Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Warsaw

For one person, living is cheaper in Warsaw: $2,045 a month against $2,704 in Austin, TX, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
100

Cost of Living Index in Warsaw
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Warsaw Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Warsaw

🇵🇱 Poland

$2,045

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $2,045 in Warsaw.

Austin, TX $2,704
Warsaw $2,045

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,944 in Warsaw.

Austin, TX $4,133
Warsaw $2,944

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $3,843 in Warsaw.

Austin, TX $5,562
Warsaw $3,843

Living in Austin, TX is roughly 32% more expensive than in Warsaw, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 102% above, Warsaw 53% above.

Meal at Budget Restaurant

$20.22 $20.22

$11.46 zł 44.74

76.44%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$61.2 zł 239

38.85%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$10.40 zł 40.58

18.75%

Cappuccino

$5.47 $5.47

$4.36 zł 17.03

25.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.22 zł 8.65

72.07%

Water (0.33 liter bottle)

$2.50 $2.50

$2.24 zł 8.73

11.61%

Local Beer (0.5 liter draught)

$8.06 $8.06

$4.67 zł 18.24

72.59%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$5.20 zł 20.28

72.88%

Milk (1 liter)

$1.13 $1.13

$1.05 zł 4.11

7.62%

White Bread (500g)

$3.78 $3.78

$1.54 zł 6.00

145.45%

Rice (white) (1kg)

$3.25 $3.25

$1.58 zł 6.15

105.70%

Eggs

$4.14 $4.14

$3.81 zł 14.88

8.66%

Local Cheese (1kg)

$13.08 $13.08

$8.71 zł 34.00

50.17%

Chicken Fillets (1kg)

$14.31 $14.31

$6.49 zł 25.34

120.49%

Beef Round Steak (1kg)

$15.96 $15.96

$14.86 zł 58.0

7.40%

Apples (1kg)

$4.38 $4.38

$1.20 zł 4.70

265.00%

Banana (1kg)

$1.45 $1.45

$1.67 zł 6.51

-13.17%

Oranges (1kg)

$4.54 $4.54

$1.64 zł 6.38

176.83%

Tomato (1kg)

$4.19 $4.19

$4.25 zł 16.58

-1.41%

Potato (1kg)

$2.63 $2.63

$0.92 zł 3.60

185.87%

Onion (1kg)

$2.36 $2.36

$0.87 zł 3.40

171.26%

Lettuce (1 head)

$1.76 $1.76

$1.48 zł 5.77

18.92%

Water (1.5 liter bottle)

$2.16 $2.16

$0.64 zł 2.51

237.50%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$6.37 zł 24.86

54.00%

Wine (Bottle)

$14.72 $14.72

$6.37 zł 24.84

131.08%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.09 zł 4.25

155.05%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$1.63 zł 6.37

113.50%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.12 zł 4.35

33.04%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$28.30 zł 110

43.14%

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.63 zł 10.24

1.52%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.26 zł 4.93

25.40%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$12.86 zł 50.2

174.42%

Gasoline (1 liter)

$0.99 $0.99

$1.70 zł 6.64

-41.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$30.2K zł 118.0K

18.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$29.7K zł 116.1K

-8.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$352 zł 1,375

-37.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$9.15 zł 35.71

533.77%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$16.14 zł 63.0

323.54%

Gym Membership (Monthly)

$57.9 $57.9

$45.94 zł 179

26.03%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$28.38 zł 111

-47.78%

Cinema Ticket

$14.13 $14.13

$8.95 zł 34.93

57.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$600 zł 2,339

151.73%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$14.3K zł 55.7K

50.33%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$112 zł 436

-53.81%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$41.03 zł 160

7.36%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$107 zł 418

-20.59%

Men's Leather Business Shoes

$105 $105

$110 zł 431

-4.65%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$1,177 zł 4,594

64.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$977 zł 3,812

30.26%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$2,096 zł 8,181

75.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,580 zł 6,166

59.80%

Buy Apartment in City Center (m2)

$7,617 $7,617

$5,960 zł 23.3K

27.81%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$3,860 zł 15.1K

-17.12%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$2,096 zł 8,178

143.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.62

2.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Warsaw: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Warsaw

$977 46.8% 23.2% $296

Groceries & Markets

Austin, TX

$403 15.3%

Warsaw

$234 11.2% 41.9% $169

Eating Out

Austin, TX

$348 13.2%

Warsaw

$227 10.9% 34.8% $121

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Warsaw

$378 18.1% 9.2% $32

Clothing & Footwear

Austin, TX

$129 4.9%

Warsaw

$167 8% 29.5% $38

Sport & Entertainment

Austin, TX

$86 3.3%

Warsaw

$64 3.1% 25.9% $22

Getting Around

Austin, TX

$57 2.2%

Warsaw

$42 2% 26.9% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $1,177 in Warsaw. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 144% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $61.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $403 vs $234 per month, with Warsaw cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Warsaw

🕒 Local time

20:56 8:56 PM

03:56 3:56 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

1,861,599 Capital

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.892 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

PLN to USD in detail →

On the map

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Between locations

Austin, TX Warsaw 9,090 km ≈ 12 h nonstop flight

From you

Austin, TX
Warsaw

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Warsaw: Cost of Living - Frequently Asked Questions

Warsaw wins on cost – living expenses run 32% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Warsaw the obvious pick if budget is a priority.

Average pay runs 144% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $1,177 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $2,045 in Warsaw – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Warsaw runs roughly 43% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,045 in Warsaw versus $2,704 in Austin, TX, a $2,000 budget is realistic in Warsaw but tight or insufficient in Austin, TX. The gap between the two cities makes Warsaw the clear choice for anyone on this budget.

Both work as nomad bases, but Warsaw delivers better value – similar infrastructure at $2,045 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Warsaw hard to pass up.

Safety-wise, Austin, TX and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Warsaw gentler on the wallet – expenses run 32% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.