Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Austin, TX

For one person, living is cheaper in Warsaw: $2,045 a month against $2,704 in Austin, TX, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

100

Cost of Living Index in Warsaw
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Warsaw Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Warsaw

🇵🇱 Poland

$2,045

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,045 in Warsaw versus $2,704 in Austin, TX.

Warsaw $2,045
Austin, TX $2,704

Estimated couple costs with rent: $2,944 in Warsaw versus $4,133 in Austin, TX.

Warsaw $2,944
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,843 in Warsaw versus $5,562 in Austin, TX.

Warsaw $3,843
Austin, TX $5,562

Living in Warsaw costs roughly 24% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Warsaw 53% above, Austin, TX 102% above.

Meal at Budget Restaurant

$11.46 zł 44.74

$20.22 $20.22

-43.32%

Three-Course Dinner for Two, Mid-Range

$61.2 zł 239

$85.0 $85.0

-27.98%

Fast Food Meal (McDonalds, etc)

$10.40 zł 40.58

$12.35 $12.35

-15.79%

Cappuccino

$4.36 zł 17.03

$5.47 $5.47

-20.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 zł 8.65

$3.82 $3.82

-41.88%

Water (0.33 liter bottle)

$2.24 zł 8.73

$2.50 $2.50

-10.40%

Local Beer (0.5 liter draught)

$4.67 zł 18.24

$8.06 $8.06

-42.06%

Imported Beer (0.33 liter bottle)

$5.20 zł 20.28

$8.99 $8.99

-42.16%

Milk (1 liter)

$1.05 zł 4.11

$1.13 $1.13

-7.08%

White Bread (500g)

$1.54 zł 6.00

$3.78 $3.78

-59.26%

Rice (white) (1kg)

$1.58 zł 6.15

$3.25 $3.25

-51.38%

Eggs

$3.81 zł 14.88

$4.14 $4.14

-7.97%

Local Cheese (1kg)

$8.71 zł 34.00

$13.08 $13.08

-33.41%

Chicken Fillets (1kg)

$6.49 zł 25.34

$14.31 $14.31

-54.65%

Beef Round Steak (1kg)

$14.86 zł 58.0

$15.96 $15.96

-6.89%

Apples (1kg)

$1.20 zł 4.70

$4.38 $4.38

-72.60%

Banana (1kg)

$1.67 zł 6.51

$1.45 $1.45

15.17%

Oranges (1kg)

$1.64 zł 6.38

$4.54 $4.54

-63.88%

Tomato (1kg)

$4.25 zł 16.58

$4.19 $4.19

1.43%

Potato (1kg)

$0.92 zł 3.60

$2.63 $2.63

-65.02%

Onion (1kg)

$0.87 zł 3.40

$2.36 $2.36

-63.14%

Lettuce (1 head)

$1.48 zł 5.77

$1.76 $1.76

-15.91%

Water (1.5 liter bottle)

$0.64 zł 2.51

$2.16 $2.16

-70.37%

Cigarettes 20 Pack (Marlboro, Camel)

$6.37 zł 24.86

$9.81 $9.81

-35.07%

Wine (Bottle)

$6.37 zł 24.84

$14.72 $14.72

-56.73%

Local Beer (0.5 liter bottle)

$1.09 zł 4.25

$2.78 $2.78

-60.79%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.37

$3.48 $3.48

-53.16%

One-way Ticket (Public Transport)

$1.12 zł 4.35

$1.49 $1.49

-24.83%

Public Transport Monthly Pass (Regular Price)

$28.30 zł 110

$40.51 $40.51

-30.14%

Taxi Start (Normal Tariff)

$2.63 zł 10.24

$2.67 $2.67

-1.50%

Taxi (Normal Tariff) (1km)

$1.26 zł 4.93

$1.58 $1.58

-20.25%

Taxi 1hour Waiting (Normal Tariff)

$12.86 zł 50.2

$35.29 $35.29

-63.56%

Gasoline (1 liter)

