg)

$1.27 zł 4.72

$1.02 zł 3.82

24.51%

Banana (1kg)

$1.85 zł 6.92

$1.65 zł 6.16

12.12%

Oranges (1kg)

$2.03 zł 7.57

$1.58 zł 5.91

28.48%

Tomato (1kg)

$3.74 zł 13.95

$3.09 zł 11.53

21.04%

Potato (1kg)

$1.04 zł 3.90

$0.78 zł 2.91

33.33%

Onion (1kg)

$1.19 zł 4.44

$0.99 zł 3.68

20.20%

Lettuce (1 head)

$1.46 zł 5.46

$0.70 zł 2.63

108.57%

Water (1.5 liter bottle)

$0.71 zł 2.67

$0.53 zł 1.97

33.96%

Cigarettes 20 Pack (Marlboro, Camel)

$5.45 zł 20.32

$5.10 zł 19.03

6.86%

Wine (Bottle)

$8.01 zł 29.86

$5.40 zł 20.14

48.33%

Local Beer (0.5 liter bottle)

$1.37 zł 5.10

$1.06 zł 3.97

29.25%

Imported Beer (0.33 liter bottle)

$1.88 zł 7.03

$1.38 zł 5.16

36.23%

One-way Ticket (Public Transport)

$1.21 zł 4.51

$1.10 zł 4.11

10.00%

Public Transport Monthly Pass (Regular Price)

$30.26 zł 113

$32.33 zł 121

-6.40%

Taxi Start (Normal Tariff)

$2.68 zł 9.98

$1.39 zł 5.17

92.81%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.78

$0.74 zł 2.76

36.49%

Taxi 1hour Waiting (Normal Tariff)

$13.55 zł 50.5

$13.78 zł 51.4

-1.67%

Gasoline (1 liter)

$1.76 zł 6.58

$1.68 zł 6.25

4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 123.7K

$33.5K zł 124.8K

-0.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K zł 121.9K

$30.1K zł 112.3K

8.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$351 zł 1,309

$261 zł 974

34.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.98 zł 37.22

$11.72 zł 43.72

-14.85%

Internet (50+ Mbps, Unlimited Data)

$17.14 zł 63.9

$13.36 zł 49.85

28.29%

Gym Membership (Monthly)

$43.33 zł 162

$35.84 zł 134

20.90%

Tennis Court (1 Hour on Weekend)

$28.92 zł 108

$19.39 zł 72.3

49.15%

Cinema Ticket

$9.65 zł 36.01

$5.39 zł 20.11

79.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$589 zł 2,196

$328 zł 1,225

79.25%

International Primary School, 1 Child (Yearly)

$15.6K zł 58.1K

$6,807 zł 25.4K

128.63%

Jeans (Levis 501 Or Similar)

$97.4 zł 363

$82.1 zł 306

18.65%

Summer Dress (H&M, Zara, etc)

$47.77 zł 178

$35.46 zł 132

34.72%

Sport Shoes (Adidas, Nike)

$94.3 zł 352

$67.0 zł 250

40.66%

Men's Leather Business Shoes

$109 zł 406

$60.3 zł 225

80.24%

1-bedroom Apartment, City Center (Monthly)

$1,123 zł 4,187

$639 zł 2,383

75.73%

1-bedroom Apartment, Outside City Center (Monthly)

$897 zł 3,347

$504 zł 1,879

78.12%

3-bedroom Apartment, City Center (Monthly)

$2,054 zł 7,661

$977 zł 3,646

110.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 zł 5,719

$824 zł 3,075

85.95%

Buy Apartment in City Center (m2)

$6,293 zł 23.5K

$2,654 zł 9,898

137.17%

Buy Apartment Outside City Center (m2)

$3,875 zł 14.5K

$3,352 zł 12.5K

15.59%

Average Monthly Net Salary (After Tax)

$2,200 zł 8,207

$906 zł 3,380

142.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.08

24.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 28, 2026

Last update for Gizycko: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,123 in Warsaw versus $639 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 143% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Warsaw versus $41.00 in Gizycko. Monthly groceries follow the same trend: $248 vs $203 – making Gizycko the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,038 in Warsaw, $1,381 in Gizycko – roughly 48% apart. Warsaw costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $3,058 per month in Warsaw and $2,072 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 22% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $56.0 in Warsaw and $41.00 in Gizycko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,381, than in Warsaw at $2,038. In Gizycko it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,381 in Gizycko to $2,038 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.