Cost of Living Comparison Between Warsaw and Gizycko Cost of Living Comparison Between Warsaw and Gizycko

Monthly Cost of Living

A single person spends $1,988 per month in Warsaw vs $1,404 in Gizycko, rent included.

A couple spends around $2,920 per month in Warsaw vs $2,012 in Gizycko, rent included.

A family of three spends $3,852 per month in Warsaw vs $2,621 in Gizycko, rent included.

Warsaw costs about 42% more than Gizycko, driven mainly by Clothing & Footwear.

Both Warsaw and Gizycko sit above the global median – Warsaw by 49%, Gizycko by 5%.

Meal at Budget Restaurant

$10.66 zł 39.56

$10.68 zł 39.64

-0.19%

Three-Course Dinner for Two, Mid-Range

$57.8 zł 215

$40.76 zł 151

41.85%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.07

$9.18 zł 34.07

2.94%

Cappuccino

$4.11 zł 15.28

$3.62 zł 13.44

13.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 zł 7.67

$2.15 zł 7.99

-3.72%

Water (0.33 liter bottle)

$1.84 zł 6.84

$1.55 zł 5.77

18.71%

Local Beer (0.5 liter draught)

$4.45 zł 16.51

$4.09 zł 15.17

8.80%

Imported Beer (0.33 liter bottle)

$4.50 zł 16.69

$4.17 zł 15.49

7.91%

Milk (1 liter)

$1.16 zł 4.30

$0.90 zł 3.35

28.89%

White Bread (500g)

$1.36 zł 5.06

$1.21 zł 4.50

12.40%

Rice (white) (1kg)

$1.86 zł 6.89

$0.84 zł 3.13

121.43%

Eggs

$3.53 zł 13.11

$3.23 zł 11.97

9.29%

Local Cheese (1kg)

$10.14 zł 37.66

$9.54 zł 35.40

6.29%

Chicken Fillets (1kg)

$7.10 zł 26.36

$7.36 zł 27.32

-3.53%

Beef Round Steak (1kg)

$14.30 zł 53.1

$10.81 zł 40.14

32.28%

Apples (1kg)

$1.27 zł 4.70

$1.03 zł 3.82

23.30%

Banana (1kg)

$1.80 zł 6.68

$1.58 zł 5.88

13.92%

Oranges (1kg)

$1.93 zł 7.15

$1.65 zł 6.13

16.97%

Tomato (1kg)

$3.61 zł 13.40

$3.09 zł 11.47

16.83%

Potato (1kg)

$1.06 zł 3.93

$0.78 zł 2.90

35.90%

Onion (1kg)

$1.24 zł 4.59

$0.94 zł 3.48

31.91%

Lettuce (1 head)

$1.44 zł 5.33

$0.71 zł 2.62

102.82%

Water (1.5 liter bottle)

$0.67 zł 2.47

$0.55 zł 2.06

21.82%

Cigarettes 20 Pack (Marlboro, Camel)

$5.53 zł 20.53

$5.28 zł 19.61

4.73%

Wine (Bottle)

$8.34 zł 30.97

$5.56 zł 20.64

50.00%

Local Beer (0.5 liter bottle)

$1.37 zł 5.07

$1.12 zł 4.14

22.32%

Imported Beer (0.33 liter bottle)

$1.85 zł 6.85

$1.39 zł 5.14

33.09%

One-way Ticket (Public Transport)

$1.16 zł 4.31

$1.10 zł 4.10

5.45%

Public Transport Monthly Pass (Regular Price)

$30.17 zł 112

$32.30 zł 120

-6.59%

Taxi Start (Normal Tariff)

$2.79 zł 10.34

$1.37 zł 5.10

103.65%

Taxi (Normal Tariff) (1km)

$0.97 zł 3.61

$0.71 zł 2.65

36.62%

Taxi 1hour Waiting (Normal Tariff)

$13.30 zł 49.37

$13.32 zł 49.45

-0.15%

Gasoline (1 liter)

$1.75 zł 6.51

$1.61 zł 5.96

8.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K zł 121.0K

$33.1K zł 123.1K

-1.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K zł 121.3K

$30.2K zł 112.2K

8.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,324

$263 zł 975

35.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.94 zł 36.89

$11.81 zł 43.85

-15.83%

Internet (50+ Mbps, Unlimited Data)

$17.04 zł 63.3

$13.46 zł 49.97

26.60%

Gym Membership (Monthly)

$43.18 zł 160

$36.67 zł 136

17.75%

Tennis Court (1 Hour on Weekend)

$29.35 zł 109

$19.58 zł 72.7

49.90%

Cinema Ticket

$9.73 zł 36.13

$5.47 zł 20.30

77.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$576 zł 2,137

$322 zł 1,194

79.02%

International Primary School, 1 Child (Yearly)

$15.8K zł 58.5K

$6,686 zł 24.8K

135.71%

Jeans (Levis 501 Or Similar)

$101 zł 376

$81.2 zł 301

24.69%

Summer Dress (H&M, Zara, etc)

$46.77 zł 174

$35.68 zł 132

31.08%

Sport Shoes (Adidas, Nike)

$93.7 zł 348

$66.8 zł 248

40.34%

Men's Leather Business Shoes

$111 zł 411

$60.0 zł 223

84.39%

1-bedroom Apartment, City Center (Monthly)

$1,150 zł 4,270

$659 zł 2,448

74.41%

1-bedroom Apartment, Outside City Center (Monthly)

$907 zł 3,367

$500 zł 1,855

81.48%

3-bedroom Apartment, City Center (Monthly)

$2,021 zł 7,503

$970 zł 3,600

108.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,540 zł 5,718

$822 zł 3,051

87.43%

Buy Apartment in City Center (m2)

$6,137 zł 22.8K

$2,770 zł 10.3K

121.51%

Buy Apartment Outside City Center (m2)

$4,097 zł 15.2K

$3,541 zł 13.1K

15.72%

Average Monthly Net Salary (After Tax)

$2,196 zł 8,154

$966 zł 3,587

127.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.08

24.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 15, 2026

Last update for Gizycko: June 14, 2026

Cost Breakdown

A central one-bedroom costs $1,150 in Warsaw versus $659 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 127% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Warsaw versus $41.00 in Gizycko. Monthly groceries follow the same trend: $245 vs $205 – making Gizycko the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,988 in Warsaw, $1,404 in Gizycko – roughly 42% apart. Warsaw costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,982 per month in Warsaw and $2,106 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 19% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $58.0 in Warsaw and $41.00 in Gizycko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,404, than in Warsaw at $1,988. In Gizycko it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,404 in Gizycko to $1,988 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.