$1.70 zł 6.64

$0.99 $0.99

71.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 118.0K

$35.8K $35.8K

-15.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K zł 116.1K

$27.2K $27.2K

9.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$352 zł 1,375

$219 $219

60.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.15 zł 35.71

$58.0 $58.0

-84.22%

Internet (50+ Mbps, Unlimited Data)

$16.14 zł 63.0

$68.4 $68.4

-76.39%

Gym Membership (Monthly)

$45.94 zł 179

$57.9 $57.9

-20.66%

Tennis Court (1 Hour on Weekend)

$28.38 zł 111

$14.82 $14.82

91.50%

Cinema Ticket

$8.95 zł 34.93

$14.13 $14.13

-36.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$600 zł 2,339

$1,509 $1,509

-60.27%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.7K

$21.5K $21.5K

-33.48%

Jeans (Levis 501 Or Similar)

$112 zł 436

$51.7 $51.7

116.51%

Summer Dress (H&M, Zara, etc)

$41.03 zł 160

$44.05 $44.05

-6.86%

Sport Shoes (Adidas, Nike)

$107 zł 418

$85.1 $85.1

25.93%

Men's Leather Business Shoes

$110 zł 431

$105 $105

4.88%

1-bedroom Apartment, City Center (Monthly)

$1,177 zł 4,594

$1,932 $1,932

-39.07%

1-bedroom Apartment, Outside City Center (Monthly)

$977 zł 3,812

$1,272 $1,272

-23.23%

3-bedroom Apartment, City Center (Monthly)

$2,096 zł 8,181

$3,670 $3,670

-42.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,580 zł 6,166

$2,525 $2,525

-37.42%

Buy Apartment in City Center (m2)

$5,960 zł 23.3K

$7,617 $7,617

-21.76%

Buy Apartment Outside City Center (m2)

$3,860 zł 15.1K

$3,199 $3,199

20.66%

Average Monthly Net Salary (After Tax)

$2,096 zł 8,178

$5,105 $5,105

-58.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.79

-2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$977 46.8%

Austin, TX

$1.3K 48.2% 30.3% $296

Monthly Utilities & Internet

Warsaw

$378 18.1%

Austin, TX

$346 13.1% 8.5% $32

Groceries & Markets

Warsaw

$234 11.2%

Austin, TX

$403 15.3% 72.1% $169

Eating Out

Warsaw

$227 10.9%

Austin, TX

$348 13.2% 53.4% $121

Clothing & Footwear

Warsaw

$167 8%

Austin, TX

$129 4.9% 22.8% $38

Sport & Entertainment

Warsaw

$64 3.1%

Austin, TX

$86 3.3% 35% $22

Getting Around

Warsaw

$42 2%

Austin, TX

$57 2.2% 36.7% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,177 in Warsaw and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 144% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Warsaw vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $234 vs $403 per month, with Warsaw cheaper across the board.

Good to know

🇵🇱 Warsaw

🇺🇸 Austin, TX

🕒 Local time

03:13 3:13 AM

20:13 8:13 PM

7 h behind Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

974,447

💱 Currency

Polish Złoty PLN zł

United States Dollar USD $

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Warsaw Austin, TX 9,090 km ≈ 12 h nonstop flight

From you

Warsaw
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Austin, TX: Cost of Living - Frequently Asked Questions

Warsaw wins on cost – living expenses run 32% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Warsaw the obvious pick if budget is a priority.

On paper, salaries run 144% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,177 in Warsaw versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,045 per month in Warsaw versus $2,704 in Austin, TX – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Warsaw runs roughly 43% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,045 in Warsaw versus $2,704 in Austin, TX, a $2,000 budget is realistic in Warsaw but tight or insufficient in Austin, TX. The gap between the two cities makes Warsaw the clear choice for anyone on this budget.

Both work as nomad bases, but Warsaw delivers better value – similar infrastructure at $2,045 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Warsaw hard to pass up.

Safety-wise, Warsaw and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Warsaw gentler on the wallet – expenses run 32% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.